Banking Awareness Practice Tests for IBPS Clerks Online Exam - Set 13

The Small Industries Development Bank of India, the principal financial institutions for promotion, financing and development of industries in the small scale sector, started its operation in ____________

1. 1990
2. 1993
3. 1988
4. 1994
5. 1998

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Catholic Syrian Bank Recruitment of Probationary Assistant Managers

Friends the Catholic Syrian Bank, one of the oldest and esteemed private sector bank with its head office situated in Thrissur City of Kerala is inviting applications from eligible Indian citizens for filling up the posts of Probationary Assistant Managers in Grade-I (Scale-I). There are 300 posts in total. No IBPS Score required to apply. You can apply online from 30th October to 10th November 2013. Check remaining details below.

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Failure Story - Jisha G. Nair

Dear friends, we have read many success stories so far. It is nice to read success stories of people and finally you will get the names of the books they referred,  coaching institutes they joined, gods they prayed, hours they prepared, pens and pencils they used etc... It will not help us unless and until we realize and evaluate ourselves (Why do we compare ourselves with some X or Y by the way ? we don't know their levels after all). We read their success stories and finally we end up saying.. dude, S/He is lucky...  So S/He got the job... Whats the reason behind this ? Because we don't know about their failures!!! We don't know how hard they tried for that success, how many sleepless nights they spent for that success...... Friends, behind every successful story there is an embarrassing failure.... which brings a struggle in mind, few sleepless nights and... finally.... the zeal to win... 

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KVB Assistant Manager (Scale-1) Results Out

The Karur Vysya Bank(KVB) has announced the written exam results of Asst Managers Scale I. Earlier the bank has invited online applications for filling up the above mentioned post from 7th to 17th August 2013 and later conducted online examination on 14th September 2013. Now it has came out with the list of successful candidates in the online exam. The bank will individually send the interview call letters to all the shortlisted candidates. You can check complete details below. All the Best :)

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Current Affairs Updates - 25th to 28th October 2013

International Affairs

• The UN-Arab League envoy to war-torn Syria said on Saturday in Tehran that Iran's participation in international peace talks on the conflict was "necessary," Mehr news agency reported.
• A radio documentary about domestic violence and other related issues in the Australian-Indian community has won a prestigious United Nations Association of Australia (UNAA) media award.
• Investing in chasing healthcare frauds is proving to be a goldmine for the US government. In 2012, the US department of justice (DoJ) recovered a record $3 billion plus in settlement and judgments in civil cases involving healthcare fraud against the government.

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RBI Assistants Final (Online Test and Interview) Results are Out

Good News friends, on the basis of performance of the candidates in the Online test and interview, the Reserve Bank of India (RBI) has released the list of provisionally selected candidates for the posts of Assistants. Earlier the RBI has conducted the Online Examination for the recruitment of Assistants on 20th, 21st, 27th and 28th of July 2013. Later it conducted interviews for the shortlisted candidates in September. Now it has came out with the final list of selected candidates. Check remaining details below. All the Best :)

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Achievements of SEBI

Friends, in our previous posts we have discussed about the Introduction and the important roles of SEBI. In this post we shall discuss about the major achievements of SEBI. 

The following are the major contributions of SEBI.

1. Enhancement of Corporate Governance : SEBI has taken steps to enhance the level of corporate governance. 

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RBI raises Interest Rates again

The Reserve Bank of India Governor Raghuram Rajan has presented his second monetary policy review today (29th October 2013 - Tuesday). In it he raised the Repo Rate, at which the central bank lends to banks by 25 basis points (bps) to 7.75 percent to fight stubbornly high inflation (earlier it was 7.50% which was continuing since  20th September 2013). He also slashed the Marginal Standing Facility (MSF) rate by 0.25 to 8.75 percent. He left the Cash Reserve Ratio (CRR) and statutory liquidity ratios unchanged at 4 percent and 23 percents respectively. Many things have changed over the last six weeks after his first review. The most important is the rupee’s movement against the dollar. The currency has pulled back about 10 percent from its life low of 68.80 against the greenback. Lets wait and the advantages this new changes will bring.

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Role of SEBI in Regulating Capital Market

Friends, in our last post we have discussed about the basic details about the Securities and Exchange Board of India (SEBI) along with its objectives and functions.  In this post we shall discuss about Role of SEBI in Regulating Capital Market.

SEBI has played a significant role in regulating capital markets since its inception. It was mainly set up with two main objectives. those are  

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Securities and Exchange Board of India (SEBI) - Introduction

The  Securities and Exchange Board of India (SEBI) is the regulator for the securities market in India. SEBI was initially established as a non statutory body in April 1988, to regulate the working of stock exchange. Later it was given a statutory status on April 1992 via SEBI Act, 1992 with the following objectives.

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Secondary Markets (Stock Exchanges) - Introduction

Friends, in our last post we have discussed about the Introduction of Indian Capital Market along with one of its types Primary Capital Market. In this post we shall discuss about the secondary Markets. The Secondary (or Indirect) market deals in securities already issued or existing. It sells and purchases the securities already issued. Secondary market does not contribute any fresh capital directly, but it does so by making the securities issues issue on the primary capital more liquid.

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Primary Capital Market - Short Notes

Friends in our last post we have discussed the basics of Capital Market. Capital market can be classified into two types. Those are 1. Primary and 2. Secondary Capital Markets. In this post we shall discuss about Primary Capital Market. The Primary Capital Market is also called as direct or new issues market. It deals in new financial claims or new securities. In other words it is a market in which new issued capital instruments are sold and purchased. Hence it is called as New Issues Market. Thus primary capital market supplies fresh capital to the business units.

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Federal Bank PO 27th October - Evening Session - Review

Hello Friends,

        I have attended the clerk exam of Federal Bank on 27-10-2013 (evening session). It was quite easy.. and the only thing I found difficult was with the time management.. Here is the sectional wise review of my exam.

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Reviews of IBPS PO Online Exam held on 27th October 2013 - Evening Shift

Hi Friends,

This is Ajeet a BE Grad in Comp science(1 yr professional exp).

First of all I would like to say that paper was extremely tough. I have given many competitions like JEE, AIEEE, CMAT but was never horrified this much. First I will write subject wise review

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Current Affairs - 24th October 2013

International Affairs

• The Pakistan government has decided to include polio vaccination on the agenda of dialogue with the Taliban as 90% of the cases this year have been reported from FATA where the militants have banned vaccinations.
• Ousted politician Bo Xilai lost his appeal against a life sentence for corruption in his final public appearance Friday before prison — an inglorious end for the once-rising star whose vaulting ambition unnerved China's leadership.

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Current Affairs Updates - 23rd October 2013

INTERNATIONAL EVENTS

• Saudi Arabia will set up the world's largest university for women to offer facilities to nearly 60,000 students.With an area almost three million square metres, the Riyadh campus of Princess Nora Bint Abdulrahman University (PNU) claims to be the largest university in the world for women.
• Pakistani Prime Minister Nawaz Sharif on Wednesday urged US President Barack Obama to end drone strikes in Pakistan, touching on a sore subject just as relations between the two countries improve after years of suspicion over Afghanistan and the US counter terrorism fight.
• German chancellor Angela Merkel complained to President Barack Obama on Wednesday after learning that US intelligence may have targeted her mobile phone, saying that would be "a serious breach of trust" if confirmed.

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Reviews of 27th IBPS PO Online Exam - Morning Session

Review Shared by Sravani Ksk

• Quant : One DI on mensuration, not so tough, one on income and expenditure medium level..we can attempt on average 20 to 25. IBPS showed their brand mark in this section..
• Reasoning : medium level..and can also say some wat easy..argument action type ques are easy and 5 ques on syllogs..overall we can attempt more than 25..
• Computer : nice we can attempt 16 to 17..2 ques on excel shortcuts, 2 on DBMS, one on data warehousing etc..

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Daily Current Affairs Updates - 22nd October 2013

INTERNATIONAL EVENTS

• A high-level conference that evaluate challenges and opportunities of mobile payments globally would be held in Dubai from November 5-7.
• Aiming to promote hygienic practices and enhance the quality of life in South Asian countries, a regional conference on sanitation has been inaugurated by Nepalese President Ram Baran Yadav.
• Authorities in Vietnam have seized 2.4 tons of elephant tusks illegally imported from Malaysia in the second large seizure this month.

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Reviews / GA Questions of Today's (26-10-2013) IBPS PO Online Exam - Evening shift:

Review Shared by Suresh Kumar

Today's IBPS PO evening exam was really tough to compare previous years PO exam.. time consuming questions were asked in quantitative as well as reasoning section, IBPS playing with us by doing this... i am really unhappy about the exam... could not answer even for 100 questions.. how can a student like me pass this exam with out going to coaching classes? really horrible experience.. IBPS should think about it...

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Reviews and Questions Asked in IBPS PO Online Exam held on 26-10-2013 - Morning Shift

Friends.. here are the reviews of today's (26th October 2013) IBPS PO Online Exam. 

Overall Review : Almost same as last week's exam. Difficulty level was very high. This time reasoning was bit easier than last time's (ofcourse, it was time consuming as usual). Aptitude was little difficult section.  English was ok. You can clear it with little efforts and concentration. General Awareness and Computer Knowledge sections are easier... most of the questions are as expected. Below are some questions asked in today's IBPS PO Online exam.

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Shortcut Technique to Remember Names for Current Affairs

Friends, people have been frequently asking us to share a technique to remember the names in lists. So here is a simple technique to remember names in a story / sentence format.

What this technique about ?

Just try to make a short story with the given names. In most of the times the names resembles some objects, animals, name of your friends etc. So according to them you can make a story. Ofcourse, it may sound stupid... but the more stupid the story is.. the more easier to remember it. Now lets have a look at this technique with an example. All of us know that recently the winners list of Nobel Prizes for the year 2013 was declared. Lets have a look at the winners list. 

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Banking Awareness Online Model Tests - Set 12

Which of the following is NOT a special programme undertaken as Crop Production Programme ?

1. Intensive Cotton Development Programme
2. Integrated Cereal Development Programme
3. Special Jute Development Programme
4. Integrated Rural Development Programme
5. All of these
   

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Multiplication Shortcut Techniques - Hareesh Kumar

Friends, here is a simple shortcut technique for multiplications shared by our Friend Hareesh Kumar. This technique can be used for smaller numbers i.e., for 2-digit numbers. Hope it helps. All the Best.

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Daily Current Affairs Updates - 21st October 2013

International Affairs

• Prime Minister Manmohan Singh left for China on the second leg of his two-nation tour after meeting Russian President Vladimir Putin during which the two leaders pledged to “resolve all outstanding issues” related to the Kudankulam nuclear project.
• US justified plans to release more than $1.6 billion in aid to Pakistan saying it was doing so partly to build Islamabad's counterinsurgency and counter terrorism capabilities "encouraged by an improvement in bilateral ties".

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Federal Bank PO Exam Review - Jisha G Nair

Friends, I had attended Federal Bank PO Exam on 19th October, was a bit busy that i couldn't share the review immediately. Here goes my review.

My reporting time was 8 am,and exam started on 9:30 am only. There were problems like some people started at 9:30 am...some at 9:45 am etc..Those who started late was given extra time. There was a sample test, to make us familiar with the pattern of the exam.

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Banking Awareness Online Practice Sets - Set 11

A type of cheque which is more than six months old is a _____________

1. Mutilated Cheque
2. Crossed Cheque
3. Stale Cheque
4. Post-dated Cheque
5. None of these

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Banking Awareness Model Practice Questions for IBPS - Set 10

When prices rise moderately and the annual inflation is a single digit, then that type of inflation is called ?



The year 2010 is special for Bank of Maharashtra. It celebrated ____________ celebrations in the year 2010.

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Current Affairs Updates - 20th October 2013

International Affairs

• Arab League chief Nabil Elaraby said on Sunday peace talks aimed at ending the conflict in Syria would take place on November 23 in Geneva.
• Pakistan Prime Minister Nawaz Sharif has said US intervention would resolve the Kashmir issue between India and Pakistan.Sharif is on a three-day official visit to Washington where he will meet US President Barack Obama.

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Complete List of Nobel Prize Winners for the year 2013

Nobel Awards are the most prestigious intellectual awards in the world. These awards were established by Alfred Nobel, a Swedish chemist in the year 1901.. He was the creator of Dynamite. He thought it would end all wars but it proved to be the deadliest product and people started calling him "The Merchant of Death". He felt very bad for that and created a will that soon shocked his relatives and established the now famous Nobel Prizes. On the fifth anniversary of Alfred Nobel's death, December 10, 1901, the first set of Nobel Prizes were awarded. Initially the prizes were given for the areas Physics, Chemistry, Physiology or Medicine, Literature, and Peace. Later in the year 1968 they have started giving the Nobel Memorial Prize in Economic Sciences.

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List of Nobel Prize Winners from India

There are 12 people from India received Nobel Prizes in various Subjects upto now. 4 of them are Indian Citizens,  7 Foreign citizens of Indian origin / Indian citizens of foreign origin. Maximum of them got Nobel Prizes for Literature (3 times - Rudyard Kipling, Rabindranath Tagore and V. S. Naipaul). Here is the brief introduction about them.

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Daily Current Affairs Updates - 19th October 2013

International Affairs

• Pakistan Prime Minister Nawaz Sharif is expected to discuss with Barack Obama his recent efforts to improve ties with India when he meets the US President at the White House next week.
• An Italian appeals court on Saturday began a hearing to determine the duration of a parliament ban for scandal-tainted former prime minister Silvio Berlusconi as part of a tax fraud ruling.
• US President Barack Obama says the way business is done in Washington must change.In his weekly radio and Internet address, Obama is telling Americans their frustration with politics is understandable. He's referring to the fiscal crisis that shut down the government and brought the US close to default.

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Current Affairs - 18th October 2013

International Affairs

• Saudi Arabia said on Friday it was declining its United Nations security council rotating seat, citing "double standards" that made it hard for the world body to end conflict and wars.
• Reluctant to hear anything against then Pakistan president Gen Yahya Khan and his army ahead of the 1971 war, the then US President Richard Nixon branded his own envoy to India as a "traitor" and an "Indian mouthpiece", says a new book based on declassified documents.
• The US Senate has confirmed Indian-American woman administrator Nisha Desai Biswal as the assistant secretary of state for South and Central Asia, making her the first person from the community to hold the top diplomatic position.

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Current Affairs Updates of 17th October 2013

International Affairs

• Pakistani teenage activist Malala Yousafzai, who was shot in the head by the Taliban for campaigning for girls' education, will be granted honorary Canadian citizenship, the Canadian government announced.
• India and Russia are involved in talks to sort out the nuclear liability issues before they sign an agreement for setting up Units III and IV of the Kudankulam power plant in Tamil Nadu during Prime Minister Manmohan Singh's annual summit with President Putin in Moscow next week
• The International Day for the Eradication of Poverty is observed on October 17 every year since 1993 after the United Nations General Assembly chose this day to promote awareness about the need to eradicate poverty in all countries. Eradication of extreme poverty and hunger is also one of the development goals of the UN.

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Daily Current Affairs Updates - 16th October 2013

INTERNATIONAL EVENTS

• Brazil and India have reportedly decided to work together to devise Internet regulations in a bid to protect online privacy from snooping by countries such as the US.
• The United Nations on 16th October named Dutch official Sigrid Kaag to head the risky international mission to eradicate Syria's chemical weapons.
• As the group of six countries, the P5+1, concluded talks in Geneva with the Iranian leadership on Tehran's controversial nuclear programme, the US cautioned against expecting a dramatic breakthrough and said further talks are needed and more needs to be done.

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Catholic Syrian Bank Recruitment of Officers 2013

Catholic Syrian Bank, one of the oldest and leading private sector banks of south india with its head office situated in Thrissur (Kerala) is inviting online applications from eligible Indian citizens for filling up the posts of Chartered Accountants (10 Posts),  Cost Accountants (20 Posts), MBA / PGDM (40 Posts), Law Officers (6 Posts), IT Officers (14 Posts), Agriculture Officers (10 Posts). You can apply online upto 25th October 2013.  There is NO Application Fee and NO IBPS Score Required to apply for these posts. Check remaining details below.

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IBPS PO Online Exam Reviews - Held on 20.10.2013 ( Sunday - Evening Session)

Review Shared by Sneha Nagendran  

Hey guys! I had evening shift (20.10.2013, Sunday). I don't have much experience since am attending these kinda exams for the first time and i started my preparations just 15 days before!
The question paper was lengthy and tough .

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IBPS PO Online Exam Held on 20th October 2013 - Reviews

Friends, here is the review of today's (20-10-2013) IBPS Probationary Officers Online Exam shared by our friends Ajay Dutta, Srija, Janmejaya Das and Azimkhan Sindhi. We thank them for their contribution and we wish them great success in their exams. Read their reviews in their own words. 

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Review of Today (19th October 2013) PO Exam Evening Shift

Well the exam was very hard , this much difficulty level was not expected for a PO Exam. All sections were very time consuming & the language used was also quite tricky. Most of the questions were asked in difficult manner & the options were also tricky. Moreover , the online pattern didn't help at all , if IBPS wants to conduct only online exams they should keep the difficulty level in check. I think it was not possible for anyone to complete the exam in 120 minutes:

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Review of Today's (19-10-2013) IBPS PO Exam

Friends, here is the detailed review of today's (19th October 2013) IBPS Probationary Officers' (PO) exam (Morning Shift) shared by our friend Joshua Miranda from Kerala. We thank him for his contribution and we wish him great success in his exam. Read the review below.

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Quick Reference Guide for IBPS PO CWE III Exam - Pdf Download

Friends, with this post we are giving you the Quick Reference Guide for the upcoming IBPS PO III Online Exam. In this pdf file of 44 pages, we have tried to cover all the issues which are important for your Probationary Officers Exam. Topics we've covered are, important definitions, current Bank rates, FDI limits, RBI Committees, the list of current CMDs of all public sector banks, list of Awards, Deaths, Famous Personalities, Awards and sport related issues etc. To make this pdf file simple and easily downloadable, we haven't include the Banking Awareness related issues like (basics, banking terms, abbreviations), railway and union budget highlights in this pdf file. You can download them from the links mentioned in the file. And don't be frightened by seeing the size of this pdf file. Trust us, it hardly will take you 5 hours to complete this whole file. Most of the topics mentioned in this pdf file are already have been covered in our previous posts and the previous version of our quick reference guide. So if you are a regular reader of Gr8AmbitionZ, then it just will be a cake walk for you to complete this file. Prepare well. All the Best :)

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Complete Sports Reference Guide 2013 for Competitive Exams - Pdf Download

Friends, here is the Complete Quick Reference guide of Sport related issues of the year 2013. We have divided this pdf file into sections according to various categories of sports and gave the information of trophies related to that specific sport along with the recent winners list and a detailed list of sport related terminology. We left no stone unturned to make this pdf file a complete reference guide for sport related current affairs. We hope you will make the proper use of this. And please don't forget to share this file with your friends if you feel its useful. Happy Reading :)

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Download your Federal Bank PO, Clerks and Law Officers Online Exam Call Letters Now

Friends, as all of you know, the Federal Bank has invited online applications from eligible Indian citizens for the recruitment of Clerks (For specified states), Probationary Officers (For specified states) and Law officers in Scale I or Scale II posts from 12th 20th September 2013. Now it has came out with the Hall Tickets / Call Letters for the Online Aptitude test for the above mentioned posts. All these three exams are scheduled to be conducted on 19th and 20th October 2013. But due to overwhelming response they are conducting the  online aptitude test for the post of Probationary Officer, which was originally scheduled to be conducted on 20th October 2013, Sunday over four days, viz. 19th, 20th, 26th and 27th October 2013.

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Banking and Financial Awareness of August 2013 - Pdf Download

Friends, here is the Banking and Financial Awareness pdf file of August Month. We've covered all the important economy updates occurred in the month of August in this pdf file. We have already uploaded the Banking and Financial Awareness pdf files for September and July Months' you can download them too from below links. We will try to upload remaining pdf file s by tomorrow. Happy Reading :)

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Banking and Financial Awareness of September 2013 - Pdf Download

Friends, here is the pdf file of September Month's Banking and Financial Awareness (Economy) Updates. We tried our best to cover all the important economy updates occurred in the month of September in this pdf file. We are working on remaining months' you will get them by tomorrow. All the Best.

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Model Practice Paper for Banking Awareness - Set 9

A Banking Ombudsman  will not entertain Credit Card complaints which are more than ______________ months old

1. 3 months
2. 6 months
3. 9 months
4. 12 months
5. 14 months

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Meet the (Youngest) Man Booker winner 2013 - Eleanor Catton

New Zealand author Eleanor Catton won the  Man Booker prize 2013 for her novel, The Luminaries, a mystery novel set in the 19th century West Coast goldfields -a tale of murder set to the movements of the stars, published by Granta. Ms. Catton was born in Canada and raised in Christchurch, New Zealand. 28 year old Eleanor is the  youngest winner in the award's 45-year history. Eleanor Catton is the second New Zealander to win the Man Booker. She is going to get 50,000 pounds ($80,000) prize along with this award. 50,000 pounds ($80,000) prize. She is not only the youngest novelist to win the coveted literary prize, but has set a new record for the longest winning novel. The Luminaries is of 852 pages.

"I feel so proud and pleased that so many readers now will be going to Hokitika, metaphorically speaking", she said. The Booker is Britain’s most prestigious literary prize, awarded annually to a novelist from Britain, Ireland or a Commonwealth country. The winner receives £50,000, or about $80,000. Hilary Mantel for her book Bring up the Bodies won this award for the year 2012.

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Daily Current Affairs Updates - 15th October 2013

International Affairs

• Singapore has started a national project to digitized literature by local Tamil writers and complete the collection before its 50th Independence Day in 2015.
• Italy has announced new "humanitarian" naval and aerial patrols in the Mediterranean following several recent tragedies in which hundreds of migrants were drowned. Prime minister Enrico Letta said the "Safe Seas" mission would start Tuesday south of Sicily.
• None of Syria's chemical weapons sites are under rebel control, the key opposition National Coalition (NC) announced Tuesday.

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Banking and Financial Awareness Basics - Pdf Download

Friends, here is the pdf file of Banking Awareness and Financial Awareness Basics shared by our friend Mr. Murugan M. This file consists of all the necessary information of Banking and Financial sectors like Bank Accounts, advantages, types, Cheques, Demand Drafts, and their differences, Different Forms of Advances by Commercial Banks - Loan Types, ATMs, Credit and Debit Cards, Details of Cash etc. We hope this pdf file will help you getting a quick idea on the Banking and Financial sectors. You can read and download more banking related material from here. All the Best :)

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Banking Awareness Online Practice Sets - Set 8

The economic environment in which transactions between private parties are free from government restrictions, tariffs, and subsidies, with only enough regulations to protect property rights is called ?

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IBPS RRB Officer Scale I Interview Experience - Shital Kotak

Name : Shital Kotak

Qualifiaction : MBA

Name of the Post : officer scale I

Interview venue : Dena Gujarat gramin Bank, Gandhinagar, Gujarat

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Current Affairs Updates - 14th October 2013

International Affairs

• The secretive leader of the Afghan Taliban Mullah Mohammad Omar, pledged on Monday that his followers will keep fighting if the government in Kabul signs a crucial security deal with the United States.
• With an accountability court under the National Accountability Bureau reopening five references of corruption against former President Asif Ali Zardari, he is now required to make an appearance in court on October 29.

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Current Affairs Updates of 12th and 13th October 2013

International Affairs

• India and the US on Sunday (13th) agreed to work together to target the financial network and fund raising activities of Pakistan-based terror outfits like Lashkar-e-Taiba, Jamaat-ud-Dawa, the Haqqani network and individual terrorists associated with these organizations.
• A Malaysian appeals court ruled on Monday that only Muslims can use the word “Allah” to refer to god, upholding a government ban on the word being used in a Catholic publication.
• North Korea on Saturday issued a fresh warning of an "all-out war", urging the United States to stop military drills and what it described as "nuclear blackmail".
• Maldivian President Mohamed Waheed withdrew from the 2013 presidential election, even as a fresh directive from the Supreme Court on re-registration of voters added uncertainty to holding of polls on October 19.

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IBPS PO II Previous Paper Held on 17-06-2012 - Pdf Download

Friends, we have already gave you the  IBPS PO I previous paper which was held on 18th September 2011 (you can download that file from here). Today we are giving you the previous paper of IBPS PO CWE II which was held on 17th June 2012. Download this paper and try to solve on your own and mark your answers on a paper, after completion you can compare your answers with the key. If you have any doubts, you can refer to the detailed solutions given at the end of the paper. We hope, this will be helpful for you in your preparation. We are currently working with the current affairs quick reference guide, you will get that by Wednesday. All the Best, Happy Reading :)

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Nobel Prize for Economics 2013 Winners - Fama, Shiller and Hansen

Three American scientists Eugene F. Fama (University of Chicago, IL, USA),  Lars Peter Hansen (University of Chicago, IL, USA) and Robert J. Shiller (Yale University, New Haven, CT, USA)  won the prestigious Nobel Prize in Economic Sciences for the year 2013 for research that has improved the forecasting of asset prices in the long term and helped the emergence of index funds in stock markets, the award-giving body said. According to the committee, the economists' research "laid the foundation for the current understanding of asset prices." 

The economics prize, officially called the Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel, was established in 1968. It was not part of the original group of awards set out in dynamite tycoon Nobel's 1895 will. Most of the recipients of the Nobel in economics were born in the United States. American economists Alvin E Roth and Lloyd S Shapley won this award for the year 2012.

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Banking Awareness Model Practice Paper - Set 7

Which of the following is one of the most successful programmed under Bharat Nirman ?

1. Pradhan Mantri Gram Sadak Yojana
2. Watershed Development Scheme
3. Rajiv Gandhi Grameen Vidyutikaran Yojana
4. Indira Awas Yojana
5. None of these

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Introduction to Capital Market - Functions / Importance / Roles

Unlike Money Market, which deals in the very short term loans, the capital market deals in medium and long term loans, the capital market deals in medium and long term loans. Business requires both types of loans short term and long term. The money market supplies short term finance where as capital market supplies medium and long term finance. Capital market contains financial instruments of maturity period exceeding one year. It involves long term financial transactions. Capital market in a broad sense encompasses all kinds of arrangements and financial institutions involved in long term financing. it is a market in which long-period securities having maturity financing. it is a market in which  long-period securities having maturity of more than a year are e3xchanged. It is divided into two parts,

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Reforms in the Money Market

The Reserve Bank of India has taken the following measures to implement the recommendatoins of the Working Group since 1987.

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Introduction to Credit Appraisal / Project Appraisal

Credit Appraisal refers to the consideration of a fresh proposal for loan or an enhancement proposal for additional loan. Previously all credit decisions were taken purely on the loan of security.  Now the security oriented approach has been substituted by purpose, propriety and performance oriented lending.

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Addition Shortcuts (Mental Maths)

In this post, we will show you how to do Additions Mentally. Have a look at the Following Examples........

• 342 + 557 + 629 + 746 + 825 = ?

• When we are adding three-digit numbers, first add-two-digits at a time (Units and Tens Place).
• 42 + 57 + 29 +| 46 + 25 = 199
• To add 42 and 57, mentally treat 57 as 50 + 7 ( Because 50 would facilitate quick addition)
• So, 42 + 57 = (42 + 50) + 7 = 92 + 7 = 99
• Similarly, 99 + 29 = (99 + 20_ + 9 = 128
• 128 + 46 = (128 + 40) + 6 = 174
• 174 + 25 = (174 + 20) + 5 = 199
• The last two digits (the units place and the tens place)

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Daily Current Affairs Updates - 11th October 2013

International Affairs

• Pakistani teenage rights activist Malala Yousafzai says she wants to become the Prime Minister, following in the footsteps of her role model late Benazir Bhutto, and aspires to use that position to serve her nation.
• India and Indonesia today strengthened bilateral cooperation by inking six pacts in diverse areas, ranging from health and disaster management to combating illicit trafficking of drugs.
• External Affairs Minister Salman Khurshid will visit Brazil from October 14-17 to co-chair the Sixth India-Brazil Joint Commission Meeting (JCM) with his counterpart Luiz Alberto Figueiredo in Brasilia.

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Nobel Peace Prize 2013 Winner - Organization For The Prohibition Of Chemical Weapons (OPCW)

The Organization for the Prohibition of Chemical Weapons (OPCW) has been awarded the Nobel Peace Prize for the year 2013 for its extensive efforts to eliminate chemical weapons. The Organization for the Prohibition of Chemical Weapons (OPCW) is an intergovernmental organization, located in The Hague, Netherlands. The Norwegian Nobel Committee announced the decision at a press conference held in Oslo today's (11th October 2013) morning, saying it chose the OPCW "for its extensive efforts to eliminate chemical weapons." 

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Current Affairs Updates of 10th October 2013

International Affairs

• Delegates from some 140 countries and territories on Thursday signed a United Nations treaty to control mercury near the site of Japan's worst industrial poisoning, after Tokyo pledged $2 billion to help poorer nations combat pollution.
• Pakistan rearrested former president Pervez Musharraf on Thursday following accusations that he was personally responsible for the deaths of more than 100 people after he ordered commandos to storm the Red Mosque in 2007.

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Nobel prize in Literature 2013 Winner Alice Munro

Canadian short story Writer Alice Munro won the Nobel literature prize for the year 2013 for her short stories that focus on the frailties of the human condition. The Swedish Academy honored Munro, 82, as a "master of the contemporary short story". The 82-year-old, whose books include Dear Life and Dance of the Happy Shades, is the first winner of the $1.2 million prize to be fully identified with Canada. Saul Bellow won it in 1976, but though he was born in Canada, he moved to the U.S. as a boy and is more closely associated with Chicago.

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Current Affairs Updates - 9th October 2013

INTERNATIONAL EVENTS

• Human rights lawyers representing Haitian victims of a cholera epidemic they blame on UN peacekeepers announced on Wednesday they were filing a lawsuit against the United Nations, with a New York court seeking compensation from the world body.
• Britain has decided to revive the bridge of diplomacy with Iran. In a significant move, the foreign secretaries of Britain and Iran have reached a consensus to appoint their respective non-resident Charge d'affaires, tasked with implementing the building of relations, including interim steps on the way towards eventual re-opening their respective embassies in Tehran and London.

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Nobel Prize for Chemistry 2013 Winners Karplus, Levitt and Warshel

A group of three scientists of United States  Martin Karplus (Université de Strasbourg, France and Harvard University, Cambridge, MA, USA), Michael Levitt (Stanford University School of Medicine, Stanford, CA, USA) and Arieh Warshel (University of Southern California, Los Angeles, CA, USA) were awarded the 2013 Nobel Prize in chemistry for devising computer simulations that are used to understand and predict chemical processes. The work helps in complex processes such as the development of drugs.

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8th October 2013 Current Affairs Updates

International Affairs

• President Barack Obama has said that US administration is ready to accept a short term increase in debt ceiling along with reopening of the federal government and then negotiate rest of the issues with the Republicans.
• The United Nations Human Rights Committee (UNHRC) has held that France violated the religious freedom of 57-year-old Shingara Mann Singh by asking him to remove his turban for his passport photograph in 2005 and also failed to demonstrate that the curb imposed on him was necessary.

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Abhyudaya Co-Operative Bank Ltd Recruitment of Clerks

Friends, the Abhyudaya Co-Operative Bank Ltd, a Multi-State Scheduled Bank which is having its head office situated at Mumbai is inviting online applications from eligible Indian citizens for filling up the Clerical positions. There are 125 vacancies in total. You can apply online from 5th October 2013 to 19th October 2013. No IBPS Score Required to Apply for this Post. Check remaining details below.

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Introduction to Linux

Linux is a UNIX-like operating system that was designed to provide personal computer users a free or very low-cost operating system compared to traditional and usually more expensive UNIX systems. Linux has a reputation as a very efficient and fast-performing system. Linux was created by Linus Torvalds at the University of Helsinki in Finland, and initially released in the year 1991.

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Introduction to UNIX

UNIX was originally developed at Bell Laboratories as a research project by a small group of people. UNIX is one of the most powerful, versatile and flexible operating systems in the computer industry. This is because of its ability to run a wide variety of machines starting from microcomputers to super computers, and its portability. It is also capable to run on a single computer or in a network. Today's popular Unix OS are SunSolaris and HP (Hewlett-Pacakrd) Unix.

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Introduction to DOS

The DOS is an acronym of Disc Operating System. It was the first widely-installed operating system for personal computers which existed before Windows operating system (which you are using in your computer at present). PC-DOS (Personal Computer DOS) is the first personal computer version of DOS. It was developed by Microsoft Corporatin for IBM Computers. Later, Microsoft released another version called MS-DOS (Microsoft Dos). The latest version of MS-DOS is MS-DOS 6.22, released in 1994. People are lazy enough to call these PC-DOS and MS-DOS with the name DOS. So we can say that the DOS is an acronym which describes about MS-DOS / PC-DOS.

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South Indian Bank Recruitment of Probationary Clerks

South Indian Bank, one of the leading private sector banks of India and one of the earliest banks in South India in inviting applications from eligible Indian citizens for filling up the posts of Probationary Clerks for Branches under Bank’s Kolkata Region. You can apply by 5th November 2013 (your application should reach them by this date). No IBPS Score Required to Apply. Check remaining details below.

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TMB Asst. Managers (Scale I) Results Out

Friends, the Tamilnad Mercantile Bank Ltd has came out with the results of the Assistant Managers' recruitment exam which was held on 21st April 2013. Ofcourse the bank has not put the results of this online exam in their website. Its just sending sending call letters for the Interview to all the qualified in this exam of Assistant Managers (Scale I) via Speed Post.

You can check more details from here. All the Best.

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Banking Awareness Bits for IBPS PO and Clerks Exams - Set 6

Name the first bank in the country to launch the reserve mortage scheme




Which of the following banks is appointed as the bank who will refund Income Tax to Tax Payers ?

1. AXIS Bank
2. PNB
3. ICICI Bank

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US Launches a new $100 Banknote with New Security Features

The United States on Tuesday (8th October 2013)  launched a new hi-tech $100 bank note that comes with several new security features including a new touch of colour, as well as special features to foil counterfeiters. In its first remake since 1996, the $100 banknote, which takes a key role in cash transactions for everyone from small traders to big drug traffickers worldwide, sports a blue 3D security ribbon and a bell and inkwell logo that authorities say are particularly difficult to replicate.

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Nobel Prize for Physics 2013 winners Peter Higgs, Francois Englert (theorists of Higgs boson, the key to the universe)

Peter Higgs (Britain) and Francois Englert (Belgium) won the Nobel Prize for physics for the year 2013 on Tuesday (09-10-2013) for predicting the existence of the Higgs boson particle that explains how elementary matter attained the mass to form stars and planets.  The winners were much heralded following last year’s discovery of the Higgs by physicists at the CERN particle physics lab near Geneva, Switzerland, using its Large Hadron Collider (LHC). It is probably the least surprising Nobel of the year. Because people have been speculating for months that the award was going to be centered around the discovery of the Higgs Boson.

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Important Current Affairs Updates of 6th and 7th October 2013

International Affairs

• India and Bangladesh are set to sign a historic deal to allow cargo trucks from both sides to ply within each other’s territories. This will be for the first time India enters such an agreement with any of its neighborliness countries.
• Resolving all the outstanding issues, India and Sri Lanka inked an agreement for the execution of the 500 MW thermal power project at Sampur in Trincomalee at a cost of Rs. 4,000 crore.

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Current Affairs updates of 4th and 5th October 2013

National Affairs

• Two fast track courts have been formed by the Tripura High Court for speedy disposal of cases related to crime against women.
• Hours before the model code of conduct came into effect in Delhi, Chief Minister Sheila Dikshit launched a new website of the culture department.

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NABARD Officers Grade A and Grade B Recruitment

The National Bank for Agriculture and Rural Development (NABARD) , India's apex development bank having its headquarters situated in Mumbai  in inviting online applications from Indian Citizens for filling up the posts of Assistant Managers (Grade ‘A’) and Managers (Grade ‘B’) in the Rural Development Banking Service (RDBS) in National Bank for Agriculture and Rural Development (NABARD). There are 67 Posts in total. You can apply online from 23rd September to 14th October 2013.

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Model Practice Paper of Banking Awareness for IBPS PO and Clerks - Set 5

Which of the following is NOT a welfare scheme launched by the Govt of India ?

1. Villiage Grain Bank Scheme
2. Sampoorna Gramin Rozgar Yojana
3. Annapurna Scheme
4. Mid-Day Meal Scheme
5. Bharat Nirman Yojana

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Small Industries Development Bank of India (SIDBI) - Objectives and Functions

The Small Industries Development Bank of India (SIDBI in short) was established in the year 1990 (Date : 2nd April 1990) under the Small Industries Development Bank of India Act 1989 as a subsidiary of Industrial Development Bank of India.

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Meet the First Woman to Head the State Bank of India (SBI) - Arundhati Bhattacharya

The State Bank of India (SBI) has today (Monday - 7th October 2013) announced that the central Government of India has appointed Ms.  Arundhati Bhattacharya as the chairperson of the India's largest bank. succeeding Pratip Chaudhuri who retired on September 30, she is the first ever lady chairman to head SBI in its 207-year history. The 57-year-old Bhattacharya, the front-runner for the post on account of years of service left, was managing director and chief financial officer of the bank prior to her elevation.  Bhattacharya's elevation leaves one MD post vacant. She will be the Chairperson of the bank for a period of three years from today.  

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Banking Awareness Model Question Paper for IBPS PO and Clerks Exams - Set 4

When a large number of investors in a country transfer investments elsewhere because of disturbed economic condition, it is called ?

The Govt. of India promulgated Banking Companies (Aquisition and Transfer of Undertakings) ordinance to acquire 14 commercial banks on ?

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Nobel Prize for Medicine 2013 Winners Rothman, Schekman and Suedhof

A group of three researchers, namely James Rothman and Randy Schekman (America) and Thomas Suedhof (Germany) won Nobel Prize for  in Physiology / Medicine for the year 2013. Rothman, 62, is a professor at Yale University while Schekman, 64, is at the University of California, Berkeley. Suedhof, 57, joined Stanford University in 2008. They won this award for their discoveries on how hormones, enzymes and other key substances are transported within cells. The Nobel Committee said the work of the three scientists had great implications for neurological conditions as well as conditions affecting key organs.

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IBPS RRB Clerk 5th October 2013 Evening Shift GA Questions

Friends, here are the questions asked in the IBPS RRB Clerical / Office Assistants Exam held on 05-10-2013 (Evening Shift) shared by our friend Swati Gupta. We thank her on behalf of our team and readers for her great help and wish her success in her exam.

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Questions Asked in IBPS RRB Office Assistants Exam held on 06-10-2013 (Evening / Noon Shift)

Friends, here are the questions asked in today's IBPS RRB Clerks (Office Assistants) Exam - Evening Shift shared by our friends Naina Gupta and Sowjanya Karu. We thank them for their great help and wish them great success on behalf of our team and readers. All the Best :)

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Check your Marks of LIC AAO 2013 Now

Friends, as all of you know the Life Insurance of India (LIC) has conducted Online Exam in May and June months of the year 2013. And also has conducted interviews for the shortlisted candidates in the Online Exam in August and September 2013 for the recruitment of Assistant Administrative Officers (AAOs). Now the organization has released the details of the marks obtained by candidates. You can check your marks from below link. Inorder  to check your marks you should enter your Roll Number and Date of Birth or Registration Number and Date of Birth. All the Best.

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Questions Asked in IBPS RRB Clerks Exam held on 6th October 2013 (Morning Shift)

Friends, here are the questions asked in Today's (06-10-2013)  IBPS RRB Office Assistants / Clerks Exam (Morning Shift) shared by our friends Vamsi Krishna, Sreeja Ns, and Saikumar M. We thank them for their quick and valuable help and wish them great success in their exam. 

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Questions Asked in IBPS RRB Office Assistants (Clerks) Exam Held on 5th October 2013

Friends, here are the questions asked in Today's (05-10-2013) IBPS RRB Clerical (Office Assistants) Exam. Shared by our friends Diwakar Gupta, Jigyasa, Manish Garg  and Ann Mary Joseph. We thank them on behalf of our team and readers and wish them great success in their exam.

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List of Banking and Financial Abbreviations - Pdf Download

Friends, with this post we are giving you the pdf file of the complete list of Banking and Financial Abbreviations. In this pdf file we have tried our best to cover all the important abbreviations of Banking and Financial sectors which will be very useful to you for your upcoming Banking Exams. Just download this file and try to memorize these abbreviations (it would be more good if you can write them two or three times).

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Models to Deliver Micro Finance

Friends, in our last lesson we have discussed about the Micro Finance System in India along with its features. Today we shall discuss about its models.

Models to Deliver Micro Finance :

In India due to adoption of "Multi Agency Approach" for the development of micro Finance Programme. All the major financial institutions viz, Commercial Banks, Co-Operative Banks, Regional Rural Banks, along with NGOs and MFIs have been associated with the micro finance programme. These institutions made experiments with various models to deliver micro finance at the door steps of the rural poor. Of all the models, the SHG-Bank Linkage model and Joint Liability Group (JLG) model (popularly know as Grameen model) are the most prominent micro finance models in India.

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Daily Current Affairs Updates - 3rd October 2013

International Affairs

• US President Barack Obama sent Wall Street a blunt warning on Wednesday that it should be very worried about a political crisis that has shut down the government and could trigger a US debt default.
• Invoking the legacy of Mahatma Gandhi on 'International Day of Non-Violence', UN chief Ban Ki-moon has asked nations to resort to peaceful dialogue for settling disputes and to end violence, including that meted out towards women.
• The US National Security Agency has sent some staffers home because of the government shutdown despite crucial security services being exempted from the shuttering of offices due to lack of funds.

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What are Basel I, Basel II and Basel III Norms / Accords ?

Basel Norms / Basel Accords. Friends you might have encountered these terms at least once during your preparation or while writing Bank Exams. You might have think that what is this Basel and what are these norms ? This post will give answers to all your questions. Read with little concentration, because its one of the very important topics for any banking exam.

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Daily Current Affairs of October 2nd

International Affairs

• Bangladesh Prime Minister Sheikh Hasina has inaugurated the first phase of the 2000MW nuclear power plant project in Pabna.
• Japan's crippled Fukushima nuclear plant has a new leak of radioactive water after workers overfilled a storage tank.

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Download your Cal Letters for Federal Bank Clerks Online Exam Now

Friends, as all of you know the Federal Bank has invited online applications for recruitment of Clerks and Officers without IBPS Scores. Now it has came out with the schedule and hall tickets for the Online Aptitude Test for the recruitment of Clerks. The online exam will be going to held on 5th and 6th October 2013. You can download call letters for the above mentioned dates from below. All the Best :)

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1st October 2013 Current Affairs Updates

International Affairs

• An advance group of international inspectors arrived in Syria on Tuesday to begin the ambitious task of overseeing the destruction of President Bashar Assad’s chemical weapons programme.
• U.S.-Venezuela ties reached a breaking point on Monday as Venezuelan President Nicolas Maduro expelled the top American diplomat and two other officials for “plotting to sabotage the country’s electrical grid and the economy”.
• Buddhist mobs attacked Muslim neighbourhoods in Myanmar’s restive Rakhine State, killing at least four people just hours before a planned visit to the area by the President.
• Thirty one Indian fishermen arrested by the Sri Lankan Navy two months ago for allegedly breaching the country’s maritime boundary were on Tuesday freed by a court.
• India on Tuesday expressed the hope that its bilateral trade with Africa will reach the targeted level of $100 billion by 2015.

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IBPS CWE PO / MT Phase III Online Exam 2013 Call Letters / Admit Cards Download

Friends, you can download your IBPS Probationary Officers / Management Trainees CWE III Online Exam call letters  Now. You should enter your Registration Number and Date of Birth or Password to download your call letter. The online exam is going to be held on 19th , 20th, 26th and 27th October 2013 and 9th and 10th November 2013. All the Best :)

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30th September 2013 - Current Affairs Updates

International Affairs :

• The US government began a partial shutdown today for the first time in 17 years, potentially putting up to 1 million workers on unpaid leave, closing national parks and stalling medical research projects.
• Indonesian journalist Stefanus Teguh Edi Pramono was on Monday awarded the Agence France-Presse Kate Webb Prize for his brave reporting on Syria's bloody civil war and the Jakarta drugs trade.

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Vedic Maths Shortcut Methods for Multiplying with 9, 99, 999 and 9999 - Pdf Download

Friends, with this post we are giving you the pdf file of Vedic Mathematics Shortcut tricks. This file consists of very simple and fast techniques to multiply any number with 9, 99, 999 and 9999. These useful techniques of Vedic Mathematics are shared by our friend Hareesh Kumar. We thank him for his great efforts.  To be perfect in this technique one should be perfect in subtractions and even with the ‘9’ table.  We hope this will be useful for your upcoming competitive exams. All the Best :)

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Current Affairs Updates - 29th September 2013

NATIONAL EVENTS

• West Bengal government has withdrawn a bill aimed at protecting interests of depositors from chit funds that was awaiting Presidential assent following objections from the Centre and promised to get back with a new one.
• Every year on 29 September celebrated as the World Heart Day since 1999. The theme of the 2013 World Heart Day is “A life course approach to the prevention and control of cardiovascular disease (CVD) with a focus on women and children because healthy children lead to healthy adults and healthy adults lead to healthy families and communities”.

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Micro Finance in India - Features

Micro Finance is nothing but, Extending the credit and insurance services to socially and economically disadvantageous segment of the society especially rural people. In simple words we can say that Micro Finance is a form of financial services for entrepreneurs and small businesses lacking access to banking and related services. We can also call it as Micro Credit.

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SEBI Officer Grade A Recruitment - Online Exam Results Out

Good News friends, the Securities and Exchange Board of India (SEBI), the regulator for the securities market in India has announced the results of the Online Exam held on 15th September 2013 for the recruitment of Grade A Officers (General Stream). The interview letters to all the shortlisted candidates are being sent by post as well as through E-mail. 

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Correction of Sentences Practice Exercise 4 - Solutions

Friends, here are the solutions to our fourth set of Sentence correction exercise. If you are new to this post, just read our correction of sentences exercise number 4 here  before reading the solutions below. All the Best.

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Sentence Correction in English - Practice Set 4

Friends, here is your fourth set of Sentence Correction. The sentences given below have some errors in it. Just take a paper and write the correct sentences. You should solve these in 10 minutes. After that you can refer to the solutions given below. All the Best. 

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LIC AAO Final Results (Written & Interview) are Out

Good News Friends, the Life Insurance Corporation of India (LIC) has announced the final results of its Assistant Administrative Officers (AAO) Recruitment 2013. Earlier the organization has conducted online exam for recruiting AAOs on 11th, 12th, 17th and 19th May and 23rd June 2013. Later it has conducted interviews for the shortlisted candidates in August and September months. Now it came out with the selected / shortlisted candidates for the Medical exam. The organization has selected 750 candidates for the medical exam. All the selected candidates will get e-mails about the further process soon.  All the Best :)

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Current Affairs Updates - 28th September 2013

International Affairs

• UN leader Ban Ki-moon held his first meeting with the head of the opposition Syrian National Coalition in a bid to press for a Syria peace conference.
• Five years after India and the US signed a landmark civil nuclear deal, the two countries have clinched the first commercial agreement on civilian nuclear power cooperation that was stalled over India's nuclear liability law.
• Recognizing climate change as a "defining challenge", India and US have announced the establishment of a joint working group to develop and enhance action-oriented cooperation in this key sector.

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Daily Current Affairs Updates - 27th September 2013

International Affairs

• The United States and China agreed to keep up a tough sanctions regime on North Korea amid warnings that the reclusive nation is still managing to pursue its nuclear program.
• Israel denounces Iran's call to acknowledge its nuclear weapons, accusing HassanRouhani of diverting attention from Iran's nuclear work.
• Iran and six world powers have headed into nuclear talks at the United Nations with US officials tamping down expectations of any quick breakthrough.

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Defects or Problems of Indian Money Market

Friends, in our last post we have discussed the introduction and characteristics of Indian Money Market. In this post we shall discuss about Defects or Problems of Indian Money Market.

The money market in India is not only underdeveloped but it is also a heterogeneous entity. As we have already discussed in our last post, due to dichotomy of Indian money market into organized and unorganized sectors resulted in number of drawbacks. Some of which are given below.

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Download your Admit Cards / Call Letters of IBPS PO III CWE Pre Examination Training Now

Friends, IBPS has now enabled the download link of Pre-Examination Training Call Letters / Admit Cards for its Probationary Officers Common Written Examination (IBPS PO III) which is going to be held from 19th October. The pre examination training will be held from 7th to 12th October 2013. You can download your call letter from below link. You should enter your Registration number and Roll number / Password to download your Call letter. 

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