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The economic environment in which transactions between private parties are free from government restrictions, tariffs, and subsidies, with only enough regulations to protect property rights is called ?
NABARD was established in which plan ?
Which of the following is TRUE about the National Rural Employment Guarantee act ?
A) IT is applicable only in 100 rural districts
B) It gives a guaranteed employment of 100 days to all those who are eligible for the same and are also willing to take it
C) This act is applicable only for men between the age of 21-65. Women do not get the benefit of the same
- Only A
- Only B
- Only C
- All A, B and C
- None of these
IMF was established to meet which of the following objectives ?
A) Promoting International Monetary Cooperation
B) Expanding International Trade
C) Lessening the disequilibrium in balance of trade
D) Avoiding competitive exchange depreciation
- A, B and C only
- A, C and D only
- B and D only
- All A, B, C and D
- None of these
Which of the following is NOT a social sector programme of the Govt. of India ?
- Mid-Day Mean Scheme
- Sarva Siksha Abhiyan
- National Rural Health Mission
- Integrated Child Development Services
- Look East Policy
An instrument of qualitative credit control in India is _________________
- Open Market Operation
- Credit Rationing
- Charge in reserve ratio
- Bank rate policy
- None of these
In case a depositor is a sole proprietor and holds deposits in the name of the proprietor concern as well as in the individual capacity, the maximum insurance cover is available up to
Which of the following statements about new private sector banks are correct ?
- The stipulation in regard to priority sector lending norms and targets are to be observed by these banks. however, RBI may consider modification in these norms for an initial period
- They would be required to open branches at rural / semi-urban centers
- Only (1)
- Both (1) and (2)
- None of these
The earliest efforts in the direction of setting up special land mortgage banks were made in ?
- West Bengal when the first co-operative land mortgage bank was organized in 24 parganas in 1884
- In Punjab when the first co-operative land mortgage bank was organized in Jhang in 1920
- Orissa when the first co-operative land mortgage bank was organized in Jhang in 1834
- All of these
- None of these
Govt. of India has created a special India Micro finance Equity Fund of Rs. 100 Crores. The fund is maintained by
The formal or institutional credit delivery system in rural India comprises which of the following ?
A) Cooperative Credit Institutions
B) Commercial Banks
C) Regional Rural Banks
D) Self-Help Groups
- Only A and B
- Only C and D
- Only A, B and C
- All A, B, C and D
- None of these
Wages to workers of which of the following is now revised and are based on the Consumer Price Index (CPI) ?
- MGNREGA
- Anganwadi Workers
- Teachers Involved in operational 'Black Board'
- Health workers in rural areas
- None of these
Money Supply in India can be increased if __________
A) RBI puts more paper money for circulation
B) The commercial banks expand their credit operations
C) The central Govt. gives more grants to the states
D) The Govt. of India borrows from the RBI
- A, B and C
- B, C and D
- A, C and D
- A, B and D
- None of these
If RBI adopts an expansionist open market operations policy, this means that it will ___________
- Offer commercial banks more credit in open market
- Sell securities in teh open market
- Openly announce to the market that it intends to expand credit
- buy securities from non-government holders
- None of these
The main aim of devaluation is to ___________
In the context of liberalization and globalization
A) Planning has no role to play
B) Planing has an indicative role
C) Planning has a role to play in providing safety net for the poor
- Only A
- Both B and C
- Only B
- All A, B and C
- None of these
National Income denotes
- Revenue of the Govt in one year
- Revenue of nationalized enterprises and banks
- Budgetary surplus of the govt
- Sum total of all factor earning in the country
- None of these
In banking world when a loan given by a bank to an individual or organization is not returned by bthe borrower wishingly or otherwise, it is known as _____________
A) Standard Asset
B) Non-Performing Asset
C) Over Draft
- Only A
- Only B
- Only C
- Both A and B
- None of these
Expand the term ALM as used in Banking / Finance sector ?
- Asset Liability Mismatch
- Asset Liability Maturity
- Asset Liability Management
- Asset Liability Manpower
- None of these
The first Credit Card was issued in India by VISA in the year ?
- 1994
- 1991
- 2001
- 1986
- 1981
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