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October 31, 2015

31st October 2015 - Important Current Affairs updates

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International Affairs
  • Today is Halloween.
    • The word Halloween came from 'Hallowed evening', and is the day before All Hallows Day - also known as All Saints' Day.
  • Today (31st October) is World Savings Day.
    • This day was established on October 31, 1924, during the 1st International Savings Bank Congress (World Society of Savings Banks) in Milano, Italy.
  • The BRICS nations - Brazil, Russia, India, China and South Africa - have signed Moscow Declaration for co-investment of resources for supporting multilateral Research and Development (R&D) Projects in mutually agreed areas.
    • This declaration was signed during the third meeting of the BRICS Ministers for Science, Technology and Innovation that was held in Moscow, Russia.
    • Indian delegation to this meeting was led by Dr Harsh Vardhan, Union Minister for Science and Technology and Earth Sciences.
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IBPS PO Mains II Shift Review and Cut-offs

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Hi This is Ram from Chennai. Today's exam, Reasoning became a "Talk of the town". Usually aptitude will be tougher than reasoning but this time, its a different story. Cut offs will be lesser than the PO IV exam. Cut off for reasoning would be around 7.5, QA around 9, GK around 14, Computer around 10, and English around 12. Overall cut off cant be guessed easily so, it can be in a band between 58 - 72 and certainly, it will not fall outside this.
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Complete Questions asked in Today's IBPS PO V Mains 1st Shift Exam

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Hi myself Rajdeep. Today overall exam was moderate to tough. Here I am sharing full Gk questions asked in Today's IBPS PO V 1st Shift Exam. Happy Reading :) 

Complete GK Questions of Today's IBPS PO V Main Exam

  • 1st bharat ratna awardees C. Rajagopalachari, CV Raman along with -----S.Radhakrishnan
  • 25 DEC is observed as- Good Governance Day.
  • Atal pension mainly focuused on ----unorganised sector
  • Bank Bureau Board top official- RBI governor
  • Banking ombudsmen appoint by- RBI
  • Basel Committee is related with: Banking Industry
  • BBPS (Bharat Bill Payment System) - useful for Bill payments
  • Bhartiya Maliha Bank CMD who recently became CMD of PNB? Usha Subramanium
  • Buxa national park- West Bengal
  • capital of Syria-Damascus
  • Dare to do it for new generation book by?kiran bedi
  • DRDO Highest Reseach Centre in which state? Leh, Ladakh, J&K
  • Egypt currency - Pound
  • Export risk insured by which financial institution-ECGC
  • Frank Tyson cricketer country- England
  • Housing for all-----by 2022
  • IBA hq-mumbai
  • IBRD Head-qurter is located at- Washington DC
  • Ist Micro Finance Company to change into Bank? Bandhan Bank
  • KVP lock period?  30 Months
  • Literacy rate-74.04
  • Name the DSIB Banks? ICICI & SBI
  • New Development Bank HQ –shanghai,china
  • NHB regulator- RBI
  • Payment bank inprincipal aprove ment period-18 months
  • Physical Noble Prize Winners? Takaaki Kajita and Arthur B. McDonald
  • Rajiv Gandhi Khel Ratna award- Sania Mirza
  • Shishu Kishor are a part of?- MUDRA BANK
  • Solar power court inaugrated by modi at which place-kunthi.jharkhand
  • Sushma swaraj constituency- Vidisha ,MP
  • Sushma swaraj constituency- Vidisha,MP
  • Tyson typhoon which team-england
  • UUIN university – Tokyo
  • What is not the function of a payment Bank?-lending
  • What is the portal launched by Finance Minister on Education--PMVLK
  • What is the time limit given to Small Banks to be in Operation? 18 Months
  • Where is the Head-quarter of Indian Bank?- Chennai
  • White label ATM- 100% FDI
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Today's (31st October 2015) IBPS PO V Mains Morning Shift Reviews and Questions

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Review shared by Suresh Nakkina

I started with Computer, GA then moved to Reasoning. After started doing reasoning i feel very very difficult to attempt each and every question no Inequalitys, no directions,syllogisms high level, input/output tricky (i spent 12 mints for this but didn't find the solution) all questions are mostly from the puzzles. 

Difficulty Levels
  • Computer - Easy,
  • GA - Moderate,
  • Reasoning - High level,
  • Aptitude - moderate,
  • English - moderate.
My attempts 
  • Computer - 20
  • GA - 23
  • Reasoning - 26
  • Aptitude - 18
  • English - 20
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How to get into Public Sector Banking jobs??? Its career growth and opportunities…

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About Banking Jobs:
India is one of the fastest growing economies of the world with its banking and finance  industry being one of the leading sectors. A bank is generally believed to be an institution which accepts deposits and gives loans.

But a bank has much more to it than just the aforesaid two functions. Banks offer various services and facilities to customers. They safeguard money and valuables, provide loans, credit, and payment services, such as checking accounts, money orders, and cashier‘s cheques and also offer investment  and insurance products. Similarly, job opportunities in Banks are not just limited to cashiers or clerks. They include a wide variety of banking jobs from Probationary Officers, Specialist Officers to Assistant General Managers and what not.
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October 30, 2015

30th October 2015 - Important Current Affairs updates

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International Affairs
  • According to the United Nations' recent report, the Asia Pacific region is the world's most disaster prone part.
    • As per the organisation, the part needs regional cooperation to address cross boundary disasters since natural disasters have killed half a million people in Asia and the Pacific over the past decade.
    • Important Points to Note
      • In the last 10 years, the region has been struck by 1,625 disasters
      • Disasters in Asia Pacific region accounted for 40 percent of the global total
      • The report says that the region needs to spend more on adapting to climate change. The region also needs to prepare for more extreme weather and disaster risks
      • Other disasters affecting the region include floods, tropical storms and droughts. The report calls them as 'silent killers'
      • Over 1.4 billion people were affected by these incidents
      • 90 percent of the world's seismic activity originates in the 'ring of fire' which is situated in the basin of the Pacific Ocean
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IBPS PO V Main Exam Study Materials & Reviews 2015

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Check Complete Banking Awareness Study material and Practice Tests from here 

Check Complete General Awareness Study Material from here
Check Complete English Language Study Material from here  

Reviews of IBPS PO IV Online Exam Dated 2nd November 2014
Reviews of IBPS PO IV Online Exam Dated 1st November 2014

Reviews of IBPS PO IV Online Exam Dated 19th October 2014
Reviews of IBPS PO IV Online Exam Dated 18th October 2014

Reviews of IBPS PO IV Online Exam Dated 12th October 2014

Reviews of IBPS PO IV Online Exam Dated 11th October 2014

Important Downloads

Computer Knowledge

All the Best :)

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October 29, 2015

29th October 2015 - Important Current Affairs updates

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International Affairs
  • China will ease family planning restrictions to allow all couples to have two children, abandoning its decades-long one-child policy, according to a communiqué issued today by the ruling Communist Party.
    • The restriction was introduced in 1980 as a way to curb the population and limit demands for water and other resources.
    • Note : The controversial policy restricted most couples to only a single offspring, and for years authorities argued that it was a key contributor to China's economic boom.
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October 28, 2015

28th October 2015 - Important Current Affairs updates

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International Affairs
  • Prime Minister Modi holds bilateral meetings with Heads of State of 20 African countries who have come for India-Africa Forum Summit.
    • He has met the Heads of States of Zimbabwe, Benin, Ghana and Swaziland so far.
  • Former Pakistan President Pervez Musharraf has admitted in an interview that Islamabad supported and trained groups like the Lashkar-e-Taiba (LeT) in the 1990s to carry out militancy in Kashmir.
    • The former army chief has also said that Lashkar leaders like Hafiz Saeed and Zakiur Rehman Lakhvi enjoyed the status of heroes at that time.
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October 2015 Current Affairs Quick Review - Pdf Download

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Friends, here is the pdf file of October 2015 month's Current Affairs quick review. We are posting it lil early because it will be useful for those aspirants who are going to appear for upcoming IBPS PO V Mains Online Exam on 31st October 2015. This pdf file consists all important current affairs updates of October Month including Important Dates, New Appointments, Awards & Honors, Deaths and One-Liner Highlights of the Month. You can download Quick Reviews of remaining months too from below links. We hope these will be helpful for you in your upcoming Competitive exams. Happy Reading :)
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General & Banking Awareness Quiz for IBPS Bank Exams - Set 33

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  1. Who has written the book 'Making India Awesome'?
    1.  Amitav Ghosh
    2.  Shashi Tharoor
    3.  Chetan Bhagat
    4.  Gurucharan Das
    5.  Rashmi Bansal 
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October 2015 : Expected Current Affairs Quiz - Set 15

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World Development Information Day is observed on ?


Who has been recently appointed as the new National Security Advisor (NSA) of Pakistan ?


World Mother in Law Day is observed on ?


With a fortune of $79.8 billion, a Spanish businessman and founding chairman of the Inditex fashion group overtook Microsoft founder Bill Gates for the first time ever to became the World's Richest Man. Who is he ?


The NDRF, country's elite disaster mitigation combat force, has recently tied up with about 30 PSUs in order to develop mutual understanding and enhance capabilities to jointly tackle man-made or natural emergencies. Expand NDRF ?



The Indo-Tibetan Border Police recently celebrated its 54th Raising Day on ?


US President Barack Obama has named ______________ as the new official in charge of the US led coalition against the Islamic State group in Syria and Iraq.


In a landmark decision, the Indian government recently approved the induction of women into combat stream of IAF. Expand IAF ?



Maldives police have arrested it's Vice President on suspicion of links to a blast on the presidential boat last month. Name him ?


A deaf-mute Indian woman living in Pakistan after accidently crossing the border over a decade ago, recently arrived in India. Who is she ?


The first World Indigenous Games, a multisport event with over 2,000 participating indigenous athletes from 30 countries started in Palmas. Palmas is located in ?


India-Africa Forum Summit 2015 was held in ?


Government recently announced that, there will be no requirement of interview for which posts in central government from January 1st next year ?


The Vigilance Awareness Week is being observed from ?


The Delhi High Court Amendment Act, 2015, which received the assent of the President on 10th August 2015, has been brought into force from 26th October 2015. This Act provides for enhancement of pecuniary jurisdiction of the District Courts of Delhi from Rs. 20 lakh to ?












Current Affairs Quizes of September 2015
  1. Read Set 1 from here
  2. Read Set 2 from here
  3. Read Set 3 from here
  4. Read Set 4 from here
  5. Read Set 5 from here
  6. Read Set 6 from here
  7. Read Set 7 from here  
  8. Read Set 8 from here
  9. Read Set 9 from here  
  10. Read Set 10 from here
  11. Read Set 11 from here
  12. Read Set 12 from here
  13. Read Set 13 from here
  14. Read Set 14 from here
  15. Read Set 15 from here
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General & Banking Awareness Quiz for IBPS Bank Exams - Set 32

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  1. Ahmed Adheeb Abdul Ghafoor was arrested on charge of 'high treason' on October 24, 2015. He is the Vice President of?
    1.  Pakistan
    2.  Afghanistan
    3.  Malaysia
    4.  Indonesia
    5.  Maldives 
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October 27, 2015

27th October 2015 - Important Current Affairs updates

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International Affairs
  • Today (27th October) is World Day for Audiovisual Heritage.
    • This commemorative day was chosen by UNESCO in the year 2005 to raise of awareness of the significance of and preservation risks recorded sound and audiovisual documents (films, sound and video recordings, radio and television programmes).
    • Theme of 2015 : “Archives at Risk: Protecting the World Identities”
  • Today is 24th Independence Day of Turkmenistan.
    • It became independent upon the dissolution of the Soviet Union in 1991.
    • About Turkmenistan
      • Capital - Ashgabat
      • President - Gurbanguly Berdimuhamedow
      • Currency - Turkmen new manat
  • According to the World Health Organization (WHO)'s recent report, Processed meats - such as bacon, sausages and ham - do cause cancer.
    • Its report said 50g of processed meat a day - less than two slices of bacon - increased the chance of developing colorectal cancer by 18%.
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Highlights of October 2015 Current Affairs (One-Liners)

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Friends, here are the Major Current Affairs Highlights of October 2015. These one-liners cover all important International, National, Banking, Technology and Sports affairs of October month (from 1st to 27th October 2015). We are posting it a little early for those aspirants who are appearing for IBPS PO V Main Exam on 31st October 2015. We will try to provide the pdf version soon, but we advise you to write these on your own so that you wont forget them again. All the Best :)
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Expected Questions from Awards & Honors 2015 - Set 2

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India has recently won UNESCO prize ‘Award of Excellence 2015 for conservation efforts of Sree Vadakkunnathan Temple. This temple is located in which Indian state ?


An Indian is there among 11 winners of Champions of Change award by USA's White House for Founding Everybody Code Now, a non profit organization to make youth efficient in Coding. Who is she ?


An Indian film won first runner-up at 40th Toronto International Film Festival. Name it ?


President Pranab Mukherjee presented Gandhi Peace Prize 2014 to which organization ?


Lalita Prasida Sripada Srisai has won which award at fifth Google Science Fair in California ?


The Royal Aeronautical Society London conferred Indian Scientist G Satheesh Reddy with prestigious Silver Medal for his contributions in India's highly developed avionics sensors and systems for key strategic programmes and other defence applications. Satheesh Reddy is working as a Missile Scientist in ?


An Indian-American author has been selected for 2014 National Humanities Medal of White House. Who is S/he ?



Kopparapu kavula National Eminence award 2015 was given to a classical flutist. Who is he ?


An Indian-Australian has been named as Australian of the Day by Commonwealth Bank for feeding homeless in Darwin for past three years. Who is he ?



Jury under Amol Palekar picked a Marathi Film as India's entry for Best Foreign Language Film at 88th Oscars Awards 2016. Which film it is ?


The film "Court" was directed by ?


Court has won which award in 62nd National Film Awards 2015 ?



Which state has been awarded as Best State for Comprehensive Tourism Development and Best Film Promotion Friendly State ?


Which Indian state has received award for Most Innovative use of Information technology ?


Gwalior is named as Best Heritage City under National Tourism Awards 2013-14. Gwalior is located in ?


Read Set 1 of Expected Questions from Awards from here

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Vidharbha Konkan Gramin Bank Officers & Office Assistants Final Results out

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Friends, the Vidharbha Konkan Gramin Bank has released the Final (Interview) results of it's Officers & Office Assistants recruitment 2015. Based on the performance in IBPS RRB CWE III and Interviews, the bank has selected 89 Candidates for Officers (Scale I) posts and 27 candidates for Office Assistants Post. You can check your result from the official website of Vidharbha Konkan Gramin Bank or from below link. All the Best :)
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Expected Questions from New Appointments 2015 - Set 2

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Who has been recently appointed as Secretary in Department of Official Language of Ministry of Home Affairs ?


Satwat Jagwani, Krati Tiwari, Ankit Fadia and Pranav Mistry are recently in News. They are the Brand Ambassadors for ?


Who will be India's new High Commissioner to Bangladesh ?


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August 2015 : Expected Current Affairs Quiz - Set 6

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The International Biodiesel day is observed on ?


President Pranab Mukherjee recently presented the 24th 'Saraswati Sammaan' for the year 2014 to aLok Sabha MP. Who is he ?


Dr. M Veerappa Moily received Saraswati Samman award for his Epic ‘Sri Ramayana Mahanveshanam’. This book was written in which language ?


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October 26, 2015

26th October 2015 - Important Current Affairs updates

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International Affairs
  • 3rd India-Africa Forum Summit begins in New Delhi today.
    • Heads of States and Representatives of all 54 African countries are participating in it. 
    • This is one of the biggest gathering of African Nations outside Africa.
    • The 4-day summit will address the key challenges faced by Africa, which includes food, health and environmental ecurity. 
    • India hopes to create conditions that stimulate trade and investment flows between India and African countries.
    • Note : This will be the biggest summit that New Delhi will be hosting since the NAM summit of 1984.
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Expected Questions from New Appointments 2015 - Set 1

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The Central Government recently appointed Anjuly Chib Duggal as a Director on the Central Board of Directors of ?


Ameising Luikham is appointed as Secretary in Ministry of Development of which region ?


Who will be India's new Ambassador to Italy ?


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Assam Gramin Vikas Bank - Your Fault or My Fault

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Dear All,

My name is Subrata Das, from Agartala, Tripura. I applied for Assam Gramin Vikas Bank notification for OFFICER SCALE - I and got my call letter today i.e. on 26th October 2015 at 3:45 PM and my interview was scheduled on 27th October 2015 at 2:00 PM in Khanapara, Indian Institute of Banking Management. It is difficult for my part to travel to Guwahati with in this short period of time as no transportation is available from my state to make me reach there at time. I have spoken to their head-office they asked me to send them a mail stating my problem at agvbank@yahoo.co.in
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August 2015 : Expected Current Affairs Quiz - Set 5

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Which state of Karnataka has topped the Swachh Bharat rankings among 476 cities in the country ?


Which city stood at the bottom in the Swatch Bharat rankings among 476 cities in the country ?


Who is the new the governor of Himachal Pradesh ?


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List of Important Abbreviations for IBPS PO V

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Hi friends, I am Kishore Kumar. Recently I was selected as Probationary Officer in SBI. During my preparation I noted down some abbreviations that I feel very useful for IBPS PO (as far as i observed last year in IBPS PO they asked at an avrg of  3 questions on abbreviations). Am sharing the list of those, hope this list will be helpful for others. Happy Reading :)
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Expected Questions from Awards & Honors 2015 - Set 1

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An American fantasy drama television series has won 12 awards at 67th Primetime Emmy Awards including best drama series. Name it ?


Hindustan Times chairperson Shobhana Bharatia and PepsiCo Chairman Indra Nooyi have been awarded 2015 Global Leadership Award of USIBC. Expand USIBC ?


Renowned Indian-American artist, Natvar Bhavsar who is known for his abstract expressionism and "color-field" painting was awarded with ?

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Expected Questions from Books & Authors 2015 - Set 5

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The book titled "Food for All: International Organizations and the Transformation of Agriculture" was written by ?


"God's Bankers: A History of Money and Power at the Vatican" written by ?


The book titled, "Indian Parliamentary Diplomacy- Speaker’s Perspective" was written by a former lok sabha speaker. Who is S/he ?


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October 2015 : Expected Current Affairs Quiz - Set 14

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Former Cabinet Secretary Alok Rawat recently appointed as the first male member of which organization ?


SainaNehwal lost her World No.1 crown to All England and World champion Carolina Marin. Marin belongs to ?


World Polio Day is observed on ?


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October 25, 2015

25th October 2015 - Important Current Affairs updates

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International Affairs
  • India-Africa Forum Summit 2015 will be held from Tomorrow (26th October) to 29th October in New Delhi.
    • This is the largest summit of African countries outside Africa.
    • Leaders from 54 African countries & Unions have been invited at the Summit.
    • Note : This will be the biggest summit that New Delhi will be hosting since the NAM summit of 1984.
  • External Affairs Minister SushmaSwaraj with African envoys has inaugurated an India Africa Rose Garden in Chanakyapuri in New Delhi ahead of the third India Africa Summit.
    • The rose garden will be symbolic of the fragrance and colour that the India-Africa relationship is increasingly getting imbued with.
    • Each of the 42 African envoys will be planting a rose sapling, along with Swaraj, in the rose garden.
    • The garden will be maintained by the New Delhi Municipal Committee (NDMC).
  • Today (last Sunday of October) is world Mother in Law Day.
  • Hurricane Patricia hits Mexico’s Pacific coast, bringing downpours, surging seas and cyclonic winds.
  • Prime Minister Narendra Modi is going to visit England next month.
    • This visit will deepen the bonds between the two countries.
    • During this visit, he will inaugurate Babasaheb Ambedkar Bhavan in London.
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August 2015 : Expected Current Affairs Quiz - Set 4

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Which country has recently started issuing passports to sexual minorities, adding a third-gender category in the passports ?


Countries like Australia and New Zealand have already recognized third gender in passports with a gender sign ?


Which country has made it mandatory for local Sikhs to take prior permission from the top Sikh religious body before visiting other countries, especially India.


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Banking Awareness Quiz for IBPS Bank Exams 2015 - Set 67

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Hi friends, I am Shravan again. Here I am sharing Banking Awareness quiz taken from news papers. Happy Reading :)
  1. Co-operative Banks come under the control of RBI by virtue of certain provisions of:
    1.  Reserve Bank of India Act 1934
    2.  Banking Laws (Application to Co-operative Societies) Act 1965
    3.  Banking Regulation Act 1949
    4.  Negotiable Instruments act 1881
    5.  All the above
  2. Which among the following is part of the banking business under the provisions of section 6(1) of B R Act:
    1.  Collecting and transmitting of money
    2.  Negotiating loans and advance
    3.  Acquiring and holding the investments
    4.  All the above
    5.  None of the above 
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October 2015 : Expected Current Affairs Quiz - Set 13

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The Police Commemoration Day is observed on ?


PM Narendra Modi recently released a book named "Warriors Remembered" on the occasion of the Police Commemoration Day. This is a compilation book on ?


Delhi observed the first Car-Free Day on ?

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October 24, 2015

24th October 2015 - Important Current Affairs updates

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International Affairs
  • Today (24th October) is World Polio Day.
    • This day observes the importance of ending polio.
    • World Polio Day 2015 Theme : End Polio Now: Make History Today.
  • Today is United Nations Day.
    • Unted Nations was formed on 24th October 1945.
    • The organization turns 70 today.
    • Note : United Nations Day is part of United Nations Week, which runs from 20 to 26 October.
    • Important Details about United Nations :
      • Headquarters : New York City
      • Formed on : 24th October 1945
      • Total Member States : 193 (2 observers)
      • Key People :
        • Secretary‑General : Ban Ki-moon
        • Deputy Secretary-General : Jan Eliasson
        • General Assembly President : Mogens Lykketoft
        • Economic and Social Council President : Martin Sajdik
        • Security Council President : Dato Ramlan Ibrahim
  • World Development Information Day is being observed today.
    • The purpose behind celebrating this day is to drawing the attention of world public opinion towards the development problems and for strengthening International cooperation to solve them.
  • The Indo-Tibetan Border Police is celebrating its 54th Raising Day today.
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Expected Questions from Books & Authors 2015 - Set 4

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The Book Red Tape to "Red Carpet - and then some" was written by the Chief of Australian mining company Hancock Prospecting Group. Who is she ?


PM Narendra Modi recently launched a book titled "Education of Muslims: An Islamic Perspective of Knowledge and Education – Indian Context". This book was edited by ?


The Vice President of India Hamid Ansari recently released a book entitled “Sangharsh Ke Prayog’ edited by Radhekrishna and Dinesh Shakya. This book is based on the selected speeches by a Member of Parliament Rajya Sabha). Who is he ? 

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General & Banking Awareness Quiz for IBPS Bank Exams - Set 31

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  1. In the fourth Bi-monthly monetary policy review, on 29th September 2015, RBI reduced the Repo Rate under the Liquidity Adjustment Facility (LAF) by ______________
    1.  150 basis points
    2.  100 basis points
    3.  25 basis points
    4.  50 basis points
    5.  75 basis points 
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October 2015 : Expected Current Affairs Quiz - Set 12

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An Indian cricketer who had scored 8,586 runs, including 23 centuries, from 104 Tests at an average of 49.34 recently announced his retirement from international cricket. Who is he ?


Expand CDSCO ?


Noted Kannada film maker Kikkeri Shamanna Lakshminarayana Swamy (KSL Swamy) recently passed away. He won a National Award for his film _____________


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EXIM Bank Officers Online Exam Results out

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Friends, the Export-Import Bank of India (EXIM Bank) has released results of it's Officers in Junior / Middle Management levels Online Exam 2015. Earlier, the organization has conducted online exam for filling up 68 Manager / MM II Posts and 10 Administrative Officers / JMI posts. Now it has came out with the list of candidates shortlisted for Interviews.  Check complete details below. All the Best :)
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Normalised score card IBPS PO V Prelims

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Hi This is Ram.

Many people are wondering how they could get more marks than actually attempted number of questions. For eg, a person might have attended only 46 questions but would have got 48. This is because the questionnaire are of different difficulty levels in each of the 16 shifts of the prelims exam and the scores are manipulated using equi-percentile method which is clearly mentioned in the advertisement and your scores are based on the relative performances of other candidates in your shift.
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October 23, 2015

23rd October 2015 - Important Current Affairs updates

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International Affairs
  • The India China Combined Military Training Exercise Hand in Hand 2015, which was commenced on 12 October at Kunming Military Academy, Yunnan of China, was concluded today. 
  • Strict laws against homosexuality have come into effect in the conservative Indonesian province of Aceh.
    • Gay sex between Muslim men or women, both locals and foreigners, can now be punished with 100 strokes of the cane.
    • The law, passed in 2014 but only now being enforced, has faced opposition by rights groups.
    • Note : The strictly Muslim province has become increasingly conservative in recent years and is the only one in Indonesia allowed to implement Sharia law.
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IBPS PO V Preliminary Exam Marks / Score details out

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Friends, the Institute of Banking Personnel Selection (IBPS) has release the marks of IBPS PO V Preliminary Exam. Earlier, the IBPS has conducted Preliminary Online Exam for the recruitment of Probationary Officers (POs) during the 1st and 2nd weeks of October 2015 and announced results of the same on 16th October 2015. Now it has came out with details of the marks secured by candidates in that exam. You can check your Marks of IBPS PO V Prelims from the official website of IBPS www.ibps.in or from below link by entering your Registration Number / Roll Number and Password / Date of Birth. The IBPS PO V Main Exam will be held on 31st October 2015. All the Best :)
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Banking Awareness Quick Reference Guide 2015 for IBPS Bank Exams - Pdf Download

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Friends, here is the Complete Banking Awareness Quick Reference guide of the year 2015. We made this file by keeping upcoming IBPS PO V and Clerks V Main Exams in mind. We tried our best to make this pdf file complete with all important Banking related information including traditional and latest Banking GK. This file consists important information on Banking Terminology, Latest list of Banking heads, various Banking Committees,  FDI Limits, Tax system, Latest Banking and Financial sector updates from April 2015 to October 2015, highlights of union and railway budgets, economic survey, latest schemes & plans launched by RBI and state governments and fast facts of important financial organizations. We can guarantee you that this file will help you in fetching more than 80% marks in your upcoming IBPS PO V and Clerks V Main online exams. Happy Reading :)
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October 2015 : Expected Current Affairs Quiz - Set 11

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Pakistan with which country recently signed a major agreement to build a 1,100-kilometre gas pipeline from Lahore to Karachi at an estimated cost of $2 billion ?


The government has recently introduced a scheme to enable support to victims of rape, acid attacks, human trafficking and women killed or injured in the cross border firing. Name it ?

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October 22, 2015

22nd October 2015 - Important Current Affairs updates

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International Affairs
  • Chinese President Xi Jinping and British Prime Minister David Cameron signed a number of investment agreements including one to finance nuclear power stations in Britain.
    • The agreement is the first major Chinese investment in a Western nuclear facility. 
    • China’s General Nuclear Corporation (CGN) will take a one-third stake in the planned 18 billion pound Hinkley Point nuclear plant in southwest England, controlled by France’s EDF.
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October 2015 : Expected Current Affairs Quiz - Set 10

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World Food Day is observed on ?


The theme of World Food Day 2015 is ?


Who is the Union minister for Environment and Forests ?


An Indian national was appointed as the Assistant Director of the United Nations Food and Agriculture Organization (FAO). Who is he ?


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October 21, 2015

21st October 2015 - Important Current Affairs updates

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International Affairs
  • US and Russian military officials have signed a memorandum of understanding that includes steps their pilots should take to avoid an inadvertent clash over Syria as they carry out separate air strikes against armed groups.
  • Canadian Liberal prime minister designate Justin Trudeau has confirmed that Canada will withdraw its fighter jets from the US-led mission against Islamic State in Iraq and Syria.
  • Cabinet today approves agreement between India & Egypt on Maritime Transport, for cooperation on merchant shipping & maritime related issues.
  • Cabinet also approves Mutual Legal Assistance Treaty in Criminal Matters between India and Maldives for investigation of crimes.
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IBPS PO V Main Exam Call Letters out

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Friends, the IBPS PO V Main Exam call letters are out. As you know, the IBPS has conducted Preliminary Online Exam for the recruitment of Probationary Officers (POs) during the 1st and 2nd weeks of October 2015 and released the results of the same on 16th October 2015. Now it has came out with the Call Letters for the Main Examination. The exam is going to be held on 31st October 2015. You can download your call letter and Information Handouts of IBPS PO V Mains from the official website of Institute of Banking Personnel Selection www.ibps.in or from below link by entering your Registration Number / Roll Number and Date of Birth / Password. All the Best :)
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Important Differences you should know about Two Indradhanush Missions (Health & Banking)

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Friends, many of the competitive exam aspirants are in a great confusion about the Mission Indradhanush, as there are two separate missions with the same name. These two separate missions are belongs to two different sectors, i.e., Health and Banking. So here we will try to shed some light on these two missions along with some major differences among them. Happy Reading :)
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Sucess story LIC ADO

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Name : Manish Kumar Sharma

GA id- manstine stuard ryne

Category – General

Qualification – B.Tech (EC branch)—2013 pass out 

Job – selected as LIC ADO 
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Expected Questions from Books & Authors 2015 - Set 3

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A book on R D Burman, authored by Khagesh Dev Burman was released on 27 June 2015, the day when the music world celebrated the 76th birth anniversary of Rahul Dev Burman. Name it ?


The Vice President of India Mohd. Hamid Ansari on 21st July 2015 has released a book entitled ‘Locale, Everyday Islam and Modernity’. This book was authored by ?


Noted Pakistani author Aamer Hussein has released a new collection of his stories on 15 March 2015. This book highlights the matter of identity with respect to both the Hindu and Muslim. Name it ?


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IBPS PO 2015 Main Exam Expected Cutoffs

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Hi friends, I am Sindhu. An IBPS PO V aspirant. You might have already observed that many myths have been circulating here and there about the Minimum Qualifying marks of IBPS PO V Mains Exams. Luckily, The State Bank of India on yesterday has released cutoff details of SBI PO 2015 Mains Exam which was held during 26th July and 9th August 2015. As the pattern of both SBI PO and IBPS PO V are completely same, I hope these cutoffs will help you in guessing the minimum qualifying marks / cutoffs of IBPS PO V Mains Exam 2015.
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General & Banking Awareness Quiz for IBPS Bank Exams - Set 30

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  1. Find the correct statement about Man Booker Prize ? 
      • A. Man Booker Prize is a literary prize and first awarded in 1969. 
      • B. P.H.Newby (England) was the first winner of the Booker Prize, his novel "Something to Answer For" having received the inaugural award in 1969. 
      • C. Salman Rushdie is the first Indian to won the Man Booker Prize for his novel " Midnight's Children" in 1981. 
      • D. Arundhati Roy is the first Indian woman to the Man Booker Prize for her novel "The God of Small Things" in 1997. 
      • E. Marlon James, is a Jamaican novelist, the winner of Man Booker Prize for his novel " A Brief History of Seven Killings" in 2015. 
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October 20, 2015

20th October 2015 - Important Current Affairs updates

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International Affairs
  • The Nepal government today formed a 5 member committee for holding a dialogue with the agitating Madhesi community.
    • This five-member committee will hold talks with the agitating groups including the Joint Democratic Madhesi Front.
    • This committee will be headed by : Kamal Thapa (Deputy Prime Minister)
  • India asked Russia to share any information it has on the Netaji Subhas Chandra Bose.
    • Russia told that it will look into the matter and will let India know if there is any information on NetajiFiles.
    • Russian Foreign Minister : Sergey Lavrov
    • India's External Affairs Minister : Sushma Swaraj
  • NATO is launching Trident Juncture Military Exercise 2015 in Italy.
    • Trident Juncture is NATO's biggest military exercise in 13 years, mobilizing 36,000 soldiers, sailors and airmen from more than 30 countries to test the alliance's ability to respond to new security threats.
    • NATO - North Atlantic Treaty Organization
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General & Banking Awareness Quiz for IBPS Bank Exams - Set 29

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Hi friends, I am Shravan again. Here I am sharing set 29 of General Awareness Quiz for IBPS Bank Exams taken from News Papers. Happy Reading :)
  1. The First woman to receive Bharat Ratna was ?
    1. Indira Gandhi 
    2. Mother Teresa
    3. M.S.Subbalakshmi
    4. Lata Mageshkar 
    5. None of these 
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SBI PO 2015 Final Marks & Cutoff Details out

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Friends, the State Bank of India (SBI) has released the Marks secured by candidates in SBI Probationary Officers Main Examination, which was held on 26th July 2015 and 9th August 2015 and Group Discussion & Interviews held during the month of September 2015. You can check your marks from the official website of State Bank of India www.sbi.co.in or from below link by entering your Roll Number and Date of Birth / Registration Number and Date of Birth. All the Best :)
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Expected Questions from Books & Authors - Set 2

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The book "Kumbh Mela: Mapping the Ephemeral Megacity" has been written by ?


Pranabh Mukherjee has released a book authored by Odisha MP Dr. Prasanna Kumar Patasani. Name it ?


Mrs Funnybones: Shes Just Like You and a Lot Like Me has been written by ?


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October 2015 : Expected Current Affairs Quiz - Set 9

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P S Jayakumar, the former chief executive of VBHC Value Homes, recently took charge as the new MD and CEO of which Nationalized bank for three years ?



The Ministry of Women and Child Development had notified the revised ‘Guidelines for Governing Adoption of Children' coupled with the new IT enabled adoption system. Name it ?


Who is the Minister of Women and Child Development ?


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My Preparation Strategy of SBI PO 2015 - Sagnya

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Thanks everyone for the wishes and wonderful response for my previous post SBI PO 2015 Success Story. Thanks to Gr8Ambitionz for providing a beautiful forum to interact. When I started preparation for SBI I had so many doubts regarding how to excel and cut offs.When one knows all the cards on the table it helps a lot. As you wanted to know I am sharing my strategy :
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General & Banking Awareness Quiz for IBPS Bank Exams - Set 28

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Hi friends, I am Shravan again. Here I am sharing set 28 of General Awareness Quiz for IBPS Bank Exams taken from News Papers. Happy Reading :)
  1. Which of the following countries is not a member of the Eurasian Economic Union (EEU)?
    1. Armenia
    2. Belarus
    3. Kazakhstan
    4. Kyrgyzstan
    5. Azerbaijan
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Shortcut Tricks to remember Latest Appointments

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Hi friends, I am Rohit Kumar. Here I am sharing some shortcut mind tricks to remember Latest Appointments. Happy Reading :)

Mind Tricks to remember Latest Appointments

  • RAN-Ramesh Chand - Agricuiture - Niti Aayog full time member
  • C I T L G - CMD - India Trade Promotion Organisation - L C Goyal
  • C P (commercial paper) - (Hormusji N)Cama - Press Trust of India
  • TRI - TRI - KN TRIPATHI - TRIPURA GOVERNER
  • M C A - (Rekha)Menon - Chairman - Accenture India
  • A C P - Ajit Seth - Chairman - Public Enterprises Selection Board
  • A- A - Ashwani Lohani - AIR India CMD
  • P C O (public call office) - (Amol) Palekar - Chairman - Oscar jury
  • A B C FSSAI - Ashish Bahuguna - Chairman - FSSAI
  • A B - Aeronautical Development Agency - Balaji
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General & Banking Awareness Quiz for IBPS Bank Exams - Set 27

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Hi friends, I am Shravan again. Here I am sharing set 27 of General Awareness Quiz for IBPS Bank Exams taken from News Papers. Happy Reading :)
  1. What is the theme of the World Food Day 2015?
    1. Fighting Hunger and Malnutrition
    2. Water: Source of Food Security
    3. Social Protection and Agriculture: Breaking the Cycle of Rural Poverty
    4. Family Farming: Feeding the World, Caring for the Earth
    5. Agricultural Cooperatives-Key to Feeding the World 
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SBI PO 2015 Success Story - Sagnya

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Dear friends,
      I am Sagnya from Bangalore. I have cracked SBI PO 2015 and want to share my experience with fellow aspirants.Hope it helps. :)

        The banking examinations test mostly speed and accuracy. So I figured rather than enhancing the knowledge about questions that you can answer, one must first master the skills for selecting the questions which can take lesser time to answer accurately. This skill will provide you an edge in the competition.
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LIC ADO Interview Experience - Sangavi Srinivasan

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Name : Sangavi Srinivasan

Interview venue : Chennai divisional office 2, Anna nagar

Qualification: BE 


Interview Date : 18th September 2015

Time: 10 AM Batch
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October 19, 2015

19th October 2015 - Important Current Affairs updates

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International Affairs
  • Super Typhoon Koppu (which is also known as Typhoon Lando) hits Philippines.
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Foundation Day of Some States

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Foundation Day of some States

  • Jan 1 – Nagaland Day
  • Jan 21 – Manipur, Meghalaya and Tripura Day
  • Feb 6 – J&K Day
  • Feb 20 – Mizoram and Arunachal Pradesh Day
  • Mar 11 – Andaman and Nicobar Islands Day
  • Mar 22 – Bihar Day (Bihar Diwas)
  • Mar 30 – Rajasthan Day
  • April 1 – Odisha day
  • Apr 14 – Tamil Nadu Day
  • Apr 15 – Himachal Pradesh Day
  • May 1 – Gujarat and Maharashtra Day
  • May 16 – Sikkim Day
  • June 2 – Telengana Day
  • Nov 15 – Uttarakhand Day
  • Nov 15 – Jharkhand Day
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Expected Questions from Books & Authors - Set 1

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The book "Making India Awesome" was released on 19th August 2015. This book was written by ?


Making India Awesome was second non-fiction book of Chetan Bhagat. His first Non-fictional book was ?


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Important Science & Technology Abbreviations

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Hi friends, I am Pritesh Trivedi‎. I want to share some important Science & Technology abbreviations which are being frequently asking in competitive exams. Happy Reading :)
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Banking Awareness Quiz for IBPS Bank Exams 2015 - Set 66

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Hi friends, I am Shravan again. Here I am sharing Banking Awareness quiz taken from news papers. Happy Reading :)
  1. Recently, the Union Finance Ministry launched India Aspiration Fund (IAF) to boost start-ups in India. Who will be the partner and co-investor in the IAF?
    1.  LIC
    2.  SIDBI
    3.  NABARD
    4.  RBI
    5.  SEBI
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October 2015 : Expected Current Affairs Quiz - Set 8

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The International Day for Disaster Reduction is observed on ?



The Theme of International Day for Disaster Reduction 2015 is ?



Who was recently sworn in as Nepal's 38th Prime Minister ?



Punjab National Bank (PNB) claimed the Beighton Cup hockey tournament by defeating ?

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Banking Awareness - NBFCs

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Hi friends, I am Shravan again. Here I am sharing some important points about NBFCs (Non-Banking Financial Companies) taken from News Papers. Happy Reading :)


A Non-Banking Financial Company (NBFC) is a company
  • Registered under the Companies Act. 1956,
  • Its principal business is lending, investments in various types of shares/stocks/bond/debentures/securities, leas-ing, hire-purchase, insurance business, chit business
  • Its principal business is receiving deposits under any scheme or arrangement in one lump sum or in installments. 
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October 18, 2015

18th October 2015 - Important Current Affairs updates

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International Affairs
  • Nepal's Deputy Prime Minister Kamal Thapa arrived in Delhi today to hold talks with External Affairs Minister Sushma Swaraj.
    • This is his First Foreign visit after assuming office.
    • During the talks, the Indian side is expected to convey its concerns over the continued unrest in the Himalayan nation.
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SSC CHSL 2015 Admit Cards / Call Letters out

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Friends, the Staff Selection Commission (SSC) has released Admit Cards / Call Letters of SSC Combined Higher Secondary Level (10+2) Examination 2015 (SSC CHSL 2015). The SSC CHSL Exam for the year 2015 is going to be held on 1st & 15th November 2015. You can download your admit card by logging in into your respective region's website. All the Best :)
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Kangra Central Cooperative Bank Recruitment 2015

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Friends, the Kangra Central Cooperative Bank of Himachal Pradesh is inviting online applications for filling up the posts of Officers & Clerks. There are 154 posts in total. You can apply online from 14th October 2015 to 28th October 2015. Check complete details below. All the Best :)
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Banking Awareness : Financial Intelligence Unit - India (FIU - IND)

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Financial Intelligence Unit - India (FIU-IND) was set up by the Government of India in 2004 a sthe central national agency responsible for receiving, processing, analyzing and disseminating information relating to suspect financial transactions. The main activity of FIU-IND is to control Money Laundering. FIU-IND is an independent body reporting directly to the Economic Intelligence Council (EIC) headed by the Finance Minister. 
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Paschim Banga Gramin Bank Final (Interview) Results out

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Friends, the Paschim Banga Gramin Bank has released Interview Results of it's Officer in Senior Management Grade (Scale III), Middle Management Grade (Scale II), Officer in Junior Management (Scale I) Cadre and Office Assistant (Multipurpose) recruitment  for the year 2015. Earlier, the bank has invited online applications from eligible aspirants for filling up of above mentioned posts from 30th July 2015 to 13th August 2015 and conducted interviews for the shortlisted candidates during the months of September and October 2015. Now it has came out with the list of successful candidates in the recruitment. You can check your result from below link. All the Best :)
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Assam Gramin Vikash Bank Revised Interview Schedules out

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Friends, the Assam Gramin Vikash Bank has released revised Interview Schedules for Officers (Scale I & II) and Office Assistants (Multipurpose). The Interviews are scheduled to be held from 26th to 29th October 2015 at  Indian Institute of Bank Management (IIBM) Jawaharnagar, Khanapara, Guwahati. Check complete details below. All the Best :)
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Federal Manipal School of Banking Online Aptitude Test 2015 Results out

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Friends, the Federal Bank has released the results of Federal Manipal School of Banking / Federal NIIT School of Banking  Online Aptitude Test which was held on 11th October 2015. You can check the Roll Numbers / Registration Numbers of Candidates who are shortlisted for the next stage of the selection process, viz Group Discussion and Personal Interview for admission to Federal Manipal School of Banking/ Federal NIIT School of Banking from below link. The call letters for GD & PI
in respect of the shortlisted candidates will be available for download from the Bank’s website
www.federalbank.co.in, from 26.10.2015. All the Best :)
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October 17, 2015

17th October 2015 - Important Current Affairs updates

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International Affairs
  • Today (17th October) is International Day for the Eradication of Poverty.
    • This day has been observed every year since 1993, when the United Nations General Assembly, by resolution  designated this day to promote awareness of the need to eradicate poverty and destitution in all countries.
    • Fighting poverty remains at the core of the Millennium Development Goals (MDGs) and the development of the post-2015 development agenda.
    • Theme of International Day of the Eradication of Poverty 2015 : Building a sustainable future : Coming together to end poverty and discrimination
  • India is going host the Third India-Africa Forum Summit, one of the biggest summit of African countries outside Africa.
    • This summit is going to be held from 26th to 29th October 2015 in New Delhi.
  • Nepal's new Deputy Prime Minister Kamal Thapa is on a visit to India from 17th to 19th October 2015.
    • This is his maiden visit abroad after taking over a few days ago.
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Difference Between RuPay vs MasterCard and Visa

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Hello,


I am Rashmi Kushwaha, here i am sharing some important difference between Rupay vs Mastercard and Visa. Some people knows everything about Rupay but here some point which differ from Msatercard and visa. Happy Reading :)
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Expected Questions from Union Budget 2015-16 : Set 5

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  • Service Tax rate hiked to ___% from 12.36% ? 
    • 14%
  • Tax free bonds were proposed in budget for ?  
    • Roads, railways, irrigation projects
  • On which date Union Budget 2015-16 was presented in Parliament ? 
    • 28th February 2015
  • Mudra banks to be established with capital of Rs.___ crore ? 
    • 20000
  • Rs. ____ deduction for contribution to New Pension Scheme ? 
    • Rs. 50,000
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October 2015 : Expected Current Affairs Quiz - Set 7

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Name India's first Olympic medal winning boxer who recently made his debut into Pro-Boxing bout ?


Vijender Singh has won his pro debut by knocking out Sonny Whiting. Sonny Whiting belongs to ?


An Indian Shuttler has recently won Men's singles title at the Dutch Open Grand Prix. Who is he ?


The greatest ever footballer of all times has recently arrived on a 3 day visit to India (Kolkata). Who is he ?


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October 16, 2015

IBPS PO V Results out

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The wait is finally over guys. It's time to give a break to your thumping heartbeats. As we have announced in our earlier post, the Institute of Banking Personnel Selection (IBPS) has released the results of IBPS PO V Preliminary Online Exam 2015. As you know, the IBPS has conducted Preliminary Online Exam for the recruitment of Probationary Officers (POs) during the 1st and 2nd weeks of October 2015. Now it has came out with the results of the same. You can check your result from the official website of IBPS www.ibps.in or from below link by entering your Registration Number / Roll Number and Password / Date of Birth. The marks secured by the candidates will be available within 7 days. The main examination will be held on 31st October 2015. All the Best :)
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16th October 2015 - Important Current Affairs updates

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International Affairs
  • Today (16th October) is World Food Day.
    • This day is celebrated every year around the world on 16th October in honor of the date of the founding of the Food and Agriculture Organization of the United Nations in 1945.
    • World Food Day 2015 Theme : Social protection and Agriculture
  • Today is World Spine Day.
    • Theme of World Spine Day 2015 : Straighten Up and Move
  • US President Barack Obama has confirmed plans to extend the US military presence in Afghanistan beyond 2016, in a shift in policy.
  • The Myanmar government today signed a peace accord with Eight of the 15 Ethnic Armed Groups, a ceremony which was attended by India along with other five "international witnesses".
    • Apart from India, other international representation was from China, Japan, Thailand, the United Nations and the European Union.
    • Note : India was represented by National Security Advisor Ajit Doval
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IBPS PO V Prelims Online Exam 2015 Result will be out soon

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Friends, the result of IBPS PO V Preliminary Online Exam 2015 will be out soon. The Institute of Banking Personnel Selection (IBPS)'s website is showing the result status in the announcement's page (check here for details). But the link of the results is still inactive and not updated yet. Possibly, it will be updated soon. We will let you know as soon as the result gets updated. So keep your fingers crossed and wait for the good result. All the Best :)
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Banking Awareness Quiz for IBPS Bank Exams 2015 - Set 65

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  1. With reference to Indian Banking Sector, which of the following is the most appropriate expanded form of EMI ?
    1. Estimated Monthly Installment  
    2. Extended Matching Items 
    3. Equated Monthly Installment 
    4. Enterprise Manufacturing Intelligence 
    5. Easy Monthly Installment 
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SBI PO 2015 Final Results out

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Friends, the State Bank of India (SBI) has released the Final Results of SBI Probationary Officers Recruitment 2015. The bank has been intimating results to all the candidates via SMSs and Mails. You can check the Roll numbers of successful candidates for the post of Probationary Officers from the official website of State Bank of India  www.sbi.co.in or from below link. The marks secured by the candidates will be updated soon. All the Best :)
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Important Clarification about Election Commissioner(s) of India

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As many of our friends have been wondering about the random names of Election Commissioners of India, here we will try to throw some light on this. Before going into details, let's start with basics....

What is the Election Commission?
The Election Commission is India's supreme Constitutional authority for conducting elections to Parliament and the state legislatures and also, the offices of the President and Vice-President.

How many Election Commissioners are there in India ?
Until the year 1989, the Election Commission was a single member body. That means, there was only ONE election commissioner. But later two additional Election Commissioners were added. So, at present there are Three Election Commissioners (One Chief Election Commissioner and Two Election Commissioners).
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Banker Customer Relationship in different transactions

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Banker : The Banking Regulation Act 1949 (Section 5C) defines a banker as a person undertaking business of banking.

The basic function of banker  is accepting of money from the public by way of deposits and deploying the same by means of loans and investment.

Customer : A customer means a person who opens account which bank accepts with proper introduction. (OR)
A person or entry that maintains an account with the bank and / or has a business relationship with the bank.
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October 2015 : Expected Current Affairs Quiz - Set 6

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World Mental Health Day is observed on ?


What is the Theme of World Mental Health Day 2015 ?


Who is the Prime Minister of Fiji ?

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October 15, 2015

15th October 2015 - Important Current Affairs updates

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International Affairs
  • Today (15th October) is the International Day of Rural Women.
    • This day is observed to recognize women’s often forgotten contributions to society and the economy.
  • President Pranab Mukherjee, who is in Jerusalem on the final leg of his tri-nation tour to West Asia, held a meeting with his Israeli counterpart Reuven Rivlin.
    • Important Note : Pranab Mukherjee became first Indian President to address Israeli Parliament Knesset. 
  • The Navies of India, United States and Japan began the five-day 'Malabar exercise 2015' on the Eastern coast, in which several warships, aircraft carriers and fast attack submarine would participate.
    • Naval personnel of the three countries will participate in the event.
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Marks / Scores of IBPS RRB IV (Officers & Office Assistants) Online Exam 2015 out

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Friends, the Institute of Banking Personnel Selection (IBPS) has released the Scores / Marks secured by candidates in IBPS RRB IV Officers (Scale I, II & III) and Office Assistants Online Exams 2015. The bank has conducted online exams for the recruitment of above mentioned posts in Regional Rural Banks in the month of September 2015. Based on the perforamnce of candidates, the bank has released the results on 12th October 2015. Now it has came out with the marks secured by candidates in those online examinations. You can check your Scores / Marks of IBPS RRB IV Online Exams form the official website of IBPS www.ibps.in or from below link by entering your respective Registration Number / Roll Number and Password / Date of Birth. All the Best :)
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Computer Knowledge Quiz for IBPS Bank Exams - Part 16

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Hi friends,  I am Shravan again. Here I am sharing the Part 16 of Computer Knowledge questions taken from News Papers. Happy Reading :)
  1. Retail employees typically use ________________ terminals to process sales transactions.
    1. Point of sale
    2. Transaction point
    3. Automatic teller
    4. Sales processing
    5. None of these
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