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April 30, 2012

Regional Rural Banks (RRBs)

Here are some Important points about Regional Rural Banks (RRBs). It'll hardly take 5 mins to read and remember these points. But are important for all Banking Exams. Have a Look at these.....

  • Established on 2nd October 1975 on the recommendation of R. G. Sarayya Committee.
  • To extend finance to Rural Areas.
  • RRBs paid-up capital : Centre 50%;

April 28, 2012

IBPS - Specialist Officers Result

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The Result of IBPS Specialist Officers (Conducted on 11-03-2012) is Out


April 27, 2012

Averages - Examples


The average income of 3 friends in a group of six is Rs. 6,600 and that of the other two is Rs. 6,500. If the average income of all the six is Rs. 6,400, find the income of the 6th friend.

Sol :
            Average Income of 3 Friends = Rs. 6,600
            So, Total Income of 3 friends = 3 X 6,600 = Rs. 19,800

            Average income of 2 friends = 2 X 6,500
            So, Total income of 2 friends = 2 X 6,500 = 13,000

            Total income of 5 friends = Rs. 19,800 + Rs. 13,000 
                                                                         = Rs. 32,800



Always people find it difficult to remember the information given in different groups or in different numbers. In such cases, the approximate number is useful. That is why we often hear remarks such as, the average of Sachin's runs in five innings is 65, in a standard VII class of 65 pupils, the average attendance last week was 60. Let us try to find out the mathematical meaning of the word "Average" first. Have a look at the following example.
All of us know that the speed of a vehicle does not remain constant during a journey. Therefore, the distance traveled is different in each hour. Still taking into consideration the total distance traveled and and total time required for that, the distance traveled by that vehicle per hour is determined for the sake of convenience. In order to find out

April 26, 2012

Verbs - Shortcut Rules - Part 2


Shortcut Rule 11 : When the subordinate clause expresses a universal truth the past tense in the main clause may be followed by a Present Tense.

  • He said that the sun rose in the East.
  • He said that the sun rises in the East.

Shortcut Rule 12 : The Past Tense in the main clause may be followed by any tense after the conjunction "Than" in the subordinate clause. 

  • He worked faster than we do / did.

Shortcut Rule 13 : In Conditional Sentences, to express improbability in the Present, the Simple Past Tense in the if clause and the Present


Banking Abbreviations - 2

<< Previous
  • LAB      -----------------------    Local Area Bank
  • LC      -----------------------    Letter of Credit
  • LOC      -----------------------    Letter Of Comfort 
    • Dont confuse between LC and LOC
  • M-Banking      -----------------------    MObile Banking

Banking Abbreviations

Here are some Abbreviations which are useful for Banking Exams.
  • ADB    -----------------------    Asian Development Bank 
  • ADR    -----------------------   American Deposit Reciepts
  • AML   -----------------------    Anti Money Laundering
  • ANBC     -----------------------    Adjusted Net Bank


Here are some useful details about National Bank for Agriculture and Rural Development (NABARD) :
  • Established on 12th July 1982 on the recommendation of CRAFICARD committee (also called as Sivaraman Comittee)
    • CRAFICARD - Committee for review of arrangements for institutional credit for agriculture and rural development.
  • For Agricultural finance, NABARD is the apex organization
    • Chairman : Dr. Harsha Kumar Bhanwala
    • Head Quarters : Mumbai
  • It assists Cooperative Banks, RRBs, Land Development Banks & Scheduled Commercial banks in lending to farmers, rural artisans and other non-farmers in rural areas and to the State Governments for minor irrigation.

April 25, 2012

Syndicate Bank - Chartered Accountants

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Syndicate Bank, invites applications from eligible candidates for the post of Chartered Accountants

Chartered Accountants : 30 posts (UR-16, SC-4, ST-2, OBC-8)

Pay Scale : Rs. 19400 - 28100

Age :  21 to 30 years as on 01/01/2012

Last Date to Apply : 19/05/2012 


Verbs - Shortcut Rules - Part 1

In this post we shall discuss some important shortcuts Rules about Nouns which comes in handy while solving Banking and Other Competitive Exams papers. 

Shortcut Rule 1 : If the subject is of the third person, singular number (He, She, It) add 'S' or 'es / ies' to the first form of the verb to make it singular number.

  • She plays the violin every day.
  • He loves his parents
  • The dog barks at the people.
  • The bird flies in the Sky.
  • He does his duty. 

April 24, 2012

Reserve Bank of India (RBI)

RBI, India's Central Bank came into existence on 1stApril 1935 as a private share holders bank. Note : 1st Central Bank in the world : Rick's Bank Sweden in 1656. But in the light of unctions, Bank of England is the 1st Central Bank 1694.

Functions of RBI : 
  • Monopoly of Note issue
  • Banker, Adviser and Agent to the Govt. of India
  • Banker to Banks
  • Custodian of Foreign exchange and gold.
  • Re-discounts bills of exchange and hundis.
  • Lender of last Resort
  • Maintains stability of foreign value of Rupee.
  • Acts as clearing house
  • Credit control

Pronouns - Shortcut Rules

In this post we shall discuss some important shortcut rules about Pronouns which comes in handy while solving Banking and other Competitive exam papers.

Shortcut Rule 1 :  We should use the personal pronouns in the order of 231 for good results ( I mean, Second Person, Third Person, First Person). Have a look at the following Examples.

  • I, He and You are to finish it.
  • You, He and I are to finish it.
    • The order 123 (First Person, Second Person and Third Person) is also possible when we admit guilt. 
    • I, You and He have committed the Sin.

Shortcut Rule 2 : A Pronoun in the nominative form should be compared with the same form of the pronoun. 

  • He is better than I (am)  (Two Nominatives are compared)
  • I respect you more than him (Two objectives are compared)

Shortcut Rule 3 : A Pronoun in the objective case is used after "Let / Between / Any Preposition"

  • Let you and me play (You and me are objects)
  • There is no dispute between you and me.

Shortcut Rule 4 : When a pronoun stands


April 23, 2012

Analogy (Advanced) - Reasoning Shortcuts

Analogy means to compare the similarities / dissimilarities among the given things. In this type of questions, they will give you a sentence and options. According to the sentence you should find out the correct option. Have a look at some examples to understand Analogy more clearly...

  • "Bank" is related to "Money" in the same way as "Transport" is related to ?
    1. Movement
    2. Road
    3. Speed
    4. Traffic
    5. Goods?
      • The answer is 5) Goods. 
        • A bank deals with transaction of 'money', where as the 'transport'

Nouns - Shortcut Rules

In this post, we shall discuss some important Shortcut Rules about Nouns which comes in handy for your upcoming competitive exams.

Shortcut Rule 1 : The following words are uncountable and are normally used in the singular form only. The indefinite article "A or An" Should not be used with them. They have no plural forms. 'A/An' not used before them.

Ex : Luggage / Baggage / Breakage / Advice / Furniture / Information / Scenery / Poetry / Work / Soap / Food / Bread / Fish / Paper / Machinery etc.

    • The Sceneries of Kashmir is very beautiful.
    • The Scenery of Kashmir is very beautiful. 
    • I know that he has many informations.
    • I know that he has much information / a lot of information. 

April 22, 2012

Computers - Generations


The development of computer technology is generally divided into the following phases :

First Generation (1942 - 1956) - Vacuum Tubes

Vacuum tubes is the only electronic components available during those days.
These computers were the fastest calculating devices of that time. They could perform calculations in Milli-Seconds but there were many disadvantages in them. They were too big in size, Not portable, Air-Conditioning was required for their commercial use and production was also difficult. The UNIVAC (UNIVersal Automic Computer) and ENIAC (Electronic Numerical Integrator and Computer) are the examples of First Generation Computers. 
  • UNIVAC was the first Commercial Computer to a business client the U.S. Census Bureau in 1951 (till then, all computers were for research purpose).
  • ENIAC was the world's first Operational Electornic Digital COmputer.  

Second Generation (1956-1963) - Transistors

The Transistor, a smaller and more r

April 21, 2012

Mental Maths (Percentage Calculations)

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In this post we shall discuss about Percentage Calculations. Have a look at the following examples.

  • 39 is what percent of 186 ?

  • Remember friends. The number that follows 'OF' should always come in the Denominator. And here I am not going to use any mathematical techniques. Just guessing the answer with the given numbers. Remember, No need to get the EXACT answer. Approximate answers will be sufficient (Until you have options like A)12.06 B)12.63 C)12.89 etc....)
  • So, here we have to calculate (39/186) X 100 

April 20, 2012

Mental Maths (Comparison of Fractions) - Part 2


Model 5 : 

  • For a fraction Less than 1 :
  • If the difference between the numerator and the denominator is same then the fraction with the larger values of numerator and denominator will be the largest. Have a look at the following example.
  • Which of the following fractions is the largest?
    • (31/37), (23/29), (17/23), (35/41), (13/19) 
  • The difference between the numerator and the denominator of each fraction is 6.... So the fraction with the larger numerals i.e., 35/41 is the greatest and the fraction with smaller numerals i.e., 13/19 is the smallest.
  • For a fraction Greater than 1 :

Mental Maths (Comparison of Fractions) - Part 1

You have to Compare the given fractions in a number of problems in Data Interpretation and Quantitative Ability. Let us study some of the common methods of identifying out the largest or smallest of a given set of fractions which are useful for Mental Maths. 

Model 1 :

When the numerators are same and the denominators are different, the fraction with the largest denominator is the smallest. Have a look at the following example.
  • Which of the following fractions is the smallest?
    • (3/5) , (3/7) , (3/13), (3/8)

April 19, 2012

Mental Maths (Additions / Subtractions of Fractions)

In this post we shall discuss How to Add / Subtract Fractions... Have a look at the following Problems.


RBI HallTickets

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Download your RBI Assistants Admit cards from Here :)


Punjab and Sind Bank - 900 POs and 800 Clerks - IBPS

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Punjab & Sind Bank (PSB) invites applications from eligible IBPS qualified candidates to fill 900 POs and 800 Clerks Posts.


April 18, 2012

Mental Maths (Subtractions)

In this post, we will show you how to do Subtractions Mentally. Have a look at the following examples....

  • 987 - 256 = ?


Andhrabank - Clerks - IBPS

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Andhra Bank, one of the nationalized banks of India is inviting applications from the IBPS Qualified candidates for its Clerical Recruitment.

Important Dates :

Payment of Application Fees : 
21.04.2012 to 05.05.2012 (new date is 16-05-2012)    

Opening date for Online Registration : 21.04.2012
Last Date for Online Registration : 05.05.2012


April 17, 2012

Bank of Maharashtra - Clerks - 543 Posts

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Bank of Maharashtra invites applications from eligible IBPS qualified candidates for filling up 543 Clerical vacancies.

Dena Bank - Clerks (IBPS) - 1090 Posts

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Dena Bank Invites applications from IBPS qualified candidates for filling up 1090 Vacancies of Clerical Posts.


April 16, 2012


Here are the Cubes of 1 to 15 numbers. By heart them.....

1 X 1 X 1 is : 1
2 X 2 X 2 is : 8
3 X 3 X 3 is : 27
4 X 4 X 4 is : 64
5 X 5 X 5 is : 125

6 X 6 X 6 is : 216
7 X 7 X 7 is : 343
8 X 8 X 8 is : 512


Here are the Squares of 1 to 30 numbers. Byheart them....

1 x 1 = 1
2 x 2 = 4
3 x 3 = 9
4 x 4 = 16
5 x 5 = 25

Bank Of India Clerks Recruitment 2012 (IBPS ) - 3149 Posts

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Important Dates :

Online application Link Starts from  16-04-2012

Last date  28-04-2012
Tentative period of interview (May to June 2012)

How to improve Maths / Aptitude Calculation Speed

Calculation Speed plays a very very very important role in Bank Exams. Some people think that, people should have the natural ability to do calculations fast, of course that is true at some extent. But that doesn't mean the other ordinary people like you and me need not feel bad.

According to Aerodynamics Laws based on Weight and the Size of the wings, some species only do have the ability to fly. If we strictly apply their laws, a Bee cant fly. Because its weight is More and Wing's length is very less when compared to its Weight. But still it is flying very comfortably and enjoying the Honey in almost every flower.

Sometimes Old rules and blind beliefs remain worthless. Forecasters' predictions become wrong. Only The Belief in You and Hard work will create wonders. Trust me, it is very easy to develop good calculation speed in a relatively short period of time. All you need is Hardwork, Little Amount of time and Good Material to Prepare... You give us the first TWO, we will provide you with the Third one... 

30 x 30 : Just spend 30 minutes a day for 30 days. You will definitely find the difference in your calculation speed. Your practice involves basic Additions, Subtractions, Multiplications, Percentage Calculations, Comparing Fractions and Calculating Squares. 

How can this blog help me? We post some examples on calculations. Solutions for these
examples indicating the short-cuts that you need to learn and implement. Which will help you to solve problems mentally in less time .

How to use this blog? Before you start involving with our posts, make sure that you are thorough with the following (Mandatory) :

  • Multiplication Tables (Up to 20 x 10)
  • Squares (Up to 30)
  • Cubes (Up to 15)
  • Powers of 2 (Up to 12)
  • Powers of 3 (Up to 6)
  • Reciprocals of numbers (Up to 12)
  • Complements of 100 
    • (I mean, the difference between 100 and the given 2 digit number).
Some Useful Shortcuts of Basic Maths :
What should I do for this : Nothing, just open this page daily when ever you free. You can find a post containing 20 questions on calculations (Additions, Subtractions, Multiplications etc) . Just try to solve them mentally in the recommended time. Just put away your Calculators, Pens, Pencils and Papers. 

While taking these tests, please follow the below instructions.
  • Take One test every day.
  • Check the starting time and keep in mind the time that has been allotted for the particular exercise.
  • Don't use calculator.
  • Write as little as possible on paper. You should try doing as much of the calculation as possible mentally.
  • Some questions require precise calculations whereas some other questions require only approximate calculations. Please remember that the level of accuracy to which you should work out the calculations will depend on the answer choices given in the post itself. So, do not spend more time than is necessary on each question. 
  • Stop the test as soon as the Prescribed time is Over.
  • After you Complete each exercise, spend time working out the questions that you could not complete in the given time. Then, check for the correctness of your answers. Rework all the questions in the test to see whether the method that you adopted was the best/shortest.
  • Check the answers to see whether you have approached the calculations correctly. Use the learning that you gain in one Exercise in working out the next Exercise.
  • Even after you use up all the tests given in this Blog, you should continue similar calculation practice on a regular basis to ensure that your calculation speed does not drop.  
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April 14, 2012

Number Series short cut techniques

A number series can be considered as a collection of numbers in which all the terms are formed according to some particular rule or all the terms follow a particular pattern. The relation of any term to its preceding term will be same through out the series.

You have to find out the rule in which the terms of the series are selected and depending on that rule you have to find out the missing number. There is no definite rule for the series. Generally the series can be of the following types. 

Noun and Verb / Pronoun Agreement

Noun and Verb Agreement :

In this Post we shall discuss about the Noun and Verb agreement of the sentences. Have a look at the following points. These points will help you to use correct verbs while writing sentences.

  • In the sentences, with " One of The" and a relative clause, the verb should be Plural. Confused??? see the example.
    • Aamir is one of the students who has paid the fee    
    • Aamir is one of the students who have paid the fee  ✔ 

April 13, 2012

Coded Relations

Before going to read this post, Read Basics of Blood Relations Here
Coded Relations is another important topic for Bank Exams. You can easily get 5 marks with little logical thinking and concentration. It doesn't take much effort to solve these type of questions... All that you need is Concentration and lil practice to solve these type of questions 

1. If 'A X B' means 'A is the Daughter of B'. 'A + B' means 'A is the husband of B' and 'A - B' means ' A is the sister of B', then what does ' M + N - P X Q' Mean?

April 12, 2012


Assume that TWO or MORE people together are doing a Business. It is called partnership. All the people who invests money are called Partners. The money contributed by these people is called their Capital (C). 

Simple Partnership : If each person contributes only one capital for the same time period, then it is called a Simple Partnership. In a simple partnership the Profit / Loss is divided in the ratio of the Capitals.
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