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September 30, 2013

RBI Assistants Interview Experience - Niraja Ayyankani

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Name : Niraja Ayyankani

Qualification : BE (IT), MBA (Project Management) from UK university

Post applied : RBI Assistant
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Indian Money Market - Introduction and Characteristics

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Before going into details of Indian Money Market, lets have a brief look at the term Money Market.

Money Market - Meaning and Definition :

The term "Money Market" refers to institutional arrangements providing or facilitating, borrowing and lending of short term funds to business. This is a short term credit market with maturity ranging from overnight to one year which deals with relative liquid and quickly marketable assets such as bills of exchange, short term securities, banker's acceptances, treasury bills of exchange etc. In essence, we can say that the money market is a short term credit market.
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September 29, 2013

Questions Asked in Today's (29-09-2013) IBPS RRB Assistants (Clerks) Exam - Evening / Afternoon Shift

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Friends, here are the questions asked in today's (29/09/2013) IBPS RRB Clerks evening shift exam shared by our friends Rajarajan P, Gadam Sandeep and Ammu. We thank them for their contribution and wish them great success in their exams. All the Best :)
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IBPS RRB Clerk / Office Assistants Exam 29/09/2013 Morning Shift General Awareness Questions

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Friends, here are the questions asked in today's (29th September 2013) IBPS RRB Clerks / Office Assistants (Morning Shift) exam shared by our friends Mr. Sanjay Goyal, Narendra Reddy and Nicklesh Javaji . We thank them on behalf of our readers and team members and wish them great success in the exam. All the Best
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September 28, 2013

Questions Asked in Today's (28th September 2013) IBPS RRB Office Assistants / Clerks Exam

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Friends here is the detailed analysis of today's (28-09-2013) IBPS RRB Office Assistants% exam based on the reviews shared by Sudeep Gupta, Mounika Rao, Udaya Lavakumar, Abhijeet Verma and Anuj Kumar. We thank them on behalf of our readers and team members for their commendable help and wish them great success in their exam. Here is the review of the paper with a brief analysis.

Analysis : As we stated earlier, the paper was very easy and almost all are expected questions. All the four people who have shared their reviews have attempted around 185+ questions with 90% accuracy. Maths was little time taking when compared to other sections but overall its also very easy. English they gave a story in reading comprehension. Remaining portions are also very easy. 
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Analysis of the RRBs exam Held on 28th September 2013(8:30 AM) - Sergio Ramosh

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Friends, here is the Analysis / Review of today's IBPS RRB Scale I Officers Exam shared by our friend Mr. Sergio Ramosh. Read his review in his own words....

The level of difficulty has come down. Most of the questions were easy to moderate. The duration for answering 200 objective questions was 150 minutes. For me, “Reasoning” was the easiest section. Two DI questions (1 Table and 1 Pie Chart) in QA were little bit time consuming but easy. The Verbal ability questions were also easy. The fill-in-the-blank questions required a correct understanding of logic in the sentences but words given as choices were not difficult. There was a passage on “Rural Electrification” which was the best part for me as I did a similar one in the mock test. Computer questions were very basic except a few moderate ones. It is highly possible that most of the students would have attempted all the questions. Overall, it was a good one. The cut-off, considering the difficulty level of the questions, is definitely going to be very high.
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IBPS RRB Officers Scale-1 Exam held on 28/09/2013 Morning Shift General Awareness Questions

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Friends, today's IBPS RRB Officers Scale I paper was almost similar to those of last week's. Almost all questions are as expected. Reasoning section was little time taking. Here are some questions asked in Today's exam, shared by our friends Bharath Kumar and Shikha Chowdhury who attended today's Morning Section. We thank them for his contribution and wish him great success in this exam.
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Bandwidth - A brief Introduction

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The term Bandwith is one among those words which you frequently encounter in Computer Knowledge section competitive exams. In this post we will have a brief introduction of Bandwith. 
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Difference Between Bill of Exchange and Promissory Note

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Friends, in our last posts we gave you a brief introduction about  Bill of Exchange and Promissory Notes. In this post we shall discuss the differences between them. 
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September 27, 2013

Bill of Exchange - A Brief Introduction and Features

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Friends, in our last post we have discussed about Promissory Notes. In this post we shall learn about Bill of Exchange. A bill of exchange is an instrument in writing which contains an unconditional order to pay a certain sum of money either to himself or to the bearer. Sec. 5 of the Negotiable Instruments Act defines a bill of exchange as follows.
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Promissory Note - A brief Introduction and Features

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The Sec. 4 of the negotiable instruments act defines a Promissory Note as an Instrument in writing (not being a bank note or a currency note) containing an unconditional undertaking, signed by the maker, to pay a certain sum of money only to or to the order of a certain person or to the bearer of the instrument.
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September 26, 2013

Current Affairs Quick Reference Guide for IBPS RRB Clerks / Office Assistants Exam - Pdf Download

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Friends, finally we managed to give you the Current Affairs Quick Reference guide for the upcoming IBPS RRB Office Assistants (Clerical) Exam. This file consists of 35 pages. It will hardly take you 4 hours to complete this pdf file.  Here important point you should keep in mind is, most of the topics covered in this pdf file have already updated in the blog and in our previous versions of quick reference guides. So, if you are a regular visitor of this blog, then it may take you only 1 to 2 hours to complete this file. So prepare well.

For the sake of information we gave short-notes of Regional Rural Banks in detail. No need to mug up those statistics. Those may help you in the interview. As for now, just have a quick glance at them. That's enough. Concentrate more on the topics Awards, Appointments, Obituaries, Sports updates, Railway and Union Budgets and recently revised Bank Rates. If you have any doubts or suggestions regarding this pdf file then feel free to use the comments box below. And please don't forget to share our little effort with your friends. Happy Reading :)
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Daily Current Affairs Updates - 26th September 2013

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International Affairs
  • According to the recent announcement of the White House, the United States stands ready to assist Pakistan in the aftermath of the devastating earthquake that hit the Balochistan region of the country killing more than 300 people.
  • Britain on Wednesday gave an extra $160 million to help Syrian refugees as the European Union urged the UN Security Council to do more to ensure humanitarian access.
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Current Affairs Updates of 24th and 25th September 2013

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International Affairs
  • NewZealand's flagship airline plans to open new frontier by flying planes to Antarctica for scientists and their crews.
  • The US Food and DrugAdministration (USFDA) is increasing its inspections offacilities of drug makers in India, the second largestprovider of finished dose products to the US, to ensurecompliance of approved manufacturing norms.
  • Kenya's President Uhuru Kenyatta has declared the end of a bloody four-day siege by Islamist militants at Nairobi's Westgate shopping centre.
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September 25, 2013

Solutions with Explanations to Sentence Correction Practice Exercise 3

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Friends, these are the solutions to our previous post on "Correction of Sentences Practice Set 2". Read that post before reading these solutions.

  • One of My friends are engineer.
  •  One of My friends are engineer.
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Correct the Following Sentences - Practice Set 3

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Friends, the following sentences have some errors in it. Try to correct them in 10 minutes. Later check with the solutions given below. All the Best.
  1. One of My friends are engineer.
  2. One of my Dogs have disappeared.
  3. I don't know nothing about him.
  4. I could not find him nowhere.
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Credit Cards Introduction - Advantages and Disadvantages

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Commercial Banks have introduced Credit Card facilities in the early 1980's. From then, the facility has become popular among the public as well as banks.

Features of Credit Cards :
  • Acts as a document of credit worthiness of card-holder and minimizes the use of hard cash in setting the day to day transactions.
  • It acts as a medium of exchange.
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Marudhara Gramin Bank Recruitment of Officers and Office Assistants

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Marudhara Gramin Bank, a joint venture of the Government of India, Government of Rajasthan and the State Bank of Bikaner and Jaipur having its head office situated at Jodhpur (Rajasthan) is inviting online applications from eligible Indian citizens who have appeared and cleared the IBPS RRB CWE held in September 2012 for filling up the posts of Officer in Middle Management Grade (Scale III), Officer in Middle Management Grade (Scale II), Officer in Junior Management (Scale I) Cadre and Office Assistant (Multipurpose). Interested candidates can apply online from 24th September 2013 to 9th October 2013.
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Automated Teller Machine (ATM) Introduction - Advantages and Disadvantages

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In my childhood I used to think that ATM is nothing but Any Time Money. It took me 22 years to know that its Automated Teller Machine. Now a days everybody knows what an ATM is and how useful it is. But for the sake of formality we shall start with the technical definition of ATM. The Automated Teller Machine (ATM) is a machine which facilitates basic banking activities viz, withdrawal of money, depositing money and checking of ones own balances etc. ATM does most of the functions of cashier in the bank. ATM is operated by plastic card issued by the bank which is called as ATM Card, with it special features. This plastic ATM Card is replacing cheque, personal attendance of the customer, banking hours and bank holidays restriction and paper based verification.
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RBI Grade B Officers Phase I Marks and Phase II Exam Details Out

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Friends, the Reserve Bank of India (RBI) has announced the marks details of its Grade B Officers Phase I Exam which was held on 17th , 24th  and 25th  August 2013 (the results of the same were announced on 13th September 2013. Check details abut the result here).

You can check your marks of Phase I Exam from here (you should enter your Roll Number and Date of Birth to get details).
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September 24, 2013

Shortcuts to Perform Mathematical Operations

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Friends, we have already discussed the following methods in our various posts which we have updated earlier. In this post we are just summarizing all those simple time saving techniques with examples so that it will be easier for you to have a quick review.
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Various forms of Loans and Advances

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Friends, all of you know that the commercial banks gives us loans and advances. But do you know what are the forms of loans ? If your answer is NO, then this post is for you. The commercial banks in India provide the following forms of loans and Advances to the public.
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Current Affairs Updates - 23rd September 2013

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International Events
  • An Al-Qaeda group in Syria says one of its top commanders in the country was killed in an ambush by rival, Western-backed rebels in a northern province.
  • Egypt court bans ousted president’s Muslim Brotherhood group, orders its assets confiscated.
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Current Affairs of September 22nd

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International Affairs
  • India and Malaysia will explore ways to strengthen their military ties during the five-day visit of Navy chief Admiral D K Joshi to Kuala Lumpur starting from 22nd September.
  • South Africa and India will jointly hold an inter-ministerial conference as well as a business meet later this month to enhance bilateral trade relations.
  • World leaders hold their first-ever UN meeting on 22nd September to explore how the more than 1 billion disabled people in countries rich and poor can contribute to the global economy instead of being a drain on society.
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21st September Current Affars Update

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INTERNATIONAL EVENTS
  • Russia and Government of India agreed on collaboration tojointly develop and manufacture civilian aircraft and helicopters for especially for emergency relief and medical purposes. Russian Government also offered to set up manufacturing facilities in the India for joint production of defence hardware.
  • Ecuador President Rafael Correa meets Cuban revolutionary leader Fidel Castro and his brother Raul Castro.
  • For the first time, Sri Lanka introduced transparent ballot boxes imported from India in select polling centres instead of the traditional wooden ones to ensure free and fair polls.
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Current Affairs Updates of 20th September 2013

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International Affairs
  • Nepalese Army Chief General Gaurav Shamsher J B Rana will undertake a week-long visit to India from September 29 to strengthen military-to-military ties, including supply of hardware to Nepal Army.
  • French President Francois Hollande will meet his Iranian counterpart Hassan Rowhani on the sidelines of the UN General Assembly next week, Hollande's office announced.
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Current Affairs updates of 19/09/2013

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International Affairs
  • A Syrian activist group says al-Qaida-linked gunmen have captured a town near the Turkish border after heavy fighting with a rebel group.
  • Australian researchers have created the first ever 3D map of the interior of Italy's iconic Leaning Tower of Pisa by using a breakthrough mobile laser mapping system.
  • Pakistan's maritime security agency arrested 58 Indian fishermen on Thursday after they strayed into Pakistan's territorial waters.
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Current Affairs Updates of 18th September 2013

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International Affairs
  • Japan's prime minister is to pledge USD 1 million to help victims of sexual violence when he speaks at the UN General Assembly next week, a report said, as anger continues in Asia over wartime "comfort women".
  • The fate of the first round of presidential elections in the Maldives, won by former President Mohamed Nasheed, would be decided by a full bench of the Supreme Court which started hearing the matter.
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September 23, 2013

How to Apply BODMAS (Order of Operations) Principle / Rule ?

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In a problem where more than two operations ('operations' mean add, subtract, multiply and divide etc) are involved, the BODMAS rule is followed. Do you know what each of these letters stands for ?

Look at this
  • B - brackets
  • O - of (multiplication)
  • D - division
  • M - multiplication
  • A - addition
  • S - subtraction
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Federal Bank Recruitment of Clerks and Officers 2013

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Friends, Federal Bank of India, a major Indian commercial bank in the private sector, the fourth largest bank in India in terms of capital base is inviting online applications from eligible Indian citizens for filling up the posts of Clerks (For specified states), Probationary Officer (For specified states), Law officer in Scale I or Scale II and  Assistant Manager in Scale I. You can apply online upto 26th September 2013
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Features of Word Processing

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What are the features of word processing ? This is one of the tricky questions you often encounter in competitive exams. People thinks that this question may related to some programming side and they simply ignore this question without even reading the given options. But friends, you all know about this word processing. You often use this technique too. But the problem is, you are not aware of the technical terms. What will you do if somebody asks you to say something about Microsoft Word ? Pretty easier right? But here the thing is, Microsoft Word is a word processing program in the Office package (MS Office). It has the following features.
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September 22, 2013

Unit Banking - its Merits and Demerits

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The Unit Banking system is that system of banking under which an individual bank carries on banking business either through a single office or through a few offices operating within a limited area  (Note :unit = single, remember like that) . In this system, independent, isolated units perform banking business. The size and are of operation of unit banking are much smaller when compared to branch banking. Unit bankin gsystem originated and grown in the U.S.A. Different unit banks in the U.S.A are linked with each other financial centers in the country through "Correspondent Banking".
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Short Notes on Booting Process

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Now a days in every competitive exam which is having computer knowledge section they are asking a question on Booting. So we felt it will be useful if we give brief description of booting. Friends, in simple words we can say that the operation the computer performs to make itself ready for the usage is called booting.
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Model Practice Tests for IBPS and SBI Clerks Online Exams - Computer Awareness

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_________________modify the input of  other keys





Userless computers are controlled by the ______________
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General Awareness Questions asked in IBPS RRB Evening / After Noon Shift of 21st September 2013

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1)Currency of North korea?
     won
2)Best film of 58th Filmfare Award?
      Barfi
3)Head of the Energy Security Panel constituted by Ministry of Petroleum and Natural gas?
4)Last date of filling income tax return for year 2012-13?
5)Which org. has headquater in milami, phillipines?
6)Dyanchand Award related to which field?
      sports
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Banker Customer Relationship in Detail - Pdf Download

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Dear customers of Gr8AmbitionZ.com!!! lol... surprised ? aren't you our customers ? Ok jokes apart, one of the important topics of Banking Awareness section of IBPS is Banker-Customer relationship. Why so ? because customer satisfaction is necessary for every organization (that's the reason why they say "customer is King") no organization exists without satisfied customers. So the relationship between banker and customer is very important. As a future banker you should know the customer needs and what they expect them from a banker. So obviously in banking exams and interviews you surely will get at-least one question from this area. So here is the pdf file of short-notes on customer-banker relationship. This pdf file covers the whole issue including the basic definitions and the types of banker and customer relationships.
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September 21, 2013

NICL Assistants Interview Experience - kamala kannan

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Hai Friends, I have attended the Interview of the National Insurance Company Ltd (NICL) Assistants which was held on 19/09/2013 at Chennai. My venue was Hotel Royal regency, the venue lies between park and egmore railway station. After reached the venue group 4 members belonged insurance employee union welcomed candidates. Advise them to, how to perform and answer for some repeated question like why insurance after BE? Present firm working? etc.....
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General Awareness Questions asked in Today's IBPS RRB POs Morning Exam dated 21-09-2013

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Friends, according to the reviews we got, today's (21/09/2013) IBPS RRB PO Online Exam was very easy... Almost equal to IBPS Clerks standard. Here are some General Awareness questions asked in today's Morning Section exam shared by our friends Nicklesh Javaji and Hari Prasad. We thank them for their help and wish them great success in his examination. All the Best :)
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September 20, 2013

Rajan Raises the Repo Rate and Reduced the MSF in his first Monetary Policy Review

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To fight the inflation, the new RBI Governor Mr. Raghuram Rajan reduced the MSF rate by 75 basis points to 9.5% from 10.25% and increased the key repo rate to 7.5% he kept CRR unchanged in his first monetary policy review after taking over as the RBI governor .  This measure was taken to tighten liquidity and arrest volatility in the foreign exchange market. The RBI also reduced the minimum daily maintenance of the cash reserve ratio from 99% of the requirement to 95%. RBI said that any further change in the minimum daily maintenance of the CRR is not contemplated.
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Important Sport Affairs 2013 for Competitive Exams - Pdf Download

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Friends, here is the pdf file of all important sports updates of 2013. This file consists of the winners lists of all sports related events including drona and arjuna awardees 2013. This file will helpful for you in your upcoming IBPS RRBs and IBPS POs, Clerical Exams. Happy Reading :)
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Deaths / Obituaries of Famous People in 2013

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  • Sushmitha Banarji - Writer (Kabuliwalar Bangali Bau)
  • V C Shukla - Veteran Congress leader
  • Ustad Zia Fariduddin Dagar -  Dhrupad vocalist
  • Profulla Borua- Veteran Indian journalist (Assam)
  • The President of Bangladesh, Zillur Rahman
  • The master of visual effects and stop-motion animation - Ray Harryhausen
  • Tamil playback singer - T M Soundararajan
  • Surendra Tiwari - Hindi writer
  • Surendra Tiwari - Hindi story writer
  • Sir David Frost - British Broadcaster
  • Shanu Lahiri - Bengali Painter
  • Shamshad Begum (94)  -  Legendary singer (one of the first few play back singers of bollywood)
  • Shakuntala Devi - Indian Mathematician (Human Computer)
  • Seamus Heany - Ireland's Foremost Poet (Nobel winner in 1995)
  • Satya Pal Dange -  Veteran CPI leader
  • Ruth Prawer Jhabvala - Oscar and Booker Prize winner
  • Ruma Chatterjee - National Cycling Coach
  • Rudra Prasad Shadangi - Former Minister of Bihar
  • Roger Ebert - American film critic
  • Zao Wou-ki - Chinese Painter
  • Vithura Baby - Malayalam Journalist and Writer
  • Vithal Bhai Patel - Lyricist / Congress Leader
  • V.S. Ramadevi - Former Governor of Karnataka
  • Robert Edwards - British scientist
  • Robert Edwards  - Master mind behind the world’s first “test tube baby”
  • Rituparno Ghosh -  Noted filmmaker of Bengal
  • Ray Dolby - Founder of Dolby Labouratories
  • Ranganath Misra - Former Chief Justice of India
  • Ramankutty Nair - Padma Bhushan-winning Kathakali exponent
  • Prof Veer Bhadra Mishra - Noted Environmentalist
  • Hugo Chavez  - Venezuelan President
  • Haradhan Bandopadhyay - Bengali Actor
  • Dr. Abdul Samad Abdullah - Maldievs Foreign Minister
  • Dr Hilary Koprowski- Polio Vaccination Developer
  • Douglas Engelbar - Creator of the computer Mouse
  • Chinua Achebe - father of African literature
  • Brajesh Mishra - First National Security Advisor of India
  • Pandit Raghunath Panigrahi - Odisha's classical Singer and music director
  • Pandit Raghunath Panigrahi - Classical Singer / Music Director
  • P.Shanmugam - former CM of Puducherri
  • Norman woodland - Bar Code Inventor
  • Niani Nathung - Former minister of Arunachal Pradesh
  • Mrinal Gore - Social Activist
  • Michael Henry Denness - former England captain
  • Mary Thom - American Journalist and feminist
  • Margaret Thatcher - Former Prime Minister of Britain
  • Mahasundari Devi  - Madhubani painting artist & Padma Shree Awardee
  • Lonappan Nambadan - former Member of Parliament from Kerala
  • Leslie Claudius - Indian Hockey Player
  • Lalgudi Jayaraman -  Renowned violinist and composer
  • Kamala Sadagopan - Tamil writer
  • Justice JS Verma - The former Chief Justice of India
  • Julie Harris - American Actress
  • Joy Mukherjee - Film Actor
  • Jiroemon Kimura - World's oldest ever man (Japan) died at the aged 116
  • Jetti Veera Raghavulu - Telugu music director
  • James Gandolfini - Three time Emmy Award winner
  • J.S. Verma - former Chief Justice of India
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List of New Appointments of 2013

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  • 1st Female MD of SBI - Arundhati Bhattacharya
  • Chairman of Indian Banks' Association (IBA) - K R Kamath
  • Chairman of Life Insurance Corporation of India (LIC) - S. K. Roy
  • Chairman of Nasscom for the year 2013 - Krishnakumar Natarajan
  • Chairman of the prestigious Asian Forum of Parliamentarians on Population and Development (AFPPD) - P.J.Kurien
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Important Organizations - Heads

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United Nations Organizations (UNO) :
  • Secretary-General - Ban Ki Moon, South Korea (2007–present)
  • President of the General Assembly - 
    • Vuk Jeremic (2012–2013)
    • John William Ashe (2013-2014)
  • Security Council members
    • Permanent Members : China, France, Russia, United Kingdom, United States
    • Elected for 2012-13 : Azerbaijan, Guatemala, Morocco, Pakistan, Togo
    • Elected for 2013-14 : Argentina, Australia, Republic of Korea, Luxembourg, Rwanda (elected for 2013–2014)
International Organizations related to UN :
  • Food and Agriculture Organization : Director-General - José Graziano da Silva, Brazil (2012–present)
  • International Atomic Energy Agency : Director-General - Yukiya Amano, Japan (2009–present)
  • International Civil Aviation Organization :
    • President of the Council - Roberto Kobeh Gonzalez, Mexico (2006–present)
    • Secretary-General - Raymond Benjamin, France (2009–present)
  • International Labour Organization (ILO) : Director-General - Guy Ryder, UK (2012–present)
  • Food and Agriculture Organization (FAO) : Director-General - Jose Graziano da Silva, USA (2012-present)
  • International Telecommunication Union : Secretary General - Dr. Hamadoun Toure, Mali (2007-present)
  • Universal Postal Union (UPU) : Director-General - Bishar Abdirahman Hussein, Kenya (2012-present)
  • International Court of Justice (ICJ) : President - Peter Tomka, Slovakia (2012-present)
  • Internatiional Atomic Energy Agency (IAEA) : Director General - Yukiya Amano, Japan (200-present)
  • United Nations Children's Fund (UNICEF) : Executive Director - Anthony Lake, United States (2010–present)
  • United Nations Educational, Scientific and Cultural Organization (UNESCO) : Director-General - Irina Bokova, Bulgaria (2009–present)
  • United Nations High Commissioner for Human Rights : High Commissioner - Navanethem Pillay, South Africa (2008–present)
  • United Nations High Commissioner for Refugees (UNHCR) : High Commissioner - António Guterres, Portugal (2005–present)
  • United Nations Industrial Development Organization (UNIDO) : Director-general - Kandeh Yumkella, Sierra Leone (2005–present)
  • World Food Programme (WFP) : Executive Director - Josette Sheeran, United States (2007–present)
  • World Health Organization (WHO) : Director-General - Margaret Chan, China (acting) (2007–present)
  • World Meteorological Organization (WMO) :
    • President - Alexander Bedritsky, Russia (2003–present)
    • Secretary-General - Michel Jarraud, France (2004–present)
  • World Tourism Organization (UNWTO) :
    • Secretary-General - Taleb Rifai, Jordan (2010–present)

Heads of International Organizations :
  • Kamalesh Sharma : Secretary-General, Commonwealth of Nations
  • Ahmed Saleem : Secretary-General, SAARC (South Asian Association of Regional Co-operation)
  • Roberto Azevêdo :  Director-General, WTO (World Trade Organization)
  • Anders Fogh Rasmussen : Secretary-General, NATO (North Atlantic Treaty Organisation)
  • Muratbek Sansyzbayevich Imanaliyev : Secretary-General, SCO (Shanghai Cooperation Organization)
  • Dr. Le Luong Minh : Secretary-General, ASEAN (Association of South East Asian Nations)
  • Abdullah Salem el-Badri :  Secretary-General, OPEC (Organization of Petrolium Exporting Countries)
  • Christine Lagarde :  Managing Director, IMF (International Monetary Fund)
  • Jim Yong Kim : President, WB (World Bank)
  • Takehiko Nakao :  President, ADB (Asian Development Bank)
  • Jose Angel Gurria :  Secretary-General, OECD (Organization for Economic Co-operation and Development)

Heads of Important Indian Government Offices
  • President - Pranab Mukherjee
  • Vice-President - Mhd Hamid Ansari (Chairman of Rajya Sabha)
  • Prime Minister - Dr. Manmohan Singh
  • Defence Minister - A. K. Antony
  • Finance Minister - P. Chidambaram
  • Home Affairs Minister - Sushilkumar Shinde
Heads of Indian Organizations :
  • ASSOCHAM  - Rana Kapoor
  • Attorney General of India  - G.E. Vahanvati
  • Bombay Stock Exchange  - Ashish Chauhan
  • CAG  - Shashi Kant Sharma
  • CBDT  - Sudha Sharma
  • CBI  -  Ranjeet Sinha
  • CCI  - Ashok Chawla
  • Chief Economic Advisor  - Raghuram Rajan
  • Chief Election Commissionor  - V.S.Sampath
  • DRDO  - Avinash Chander
  • FICCI -  Naina  Lal Kidwai
  • IB  - Saiyad Ashif Ibrahim
  • IBPS  - K.R. Kamath
  • IRDA  - T.S.Vijayan
  • ISRO - Dr. K. Radhakrishnan
  • NABARD - Prakash Bakshi
  • NASSCOM  - Krishna kumar Natrajan
  • National Commission for women - Mamta Sharma
  • National Innovation Commission - Sam Pitroda
  • National Security Advisor  - Shivashankar Menon
  • National Security Council  - Yakov Amridor
  • National Stock Exchange  - Chitra Ramkrishna
  • PM Economic Advisor  - C.Rangrajan
  • Press Council of India - Marandey Katju
  • Press Trust of India - K N Shanth Kumar
  • RBI – Raghu Ram Rajan
  • RAW  - Alok Joshi
  • SBI  - Pratip Chaudhary
  • SEBI - U.K. Sinha
  • SSC  - Amitava Bhattacharyya
  • TRAI  - Rahul Khullar
  • UGC  - Ved Prakash
  • UPSC  - D.P. Agarwal

Heads of Indian Armed Forces
  • Commander-in-Chief : Pranab Mukherjee (President)
  • Chief of the Army Staff : Gen. Bikram Singh
  • Chief of the Naval Staff : Admiral Devendra Kumar Joshi
  • Chief of the Air Staff : Norman Anil Kumar Browne
  • Chief of Border Security Force : Subhash Joshi
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List of Awards and Honors of Last 6 Months for IBPS RRB POs and Clerks Exams

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Friends, here is the complete list of Awards and Honors of last six months. This list will helpful for your upcoming IBPS RRB POs and Clerical Exams. All the Best.

  • 2013 Dadasaheb Phalke Award -  Yash Chopra and Rajesh Khanna
  • 2013 Man Booker International Prize -  Lydia Davis
  • Arjuna Award - Virat Kohli
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September 19, 2013

IB ACIO Exam Review - Jisha G Nair

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Friends, here is the review of Intelligence Bureau Assistant Central Intelligence Officers (IB ACIO) Exam which was held on 15th September 2013. This review was shared by our friend Jisha G Nair of Kerala. We thank her on behalf of our readers and team members for her motivational and detailed review. We wish her great success in this exam. Read her review in her own words.
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September 18, 2013

Bhartiya Mahila Bank (The First Women's Public Sector Bank) Recruitment of POs

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Good News Friends, Bhartiya Mahila Bank - India's first women's bank headquartered in Delhi which is going to start its services from 1st November with 6 Branches in inviting online applications from eligible candidates who have qualified in the Common Written Examination for the POs / MTs conducted by IBPS in the year 2012 (IBPS CWE PO II) and have not allotted jobs in any of the public sector banks for filling up the posts of POs - JMG Scale I. There are 115 posts in total. You can apply online from 19th September 2013 to 30th September 2013. Check remaining details below. All the Best :)
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Banking Awareness Questions with Answers for IBPS Bank Exams - Set 3

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Bonds, Shares etc issued by Indian firms in European Capital markets are called as ?




Primary issues by non-financial sector or total physical asset information is called as ?

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Banking / Financial Awareness - Important Years you should Know

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Friends, here are some important years which are related to some banking related schemes and banks. These will helpful for you in your preparation. Happy reading.


US Federal Reserve was established in ?



Secularization and Reconstruction of financial Assets and Enforcement of security interest act was enacted in ?

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Current Affairs Daily Updates - 17th September 2013

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International Affairs
  • US Secretary of State, JohnKerry to host his Chinese counterpart, Wang Yi, in Washington on Sept 19th.
  • Commemorating 150th birth anniversary of SwamiVivekananda, large number of people attended the Dharma and Yoga fests in California.
  • Bangladesh Supreme Court hands down death penalty to top Jamaat leader, Abdul Quader Mollah for 1971 war crimes.
  • Obama clears way for non-lethal assistance including those related to chemical weapons, to the Syrian opposition.
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September 17, 2013

Banking Awareness Bits for IBPS Bank Exams - Set 2

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Friends, this is the Set 2 of Banking Awareness bits for  upcoming IBPS PO and Clerks exams. You can read set 1 from here.

In which circumastance Dear money policy will be adopted by Reserve Bank of India ?
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Important Banking Awareness Bits for IBPS Exams

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Friends, here are some useful bits of Banking Awareness. Happy Reading :)

Which bill related to provide Operaitonal flexibility to central bank to fix SLR and CRR for different banks ?
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September 16, 2013

16th September Current Affairs Updates

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International Affairs
  • Microsoft Corp. co-founder BillGates stays atop Forbes list of America's richest.  Investor WarrenBuffett, head of Berkshire Hathaway Inc. remains in 2nd place; Oracle Corp. co-founder LarryEllison is 3rd
  • German Chancellor Angela Merkel's Bavarian allies scored a resounding win in a state vote Sunday, provisional results showed, giving her a boost one week ahead of a general election.
  • Inter-Korean Kaesong industrial zone reopened five months after it was closed due to military tensions.
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List of Frequently Misused / Confused words of English - Pdf Download

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Friends, in our previous post we have discussed about the tips of correct usage of spellings and the spellings which are often misspelled. In this post we shall discuss about homophones, the words which are having the same pronunciation but different meanings / origins / spellings. Such as accept and except. Here is the list of commonly misused / confused words in English Language. We are giving this list in pdf format so that it will be easier for you in your preparation. We tried our best to cover all the important  homophones and other pairs of words that are frequently misused along with detailed explanations. Happy Reading... All the Best.
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Spellings often Misspelled

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Friends, thanks for the overwhelming response to our Tips for correct spellings. Some of our friends have asked us to include some tips to remember the spellings that are often misspelled / confuse. Most spelling errors are unintentional. The main problem with the spellings is, people remember the sound of the word in their mother tongue and try to write the spelling to that sound using their own English language skills. But as English is a tricky language, this technique leads to some typing errors. Some common typos are :
  • Omitting letters from a word
  • Adding extra letters
  • Transposing two letters in a word
  • Spacing words improperly 
We can avoid these errors with some careful observation and practice. Here is the list of some misspelled / confused words. Just observe the common errors carefully, and learn the correct spellings prudently. We hope this observation helps you improving your spellings. All the Best :)
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September 15, 2013

Daily Current Affairs Updates of September 15th

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International Affairs
  • The United Nations has accepted Syria's application to join the chemical weapons convention, with its chief Ban Ki-moon pledging support to implement a deal reached by Russia and the US in this regard.
  • China is likely to achieve its growth target of 7.5 per cent this year despite planned structural reforms to rebalance the world's second largest economy, the World Bank president said today.
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RBI Assistants Interview Experience

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Friends, here is the Interview Experience of the Reserve Bank of India (RBI) Assistants shared by our friend from Odisha Mr. Satish Kumar Pradhan. We thank him on behalf of our readers and team members and we wish him great success in his interview.
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Current Affairs Daily Updates - 14th September 2013

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International Affairs
  • Secretary of State John F. Kerry announced Saturday that the U.S. and Russia had agreed on a framework for impounding and destroying Syria’s stockpile of chemical weapons by the middle of next year.
  • Japan has decided to seek World Heritage designation of old industrial facilities in eight prefectures in 2015, sources close to the matter said Saturday.
  • The Miss World beauty contest, which has attracted fierce opposition by hardline Islamic groups in host country Indonesia, is now facing another challenge a rival pageant exclusively for Muslims.
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September 13, 2013

RBI Grade B Officers Online Exam Results Out

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Good News friends, the Reserve Bank of India (RBI) has announced the results of the online exam for the recruitment of  Officer in Grade ‘B’ (General) - DR) which was held on 17th, 24th and 25th August 2013. The organization has announced the Roll Numbers of Candidates shortlisted for appearing in Phase-II Written Examination (Descriptive Type – 3 Papers) for the above mentioned posts. You can check your result from below links. All the Best :)
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Daily Current Affairs Updates - 13th September 2013

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National Affairs
  • India alone accounts for more than one-fifth of deaths worldwide of children under the age of five, according to a new UN report released Friday, which said nearly 6.6 million kids died globally, last year, before reaching their fifth birthday.
  • BJP officially announces NarendraModi as its prime ministerial candidate for 2014.
  • TamilNadu CM  Jayalalithaa inaugurates 14 arts & sciences colleges across state, allocating over Rs 122 crore.
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Tips and Tricks to Improve English Spellings - Lesson 2

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Friends, in our last post we have discussed some Rules / Tips for correct spellings. Read that post here before reading this post. Today we shall discuss some more tips and tricks for correct spellings. 

6. You will be at your best at learning words when you make an effort to understand them. A good way to understand a word is to break it into syllables. Look for prefixes, suffixes, and roots. Practice each short part, and then the whole word.
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IBPS RRB POs / Officers Scale I Previous Paper (Completely Solved) - Pdf Download

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Friends, as we promised earlier here is the previous paper of IBPS Regional Rural Banks' (RRBs) Common Written Examination of Officers Scale I (Probationary Officers) which was held on 2nd September 2012. Just download it to your pc and Try to solve it on your own. After completion of the whole paper check with the key. If you have any doubts, you can refer to the solutions provided at the end of the paper. We hope this paper will help you in boosting up your preparation of IBPS RRB PO Exam III. Happy Reading :)
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September 12, 2013

Daily Current Affairs - 12th September 2013

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International Affairs
  • China's proposal to build a tsunami early-warning centre for 9 countries in  South China Sea region approved by United Nations.
  • Saudi Arabia has achieved a remarkable literacy rate of 96 per cent with religious institutions playing a crucial role.
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Daily Current Affairs Updates - 11th September 2013

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INTERNATIONAL EVENTS
  • One third of the food produced worldwide is wasted, costing the global economy around USD 750 billion a year, a new report by the UN food agency announced on 11th September.
  • India and Japan decided to look at the possibility of setting up a Japanese Electronics Manufacturing Township (JEMT) .The township will help India reduce imports of electronic goods and contain trade deficit. Last year, India imported electronic goods worth $32 billion.
  • The state-run University of Liberia (UL) and India's O.P. Jindal Global University (JGU) have signed a memorandum of understanding (MoU) for research collaboration and student exchange.
  • India-China hold talks on Science and Technology after 11 years; to step up cooperation in earthquake prediction, disaster management.
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A plea from an IBPS Aspirant

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Friends, as You all know that Institute of Banking Personnel Selection (IBPS) is conducting Common Written Exams for the recruitment of Probationary Officers / Specialist Officers / Clerks etc since 2011. The candidates who clears the exam in all the three cadres have to face interviews as second hurdle. But unfortunately IBPS doesn't publish any rank list or waiting list of the candidates in any stage of the process. It means the candidates who are appearing in the exams even after clearing the interview are denied to get any information on number of candidates who have cleared the interview. Apart from this there is no provision get information on total number of candidates appearing in the exams, total number of candidates clearing the exams, total number of candidates appearing in the interview, total number of candidates who has cleared the interview etc. All efforts made to get access to get information in this regard failed as IBPS claims that it is not a Public Office. 
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Download your Call Letters of IBPS RRB CWE II Officers (Scale-I, II & III) and Office Assistants Online Exams Now

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Friends, the Institute of Banking Personal Selection (IBPS) has enabled the download link of Group-“A”- Officers (Scale-I, II & III) in RRBs (IBPS RRB CWE II) Online exam call letters from 8th September 2013. Today it has enabled the download link of Office Assistant's online exam call letters too. You can download your call letters from below links. We are currently working with the previous paper and we will try to arrange them by tomorrow's morning. All the Best.
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September 11, 2013

Intelligence Bureau (IB) ACIO Grade II Exam Previous Paper - Pdf Download

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Friends, here is the previous paper of Intelligence Bureau (IB) Assistant Central Intelligence Officer (ACIO) Grade - II / Executive Exam  held in the year 2012. This paper consists of two parts. Paper I (Objective type) and Paper-II (Descriptive type on English language). The duration of both the papers is 1 hour and 40 minutes. Just download the paper and try to solve on your own. We hope this paper will help you in your preparation. All the Best :)
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Daily Current Affairs Updates of September 10th

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International Affairs
  • China has emerged as the world's third-largest investor as Foreign Direct Investment (FDI) from the Communist giant jumped by 17.6 percent last year defying a global pattern..
  • The world's highest civilian airport will commence operations in a Tibetan prefecture in China's Sichuan province from 16th September.
  • Nepal govt to freeze assets of over 200 individuals, including India's most wanted terrorist Dawood Ibrahim and Al Qaeda-linked suspects
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Current Affairs Updates of 9th September

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International Affairs
  • Mamnoon Hussain was sworn in as Pakistan’s 12th President by Chief Justice Iftikhar Muhammad Chaudhry at a ceremony. Among those who attended were Asif Ali Zardari who stepped down.
  • Uzbekistan President Islam Karimov and Chinese President Xi Jinping on Monday signed agreements worth USD 15 billion in key sectors, including the exploitation of oil, gas, and uranium fields in the Central Asian state.
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Current Affairs Updates - 08/09/2013

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International Affairs
  • In a golden moment in Pakistan's chequered 66-year political history, President Asif Ali Zardari stepped down and left the presidency after successfully completing his five-year term, paving the way for India-born Mamnoon Hussain to take over.
  • South Korea and the United States have mapped out a joint operational plan which outlines concrete measures to deter and respond to North Korea's nuclear threats.
  • Iran's foreign minister slammed potential US-led airstrikes against Syria as "illegal" on a visit to Baghdad, while his Iraqi counterpart warned they would hinder efforts towards a political solution.
  • World observed the International Literacy Day (initiated by UNESCO on November 17, 1965).
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Current Affairs Updates of 7th September 2013

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NATIONAL EVENTS
  • Prime Minister Manmohan Singh left for India after attending the G20 Summit where he said the movement of labour should be free across nations without restrictions as it can otherwise stifle growth.
  • West Bengal CM Mamata Banerjee has taken an initiative to bring back the body of slain author Sushmita Banerjee to Kolkata from Afghanistan.
  • Amid the talk of a decision on Narendra Modi being projected as BJP's Prime Ministerial candidate anytime soon, RSS said it has already made its position clear on the key issue and it was for BJP to take a decision on it.
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Rules / Tips for Correct Spellings - Lesson 1

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The one word which  most students dread in any competitive exam is "English", and more so "grammar!". Grammar is an integral and indispensable part of English (or any language, for that matter) and words / vocabulary are an integral part of grammar. And, when we talk of words, can spellings be far behind ? Identifying the wrong spellings is a part of the evaluation process, in the English section, in most competitive exams - bank PO and clerical exams, SSC, IB and other exams.
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September 06, 2013

General Awareness Study Material for NICL AO (Administrative Officers) Exam

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Friends, here are some General Awareness questions for upcoming National Insurance Administrative Officers (NICL AO) Exam 2013. Most of these questions are already posted for SSC CGL and NICL Assistants Exams. We hope these will be helpful for you in your NICL AO Exam too. Happy Reading.

Some of the most commonly asked GK Questions :
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Daily Current Affairs of 6th September 2013

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International Affairs
  • The US Defence Secretary Chuck Hagel has called his Egyptian counterpart to discuss the current security situation in the country and progress on the political roadmap, said Pentagon Press Secretary, George Little.
  • The Taliban on Friday denied shooting dead Indian writer Sushmita Banerjee, whose murder Afghan officials blamed on the insurgent militia fighting against the government for 12 years.
  • Turkey has beefed up its military presence along its southern border with Syria in anticipation of strikes on the regime in Damascus.
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Pattern of KVB Assistant Managers (Scale I) / PO Exam 2013

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Friends, finally the Karur Vysya Bank (KVB) has announced the patter of its Assistant Managers (Scale I) / Probationary Officers Exam which is going to be held next week.  The exam is On-Line. There will be 200 questions of 200 marks. You should solve them in 2 hours. The pattern is almost similar to IBPS PO Exam (but the difficulty level will be equal to Clerical exams). Here are the sectional wise questions / marks distribution.
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Daily Current Affairs Updates - 5th September 2013

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International Affairs
  • G20 Leaders' Summit began at Saint Petersburg, Russia. 
  • Poland has said it will transfer government bonds held by private pension funds to the state pension sector in a move aimed at curbing public debt amid an economic slowdown.
  • IMF approves USD 6.7 billion as financial aid to Pakistan to prevent it from a brink of economic collapse, as the country is "facing serious economic challenges".
  • The White House announced that the meeting between Prime Minister Manmohan Singh and US President Barack Obama will be held as per schedule on September 27, despite the latter being busy due to ongoing Syrian crisis.
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FCI (Food Corporation of India) Grade III Exam Paper II, Paper III Results Out

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Good News friends, the Staff Selection Commission (SSC) has announced the results of FCI Grade III Paper II and Paper III . Now these shortlisted candidates are eligible for the next round CPT (Computer Proficiency Test). The SSC has conducted Paper-II and Paper-III written examination for Combined Recruitment for Assistant Grade III in General, Depot, Technical and Account Cadres in FCI, 2013 on 07th April 2013 at various centres all over the country. Now it has came out with the results of this exam. 
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September 05, 2013

Complete List of CMDs / CEOs and Heads of Public Sector Banks - Pdf Download

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Friends, here is the pdf file of the list of CMDs / MDs and Govt Nominee Directors of all the public sector banks of India as on 1st June 2014. Just have a quick glance at this list. It hardly will take 15 to 20 minutes to remember these names. We hope this list will be useful for your upcoming Banking Exam preparation. All the Best :)
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IBPS RRB PO / Group A Officers Scale I Exam Practice Paper Pdf Download

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Friends, here is the pdf file of IBPS RRB (Regional Rural Banks) POs / Officers Scale I exam which was held on 2nd September 2012 shared by our friend Miss Uma Kantha Madala. We thank her on behalf of all our team members and readers for her commendable support. This file consists of all the sections of IBPS RRB PO Exam including the key. Just download the paper and try to solve on your own in a specified time. After completion, you can check your answers with the key given at the end. We hope this pdf file will help you in your preparation and practice of upcoming IBPS Regional Rural Baks PO Exam. All the Best.
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Important Points you should know about the New RBI Governor Raghuram Rajan

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Friends, as all of you know that, being the Central Bank for India, the Reserve Bank of India (RBI) plays a vital role in Indian banking operations. All banking operations directly or inderectly will be dependent on RBI only. So you will get at least a question  RBI in your banking exams. Yesterday RBI got a new governor (Date : 4th September 2013 - Wednesday). Mr. Raghu Ram Rajan has been appointed as the Nwe governor of RBI for a period of three years, and will take charge from the old governor D. Subbarao, who is exiting after an extended five-year term. So maximum chances are there for getting  a question about Mr. Raghu Ram Rajan in your upcoming IBPS Bank exams. So, here are some important points you should know about him. Happy Reading :)
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September 04, 2013

Daily Current Affairs Updates - September 4th

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International Affairs
  • US President Barack Obama will hold bilateral meetings with the leaders of France and China on the sidelines of a G20 meeting in Russia.
  • Facing obstacles at home and abroad, President Barack Obama this week plans to urge reluctant world leaders to back an American-led strike against Syria even though the prospects for military action could depend on a fractured U.S. Congress.
  • A survey carried out by the Pew Research Center over the weekend on Americans found that 48 percent of Americans oppose "conducting military airstrikes" against Syria over its alleged use of chemical weapons compared to 29 percent who support such action.
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September 03, 2013

August 2013 Month's Current Affairs Pdf Free Download (International Events)

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Friends, here is the pdf file of August Month's Current Affairs Magazine (International Affairs). We tried our best to include all important events occurred from 1st August to 31st August 2013 in this pdf file. We hope this will be useful for your upcoming NICL, Intelligence Bureau and IBPS Exams. You can download the file for free form the below link. Please feel free to share your views in below comments section. You can download previous month's current affairs magazines from here. Happy Reading.
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Daily Current Affairs Updates - 3rd September 2013

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INTERNATIONAL EVENTS
  • UN Secretary General Ban Ki Moon discusses ways to expedite investigation process in Syria chemical attack.
  • Pakistan Army chief Gen Ashfaq Parvez Kayani on Today visited the LoC to assess the security situation in the wake of violations of a ceasefire in the region over the past few weeks.
  • Malala Yousafzai, the Pakistani school girl shot in the head in a failed assassination attempt by the Taliban, today inaugurated Europe's biggest public library in her newly adopted home of Birmingham.
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Download your Pre-Exam Training Call Letters of IBPS RRB CWE II PO / Officers Scale I Exam Now

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Friends, the Institute of Banking Personnel Selection (IBPS) has made the download link of Pre-Examination Training Call Letters for Common Written Examination for the Recruitment of Officers Scale I in RRBs (RRBs CWE-II). You can download your call letter by giving your Registration Number / Date of Birth and Password.
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September 02, 2013

2nd September 2013 - Current Affairs Updates

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International Affairs
  • As the world’s leading economies prepare to meet this week in Russia, United Nations Secretary General Ban Ki-moon has called on countries to show leadership and commitment to achieve a sustainable future.
  • After nearly a gap of three years, India and Japan will resume their negotiations on the civil nuclear pact tomorrow in Tokyo where the officials, directed by their respective leaders to accelerate the talk process towards an early conclusion, will meet for the fourth round.
  • India and South Korea today discussed the potential for space and nuclear cooperation, upgrading of the bilateral trade and economic ties and collaboration in defense production.
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September 01, 2013

Daily Current Affairs of 1st September 2013

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International Affairs
  • Former NSA contractor Edward Snowden, who exposed the most extensive US global surveillance operations, has been awarded this year's German "Whistleblower Prize" worth USD 3,900 in absentia.
  • US President Barack Obama says the US should take military action against Syria and he will seek congressional authorisation for intervention.
  • Pope Francis has called for the world to unite in a day of fasting and prayer for Syria on Saturday and said "God and history" would judge anyone using chemical weapons.
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Download your NICL AO Admit Cards / Hall Tickets Now

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Friends, National Insurance Company Ltd has made the download link of Administrative Officers exam Hall Tickets / Admit Cards available now. You can download your admit card from below link. You should enter your Registration Number and Date of birth to download it. All the Best.
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REPCO Bank Junior Assistants / Clerks, POs Results and Interview Schedule Out

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Good News friends, Repco Bank has announced the Results of the written exam held on 18th August 2013 for the recruitment of Junior Assistants / Clerks and Probationary Officers. The organization has been sending individual call letters via speed post. Even if the call letter have not received by the candidate, they may attend the interview/group discussion on the respective dates with all the particulars/certificate mentioned below.
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