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May 31, 2018

Directions (Reasoning) Practice Problems - Set 1

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Friends, here are some practice tests on Directions. You can check the basics and Shortcut tricks to solve Directions problems from here. Happy Reading.

Directions (1-2): study the following information to answer the given Questions
Point P is 9m towards the East of the point Q. Point R is 5m towards south of point P. Point S is 3m towards the west of point R. Point T is 5m towards the North of point S. Point V is 7m towards the south of point S..

1. If a person walks in a straight line for 8m towards west from point R, which of the following points would he cross the first?
  1. None
2. Which of the following points are in a straight line?
  1. P,R,V
  2. S,T,Q
  3. P,T,V 
  4. V,T,R
  5. None
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31st May 2018 Daily Current Affairs - PDF Download

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Dear Great Ambitionists, here are today's (31st May 2018) Important Current Affairs updates. You can download the pdf version of these current affairs from below link. Happy Reading :)

Daily Current Affairs of 31st May 2018


International Current Affairs
  • Today (31st May) is World No Tobacco Day.
    • This day is an annual awareness day sponsored by the World Health Organization (WHO) since 1987 to highlight the health risks associated with tobacco use and encourage governments to adopt effective policies to reduce smoking and other tobacco use.
    • Theme of World No Tobacco Day 2018 : ‘Tabacco and heart diseases’.
  • On on last leg of 3-nation trip (Indonesia, Malaysia and Singapore), Prime Minister Narendra Modi today visited Singapore
    • This is his second official visit as the Prime Minister to the island nation and is packed with a series of meetings, mainly with the business community.
    • Today's evening he is scheduled to visit India-Singapore Enterprise and Innovation Exhibitions at the Marina Bay Sands Convention Centre. 
    • Aim of this 3 nation visit : To enhance India’s relations and engagements with the three countries, who are members of the ASEAN.
  • Amid its increased cooperation with India in a range of areas, the United States today renamed its Pacific Command to Indo-Pacific Command
    • The Command, which has about 3.75 lakh personnel, is responsible for all US military activity in the greater Pacific region.
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SSC CGL 2018 : Geography of India Quiz (taken from Previous Papers)

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  1. The famous Lagoon lake of India is ?
    1. Dal Lake
    2. Chilika Lake
    3. Pulicat Lake
    4. Mansarover
  2. Where is 'Raisina Hills' ?
    1. Where Rashtrapati Bhavan is situated
    2. The Hill feature in Srinagar, otherwise known as 'Shan-kara-charya Hill'
    3. The place where the Dogra rulers of J & K  bulilt their fort in Jammu
    4. The rock feature at Kanya-kumari where Swami Vivekananda's statue was erected
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Essay - Consumer Protection Laws in India

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Consumer Protection Laws in India 

Overview
  • What is consumer protection law ? 
  • History of consumer protection in Indian civilisation.
  • The Britishers introduced legal system by replacing old traditional system. 
  • Indian Constitution protects consumer rights. 
  • Disadvantages faced by the consumers.
  • Different laws are passed to protect the rights of the consumers. 
  • The aims of the Consumer Protection Act. 
  • The major areas covered by the Act.
  • This act maintains the balance between forces of globalisation and interest of the consumers.
Globalisation has led to growing interdependence and increased connection among economies of the world. The positive outcomes of this trend is that there is universal emphasis on consumer rights protection and promotion. Consumers are now increasingly becoming aware of their right and
protection mechanisms available to them. Consumer protection laws are being designed and updated to ensure fair trade competition and free flow of genuine information in the market-place. Now, as India is also aspiring to become a world power, focus on consumer protection laws is being renewed.
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31st May 2018 Hindu Editorial Vocabulary - PDF Download

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Hai Friends I'm Kani. Here I'm sharing English Vocabulary from Editorial section of The Hindu News Paper dated 31st May 2018. Happy reading :)

Note : Click on titles to read Editorials from THE HINDU News Paper

Download PDF Version of Hindu Editorial Vocabulary 31st May 2018 from HERE


  • Pang - a very strong, sudden, and unpleasant pain or emotion
  • Coalition - a temporary union of different political parties that agree to form a government together
  • Impasse - a situation in which progress is not possible because none of the people involved are willing to change their opinion or decision
  • Resolve - to solve a problem, or to find a satisfactory way of dealing with a disagreement
  • Portfolio - all the responsibilities of a government minister
  • Crises - plural of crisis (an urgent, difficult, or dangerous situation)
  • Sealing a deal - to make a deal certain or complete
  • Draw to a close - to end
  • Contour - outline
  • Concede - to stop trying to win a war, competition, or argument because you realize that you cannot win it
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GK & Current Affairs Quiz of May 2018 - Set 11

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The New York Stock Exchange (NYSE) has promoted __________ to President, making her the first sole woman head of the 226-year-old exchange.


The Anti-Terrorism Day is observed on ?


The Anti-Terrorism Day is observed to remember which Indian leader ?


Who has won the Italian Open title for a record 8th time by defeating Germany's Alexander Zverev ?



Who has won the prestigious T.K. Ramanathan award for the year 2017-18 ?


Who has won the Top Artist and Top Male Artist awards at Billboard Music Awards 2018 ?


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Dena Bank PO (PGDBF) Recruitment Online Exam Cancelled

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Friends, the Dena Bank's Probationary Officers (PGDBF) Recruitment Online Exam has been cancelled. Earlier on 17th April 2017, dena bank has invited online applications from 18th April 2017 to 9th May 2017 for Post Graduate Certificate in Banking and Finance course in Amity University and later announced that it is going to conduct online exam for the same on 2nd June 2018. But in a recently released notice, the bank has announced that it is cancelling the Online Admission test.

Though the bank said it it cancelling the exam due to administrative reasons, the main reason for cancelling this exam is RBI. On 12th May 2018, the Reserve Bank of India (RBI) has barred Dena Bank from recruiting staff (you can read complete details from HERE). Further  course  of  action  will be informed  to  the  candidates  in  due  course.



Thanks to Biswaraj Bandhu Bhattacharyaa for the update


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May 30, 2018

New State Symbols for Andhra Pradesh

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The Andhra Pradesh government today approved new state symbols. There were no state symbols for the newly formed Andhra Pradesh after bifurcation to form Telangana on 2nd June 2014. So today, the state's Principal Secretary of Environment and Forests G Anantha Ramu has released an order declaring the state symbols.

Neem and Black Buck have been declared as the state tree and animal respectively. Rose-ringed parakeet will be the state bird while Jasmine is the state flower. "The government felt that it is necessary to have separate symbols for the state after the bifurcation. Accordingly, the symbols have been notified for Andhra Pradesh," the order added.

These new symbols will come into effect from 6th June 2018.

Important Details about Andhra Pradesh
  • Capital : Amaravati, Hyderabad
  • Total Districts : 13
  • Governor : E. S. L. Narasimhan (Joint Governor for Telangana & AP)
  • Chief Minister : N. Chandrababu Naidu
  • Official language : Telugu
  • Emblem : Poorna Kumbham
  • Song : Kuchipudi
  • State Bird : Rose-ringered Parakeet
  • State Flower : Jasmine
  • State Tree : Neem
  • State Animal : Black Buck
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Essay : News Channels have Turned into Entertainment Channels

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News Channels have Turned into Entertainment Channels 

Overview
  • Stiff competitions among news channels.
  • Channels cater entertaining content for getting high TRP. 
  • Paid news are telecasted by news channels. 
  • The changes in news channels : from serious news reporting to sensational news. 
  • Newreader lost their popularity. 
  • Prime time news anchors become the face of the channels.
  • Social and moral responsibilities of journalists.
There is an old quote, 'Quality is Better Than Quantity.' This is something which Indian news channels of the present era need to understand. As the media sector is seeing cut-throat competition,
the news channels now-a-days resort to anything and everything they could possibly do to fetch high TRPs. TRP, as known popularly, is the target racing point for calculation purpose. This device, also known as peoples' meter judges and records the time and the programme that a viewer wathces on a particular day.
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30th May 2018 Daily Current Affairs - PDF Download

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Dear Great Ambitionists, here are today's (30th May 2018) Important Current Affairs updates. You can download the pdf version of these current affairs from below link. Happy Reading :)

Daily Current Affairs of 30th May 2018

International Current Affairs
  • Prime Minster Narendra Modi reached Indonesia as a part of his tour to South Asia. 
    • This is his first-ever official visit to the country.
    • He began his tour by laying a wreath at the Kalibata National Heroes’ Cemetery and paying homage to the martyrs of Indonesian freedom struggle.
    • He later met Indonesian President Joko Widodo at the Merdeka Palace in Jakarta for informal discussions before holding the delegation-level talks.
    • Both leaders jointly inaugurated the 1st joint kite exhibition themed on India’s largest epics Ramayana and Mahabharata at the Jakarta’s National Monument.
    • About Indonesia :
      • Capital : Jakarta
      • Official Language : Indonesian
      • Currency : Indonesian rupiah 
      • President : Joko Widodo
      • Vice President : Jusuf Kalla
  • The Director Generals of Military Operations (DGMO) of India and Pakistan today agreed to fully implement the ceasefire understanding of 2003 in letter and in spirit. 
    • They further agreed to ensure that the agreement is not violated by either side from now on.
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General Knowledge Quiz - Set 65

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National Stadium is in which city in India ?


Which book gives the position of places on maps ?


Which state of India was originally known as the "State of Mysore" ?


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30th May 2018 Hindu Editorial Vocabulary - PDF Download

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Hai Friends I'm Kani. Here I'm sharing English Vocabulary from Editorial section of The Hindu News Paper dated 30th May 2018. Happy reading :)

Note : Click on titles to read Editorials from THE HINDU News Paper

Download PDF Version of Hindu Editorial Vocabulary 30th May 2018 from HERE


Hindu Editorial Topic 1 : "Transition tests: Pakistan in election mode"
  • Transition - the process of changing from one situation, form, or state to another
  • Caretaker PM - a Prime Minister, who has power for a short period of time until a new one is chosen
  • Set the stage for something - to create the conditions in which something is likely to happen
  • Consecutive - following one after another in order and with nothing else in between
  • Landmark - a major event or achievement that marks an important stage in a process and makes progress possible
  • Term - a period of time during which a politician or other official holds their job
  • Tenure - the period of time during which someone has an important job or is an elected official
  • Commend - to praise someone or something formally or publicly
  • Outgoing - leaving a job
  • Contentious - causing disagreement between people or groups
  • Constitutional - relating to a set of basic laws or principles for a country that describe the rights and duties of its citizens and the way in which it is governed
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GK & Current Affairs Quiz of May 2018 - Set 10

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Who was appointed the Chairman of the Lalit Kala Akademi ?



Who has been recently appointed as the new Director of CIA ? [first woman to lead the spy agency]



Who is set to become the first ever foreign player to deliver the annual MAK Pataudi Memorial Lecture on June 12 in Bengaluru ?



Who has recently appointed as the new Social Justice and Empowerment Secretary ?



Who resigned 55 hours after taking oath as the Karnataka CM ?



Who will be the new Information and Broadcasting Secretary ?


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May 29, 2018

IDBI Executives (Clerks) 2018 Result, Cutoffs & Wait List out

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Friends, the IDBI Bank  has released the final result, merit list, Category wise & Test wise cut-off and Marks of it's Executive Recruitment Online Exam 2018. As you know, the bank has invited online applications from 6th to 28th February for the recruitment of 760 Executive / Clerical posts and conducted online examination for the same on 28th April 2018. Now it has came out with the results of the same. Check complete details below. All the Best :)

Check your result of IDBI Bank Executives Online Exam 2018 from HERE

Note : Instructions to the candidates placed in the Merit List will be uploaded shortly.

Thanks to Biswaraj Bandhu Bhattacharyaa for the update

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Aptitude : Percentage Problems with Explanations - Introduction

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Hi friends, thank you so much for the great response to my yesterday's post on Partnership problems. Today I am posting the introduction and problems on Percentage. In this post i am covering the basic details of percentage, from our next post we shall cover the problems with Higher difficulty level. Happy Reading :)

Percentage Problems Introduction

A fraction with denominator 100 is called percentage. Numerator of that fraction is called rate percent.

The term percent means per every 100.

50 percent means 50 out of 100.

The symbol % is used to denote percent.
Ex : 20%, 35%, 80% etc.

Percent to fraction : To convert percent into fraction, divide the percent by 100.

Ex : 25% = 25/100 = 1/4

Fraction to percent : To convert fraction into percent, multiply the fraction by 100. 

Ex : 1/5 = (1/5) x 100 = 20%
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29th May 2018 Daily Current Affairs - PDF Download

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Dear Great Ambitionists, here are today's (29th May 2018) Important Current Affairs updates. You can download the pdf version of these current affairs from below link. Happy Reading :)

Daily Current Affairs of 29th May 2018


International Current Affairs
  • Today (29th May 2018) is International Day of United Nations Peacekeepers.
    • The day was established to :
    • Honour the memory of the UN peacekeepers who have lost their lives in the cause of peace;
    • Pay tribute to all the men and women who have served and continue to serve in UN peacekeeping operations for their high level of professionalism, dedication and courage.
    • Theme of International Day of UN Peacekeepers 2018 :  “UN Peacekeepers: 70 Years of Service and Sacrifice
  • New Zealand's Edmund Hillary and Nepal's Tenzing Norgay reached the summit of Mount Everest on this day (29th May) in the year 1953, becoming the first people to stand atop the world's highest mountain
  • Prime Minister Narendra Modi today embarks on a 5 day visit to Indonesia, Malaysia and Singapore
    • Aim of this visit : To consolidate India’s ties with three important strategic partners in the Southeast Asia region with key agreements expected in the areas of defence and space.
    • Important Note : This is Modi's 1st visit to Indonesia as Prime Minister. 
  • Iran's Minister of Foreign Affairs Javad Zarif is on 1 day visit to India. 
    • Today he met External Affairs Minister Sushma Swaraj in New Delhi and held talks.
    • The two Ministers held discussions on latest developments in bilateral issues. 
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29th May 2018 Hindu Editorial Vocabulary - PDF Download

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Hai Friends I'm Kani. Here I'm sharing English Vocabulary from Editorial section of The Hindu News Paper dated 29th May 2018. Happy reading :)

Note : Click on titles to read Editorials from THE HINDU News Paper

Download PDF Version of Hindu Editorial Vocabulary 29th May 2018 from HERE


Hindu Editorial Topic 1 : "Talk it over: the Centre's role in J&K"
  • Talk over - to discuss a problem or a plan
  • Initiative - an important action that is intended to solve a problem
  • Suspension - the act of officially stopping something for a period of time
  • Significant - very important
  • Take tough line - to deal with someone or something in a very firm or strict way and refuse to change your opinion or decision
  • Helter-skelter - in a hurry and without planning or organization
  • Sympathise - to approve of and support someone or something
  • Statistical - a collection of numerical facts or measurements, as about people, business conditions, or weather
  • Hardline - strict or extreme in your beliefs or opinions, and not willing to change them
  • Set off - to cause something to operate
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SSC CGL 2018 Special : Indian History Quiz from Previous Papers

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  1. Ashoka called the Third Buddhist Council at 
    1. Pataliputra
    2. Magadha
    3. Kalinga
    4. Sarnath
  2. The tutor of Alexander, the great was 
    1. Darius
    2. Cyrus
    3. Socrates
    4. Aristotle
  3. Which of the following literary works belongs to classical Sanskrit literature ?
    1. Dhammapada
    2. Vedas
    3. Meghadutam
    4. Dighanikaya
  4. Who propounded the 'Eight - Fold Path' for the end of misery of mankind ?
    1. Mahavir
    2. Gautam Buddha
    3. Aadi Shankaracharya
    4. Kabir
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Essay : Mobile Phones - A Necessary Evil

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Mobile Phones A Necessary Evil

Overview
  •  History of mobile phones. 
  • Useful application of mobile phones.
  • We become dependent upon mobile phone. 
  • Over dependency hamper our social life. 
  • Effects on children, teenagers and adolescents. 
  • Positive aspects of mobile phone.
Telephones have changed dramatically since Alexander Graham Bell spoke the first words into a telephone on 10th March, 1876. In the early 1980s, portable phones were like a small-scale mobile phone. In 1983. Motorola first produced commercially hand held mobile phone (Dyna TAC 8000x). Several other companies started to produce mobile phones. From the First-Generation System (1G) to now it becomes the Fourth Generation System (4G). It is the mobile device which has become the lifeline of communication in today's time.

In the developed world, smart phones have now overtaken the usage of earlier mobile systems. However in the developing world, they account for only 20% of mobile telephony. Mobile phones are used for a variety of purposes, such as keeping in touch with family members, for conducting business and in order to have access to a telephone in the event of an emergency. Further people may use it for playing games, listening to the music, watching movie, internet surfing, mobile banking etc.
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GK & Current Affairs Quiz of May 2018 - Set 9

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According to the Centre's Swachh Survekshan 2018, _________ has been named the cleanest city in India.


Who has taken over the charge as the Director General of Assam Rifles ?



Vodafone Group has recently announced that CEO Vittorio Colao will step down in October after working at the company for a decade. Who will be the new CEO ?



The World Telecommunication and Information Society Day (WTISD 2018) is observed on ?



Recently China has launched its 1st privately developed rocket. Name it ?



What is the ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Theme of WTISD 2018 ?



Indonesia has agreed to give India strategic and military access to which seaport ?

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May 28, 2018

Controversial statements on Bankers : Nitish Kumar is getting 1 Star rating in FB

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After his controversial statements on bankers, Nitish Kumar is getting 1 star rating in his official facebook page. The Bihar chief minister yesterday blamed banks for the desired benefits of demonetisation not reaching the common man. Banks did not implement the exercise in late 2016 properly, Kumar said at a meeting with a state-level bankers’ committee.

I had supported note ban,” he said, according to PTI. “But because of the role played by banks, people could not be benefited to the extent they should have. People deposited huge amounts in scrapped currency and the money was laundered.”

Kumar also made an indirect reference to recent scams like the PNB fraud, stating that big defaulters were able to obtain huge loans and escape from the country, while the poor had to face stringent recovery steps.

"Banks are so strict in recovering amounts lent to small-scale borrowers. Why the same strictness is not shown in the case of big defaulters ?" he wondered.

After these statements, the bankers started reacting differently. The started giving 1 star rating in his facebook page saying "bankers work hard and deserves to be respected".




















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28th May 2018 Daily Current Affairs - PDF Download

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Dear Great Ambitionists, here are today's (28th May 2018) Important Current Affairs updates. You can download the pdf version of these current affairs from below link. Happy Reading :)

Daily Current Affairs of 28th May 2018

International Current Affairs
  • Today (28th May) is Menstrual hygiene day.
    • This is an annual awareness day which aims to break taboos and raise awareness about the importance of good menstrual hygiene management (MHM) for women and adolescent girls worldwide.
    • Theme of Menstrual hygiene day 2018 “#NoMoreLimits”
  • Colombia will next week formally join the North Atlantic Treaty Organization (NATO).
    • With this the country becomes the only Latin American nation in the alliance.
  • The 1st edition of Global Wind Summit will be held in Hamburg, Germany from 25th to 28th September 2018.
    •  It will be largest and most important meeting of the wind industry worldwide. 
    • The summit will see participation of of speakers from about 100 countries, including India, China, the US, Spain and Denmark.
    • It will will provide platform for experts from across globe to discuss innovative and green technologies for harnessing wind energy making.
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Meet the 1st CFO of Reserve Bank of India (RBI) : Sudha Balakrishnan

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The Reserve Bank of India (RBI) has appointed NSDL executive Sudha Balakrishnan as it's First Chief Financial Officer (CFO). This is the biggest organisational change since Urjit Patel took over as RBI Governor in September 2016.

Balakrishnan, a chartered accountant, was till recently vice president with the National Securities Depository Ltd (NSDL), India’s first and largest depository, before joining RBI. She will be the 12th executive director of the RBI, and will have a three year term.

At the RBI, Balakrishnan will be in charge of the central bank’s balance sheet to ensure accounting policies and procedures comply with regulations. The new CFO will also be responsible for communicating an accurate and timely reporting of the central bank’s financial performance and oversee its budgetary processes.
Besides internal accounts and budget, the CFO will also be in charge of corporate strategy functions like deciding the provident fund rate, which the central bank manages for its employees.

But more importantly, Balakrishnan will be in charge of the government and bank account department, which processes government transactions like payments and revenue collections such as taxes. As the nodal officer managing the RBI balance sheet, Balakrishnan will also oversee the central bank’s investments in India and abroad.

She will have a monthly salary of Rs 2 lakh with housing or Rs 4 lakh per month without housing and an annual increase of 3 to 5 percent of the gross cost to the company. The appointment will initially be made for a period of 3 years, which could be extended further subject to annual review, RBI said in the recruitment notice.

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28th May 2018 Hindu Editorial Vocabulary - PDF Download

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Hai Friends I'm Kani. Here I'm sharing English Vocabulary from Editorial section of The Hindu News Paper dated 28th May 2018. Happy reading :)

Note : There were no editorials in THE HINDU on 27th May 2018 (Sunday)

Download PDF Version of Hindu Editorial Vocabulary 28th May 2018 from HERE

  • Reform - a change that is intended to correct a situation that is wrong or unfair, or make a system work more effectively
  • Avert - to prevent something bad or harmful from happening
  • Hardship - a situation in which life is very difficult
  • On the cusp of - the dividing line between two very different things
  • Monsoon - a period of heavy rain in India and Southeast Asia
  • Arid - an arid place is very dry without many plants because of a lack of rain
  • Revive - to come or bring something back to life, health, existence, or use
  • Reservoir - an artificial or natural lake where water is stored so that it can be supplied to the houses in an area
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GK & Current Affairs Quiz of May 2018 - Set 8

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The World Health Organization (WHO) has launched a comprehensive plan to eliminate industrially-produced artificial trans fats from the global food supply by 2023. Name it ?



The founder of Sulabh International was honoured with the Nikkei Asia Prize in Japan for his contribution to Asia’s development. Name him ?



Who was recently handed the I&B Ministry, replacing Smriti Irani ?



The 4th meeting of South Asia Wildlife Enforcement Network (SAWEN) was held at which Indian city ? [It was first meeting of SAWEN to be held in India since its inception in 2011].



According to recently released report ‘RemitSCOPE – Remittance markets and opportunities – Asia and the Pacific’, which country was largest remittance receiving country in the world with US $69 billion in 2017 ?



A top state-run Chinese bank has recently launched China’s first India-dedicated publicly offered investment fund titled Industrial and Commercial Bank Credit Suisse India Market Fund. Name it ?



Who has recently became the 1st  Indian minister to visit North Korea in two decades ?


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Inappropriate Words / Misspelt English Words

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Friends, today we shall discuss about one more important topic of English Section for Competitive Exams Misspelt / Inappropriate words. In this type of questions they will give you a sentence highlighting four words. Of those four words one may be either wrongly spelt or inappropriate in the context of the sentence.You just have to find out the words which is wrongly spelt / misspelt or inappropriate if any.
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May 27, 2018

BCCB Bank Recruitment of Managers 2018

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Friends, the 100 year old Bassein Catholic Cooperative Bank Ltd (BCCB),  a leading Scheduled Co-operative Bank holding AD-1 License for Forex Business, having 60 Branches and with Business Mix of over Rs.10,000 crores, is inviting online applications for filling up the posts of Assistant Managers - Risk Management, Chief Managers - Audit & Compliance and Manager - Risk Management for the year 2018. You can apply online by 8th June 2018. Check complete details below. All the Best :)

Name of the Bank : Bassein Catholic Cooperative Bank Ltd

Name of the Posts :
  • Assistant Manager - Risk Management
  • Chief Manager - Audit & Compliance
  • Manager - Risk Management

Eligibility Criteria & Other Details

Assistant Manager - Risk Management 
  • Candidate should be a Graduate in any faculty with Professional qualification such as CA/M.B.A Finance etc. Certification in Financial Risk Management (FRM) is must.  
  • Candidate should be upto 35 years of age with 3 to 4 years work experience in Risk Management department in Banking and Financial Sector.  
  • Candidate will be responsible to provide a methodology to identify and analyze the financial impact of loss to the Bank and Designing & Implementing an overall risk management process.  
  • Candidate will be responsible for analysing risk including market risk, credit risk and operational risk including Forex risk as well as identifying and estimating the risk affecting business 
Manager – Risk Management
  • Candidate should be a Graduate in any faculty with Professional qualification such as CA/M.B.A Finance etc. Certification in Financial Risk Management (FRM) is must. 
  • Candidate should be upto 50 years of age with 7 years work experience including at least 3 years in Risk Management exposure in Banking and Financial Sector. 
  • Candidate will be responsible to provide a methodology to identify and analyze the financial impact of loss to the Bank and Designing & Implementing an overall risk management process. 
  • Candidate will be responsible for analysing risk including market risk, credit risk and operational risk including Forex risk as well as identifying and estimating the risk affecting business. 
Chief Manager – Audit & Compliance 
  • Candidate  should  be  a  qualified  Chartered  Accountant  with  relevant  5  years  of  Audit experience in Banking or Financial sector. 
  • Candidate should be around 35 to 40 years of age. 
  • Candidate will be Auditing and conducting risk based inspections of branches, Head Office etc as per approved Audit policy of the Bank and regulatory guidelines. 
  • Candidate  has  to  ensure  compliance  to  all  types  of  Audit  Inspection  reports,  including Statutory Audit, RBI Inspection, Cooperative Departmental inspection, Online Concurrent Audit, KYC/AML/CFT compliance etc. 
General Information:
  • Documentary proof of age, qualification and address to be submitted along with application.
  • The Bank will have discretion to reject or accept any application without assigning any reason and no correspondence in this regard will be entertained.
  • Decisions  of  bank  in  all  matters  regarding  eligibility,  conduct  of  interview,  other  tests  and selection would be final and binding on all candidates. No correspondence will be entertained by
  • the bank in this regard.
  • Appointment of selected candidate is subject to his/her being declared medically fit as per the requirement of bank.  


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Essay - Genetically Modified Crops Boon or Bane ?

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Genetically Modified Crops Boon or Bane?

Overview
  • What is genetic modification ?
  • Bt-Cotton, the first genetically modified crop and its commercialisation. 
  • Bt-Brinjal and Bt-Mustard were banned. 
  • Commercialisation of genetically modified crops in different countries. 
  • Lack of evidence against any negative effects does not rule out the risks involved in GM crops. 
  • Is there any allergic reaction for GH crops ?
  • Environmental issues involved in GM crops.
  • Some important features of GM crops.
  • Advantages of GM crops.
Genetic modification is a process which involves altering the DNA of an organism. DNA is a factor which defines the characteristics of an organism. Insertion of a foreign gene in a plant's own original gene can change its characteristics by making it resistant to disease e.g. Genetic engineering provides a quicker and more precise way to achieve some desirable traits, what farmer over years have tried through hit and trial method by breeding crops. The technology is often referred to as 'genetic engineering' or 'recombinant DNA technology' or `modern biotechnology'. Crops which are produced from this technology are often called as GM crops.

In India Bt-Cotton was the first crop which was approved for commercial cultivation in India. 'Be in Bt-Cotton stands for Bacillus thurigiensis. It is a bacterium which occurs inside catterpillars, vtrious types of moth and butterfly. This is inserted in plant genes to make it pest resistant. Bayer Crop Science was the first company in 1985 to develop genetically modified tobacco. The crop was never commercialised. But it was used to test genetic modification as it was not a part of food supply. India's tryst with Bt-Cotton started in 2002.
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27th May 2018 Daily Current Affairs - PDF Download

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Dear Great Ambitionists, here are today's (27th May 2018) Important Current Affairs updates. You can download the pdf version of these current affairs from below link. Happy Reading :)

Daily Current Affairs of 27th May 2018


International Current Affairs
  • India will be the host country for this year's celebrations of World Environment Day.
    • Important Points to Note :
    • The World Environment Day will be celebrated on 5th June
    • Theme of World Environment Day 2018 : Beat Plastic Pollution.
  • Ireland has voted in a historic referendum to repeal the ban on abortions in the country. 
    • Ireland, a majority Catholic country has the strictest abortion laws in Europe and the Eighth Amendment of the Irish constitution, introduced in 1983, gives equal right to life to the mother and the unborn child.
    • Note : The pro-abortion campaign titled "Yes campaign" had gathered momentum after an Indian-origin woman, Savita Halappanavar died in 2012 after her requests to terminate a 17-week pregnancy were denied.
  • The ASEAN India Film Festival is being held in New Delhi.
    • This festival is being organised by Ministry of External Affairs (ASEAN Multilateral Division) as part of the series of events to commemorate 25 years of ASEAN and India relations.
    • Around 32 films from 11 countries are being screened during the six days festival. 
    • Tagline of ASEAN India Film Festival 2018 : ‘Friendship through Films’.
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New Pattern Reasoning Practice Test for SBI PO & Clerks 2018 : With Explanations

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Directions (Q.No.1-5) : Study the following information carefully and answer the questions given below. 

Eight persons Ravi, Vijay, Balu, Tippu, Giri, Vamsi, Siva and Madhu are seated around a circular table fac-ing the centre with 10 chairs, two of the chairs are vacant. Consecutive chairs are not vacant. 

Madhu is 3rd to the left of Vijay whose only neighbour is 2nd to the left of Vamsi. 2 persons are seated between Vijay and Balu. 3 chairs are there between Siva and Vijay. Siva's neighbour is 2nd to the left of Ravi. Tippu's immediate neighbour is 2nd to the right of Giri. Tippu and Vamsi do not sit together. 
  1. What is the position of Madhu with respect to Tippu ? 
    1. Immediate left
    2. 2nd to the left 
    3. 3rd to the left 
    4. 4th to the left 
    5. 4th to the right 
  2. Who among the following is seated opposite to Balu ?
    1. The seat is vacant 
    2. Tippu 
    3. Ravi 
    4. Giri
    5. Vamsi 
  3. Who is seated to the immediate right of the person who is 4th to the left of Madhu ? 
    1. Ravi 
    2. Vijay 
    3. Balu 
    4. Tippu 
    5. Siva 
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May 26, 2018

26th May 2018 Daily Current Affairs - PDF Download

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Dear Great Ambitionists, here are today's (26th May 2018) Important Current Affairs updates. You can download the pdf version of these current affairs from below link. Happy Reading :)

Daily Current Affairs of 26th May 2018

National Current Affairs
  • Khajuraho (Madhya Pradesh) became the hottest place in India as the temperature hit 47.5°C today. 
  • Manipur has become the first state in north east and third in India to get Solar Toilets, which were inaugurated at Ibudhou Marjing Hill, Heingang.  
    • Note : Earlier the installation had taken place in Tamil Nadu and Andhra Pradesh.
New Appointments
  • BJP Kerala unit President Kummanam Rajasekharan was today appointed as the Governor of Mizoram
    • He is known for launching agitations against caste hierarchy and leading the 1983 Nilakkal Movement, which was aimed at protecting temple lands from encroachment.
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26th May 2018 Hindu Editorial Vocabulary - PDF Download

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Hai Friends I'm Kani. Here I'm sharing English Vocabulary from Editorial section of The Hindu News Paper dated 26th May 2018. Happy reading :)

Note : Click on titles to read Editorials from THE HINDU News Paper

Download PDF Version of Hindu Editorial Vocabulary 26th May 2018 from HERE

Hindu Editorial Topic 1 : "Unified field theory: on non-BJP alliance"
  • Unified - behaving or treated as one group, country, or system
  • Alliance - an arrangement between two or more people, groups, or countries by which they agree to work together to achieve something
  • Opposition parties - the political parties in a country that are not part of the government
  • Agenda -  all the things that need to be done or that need to be thought about or solved
  • Tactical - a tactical action is one that you do as part of a plan for achieving what you want
  • A string of - a set of
  • Ideological - related to a set of beliefs or principles, especially one on which a political system, party, or organization is based
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New governors appointed for Mizoram and Odisha

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President Ram Nath Kovind today appointed new Governors for the states Odisha and Mizoram.

Kerala BJP chief Kummanam Rajasekharan has been appointed as the new Governor of Mizoram. He is replacing Lt. General (Retd.) Nirbhay Sharma, who is completing his tenure on 28th May 2018.

About Mizoram :
  • Formed on : 20th February 1987
  • Capital : Aizawl
  • Total Districts : 8
  • Chief Minister : Lal Thanhawla
  • Governor : Kummam Rajasekharan
  • Official languages : Mizo, English, Hindi
  • State Animal : Serow (Saza)
  • State Bird : Hume's pheasant (Vavu)
  • State Tree : Indian rose chestnut (Herhse)
  • State Flower : Red Vanda (Senhri)
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Partnership Problems with Shortcut Methods - Introduction

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Hi friends, I am Aindree. An SBI PO aspirant. Here I am going to share Aptitude notes which I have been using for my preparation. I hope this will be helpful for my fellow aspirants. Happy Reading :)

Partnership Introduction 

When two or more persons start a business jointly and share the profit or loss threof in an agreed proper portion, it is known as partnership business and the persons carrying on such business are called Partners. Generally partners share the profit or loss in the ratio of the capitals invested by them. Partnership may be of two types. They are,
  1. Simple
  2. Compound
Let's have a detailed look about these types of Partnerships.

Simple Partnership : When the capitals of the partners are invested for the same time, then this type of partnership is called simple partnership. In such a case, the profit or loss is distributed in proportional to the capital invested.

Compound Partnership : When the capital, which is equal or unequal, of the partners, is invested for different times, this type of partnership is called compound partnership. In such a case the profit or loss is distributed in proportional to the products of the capital and the periods of their investment.

An Important formal for Solving the Problems of Partnership is 

(Capital of A x time invested in capital of A) / (Capital of B x time invested by Capital of B) = Profit of A / Profit of B

Working Rule -
  1. If the ratio of investment by three persons is a : b : c and ratio of time invested in their capital is x : y : z then the ratio of their profit will be ax : by : cz.
  2. If the ratio of investment by three persons is a : b : c and ratio of their profit is p : q : r then, the ratio of time invested in their capital will be p/a : q/b : r/c
Now let's have a look at some examples.

Example 1 : A, B and C enter into partnership. A contributes one-third of the capital while B contributes as much as A and C together contribute. If the profit at the end of the year amounts to Rs. 840 what would each receive ?

Solution :

As A contributes one-third of the capital

=> A's profit = 840/3  =Rs. 280

Now as B contributes as much as A and C

So profit of B = Profit of A + Profit of C =  Rs. 280 + Profit of C

=> Profit of B - Profit of C = Rs. 280

and Profit of B + Profit of C = Rs. 840 - Rs. 280

adding 2 Profit of B = Rs. 840

Profit of B = Rs. 420

Hence profit of C = 840 - 420 - 280

= Rs. 140

Example 2 : A is working and B is sleeping partner in a business. A puts Rs. 5,000 and B puts in Rs. 6,000. A receives 12 1/2% of the profit for Managing the business and the rest is divided in proportion of their capitals. What does each get out of a profit of Rs. 880 ?

Solution :

The amount, which A receives for managing the business = 12 1/2 % of Rs. 880

= (25 / (2 x 100)) x 880 = Rs. 110

The amount left = 880 - 110 = Rs. 770

The amount left is to be divided in the ratio = 5,000 : 6,000 = 5:6

Out of the amount left, A's share  =  (5/11) x 770 = Rs. 350

Out of the amount left, B's share = (6/11) x 770 = Rs. 420

Total share received by A = 110 + 350 = Rs. 460

Share received by B = Rs. 420

Example 3 : A and B enter into a partnership. A contributes Rs. 5000 while B contributes Rs. 4000. After 1 month B withdrawn 1/4 part of his contribution and after 3 months from the starting A puts Rs. 2000 more. When B withdraws his money at the same C also joins them with Rs. 7000. If at the end of 1 year there is a profit of Rs. 1218, what will be share of C in the profit ?

Solution :

Since the contribution of three partners are different and their times also differ. Therefore, their contributions should be converted for equal durations. For this, contribution is multiplied by time.

=> Contribution of A = Rs, 5000 for 12 months + Rs. 2000 for 9 months

Contribution of A for 1 month = 5000 x 12 + 2000 x 9

= 60000 + 18000 = Rs. 78000

Contribution of B = Rs. 4000 for 1 month + 3/4 of Rs. 4000 ofr 11 months

=> Contribution of B for one month = 4000 x 1 + 3000 x 11

= 4000 + 33000 = Rs. 37000

=> Contribution of C = Rs. 7000 for 11 months

Contribution of C for 1 month = 7000 x 11 = Rs. 77000

=> Ratio in their contributions = 78000 : 37000 : 77000

= 78 : 37 : 77

=> Sum of their ratios = 78 + 37 + 77  = 192

=> Share of C in the profit  = (77 x 1218) / 192  = Rs. 488.47

Example 4 : Alok started a business by investment of Rs. 90000 after 3 months Pranav joned him with an investment of Rs. 120000. If they had a profit of Rs. 96000 after 2 years then what is the difference in the shares of two ?

Solution :

Alok's investment for 1 month = 90000 x 24 = 2160000

Pranav's investment for 1 month = 120000 x 21 = 252000

=> Ratio of their investment =  6:7

=> Required difference  = ((7-6) x 96000) / (6+7)

= Rs. 7384

Example 5 : A, B and C started a business in partnership. A invested Rs. 25 lacks and after 1 year he invested Rs. 10 lacks more. B invested Rs. 35 lacks in the beginning and withdrew Rs. 10 lacks after 2 years. C invested Rs. 30 lacks. What is the ratio of their profit after 3 years ?

Solution :

A's investment = 25 x 3 + 10 x 2  = Rs. 95 lacks

B's investment = 35 x 2 + 25 x 1  = Rs. 95 lacks

C's investment = 30 x 3  = Rs. 90 lacks

Ratio of their investment = 19 : 19 : 18

Ratio of their profit = 19: 19 : 18

(because time period is same, i.e., for 3 years)

That's all for today friends. In my next lesson I will try to cover more examples higher difficulty level along with examples. All the Best :)

shared by Aindree Mukherjee

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May 25, 2018

Essay - Indian Cinema and its Social Responsibility

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Indian Cinema and its Social Responsibility

Overview
  • Cinema, the most powerful media. 
  • Cinema affects the illiterate and the youth largely.
  • Indian cinema developed through different stages of society. 
  • Mostly lost its educative and social aspects.
  • Negative influence of movies.
  • Positive aspect includes encouraging attitude.
  • Film marker must have social responsibility. 
  • Inspiring films encourage masses.
The cinema has remained the most powerful media for mass communication in India. It has the ability to combine entertainment with communication of ideas. Cinema has touched peoples,
characters through many productions. It breaks the monotony and boredom of life and rejuvenates us from the everyday chores of life. Thus, it will not be wrong to say that cinema is like a mirror reflecting the hopes, aspirations, frustrations and contradictions of the society which leads to an attachment of social responsibility to it. It becomes important to avoid such stories which may lead to erosion of social morals and values.
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