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April 30, 2020

Motivational Story for 2020 Competitive Exam Aspirants : Must Read

The impact of COVID-19 has hit our country in multiple ways, and recruitment is no exception. Your plans to get into Govt job in coming 4-6 months may have gone out the window. I know a number of people, who are totally depressed and completely left their preparation. But guys, whatever situation you find yourself in, one thing’s for sure. How you respond to this unprecedented pandemic will define your future. The present situation may lead to delay in new recruitment notifications, but doesn't mean there will be NO notification in 2020. To keep you motivated, I would like to share a small motivational story which was shared by BJP leader and Rajya Sabha MP Subramanian Swamy.

Once, Lord Indra got upset with Farmers, he announced there will be no rain for 12 years & you won’t be able to produce crops.

Farmers begged for clemency from Lord Indra , who then said , Rain will be possible only if Lord Shiva plays his Damru. But he secretly requested Lord Shiva not to agree to these Farmers & when Farmers reached Lord Shiva he repeated the same thing that he will play Damru after 12 years.

Disappointed Farmers decided to wait till 12 years.

But one Farmer regularly was digging, treating & putting manure in the soil & sowing the seeds even with no crop emerging.

Other Farmers were making fun of that Farmer . After 3 years all Farmers asked that Farmer why are you wasting your time n energy when you know that rains will not come before 12 years.

He replied “I know that crop won’t come out but I’m doing it as a matter of “practice”. After 12 years I will forget the process of growing crops and working in the field so I must keep it doing so that I’m fit to produce the crop the moment there is rain after 12 years.”

Impressed by his argument Goddess Parvati praised his version before Lord Shiva & said “You may also forget playing the Damru after 12 years !”

The innocent Lord Shiva in his anxiety just tried to play the Damru, to check if he could….and hearing the sound of Damru immediately there was rain and the farmer who was regularly working in the field got his crop emerged immediately while others were disappointed.

It is the practice which keeps on making you perfect. Practice is the beautiful way to reach success despite of consequent failures.. Because you never know how close to success u are.

We become even diseased or old just because we don’t practice. Practice is the essence of quality survival.

So, let lockdown lift after 2 weeks, 2 months or 2 years. Whatever trade or profession we are in, keep sharpening our skills, practice with what we have, upgrade our knowledge.Don’t wait for rain , that is the lock down to be lifted and then start something… focus on our skills today, upskill your self so that you are ready to meet the challanges.

Good luck guys. Wish to see you all in your dream jobs soon. Stay Home Stay Safe :)

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April 29, 2020

Versatile Bollywood Actor Irrfan Khan passed away

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Versatile Bollywood Actor Irrfan Khan passed away today. The actor was 53 years old, and was admitted to the Kokilaben Dhirubhai Ambani hospital in Mumbai yesterday due to health complications.

Irrfan was diagnosed with neuroendocrine tumour in 2018 and sought treatment in the UK for a year. The actor returned to India in February 2019 and shortly resumed shooting for his film, Angrezi Medium. Khan’s mother, Saeeda Begum, died on Saturday (25 April) at the age of 95, with Khan attending her funeral via video chat.

The Padma Shri (2011) Awardee made his Bollywood debut with Mira Nair's Salaam Bombay in 1988, and has worked in numerous films since then. In his illustrious career spanning for over two decades, Irrfan Khan portrayed a wide range of leading and supporting roles in films of all genres.

In Hindi, his most famous films include his debut, the Academy Award nominated Salaam Bombay!, Maqbool (2004), Paan Singh Tomar (2011), The Lunchbox (2013), Haider (2014), Gunday (2014), Piku (2015) and Talvar (2015) and Hindi Medium (2017). 

He has made his presence in only one South Indian film, titled 'Sainikudu' (2006) directed by Gunasekhar.

He earned significant international acclaim after crossing over into Western projects, including Slumdog Millionaire (2008), The Darjeeling Limited (2007), Life of Pi (2012) and Jurassic World (2015). He was active in TV, films and theatre and had a career spanning almost 25 years.

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April 27, 2020

What is Plasma Therapy treatment for the COVID-19

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For the past few days you might be reading in news papers or watching in TV channels about Plasma therapy is showing positive results on Covid 19 patients. After China and the US, recently India has given a go ahead for framing a protocol to conduct a clinical trial for convalescent plasma therapy. Recently 4 COVID-19 patients had plasma therapy treatment in Delhi's Lok Nayak Jai Prakash Narayan Hospital in the last few weeks. The initial results are positive and encouraging. The therapy has been used experimentally in the past and so has become a ray of hope in the fight against the novel coronavirus pandemic. Now let's see what's this Plasma Therapy is, along with the pros and cons of this therapy as it is going to be one of the most important topics to be covered in our upcoming competitive exams.

About Plasma Therapy

The Plasma Therapy is an experimental procedure for COVID-19 patients. For plasma therapy, doctors need plasma from COVID-19 patients who have already recovered. The blood of a person who has recovered from COVID-19 develops antibodies to battle against the virus. This therapy uses antibodies from the blood of a cured coronavirus patient to treat another critical patient. The idea behind this therapy is that immunity can be transferred from a healthy person to a sick patient using convalescent plasma. Once the blood plasma of the recovered patient is infused with that of the second patient, the antibodies start fighting against coronavirus in the second person's body. The process of donating plasma is similar to that of donating blood and takes about an hour.

Recent Developments on Plasma Therapy in India

  • The King George Medical University, Uttar Pradesh has become the 1st government hospital in India to successfully launch the plasma therapy treatment for the COVID-19 patients. A 58-year-old doctor became the first coronavirus patient at the King George Medical University (KGMU), Lucknow to receive plasma therapy as an experimental treatment for the disease.
  • The Centre permitted few states to perform plasma therapy on limited number of COVID-19 patients. Kerala, Gujarat, Punjab also started using plasma therapy to cure COVID-19 patients.
  • Delhi government is planning to ask Centre to allow plasma treatment on all critical patients in the state.
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April 26, 2020

List of newly appointed Secretaries in different Ministries & Departments 2020

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The Indian Government today (26th April 2020) appointed new Secretaries, Special Secretaries and Additional Secretaries in different Ministries and Departments. A rank under the Central Staffing Scheme of the Government of India, the Secretary of GOI is generally a career civil servant, mostly from the Indian Administrative Service (IAS) and government official of high seniority. Here is the list of newly appointed secretaries today. There are around 23 IAS officers of the rank from Additional Secretary, Special Secretary and Secretary today appointed in various central government departments as part of the bureaucratic reshuffle. Here are some important names :

Newly Appointed Secretaries by Government of India 2020

  • A.K. Sharma - Secretary, Micro, Small and Medium Enterprises (currently working as Additional Secretary in the PMO)
  • Amit Khare - Information and Broadcasting Secretary (Additional Charge) [He is working as Higher Education Secretary]
  • Anand Kumar - Secretary, Culture (currently working as Secretary, New and Renewable Energy)
  • Anita Karwal - Secretary School Education and Literacy (she is currently working as CBSE Chairperson]
  • Pradeep Kumar Tripathi - new Steel Secretary
  • Preeti Sudan - Health Secretary (She was to retire this month, has been given three month extension)
  • Rajesh Bhushan - Officer on Special Duty, Department of Health and Family Welfare
  • Rajesh Kumar Chaturvedi - Secretary, Department of Chemicals and Petrochemicals
  • Ravi Kant - Secretary, Ex-Servicemen (currently working as Secretary, Food and Public Distribution)
  • Ravi Mittal - new Sports Secretary (He is currently working as the Information and Broadcasting Secretary)
  • Sudhanshu Pandey - new Union Food Secretary
  • Tarun Bajaj - Secretary, Department of Economic Affairs in Ministry of Finance (currently working as Additional Secretary in PMO)
  • Tarun Kapoor - Secretary in Ministry of Petroleum and Natural Gas (currently working as Vice Chairman of Delhi Development Authority)
Apart from above names, a total of 10 Indian Administrative Service (IAS) officers have been given in-situ upgradation to the level of Special Secretary in the rank and pay of Secretary of Central government, as a measure personal to the them, by temporarily upgrading the posts held by them. They are are Jyoti Arora, B. Anand, Neel Kamal Darbari, Bidyut Bihari Swain, Apurva Chandra, Rajiv Bansal, Ali Raza Rizvi, Praveen Kr. Srivastava, Arvind Singh and Indevar Pandey.

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Update about IBPS PO IX, Clerks IX, SPL IX Final Results

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Friends, in a recently released notice, the Institute of Banking Personnel Selection (IBPS) has confirmed the postponement of final result declaration for IBPS PO IX & Clerks IX and Specialist Officers IX Recruitments 2020. Though the organization didn't give any specific date for result announcement, it may take at-least three to four weeks for further updates. Here is the official notice released by IBPS.

Due to the unforeseen circumstances, i.e., COVID-19 pandemic, the declaration of results of Provisional Allotment for CRP- PO/MT- IX, CRP – CLERKS - IX and CRP - SPL - IX stands postponed until further orders.

Check the notice released by IBPS about postponement of Final Result from HERE 

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April 25, 2020

Govt declares Banking Industry as Public Utility Service : What does this mean ?

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Amid the Covid 19 pandemic which has significantly impacted economic activities, the Indian Government today declared the Banking Industry as a Public Utility Service for 6 months till 21st October 2020. The government made this move under the provisions of the Industrial Disputes Act.

What is Industrial Disputes Act ?

The Industrial Disputes Act, which was enacted on 11th March 1947 and came into force on 1st April 1947 has made provision for the investigation and settlement of industrial disputes and for certain other purposes. It regulates Indian Labour Law so far as that concerns trade unions as well as Individual workman employed in any Industry within the territory of Indian mainland.

What does this mean ?

Bringing banking services under the provisions of Industrial Disputes Act means that the banking sector would not see any strikes by employees or officers during the operation of the law starting from April 21. There are over a dozen employees and officers unions in the banking sector. These unions enjoy a considerable say in wage negotiations, which the IBA deals with every 5 years. There are several issues on which the bank unions don’t agree with the decisions of the government. The latest is the merger of several banks.  

The notification was issued by the labour ministry and the circular has been addressed to the RBI Governor, SBI Chairman, Managing Directors and CEOs of nationalized banks, and the CEO of Indian Banks’ Association (IBA).

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April 22, 2020

Essays for Competitive Exams : If I were a Millionaire

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Essay on "If I were a Millionaire"

Major Points to Cover :
  • Money
  • Its definition
  • Classes
  • How to earn
  • Results of earning a lot
  • Conclusions
Man by nature is pleasure loving. He wants peace and happiness and avoids pain. Money helps at times of need and gives him comfort, food, a house, and a family to live with, and above all, all the material comforts of this world can be had if only man has sufficient money. So everybody wants to possess money and possess it in abundance.

In this world, some are born rich, some are born poor and some others belong to the middle class. The comforts, which a man commands depends on the class to which he belongs. Money is such a
thing that it will not allow any man to rest. It forces him to strive for more and more and more. The quest is never satisfied.

There are two ways of looking at money. One view is money is the end of all and so earn and go on earning more and more till you die. This category of persons argue that money gives you comfort, pleasure, power, social respect and authority over others. So why not go in for more and more money because it is money that makes the man ? The second argument is philosophical. You did not bring any money to this world. Why worry about it which you got during your life and which you are sure to leave in the world after death ? There is also a third view about money. Earn the money that is necessary. Spend it usefully on your needs and also help the fellowmen who are in need. In that way you can be happy and make others also happy. Every man has to decide which way he has to follow.

There are many ways to earn money. The first way is the morally acceptable way of working to earn. The second way is to steal or rob somebody who has got it. The third way is to expect a miracle to happen like winning a million rupees through lottery. The third way never comes to everybody's lot. The second way of stealing or robbing are all methods which lead to unpleasant consequences. So the only moral method is to work and earn it.

When I was young I was poor. My father was an elementary school teacher with eight children. We had hardly enough to eat. When I joined my high school it is so happened that both my bench-mates were very rich. One's father was a rich landlord with hundreds of acres of land. This boy had a separate room and a separate cook to serve him food. There was a radio, a T.V. and good number of books and magazines for him to read. The other was the son of a big merchant who had different types of business. They also owned a number of buses. That boy had a special car to come to school and go back home. Seeing them, I developed a feeling that I should also become a millionaire one day.

Joining public service will never make one a millionaire. Only business can do that miracle. So I preferred to do business and earn a lot in my life. That became my life's ambition. After my school education I joined a business establishment of my friend as a clerk and learnt all the tricks of the trade. I could understand the market fluctuations and advantages of forward trading. I started trading in tamarind and jaggery and adopted forward trading techniques. It was not very late before I became a millionaire, as after some time money itself makes money.

I earned more and more but I found later that money alone does not give happiness and pleasure which man needs. Money is the root cause of all evils. Envy, jealousy and hypocrisy are its servants. With a lot of money I was feeling unsafe. I was envied by all. Though money gets money friends they are not faithful. They look at your money and not at you. I cannot get rid of them or the money. The only way I found to be happy was to spend away what I earned on those who need my help.

Difficult words :
  • Material : connected with physical objects and not mind
  • Abundance : plenty
  • Millionaire : one who has more than 10 lakh rupees
shared by Nisheeta Mirchandani

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April 20, 2020

April 2020 Monthly Current Affairs Quick Review - Pdf Download

Dear Gr8Ambitionists, on popular demand, we are giving you the Quick Review of April 2020 Current Affairs pdf file. This file covers all the important current affairs updates of April month till today (i.e., 1st to 20th April 2020). Try to make optimum use of this lockdown period. We've already provided the PDF Capsules of January, February and March 2020 Current Affairs. We'll try to arrange remaining months' current affairs quick reviews soon. Full version of this current affairs capsule (1st to 30th) will be available for download on 3rd May 2020. Stay home, Stay safe and  happy Reading :)

Download PDF Version of April 2020 Month's Current Affairs from here

Download Remaining Month's Current Affairs PDF Files of 2020 from below links


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April 19, 2020

March 2020 Monthly Current Affairs Quick Review - Pdf Download

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Friends, here we are giving you the Pdf File of March 2020 Current Affairs Quick Review Capsule. This pdf file consists of all important major current affairs of March 2020, including important Awards and Honors, New Appointments, Obituaries along with our very special online liner National, International, Business and Sports updates. You can download the pdf capsule from below link. Happy Reading :)

Download PDF Version of March 2020 Month's Current Affairs from here

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    February 2020 Monthly Current Affairs Quick Review - Pdf Download

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    Friends, here is the Pdf File of February 2020 Current Affairs Quick Review Capsule. This pdf file consists of all important major news events of February 2020, including Major Appointments, Awards & Honors, Deaths, Economic Survey 2019 and Union Budget 2020 along with our special One-Liner current affairs of February 2020. You can download it from below link. We will try to arrange the March 2020 Current Affairs by tomorrow.  Happy Reading :)

    Download PDF Version of February 2020 Month's Current Affairs from here

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      April 17, 2020

      Corona (Covid-19) Effect : RBI cuts Reverse Repo Rate by 25 bps

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      In the wake of Corona virus (Covid 19) crisis and the subsequent countrywide lockdown in India, the Reserve Bank of India (RBI) governor Shaktikanta Das today announed the reduction in reverse repo rate by 25 basis points from 4 per cent to 3.75 per cent. This move will help in injecting liquidity in financial markets. However, the repo rate remains unchanged.  Addressing the media, Das said on April 14, International Monetary Fund released its global growth projections, revealing that in 2020, the global economy is expected to plunge into the worst recession since 'The Great Depression'.

      Here are the Major Highlights of the Reserve Bank Governor Shaktikanta Das's address to the media today
      • 50% of the funds in TLTRO 2,0 is for small and medium-sized NBFCs
      • 60% of ways and means advances allowed to states until September 30, 2020
      • A special Rs 50,000 crore refinance facility for Nabard (RS 25,000 crore), Sidbi (Rs 15,000 crore) and NHB (Rs 10,000 crore)
      • ATMs have worked at 91% capacity during this period.
      • Banks will need to maintain additional provisioning of 10 per cent on standstill accounts
      • Banks won't announce dividends until further notice
      • Every data on monsoon, sowing, fertilisers bode well for agri and rural outlook but situation is sombre in other industrial sectors.
      • India expected to stage a smart recovery to grow at pre-coronavirus pace of 7% in FY21, according to the IMF
      • India is one of the few countries projected to hang on to - perhaps tenuously - 1.9% GDP growth, according to the IMF.
      • LCR requirement brought down from 100% to 80% with immediate effect. LCR requirement to be restored to the previous level in a phased manner
      • Liquidity management: Will undertake TLTRO 2.0 operations. LTRO of Rs 50,000 cr to begin with in many tranches for NBFCs
      • Loans given by NBFCs to real estate companies to get similar benefit as given by scheduled commercial banks
      • Macroeconomic landscape has deteriorated since March 27, 2020.
      • NBFCs allowed to grant relaxed NPA classification to their borrowers
      • NBFCs' loans to delayed commercial real estate projects can be extended by a year without restructuring
      • No downtime has been observed for internet or mobile banking.
      • NPA classifications will exclude the three-month moratorium period till May-end
      • Since March 27, surplus liquidity has increased sharply in the banking system.
      • The global economy is going through the worst phase since the Great Depression.
      • The impact of Covid-19 has not been captured in recent IIP data.
      • The RBI has taken several steps to ensure normal functioning of banks.
      Note : In the last meeting on March 27, the RBI had announced a massive 90 bps cut in reverse repo rate, the rate at which the RBI borrows money from banks by lending securities, to ensure surplus liquidity in the system. The repo rate was reduced to a 15-year-low of 4.40 per cent and was also the steepest cut since October 2004.

      New Policy Rates and Reserve Ratios of RBI 2020 (as on 17th April)

      • Repo Rate : 4.40%
      • Reverse Repo Rate : 3.75%
      • Marginal Standing Facility (MSF) Rate : 4.65%
      • Bank Rate : 4.65%
      • CRR : 3%
      • SLR : 18%
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