Banking Awareness Online Model Tests - Set 12

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Which of the following is NOT a special programme undertaken as Crop Production Programme ?

1. Intensive Cotton Development Programme
2. Integrated Cereal Development Programme
3. Special Jute Development Programme
4. Integrated Rural Development Programme
5. All of these
   

Foreign Currencies are represented in various abbreviations. What is meant by USD ?

1. United Currency of Denmark
2. United Currency of Dollar
3. United  States of Dulhas
4. United States Dollar
5. United States Dhirman

In context of the insurance industry, which of the following is a correct term for per capita premium ?

1. Insurance Penetration
2. Insurance Density
3. Insurance Intensity
4. Insurance Reach
5. Insurance Depth

Banks should obtain photographs in deposit accounts has been advised by RBI to banks on the basis of recommendations of ___________________

1. Y V Reddy Committee
2. Ghosh Committee
3. Jilani Committee
4. Narasimham Committee
5. None of these

Which is NOT a function of RBI ?

1. Issue of Notes
2. Bankers Banking
3. Controller of Credit
4. Issue of One Rupee Notes
5. None of these

RBI was established in 1935 pursuit to the recommendations of ________________

1. The Hilton Young Commission
2. Gorawala Committee
3. Talwar Committee
4. Both 1 and 3
5. None of these

The National Agricultural Insurance Scheme was started by the Govt of India in __________________

1. 1990
2. 1995
3. 1999
4. 1997
5. None of these

Which of the following nations is considered the originator of the concept of Micro Finance ?

1. India
2. Bangladesh
3. South Africa
4. USA
5. None of these

Euro Bond is an Instrument _____________________

1. Issued in the European Market
2. Issued in Euro Currency
3. Issued in a country other than the country of the currency of the Bond
4. All of these
5. None of these

Which of the following is NOT the name of a multinational Bank ?

1. BNP Paribas
2. British Bank of Middle East
3. Standard Chartered Bank
4. HSBC
5. Cathay Pacific Bank

What are teaser loan rates charged by banks ?

1. Fixed rate of Interest charged by Banks
2. Floating rate of Interest charged by banks
3. Rate of Interest in the initial period is less and goes up subsequently
4. Rate of Interest in the Initial period is more and goes down subsequently
5. None of these

ULIP's to be maintained by ______________ as per the order of Central Government ?

1. IRDA
2. RBI
3. SEBI
4. DOT
5. BSE

RBI allowed domestic companies to issue shares against the import of _________ goods, allowing them to expand the business.

1. Luxury
2. Cheap
3. Capital
4. White
5. Smuggled

The largest Bank in india is _______?

1. ICICI Bank
2. Syndicate Bank
3. Union Bank of India
4. Bank of India
5. State Bank of India

Bring out the economic factors responsible for the under development of the Indian economy
A. Shortage of Capital
B. Technology backwardness
C. Lack of skilled manpower
D. Low geographical mobility due to attachment to land

1. A and B
2. A, C and D
3. A, B and D
4. A, B and C
5. A and C

Which of the following gives a correct picture of the share of various sectors in economic growth in India over the years ?
A) Primary Sector - stagnant
B) Secondary Sector - increasing
C) Tertiary sector - decreasing

1. A and B
2. B and C
3. B only
4. A only
5. C only

Which of the rate is not fixed by Reserve Bank of India ?

1. Bank Rate
2. Income Rate
3. Repo Rate
4. Reverse Repo Rate
5. BPLR

The permission given to a bank customer to draw cheques in excess of his current account balance is called ?

1. a personal loan
2. an over draft
3. an ordinary loan
4. a car loan
5. none of these

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