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October 23, 2013

Banking Awareness Model Practice Questions for IBPS - Set 10


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When prices rise moderately and the annual inflation is a single digit, then that type of inflation is called ?

The year 2010 is special for Bank of Maharashtra. It celebrated ____________ celebrations in the year 2010.

Which of the folllwing bank doesn't fall under the category of Commercial Bank ?

  1. Personal Bank
  2. Commodity Bank
  3. Nationalized Bank
  4. Co-Operative Bank
  5. Local Area Bank

Which of the following statement is TRUE ?

  1. Banks cannot accept demand and time deposits from public.
  2. Banks can accept only demand deposits from public
  3. Banks can accept only time deposits from public
  4. Banks can accept both demand and time deposits from public
  5. Banks can accept demand and time deposits only from govt.

Cheque which is crossed can be encashed only ____________

  1. Through SBI
  2. Through the Payee Bank
  3. Through any Bank
  4. Through Draft
  5. None of these

Minimum cash reserves fixed by law constitutes

  1. A percentage of aggregate deposits of the bank
  2. A percentage of aggregate loans advances of the bank
  3. A percentage of capital and reserves of the bank
  4. A percentage of the reserve capital
  5. None of these

Which of the following committes recommended the revival of Cooperative Credit Institutions in states ?

  1. Vaidyanadhan Committee
  2. Rangarajan Committee
  3. Sachhar Committee
  4. Rakesh Mohan COmmittee
  5. None of these

The Small Industries Development Bank of India (SIDBI) has been operating under SWS. What is the full form of SWS ?

  1. Small Welfare Scheme
  2. Single Window Scheme
  3. Small WIndow Service
  4. Single Window Service
  5. None of these

Which of the following is NOT viewed as national debt ?

  1. Life Insurance Policies
  2. Long-term Govt Bonds
  3. National Savings Certificates
  4. Provident Fund 
  5. None of these

"Schedule Bank" means a bank

  1. Incorporated under the Companies Act, 1956
  2. Authorized to transact Govt business
  3. GOverned by the Bankig Regulation Act, 1949
  4. Included in the Second Schedule to the Reserve Bank of India Act, 1934
  5. All of these

How many types of primary agricultural credit societies are there in our country ?

  1. Large-size societies which include rural banks, agricultural banks and credit unions
  2. Service co-operative
  3. Other small-size societies
  4. All of these
  5. None of these

Govt of India in March 2011 conferred the miniratna status on which of the following PSU's ?

  1. National Small Industries Corporation (NSIC)
  2. Air India Charters Ltd
  3. Cement Corporation of India
  4. Reserve Bank of India
  5. Bharat Heavy Electricals Ltd

The Prime Minister's Economic Advisory Council headed by C. Rangarajan has submitted its report on economy "The Economic Outlook and the Review". WHo among the following is NOT a member of it ?

  1. Suman K Bery
  2. Dr Sumitra Choudhary
  3. M. Govinda Rao
  4. BB Bhattacharya
  5. Dr KP Krishnan

When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is knwon as

  1. Term Deposit
  2. Demand Deposit
  3. Bond
  4. Mortgage
  5. Advance

The committee set up by the Group of Ministers (GOM) to examine the "Go and No Go Sytem" for coal mining was chaired by planning commission member

  1. N. K. Sinha
  2. B. K. Chaturvedi
  3. K. P. Geeta Krishnan
  4. M. S. Swaminathan
  5. Noe of these

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