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July 31, 2014

31st July 2014 - Daily Current Affairs updates

National Affairs
  • 'Upanyas Samrat' Munshi Premchand's  134th birth anniversary today.
  • In its first step towards restructuring MGNREGA (Mahatma Gandhi National Rural Employment Gurantee Act), the government has announced that the material-labor expenditure ratio in the scheme would be changed from 60:40% to 49:51%. The government is also planning to monitor the work under the scheme through the use of space technology and provide wages to laborers directly through e-governance tools such as electronic fund management system.
  • A new audio-visual museum chronicling the history and treasure troves of the highest office of the country will be opened for the public from tomorrow (1st August 2014)  in Rashtrapati Bhavan.

Baroda Rajasthan Kshetriya Gramin Bank Recruitment of Office Assistants and Officers

The Baroda Rajasthan Kshetriya Gramin Bank, a Regional Rural Bank of Rajasthan, established under RRB Act, 1976 with 50% shareholding by Govt. of India, 35% by Bank of Baroda and 15% by Govt. of Rajasthan is inviting online applications for filling up the posts of Officer Junior Management - Scale I Cadre and Office Assistant (Multipurpose) from IBPS RRB CWE II qualified candidates. There are 176 Officers JMG Scale I posts and 136 Office Assistants posts in total. You can apply online from 1st August 2014 to 19th August 2014. Check complete details below.

LIC HFL Assistants Interview Results 2014 out

Friends, the much awaited results of LIC HFL Assistants Interview 2014 out. The organization has been sending mails to all the selected candidates with the details of Medical test and joining dates. You can check your result by entering your Registration Number and Date of Birth / Mobile Number from below link. All the Best.

Banking Awareness : Indigenous Bankers

Friends, in our previous post we have discussed about Non Institutional Credit Agencies. Today we shall discuss about one of it's constituent, Indigenous Bankers. 

Introduction :

Indigenous bankers conduct banking business. According to Indian Central Banking Enquiry Committee (1931) an indigenous banker is defined as "Any individual or private firm receiving deposits and dealing in hundies or lending money". One of the distinguishing features of indigenous bankers is that they provide credit by discounting hundies. Both money lenders and indigenous bankers are part of the unorganized money market. It is an ancient system of finance in India. Until formal system of commercial banking came into existence in the middle of the eighteenth century, major part of banking in India was carried through indigenous banking system.

English Practice Tests for IBPS and SBI Bank Exams

Pick out the most effective pair of words from the given pairs of words to make the sentence meaningfully correct.
  1. Our army is ___________, ______________ the border of the neighboring country.
    1. posted, with
    2. accumulated, for
    3. assembled, at
    4. deployed, along
    5. fighting, on

July 30, 2014

Quick Reference Guide for RBI Grade B Officers Exam 2014 - Pdf Download

Hi Friends, this is Santosh again. Thank you so much for the tremendous response to my 7 day Action Plan for RBI Grade B Officers Exam 2014. Today I am sharing General Awareness exclusive material compiled by me. This pdf file consists  the matter which I feel important for the upcoming RBI Grade B Officers Exam. I made this pdf based on the inferences of previous papers. I wrote some definitions in simple terms so that avoiding tricky language.  Download it from below link. I hope you will find my efforts useful. All the Best. 

30th July 2014 - Daily Current Affairs Updates

International Affairs
  • The US and European Union have slapped tougher and "wide-ranging" sanctions on Russia, targeting its energy, finance and defence sectors for its continued support of separatists in Ukraine.
  • Australia's priority was gaining access to the crash site of downed Flight MH17 in Ukraine, not imposing sanctions on Russia, Prime Minister Tony Abbott said today.

Non Institutional Credit Agencies - Introduction

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The Non-Institutional Credit Agencies are still playing a significant role in our financial system. The private moneylenders and indigenous bankers are the two important constituents of the non-institutional credit agencies. The private money lenders refers to those individuals who lend credit to the people who require it. Where as the indigenous bankers refers to those bankers who not only deal in "HUNDIS' but also lend money and or accept deposits from the public. Despite the dominant presence of various 'institutional credit agencies' the private money lenders and indigenous lenders are playing their due role in our financial system. Hence, there is a need to understand these two non-institutional credit agencies.

English Model Practice Tests for IBPS Online Exams

In the following passage, there are blanks each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Trust is the basis of human relationship. As trust between people grows       1        change and interpersonal dynamics are transformed. Diverse skills and abilities become        2     and appreciated as strengths. People begin to        3       one another's feelings and attitudes. They learn to be        4        instead of playing roles. As trust grows the      5       that prevent      6        and openness lessen. People become more expensive, impulsive, frank and       7        Their communication is efficient and clear. They risk      8         and confrontation, opening the doors to deeper communication, involvement and commitment. Congestion and      9        lessen. The flow of data is open and    10      .

Important Changes in CAT 2014

Here is an important announcement for CAT 2014 aspirants, you will get 30 minutes more to attempt the questions. The Indian Institute of Management (IIM) Indore, the organization which is conducting the online CAT Exam for the year 2014 has announced that the time of the CAT Exam has been increased to 170 minutes (Until CAT 2013, the time for the exam was 140 minutes). Henceforth, in sections of Quantitative Ability and Data Interpretation, and Verbal Ability and Logical Reasoning, you will have to answer 50 questions each instead of earlier 30.

In simple words you will get more Questions and more time to solve.

Tamilnad Mercantile Bank (TMB) Recruitment of Clerks 2014

The Tamilnad Mercantile Bank (TMB) is inviting online applications from eligible graduates for filling up the posts of Clerks 2014. The selection will be based on online objective test. You can apply online from 30th July 2014 to 13th August 2014. Check complete details below. All the Best.

July 29, 2014

29th July 2014 - Daily Current Affairs Updates

National Affairs
  • Addressing the 86th foundation day and awards ceremony of Indian Council of Agricultural Research (ICAR) in New Delhi today, Prime Minister Narendra Modi hailed all the farmers of the nation saying, "Everyone who has contributed to the field of agriculture needs to be given a standing ovation. I request you to applaud the farmers who feed the people of India, and not me."

Banking Sector Reforms

The Banking Industry in India has made a remarkable progress since nationalization of private commercial banks. A number of innovations were made in the field of social banking. Starting with the policy intervention by the Government of India to regulate the flow of bank credit into the priority sectors, poverty alleviation programs were financed by the banking system. In fulfilling these objectives, the profitability of the baking sector has declined after the second phase of nationalization. It has also suffered serious decline in productivity and efficiency. It is possible to defend the low profitability and poor financial conditions of public sector banks by referring to their commitment to social obligations such as, opening rural branches, setting up and subsidizing Regional Rural Banks, financing IRDP and other poverty alleviation programs at concessional rate of Interest. These arguments hold good, to a large extent, to the private sector scheduled commercial banks too. But these banks are making more profits than public sector banks.

UPSC Civils Prelims 2014 E-Admit Cards Out

Friends, you can download your UPSC Civils Prelim examination 2014 admit cards now from the official website of UPSC There are three options to download your Admit cards. You can download your UPSC Civil Services 2014 e-Admission Certificate by entering your Registration ID or Roll Number or Name from below link upto 24th August 2014. The UPSC Civil Services 2014 Admit Card is available in online mode only and it will not be sent by post or by any other mode of communication to the candidates. All the best. 

English Practice Tests for IBPS PO & RBI Grade B Officers Exams

Which of the phrases 1, 2, 3, 4 or 5 given below each sentence should replace the phrase printed in bold type to make the sentence grammatically correct ? If the sentence is correct as it is ,mark 5 i.e., No correction required as your answer.
  1. A majority of the students believe that examinations are unnecessary.
    1. to have been not necessary
    2. have unnecessary
    3. are being unnecessary
    4. were being unnecessary
    5. No correction required 

Banking Awareness : Lead Bank Scheme

After the Nationalization of commercial banks, government took the initiative for extending banking facilities in rural areas. Prof D. R. Gadgil, chairman of National Credit Study Group, recommended the adaptation of an "area approach" to evolve plans and programs for the development of an adequate  banking and credit structure in rural areas. As a sequel to this "area approach", recommended by pof Gadgil study group, the Lead Bank Scheme was introduced in December 1969. Under this scheme, a particular district is allotted to every nationalized commercial bank. The allotment of districts to the various banks was based on such criteria as the size of the banks, the adequacy of their resources for handling the volume of work. The lead banks initially conduct basic surveys in their respective lead districts and prepare district credit plans designed for the purpose of estimating credit needs of the concerned district so that physical and manpower resources available may be utilized properly. The district credit plans are linked with the development programs and are based on integrated development of the concerned district with special emphasis on the development of rural and backward areas. Since the introduction of lead bank scheme notable progress has been achieved by commercial banks in respect of branch expansion, deposit mobilization and credit deployment. Undoubtedly, the scheme is major step towards banks fulfilling their new social objectives and holds promise for making banks as effective instrument for bringing about economic development of the allotted districts.

July 28, 2014

28th July 2014 - Daily Current Affairs updates

National Affairs
  • Maharashtra government and UNICEF today launched a fortnight-long campaign to mobilize communities, health personnel and political leaders towards prevention of diarrhoea.
  • Army Chief , General Bikram Singh called on Union Home Minister, Rajnath Singh, in New Delhi.
  • The Delhi High Court on Monday has stayed the Election Commission's show cause notice against former Maharashtra CM Ashok Chavan asking why he shouldn't be disqualified for hiding details of his 2009 poll expenses.

Nationalization of Commercial Banks

The Nationalization of commercial banks opened new vistas before the banking system as a whole and gave new dimensions of the economy. It assumes greater significance and implied a revolutionary change in the principles and objectives of the credit policy of commercial banks. In the field of commercial banking, the first seed of nationalization were sown in the year 1955 when the Govt. nationalized the imperial bank of India and named it as State Bank of India. In the year 1960, on the recommendations of the committee the All-India Rural Credit survey Eight State-association, banks were taken over as subsidiaries of the State Bank of India. The Govt. of India Nationalized 14 major commercial banks in July 1969 and another 6 banks in April 1980. The nationalization of July 1969 and April 1980 was a unique phenomenon, different from that of  nationalization of the RBI in 1949 or the nationalization of Imperial bank of India in 1955, as these were very modest having little socio-economic change in the country. Before and after Nationalization of commercial Banks, a section of people has described it as momentary and timely, while others criticized it as wrong and untimely.

Yesterday's SBI Clerks Online Exam Reviews

Afternoon session's review shared by Arfat Ali
Hello Aspirants, I am Arafat from Vijayawada, Andhra Pradesh. Here i am going to share my exam review.

I started my exam with Reasoning & as per the previous reviews I decided to go for puzzles in the last. Overall Reasoning was moderate with Syllogs, Inequalities, Coding-decoding like "always win good" is written as "na ba ol"  etc.. and data sufficiency.  And puzzles as expected time taking, confusing. 3 puzzles out of which 1 from Circular (8 persons out of which Some facing inside and some out), 2
Row arrangements one row facing north n south etc.. and last puzzle 7 members 7 day seminars who like 7 flowers. Go for it if practiced well. Start it in the end.

Banking Awareness : Reserve Bank of India (RBI)

Friends, in our last post we have discussed about the Types of Banks. In today's post, we shall discuss about the Reserve Bank of India (RBI) in detail.

The Reserve Bank of India (RBI)

The RBI was established on 1st April 1935 under the RBI Act, which was passed on 6th March 1934. After the establishment, RBI took over the functions of issuing paper currency from the central government and the controlling of the credit from the Imperial Bank of India (now called as State Bank of India). The bank was nationalized on 1st January 1949 in terms of the RBI Act 1948. The RBI head office is located at Mumbai since its inception.

July 27, 2014

27th July 2014 - Daily Current Affairs Updates

National Affairs
  • Finance Minister Arun Jaitley will address the board of the Reserve Bank in Delhi on August 9 amid expectations that the central bank will complement government actions by reducing rates to boost growth.
  • The government is likely to approach regulator TRAI for details of the villages in Jammu and Kashmir, Uttarakhand and Himachal Pradesh that have no telecom connectivity.  

SBI Clerk 27th July 2014 Evening Shift Review

Hi,  My name is Fahad, i hail from Kerala district. I would like to share my experience about today's exam..

General Awareness
In this section questions came from both Banking and GA.
Moderate level question

SBI Clerks 27th July 2014 Morning Shift Reviews

Review shared by Shubham Agnihotri
My name is Shubham, hails from Lucknow. I appeared for SBI Clerk exam today i.e. on 27 Morning Shift.
I would like to share some of the Gk and Com/marketing questions asked and overall experience.

Banking Awareness : Types of Banks

For the purpose of academic discussion, the academicians and economists across the world have classified the banks into various types depending upon their primary or basic activities / functions. Following are various types of banks.
  1. Commercial Banks : Usually, a majority of the Commercial banks are joint stock companies. They are also known as deposit banks. These banks can also be established under a special legislation / Acts, a charter. They can be established either a public sector or a private sector bank. They may adopt either a unit banking system or a "branch banking system". Further, these commercial banks can be categorized as "domestic banks: or "foreign banks" depending upon their origin. The primary functions of these banks are accepting deposits, lending money through overdraft, loans, discount of bills etc. in addition, they also take up several non banking activities.

Written Exam Experiences of SBI CLERKS Held on 26th July 2014 Afternoon

Review shared by Ravitheja

Hai All... Just wanted share my experience of written exam..i have appeared for SBI CLERK exam on 26th July Afternoon session...

Name : Ravitheja

Place: Andhrapradesh Near Tirupati

Sarva Haryana Gramin Bank Released Interview Schedule of Officer JMG Scale I

The Sarva Haryana Gramin Bank has Released Interview Schedule of Officers in Junior Management (Scale-I) 2014. As you know, the bank has invited online applications from IBPS RRB CWE II qualified candidates from 1st July to 16th July 2014 to recruit 100 Officer JMG Scale I posts. Now it has came out with the list of shortlisted candidates for the Interview. The bank has shortlisted 364 candidates for the interviews  and it also has been sending separate interview call letters to all the selected candidates. The Interviews are scheduled to be held form 11th August 2014 to 26th August 2014. Check details below. All the Best :)

July 26, 2014

26th July 2014 - Daily Current Affairs Updates

International Affairs
  • South Sudan's food crisis is now the worst in the world, the UN Security Council said, as it called for urgent funding to step up deliveries of desperately-needed aid.
  • The European Union has extended its Ukraine-related sanctions to target top Russian intelligence officials and leaders of the pro-Russia revolt in eastern Ukraine.
  • As India, the United States and Japan on Thursday kicked off rare three-way naval exercises, China has called on the three countries to ensure that the “Malabar” drills in the Pacific Ocean would be “helpful to build mutual trust” in a region grappling with renewed maritime tensions.

RBI Grade B Officers Exam 2014 - 7 Day Action Plan


RBI Grade B officers Strategy

Friends, Myself Santosh Kumar Perali from Hyderabd, just an aspirant like you. Today I want to share the final 7 day action plan for RBI Grade B officer’s exam which is going to be held on 3rd August 2014. And this exam is stepping stone for lucrative job with RBI (India's Central bank).

I hope everybody is preparing well, but RBI exam is all about "General awareness”, because 80/200 marks directly coming from this section. So we should concentrate more in this area, and second area of priority should be "Reasoning" because it is worth 60/200, and "General English”, “Quantitative aptitude" of 30 marks each.

SBI Clerks Online Exam Afternoon Session Review (26th July 2014)

Hai friends!,I’m Sravan kumar. Today(26th) afternoon I attended SBI clerical exam @ Hyderabad. I want to share my experience with you. I think it will helpful for you:-))

Overall difficulty level  : Easy

General awareness  : Moderate
In this section they gave 3-4 gk questions which we can’t see in bank exams normally. That’s why I told you moderate level. Other questions not so much easy but ok level. You can manage if you through all current affairs and banking awareness. No complaints about this section except GK.

UPSC NDA & NA (1) Exam 2014 Results out

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Friends, the Union Public Service Commission (UPSC) has released the results of National Defence Academy and Naval Academy Examination (I), 2014 which was held on 20th April 2014. The organization has released the Roll Numbers of candidates who have qualified for interview by the Services Selection Board of the Ministry of Defence for Admission to Army, Navy and Air Force  Wings of the National Defence Academy for the 133rd Course and for the 95th Indian Naval  Academy Course (INAC) commencing from 2nd January, 2015. You can check your result from UPSC's official website or from below link. All the Best. 

SBI Clerks Online Exam dated 26th July 2014 : Detailed Review and Questions Asked

Hi Friends,  I am Yogesh Kumar from Delhi. Today I appeared in the Morning shift of SBI Clerical exam. Here is my review.
3 sitting arrangements (circular-all facing towards center, North-south facing, Circular-some facing center some facing away from center)
1 puzzle, coding-Decoding, Syllogism, inequalities, Data Sufficiency, Blood Relation

SBI Clerical Exam Morning Session Reviews (26th July 2014)

Review shared by Praveen
Hello guys its Praveen from Karnataka, today i had attended the SBI clerical exam in morning session, so here is my review. 

First i attended Reasoning section it was moderate, and little bit time consuming i had attended 19 question in that with 100 percent accurancy, in this section they asked seating arrangement question for 4 people facing inside and 4 people facing inside,and 8 pople sitting in two rows, my advice to you people that dont touch these two questions in begining it self if ur not practiced before, syllogism and inequality was easy too

Banking Awareness : History of Commercial Banking System In India

Friends, this is the Lesson 2 of our Banking Awareness study material for upcoming RBI Grade B and IBPS PO IV online exams. Please read the Introductory Lesson 1 from here before reading this.

The Government of India passed comprehensive Banking Regulation Act in 1949 for safeguarding the interest of depositors of Banking companies. According to the Act the definition of bank needs certain alterations, it now comprises acceptance of time liabilities and there is every reason for it to continue. The purpose of acceptance to deposits is strictly not relevant for the definition, though it is genuine for banking regulation. There is no need to distinguish between loans and deposits in the context of banking regulations. The definition of banking should cover all forms of acceptance of deposits from the public and banking regulations should deal with all types of banking.

Banking Awareness Study Material - Origin and Evolution of Banking

The origin of the banking system lies in the business of money changes in ancient periods. The Babylonians had developed a banking system as early as 2000 B.C. The practice of lending was widely prevalent in ancient Greece and Rome. The banking activities were developed in Italy. Later the banking activities were spread from Italy to Britain. Some of the Italian money lenders were settled at London and offered their services in 13th century A.D. Goldsmiths began to accept deposits of gold coins at London in the early 17th Century. The bank of England was started in 1694. Because of growing incidence of bank failures, the British government passed the Bank Act in 1826, which allowed the establishment of banks with unlimited liability. This led to the starting of joint stock banks in England.

July 25, 2014

25th July 2014 - Current Affairs Daily Updates

National Affairs
  • External Affairs Minister Sushma Swaraj is on a three day visit to Nepal. This trip will focus on confidence building measures, strengthening bilateral ties and preparing the ground for Prime Minister Narendra Modi's visit to the country.
  • India today summoned Pakistan Deputy High Commissioner over delay in trial of Mumbai 26/11 attacks

Computer Knowledge Practice Tests for Competitive Exams

  1. ____________ is an artificial language designed to communicate instructions to a computer
    1. Programming Language
    2. Machine Language
    3. Software Language
    4. None of the above

  2. Machine language sometimes also referred as the ______________

SSC CGL Re-Exam Official Answer-Keys out

Friends, the Staff Selection Commission (SSC) has released the Official Answer keys for the SSC CGL 2013 Re-Exam which was held on 20th July 2014 (both Morning and Evening shifts). The Morning shift keys include the Test form Numbers 152SG3, 576KM3, 013TM2, 687RK0, 687RK0, 129MP2, 682LJ6, 467RN3 and592KH4 and the Evening Shift keys include the Test form Numbers 128KJ2, 514TN2, 514TN2, 426SG1, 124LG5, 016MN6, 325RJ4, 325RJ4, 319RH7 and 623MP3. Check details below. All the Best :)

SSC CGL Exam Dates 2014 out

Good News friends, the postponed SSC CGL Tier-1 Exam 2014 will be held in the month of October 2014. As you know, the SSC CGL Tier-I Exam 2014, which is supposed to be held during the months of April and May 2014 got postponed due to General Elections. From that day, there is no news of the new exam dates from the Staff Selection Commission. But today, in the SSC's Central Region's website they've updated the Exam calender for the year 2014 with the new dates of SSC CGL 2014 (check the link from here). According to this calender, the SSC Combined Graduate Level (Tier-I) Exam 2014 will be held during 19th October 2014 and 26th October 2014. Official Notification will be out soon. Check details from below link. All the best :)

Marketing Aptitude Model Tests for SBI Associate POs - Set 24

  1. Which of the following is not a foreign bank working in India 
    1. HSBC 
    2. Barclays 
    3. Yes Bank 
    4. Standard Chartered 
    5. None of these 

  2. All marketing activities that attempt to stimulate quick buyer action or immediate sales of a product are known as  

APGVB Released Interview Schedule for Office Assistants (2nd Phase)

The Andhra Pradesh Grameena Vikas Bank (APGVB) has released the interview schedule for it's Office Assistants' second phase recruitment. The bank has selected 529 candidates for the Interviews. The interviews are scheduled to be held from 1st August 2014 to 9th August 2014 at Stanley College Of Engineering And Technology For Women, Chapel Road, Abids Hyderabad – 500001. You can check complete details from below link. All the Best.

July 24, 2014

23rd & 24th July 2014 - Current Affairs Updates

International Affairs
  • The 14th round of Foreign Office Consultations between India and Myanmar was held in New Delhi on 23rd  July 23 2014. The Indian delegation was led by Smt. Sujatha Singh, Foreign Secretary of India, and the Myanmar delegation by U Thant Kyaw, Deputy Minister of Foreign Affairs of Myanmar.
  • In order to raise concerns about the repeated ceasefire violations by Pakistan's armed forces in Jammu and Kashmir, Indian Foreign Secretary Sujatha Singh will be meeting her Pakistani counterpart Aizaz Ahmad Chaudhry in Islamabad on 25th August.

SBI Clerks Marketing Aptitude Practice Tests - Set 23

  1. Services have special characteristics namely ________________ which affect their Marketing process
    1. Intangibility
    2. Inseparability
    3. Heterogeneity
    4. Perishability
    5. All the above

  2. "Just in time" technique has wider acceptance world over. The technique was first introduced in ?

SBI Clerks Online Exam 2014 Review

Hi friends I am Hemnath from Tamilnadu, I would like to share my experience. My exam was held on 20th July 2014 (Afternoon Session)

First section i attended was General Awareness
about 22 questions were very easy you can get the answers at first glance
Questions i feel tough in that section are

Computer Knowledge MCQs

  1. The speed of the dot matrix printer can be measured in ?
    1. Pages Per Minute (PPM)
    2. Characters Per Minute (CPM)
    3. Lines Per Minute (LPM)
    4. Inches Per Minute (IPM)
    5. None of the above

  2. _____________ is the process of accessing addresses to the different areas ?
    1. Tracking
    2. Addressing
    3. Dividing
    4. Formatting
    5. None of the above

  3. __________ is a circular path on the surface of a disk or diskette on which information is magnetically recorded and from which recorded information is read ?
    1. Track
    2. Storage Block
    3. Block
    4. Platter
    5. None of the above

  4. __________ is a subdivision of a track ?
    1. Sub track
    2. Sector
    3. Block
    4. None of the above
    5. All of the above

  5. A piece of stiff paper that contains digital information represented by the presence or absence of holes in predefined positions is known as ?
    1. Punch Card
    2. Magnetic Strip
    3. Data Recorder
    4. None of the above
    5. All of the above

  6. Match the set 1 to set 2
    • Set 1 :  
      • A. DRAM
      • B. SPAM
      • C. PROM
      • D. EPROM
    • Set 2 :
      • X. Non-Volatile
      • Y. VOlatile
    1. A-Y, B-Y, C-X, D-X
    2. A-X, B-Y, C-Y, D-Y
    3. A-X, B-Y, C-X, D-Y
    4. A-Y, B-X, C-Y, D-X
    5. None of the above

  7. ROM stands for
    1. Read Only Memory
    2. Read Memory
    3. Read Online Memory
    4. Read Outwards Memory
    5. None of the above

  8. RAM Stands for
    1. Run Alone Memory
    2. Random Access Memory
    3. Run Aside Memory
    4. Read  & Acquire Memory
    5. None of the above

  9. Read the below sentences. Tell us whether these are true or false ?
      • Sentence 1 :  Flash Memory is Volatile Memory
      • Sentence 2 : ROM is Volatile Memory
    1. Sentence 1 is true, Sentence 2 is false
    2. Sentence 2 is true, Sentence 1 is false
    3. Sentence 1 and  Sentence 2 both are true
    4. Sentence 1 and Sentence 2 both are false
    5. None of the above

  10. Which of the following are the functions of an Operating System ?
    1.  Allocates Resources
    2. Monitors Activities
    3. Manages Disks and Files
    4. All of the above
    5. None of the above

  11. ____________ is a Multitasking Operating System that aims at executing real time applications 
    1. Multitasker Operating System
    2. Single User Operating System
    3. Real Time Operating System
    4. All the above
    5. None of the above

  12. ______________ Operating System enables a multiple user access to a computer through the sharing of time. 
    1. Multi User Operating System
    2. Single User Operating System
    3. Real Time Operating System
    4. None of the above
    5. All the above

  13. ____________ is computer software designed to operate the computer hardware and to provide platform for running application software 
    1. Application Software
    2. System Software
    3. Software
    4. All the above
    5. None of the above

  14. _____________ is computer software designed to help the user to perform specific tasks
    1. Application Software
    2. System Software
    3. Software
    4. All the above
    5. None of the above

  15. BIOS refers to ?
    1. Basic Input / Output System
    2. Basic Instruction Organized System
    3. Basic Interactive Output System
    4. Basic Input Office System
    5. None of the above

  16. The primary function of the ____________ is to set up the hardware and load and start an Operating System
    1. System Program
    2. BIOS
    3. CPU
    4. Memory
    5. None of the above

  17. The clock rate of a Processor Measured in ________________
    1. Milliseconds
    2. Megahertz or Gigahertz
    3. Megabytes or Gigabytes
    4. Minutes and Seconds
    5. None of the above

  18. Spooling helps because
    1. It is more secure method of accessing data
    2. Print jobs go more smoothly with less stop and go
    3. The computer is released to do other things while still printing
    4. None of the above
    5. All the above

  19. When creating a computer program, the ____________ designs the structure of the program
    1. End user
    2. System Analyst
    3. Programmer
    4. All the above
    5. None of the above

  20. Checking the computer program for errors is called ?
    1. Correcting
    2. Debugging
    3. Verification
    4. Inspection
    5. Analyzing 

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Download your SBI PO 2014 Cancelled Descriptive Test Admit Cards now

Friends, as you might have already know, the State Bank of India (SBI) has cancelled the Descriptive Test of SBI PO's which was held on 27th June 2014 (Afternoon Session) for some centers due to some unavoidable reasons. In a recently released notification, the organization has announced that the descriptive test will be held on 3rd August 2014. You can download the call letter for the same from below link by entering your Registration Number and Date of Birth / Password. All the Best.

Intelligence Bureau PA / JIO Exam 2014 Results out

Friends, the Intelligence Bureau (MHA) has released the results of P.A.and JIO-II/Tech written test 2014. As you know the Intelligence Bureau has conducted a written test on 29th June 2014 for the recruitment of Personal Assistants, General Central Service, Group-B (Non-Gazetted/Ministerial) and Junior Intelligence Officers Grade-II/Technical, General Central Service, Group 'C' (Non - Gazetted / Non-Ministerial). Now it has came out with the list of shortlisted candidates for skill test in stenography (for the post of PA) and trade test followed by interviews (for the post of JIO-II/Tech). You can check your result from below link. All the Best :)

SBI Clerks Marketing Aptitude Practice Tests - Set 22

Which of the following is not correct with regard to marketing ?
  1. Marketing is a Management Function
  2. Marketing is a Philosophy
  3. Marketing is not related to Business Activity alone
  4. Marketing means selling
  5. Objective of Marketing is to achieve customer satisfaction


Narmada Jhabua Gramin Bank Interview Results of Office Assistants out

The Narmada Jhabua Gramin Bank has released the Interview Results of Office Assistants (Multipurpose). Based on the IBPS RRB CWE II which was held during September / October 2013 and the Interviews held during 30th June 2014 to 12th July 2014 the bank released this list. The organization has selected 164 candidates for the post of Office Assistants (Multipurpose).

July 23, 2014

Last year Cutoff details of RBI Assistants

Friends,  hope your preparation is going well for upcoming RBI Assistants online exam 2014. As a number of aspirants have been asking about the last year cutoff details, here we are giving you the category wise and center wise cutoff details of last year's RBI Assistants online exam. Last year the Reserve Bank of India conducted this Assistants exam 20th , 21st, 27th and 28th July 2013 later in the month of September 2013, it has conducted interviews for the shortlisted candidates. Below table gives you the detailed idea on cutoffs. You can check complete Study materials of RBI Assistants Exam 2014 from here. All the Best :)

Officers & Office Assistant Recruitment of Kerala Gramin Bank

Friends, the Kerala Gramin Bank is recruiting Officers in Junior Management Scale I (Assistant Managers) and Office Assistants. There are 253 Officer posts and 430 Office Assistant posts in total. Earlier in the months of January and February 2014, the bank has recruited 93 officers and 102 office assistants. This is the second recruitment notification released by the bank. You can apply online from 23rd July 214 to 11th August 2014. Check complete details below. All the Best.

July 22, 2014

22nd July 2014 - Daily Current Affairs Updates

International Affairs
  • Foreign Ministers from the European Union gathered today in Brussels, where a bloc of nations led by Britain was pressing for tough new sanctions if Russia does not immediately alter course in Ukraine after the downing of a Malaysia Airlines plane.
  • The UN agency assisting Palestinian refugees has said that over 100,000 internally displaced people are seeking safety in its facilities amid deteriorating security conditions in the Gaza Strip as it appealed for $60 million for urgent humanitarian needs.
  • The United States has urged its citizens to defer their non-essential travel to Israel and the West Bank in view of the ongoing hostilities in Gaza.
  • South Korean President , Park Geun-Hye calls Prime Minister Narendra Modi today. PM welcomes greater economic engagement between two countries.

Download your RBI Grade B Officers Online Exam 2014 Admit Cards / Call Letters now

Friends, you can download your Call Letters / Admit Cards of upcoming RBI Grade B Officers (Phase I) online exam now. The Reserve Bank of India has made the download links of call letters available at it's official website The Phase-I online exam for Recruitment of officers in Grade ‘B’ (General)-DR will be held on 3rd August  2014 (Sunday) in two sessions. You can download your admit card from below links by entering your Registration Number and Date of Birth / Password. All the Best :)

Example Problems of Statement and Assumption - Set 2

Friends, in our previous posts we've discussed important tips to solve Statement and Assumption problems of Reasoning section. Today we shall discuss some example problems with detailed explanations. Please read the introduction and tips from below links before taking this exercise.

Staff Selection Commission has apologized for 2 Inappropriate Questions in SSC CGL Re-Exam 2013

The Staff Selection Commission has released an apology notice about the 2 controversial questions which were appeared in the SSC CGL Re-Exam 2013 dated 20th July 2014. According to reports, in the SSC CGL Re-Exam which was held in Kerala on 20th July 2014, there was a question asked based on Bollywood. It read, "Who among the following actresses is the tallest in height ?" With the options "(a) Huma Qureshi (b) Katrina Kaif (c) Deepika Padukone (d) Preity Zinta." The very next question to it also seemed irrelevant (Check image below).

SBI Special Management Executives Recruitment 2014

Friends, the State Bank of India (SBI) is recruiting Special Management Executives (Banking) for the year 2014. There are 300 posts in total. You can apply online from 24th July 2014 to 11th August 2014. Experience required to apply for these posts. Check complete details below.

How to choose preferences for IBPS PO IV

Dear IBPS PO aspirants, as the time has come to apply online for IBPS PO IV Recruitment, we've been getting a number of requests about the order of preferences. So here, we will try to throw some light on this. We made the below list based on Glass Door ratings (the ratings given by current and ex-employees of those banks), Market Cap , Head Quarters and Net Profits. Before going to check the list, let's have a look at some important points you should know.

IBPS PO IV Online Application Link Activated

Friends, the Institute of Banking Personnel Selection (IBPS) has activated the link for IBPS PO IV online application process for the recruitment of Probationary Officers 2014. A total of 22 Public Sector banks have been participating in this recruitment process. You can apply online from today (22nd July 2014) to 11th August 2014 from IBPS's official website The online exam will be held in the months of October and November 2014. Unlike last 3 years, this time IBPS has came out with a new and user friendly webpage to apply online. Check complete details below. All the best :)

July 21, 2014

21st July 2014 - Current Affairs Daily Updates

  • Team India registered a historic 95-run win over England on the fifth and final day of the second Test at Lord's today. Ishant Sharma takes 7 wickets (74).

National Affairs
  • The Indian Government today promised to extend broadband facility to every village in the country with the active cooperation of State governments.
  • Ministry of Shipping decides to grant life time licences to Ships charted by Indian citizen or Indian company instead of yearly renewal.
  • Over 20 per cent of food items (9,265  samples out of 46,283 food samples) served in restaurants and fast food outlets across the country have been found to be substandard or adulterated, according to government data.
  • The longest-ever search operation to recover bodies of 24 B Tech students, who drowned in River Beas in Mandi district on June 8, came to a close with recovery of bodies of two girl students.

International Affairs
  • Iran has turned all of its enriched uranium closest to the level needed to make nuclear arms into more harmless forms, the United Nations' nuclear agency has said today.
  • The UN Security Council today called for an immediate ceasefire in the Gaza Strip, even as UN chief Ban Ki-moon met Palestinian Authority President Mahmoud Abbas in Qatar in the first leg of his Middle East tour which aims to end the escalating conflict that has killed 501 Palestinians and 20 Israelis.

Science & Technology
  • World celebrated the 45th anniversary of the first moon landing. On July 20, 1969, man (astronaut Neil Armstrong) set foot on the moon for the first time. 
People in News
  • The Industries Minister of Maharashtra, Narayan Rane, submitted his resignation today afternoon to the Chief Minister Prithviraj Chavan.
  • Leader of dissident Congress MLAs in Assam and state Education Minister Himanta Biswa Sarma today resigned opposing Chief Minister Tarun Gogoi's leadership.

Business & Economy
  • Telecom sector regulator TRAI has recommended allowing sharing of all categories of spectrum. The move is likely to benefit major operators such as Bharti Airtel, Vodafone, Idea, Reliance Communications and Tata Teleservices, helping them reduce costs and at the same time improve service quality.
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SBI Clerks Online Exam 2014 Analysis and Tips

Hi this is Meenakshi from Chennai. Yesterday (20-7-2014) I attended the SBI clerical examination. I don't know why people are complaining alot that the paper was difficult. I felt the paper was easy. Let's start my review with the Marketing and Computer Knowledge sections.

Marketing Functions

Friends, hope your preparation of upcoming SBI Clerks is going on well. As you know, we have already provided you with marketing study materials and online tests (you can read them here). Today we shall discuss about another important topic of marketing, i.e., the Functions of Marketing.

Important Details you should know about Internet

The Internet is an interconnection between several computers of different types belonging to various networks all over the world. It is a network of networks. Millions of people throughout the world use Internet to share information and ideas, to search information on any topic, etc. All these activities are possible because tens of thousands of networks are connected to the internet.

Important details you should know about World Wide Web (WWW or W3)

The World Wide Web (WWW) or simply web, is a client / server retrieval system for distributed information in a hypertext format using the Internet for transport. It is usually described as a "Wide are hypermedia information retrieval initiative aiming to give universal access to a large universe of documents". WWW was created in 1989 by a software programming group working at CERN (Conseil Européen pour la Recherche Nucléaire in French or European Council for Nuclear Research) in Geneva, Switzerland, to meet the needs of scientific researchers. This group defined three protocols (set of rules) for WWW to create, publish and find the documents. Those are,

Review of 20th SBI Clerks Exam Afternoon Sessoin

Hi myself Pranay Miryala, from Telangana. I have attended exam on 20th Afternoon Session . I felt  except marketing all other sections were easy

Indian Ordnance Factories (IOF) Recruitement 2014

Indian Ordnance Factories (IOF), an industrial organisation, functioning under the Department of Defence Production of Ministry of Defence, Government of India is inviting online applications for filling up Chargemen ( Non-Gazetted Group ‘B’). There are 1572 posts in total. Three years Diploma or Equivalent / Graduate Degree (for some posts) is the minimum qualification to apply. You can apply online from 19th July 2014 to 9th August 2014 from OFB's official website Check complete details below. All the Best.

July 20, 2014

20th July 2014 - Current Affairs Updates

International Affairs
  • The opening ceremony for the 20th International AIDS Conference took place in Melbourne today. Around 12,000 delegates from about 200 countries attended.
  • Boko Haram extremists have killed more than 100 people and hoisted their black and white flag over a town left undefended by Nigeria’s military, just 85 kilometres (53 miles) from the northeastern state capital of Maiduguri.

Questions Asked in Today's (20th July 2014) SBI Clerks Online Exam

Hello Friends. Hope u all are doing good and your preparations are are going well. I am MADHU from Tamilnadu. I had my SBI Clerk exam on 20th July 2014 1 pm slot. Exam was over all easy. Thank you GR8AMBITIONZ team for your wonderful support and help thank u soo very much and thanks to i vino suveth jeyanth  for good support

Reviews of SBI Clrek exam held on 20-07-2014 (Morning Shift)

Review shared by Hiral 

Hello friends, i am Hiral. i am from Gujarat. The exam was really easier than sbi po. Reasoning was really easy except Seating arrengement.. Maths was moderate not easy but littlebit time consuming, General Awareness was also easy but some questions were asked about banking awareness...Compuers and marketing..baap re computer section puchhke sbi walo ne hamari majak kar li.. :P

Reviews on SBI Clerks Online Exam held Today (20th July 2014) Noon session

Review shared by Rohit

Hi myself Rohit. I've attended today's (20-07-2014) noon session exam of SBI Clerks . The level of the exam was v ery low , I Think only GK and Marketing Awareness sections were a bit tough.

Marketing Study Materials for SBI Associates Clerks Online Exam 2014

Friends, as you might have observed previous SBI Clerks and PO Online Exam's reviews of 2014, Marketing section was one among the toughest sections. We've already provided enough study materials for remaining sections, but we feel, with these new pattern of questions, our marketing study materials which we've already provided are not enough to get good marks in this section. So here, we are giving you detailed study material of Marketing section. Most of these articles were previously posted for Marketing specialist officers and SBI PO exams. Hope these materials will help you getting good marks in marketing section too. We will try to add few more materials soon. All the Best and Happy Reading :)

July 19, 2014

18th & 19th July 2014 - Current Affairs Updates

National Affairs
  • 45th Bank Nationalization Day observed on 19th July 2014.
  • Nation Remembers the revolutionary Mangal Pandey who sparked the sepoy mutiny of 1857 on his birth anniversary (19th July 2014).
  • The overall detection of HIV positive cases in Manipur rose from 25,919 in March 2007 to 40,855 in March 2012, indicating the serious magnitude in the state, according to a copy of the CAG report.

Review and Questions asked in today's SBI Clerks Afternoon Session

Hai Frnds, this is Thiagu from Tamilnadu.. Here i want to share some experiences of me in today's SBI clerical Exam, Actually Exam time was 1.00 Pm, I reached by 12.00 pm itself.. By Exactly 1.00 pm they called us for document verification.

Questions Asked in Today's SBI Clerks Online Exam 2014 (Morning Session)

Questions shared by Munasir Ali 

Hi friends, I am Munasir Ali. Here are few Questions asked in SBI Clerical 2014 Recruitment of Asst. dated on 19-07-2014 Morning Session. Hope it helps.

SBI Clerks Online Exam Review 19-07-2014 Evening Shift

Hello friends ,My Name is Anjali .I am from Gwalior (M.P). I am quite satisfied after My SBI Clerk exam today(Evening Shift). So here I am giving you quick review. Paper was easy except GA part (For me)

Today's (19th July 2014) SBI Clerks Online Exam Reviews and Questions Asked

Review shared by E. Arun Kumar

Hai friends I am Arun Kumar. I've attended today's (19-07-2014)  SBI Clerks Online Exam from Chennai (Morning Batch). The exam has started at sharp 9:30.

First i attempt General Awareness section. Most of the questions are related to banking awareness and there were some questions from history also
Ex :
  • Kolar mine located in,
  • Ajanta caves located in,
  • Capital kingdom of Bhutan.
Overall is moderate section.and I take time 18mins

UPSC CDS II Exam 2014 Notification out

The Union Public Service Commission (UPSC) has released the notification of Combined Defense Services Exam II for the year 2014. As you know, the UPSC conducts the CDS Exams twice an year for the recruitment of Military Academy, Officers Training Academy, Indian Naval Academy and Indian Airforce Academy.  You can apply online from 19th July 2014 to 18th August 2014 by visiting the Union Public Service Commission's official website www. Check complete details below. All the best.

SSC CHSL 2014 (Combined Higher Secondary Level Exam) Notification out

Friends, the notification of SSC Combined Higher Secondary Level (10+2) Examination 2014 for the recruitment of Group-“C” posts of Data Entry Operators and Lower Division Clerks are out. There are 1006 Data Entry Operator posts and 991 Lower Divisional Clerks posts (tentative). 12th Standard Pass is the minimum qualification to apply. The exam will be held during 2nd and 9th November 2014. You can apply online upto 19th August 2014. Check complete details below. All the Best.

July 18, 2014

How to manage time in SBI Clerks Online Exam 2018

Friends, hope you have already completed your preparation of tomorrow's SBI Clerks Online Exam 2018. From today's morning, we have been getting a number of emails from aspirants asking about the time management tips for SBI Clerks Online Exam. So, here we will try to give some useful tips to cover all sections in proper time. Before going into details, let's have a look at some important points to keep in mind.

General Awareness Practice Tests for SBI Clerks Online Exam - Set 23

On 15th June 2014, Juan Manuel Santos re-elected as the president of ___________ 

The Global Hunger Index (GHI) was first published in which year ?

USA named a mountain in ____________ as Mt. Sinha to honour an eminent Indian-American scientist, Akhouri Sinha on 30 June 2014?

Which state Assembly session held at Gairsain in Chamoli from 9th June to 11th June 2014 ? (This session was important because this is the first time the session held out side of the capital).

Who took over as the 22nd Chief of Indian Navy on April 17, 2014?

The Reserve Bank of India has extended the deadline to exchange pre-2005 currency notes till?

The Nobel-winning Colombian author of the book "One Hundred Years of Solitude", passed away on 17th April 2014. Who is he ?

Which public sector bank named Shikhar Dhawan, a cricketer, as its brand ambassador in March 2014?

Government of India withdrawn coins of denomination of 25 paise and below from circulation with effect from ____________

Which Part of the Indian constitution is associated with the provisions of citizenship?

Which Committee on 22nd March 2014 submitted a report to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies ?

India asked which nation to invest in the country's infrastructure, including 100 smart cities and high-speed bullet trains?

Dakshin Gangotri is the first scientific base station of India situated in __________

The book 'Industrial Relations in India: Shifting Paradigms' written by ?

Dr. Anil Kumar Sharma committee submitted a report to RBI on 22 April 2014 relating to ‘Enabling PKI in Payment System Applications’. The full form of PKI is ? 

Which was the first film to win the Filmfare Best Movie Award in 1954?

List of Authors and Books is given below. Identify the mismatched pair?

  1. Kushwant Singh - Train to Pakisthan 
  2. Jhumpa Lahiri - We Need New Names
  3. Jim Crace - Harvest
  4. Mary Kom - Unbreakable
  5. Eleanor Catton-The Luminaries
  6. Ruth Ozeki - A Tale for the Time Being
  7. Colm Toibin - The Testament of Mary

In the connection of which case, the execution of death sentence of LeT terrorist Mohd Arif (Ashfaq) was stayed by Supreme court on 28 April 2014?

"Sachin, Born to Bat: The Journey of Cricket's Ultimate Centurion" is written by?

On 1st July 2014, which committee submitted the report on Data and Information Management in RBI?

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Bihar State Co-operative Bank's Interview Results of Officers & Office Assistants out

Friends, the Bihar State Co-operative Bank Ltd has announced the interview results of Assistants (Multipurpose) and Assistant Managers (Scale I) in cooperative banks. Based on IBPS RRB CWE II scores and the interviews held during 16th June 2014 to 23rd June 2014, the bank has made these lists. Check the selected candidates lists along with the cutoffs and allotted bank details from below links. All the best.

Computer Knowlege Practice Bits for SBI Associates and IBPS Clerks Online Exam

  1. The hardware device that acts as both a switching and connecting unit is called a(n)
    1. RS-232 C Port
    2. Concentrator
    3. Multiplexer
    4. Communication processor
    5. None of these

  2. The processor that handles communications processing for a mainframe which connects to the communications lines on one end and the mainframe on the other is called
    1. Front end processor
    2. Processing devise
    3. Mainframe processor
    4. Connecting Processor
    5. Communication Processor

  3. Application software
    1. is used to control the Operating System
    2. is designed to help programmers
    3. performs specific task for computer users
    4. is used for making design only 
    5. all of the above

  4. Data Structure include
    1. Array
    2. Execution Statement
    3. Interaction
    4. Both 2 and 3
    5. List

  5. What is the name of the logic circuit which can add two binary digits
    1. Half adder
    2. Full adder
    3. Parallel adder
    4. Serial adder
    5. None of these

  6. A program embedded in a semiconductor chip during their manufacture is called 
    1. liveware
    2. firmware
    3. chipware
    4. hardware
    5. software

  7. The person contributing the idea of the stored program was
    1. John Von Neumann
    2. Charles Babbage
    3. Howard Aiken
    4. Dainel Thomas
    5. Dennis Ritchie

  8. A collection of related fields in data organization is called 
    1. Group
    2. File
    3. Information
    4. Register
    5. Record

  9. Plotter's accuracy is measured in terms of repeatability and 
    1. Vertical dimension
    2. Intelligence
    3. Resolution
    4. Pixels
    5. Buffer size

  10. The speed at which the monitor accepts data is called
    1. Bandwidth
    2. Interlacing
    3. Response time
    4. Scanning
    5. Maximum speed

  11. The dBASE III plus is mostly used for
    1. Office Automation
    2. Database management problems
    3. Scientific Problems
    4. Calculations only
    5. None of these

  12. In the "C" language the function scanf () reads 
    1. Single character
    2. Character and strings
    3. any possible number
    4. any possible variable type
    5. limited variable types

  13. BIOS stands for
    1. Basic Input Output Service
    2. Basic Inner Outer Service
    3. Better Input Output Services
    4. Better Inner and Outer Services
    5. None of these

  14. A commonly used graphic format for the web is
    1. .gif
    2. .bmp
    3. .text
    4. .imp
    5. .tif

  15. The HTML code written in a text editor to make web pages is,
    1. HTML coding tags
    2. source code
    3. source element
    4. tags
    5. none of these

  16. The basic building block of a database that contains related records is 
    1. Query
    2. Form
    3. Table
    4. Edited page
    5. Report

  17. A set of rules that computer on a network use to communicate with each other are called
    1. Rules
    2. Regulations
    3. Protocol
    4. Netiquettes
    5. None of these

  18. The process of connecting to the Internet account is called
    1. Logging in
    2. Logging out
    3. Signing in
    4. Signing out
    5. None of these

  19. An image editing software in which we can draw and edit images, is
    1. PageMaker
    2. MS-Paint
    3. Photo Image
    4. Front Page
    5. Corel Draw

  20. Which out of the following is not a DBMS software ?
    1. dBASE
    2. FOXPRO
    3. ORACLE
    4. SyBase
    5. Data base 2000


Marketing Aptitude Expected Questions for SBI Clerks 2014 - Set 21

  1. Which among the following is a source of recruitment of sales force ?
    1. Advertisement
    2. Employment agencies
    3. Educational Institutions
    4. All of the above
    5. None of the above

  2. 'Rat Race' in Marketing / Business terminology means 

July 17, 2014

17th July 2014 - Current Affairs Updates

National Affairs
  • The Delhi Electricity Regulatory Commission has approved a tariff hike of 8.32%. 
  • Children under 12 years of age will no longer be allowed to take part in formation of human pyramids during 'Dahi Handi' celebrations, which are integral part of Janmashtami festivities in Maharashtra.
  • The Central Government has advised the States and Union Territories to take up a large number of labour intensive works under MGNREGA keeping in view the anticipated drought like situation due to less than normal rainfall.

Syllabus and Study Plan of RBI Grade B Officers Exam 2014

Friends, today we shall discuss about the Syllabus and Preparation plan for upcoming RBI Grade B Officers Phase I Exam. As you know, we have already discussed the exam pattern and last year cutoff marks details of RBI Grade B Officers. Please read from here before proceeding further. 

Current Affairs Expected Bits for SBI Clerks 2014 - Set 22

'National Doctors' day celebrated on 1st July in the memory of ?

A ‘Working Group on Resolution Regime for Financial Institutions’ set up by RBI submitted the recommendations on 2nd May 2014. This committee is headed by _____________

Which committee suggested for the high denomination of Coins in Indian Circulation?

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