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- At present, Indian banks are required to achieve priority sector lending target of 40 percent of aggregate advances, with ______________ sub-limit for the farm sector.
- The Depositor Education and Awareness Fund (DEAF) has been set up with _____________
- Public Sector Banks
- State Bank of India
- Reserve Bank of India
- Indian Banks Association
- Government of India
- Security feature available with smart card :
- Multiple pins
- Retinal pattern verification
- Dynamic signature verification
- Vein recognition
- All of the above
- RBI set guidelines on OTS for MSEs for settlement of their NPAs. OTS means ___________
- Order Time Settlement Scheme
- One Task Settlement Scheme
- One Time Settlement Scheme
- One Time Score Scheme
- None of these
- Many banks have launched / flatted their subsidiaries which are fully owned by them. Banks launch subsidiaries normally for which of the following businesses ?
- a) Home loan business
- b) To sell Insurance Policies
- c) To control on-line operations or Internet Banking Business
- Only a
- Only b
- Only c
- Only a & b
- All of the above
- Many Banks have adopted / launched "Core Banking Solution (CBS)". CBS means _________
- a marketing strategy adopted by the Banks
- a new type of ATM useful for rural population
- a delivery channel for quick and fast delivery
- a new product launched to help senior citizens only as they are not able to visit branches / ATM frequently
- None of these
- The Reserve Bank of India has asked all the banks to install "Note Sorting Machines" in the branches. How will this help bank and general public ?
- a) The Machines will check for counterfeit notes and drop these from circulation
- b) This will help banks to count the notes quickly and accurately
- c) This will help in sorting out soiled notes that they are not reissued by the bank
- Only a
- Only b
- Only c
- Only a & b
- None of these
- The network for common data communication for banks and FIs launched by RBI
- BANKNET
- INFINET
- SWIFT
- INTERNET
- EXTRANET
- The credit outstanding under general credit cards also comes under the "other finance to MSMEs'. Here the general credit cards include ____________
- Artisan Credit Card
- Laghu Udyami Card
- Swarojgar Credit Card
- Weaver's Card
- All of the above
- Ministry of MSME, Government of India and __________ set up the Credit Guarantee Fund Trust for Micro and Small Enterprises with a view to facilitate flow of credit to the MSE sector without the need for collaterals / third party gurantees.
- RBI
- IDBI
- SIDBI
- NABARD
- None of these
- Prime Minister's Task Force on MSMEs headed by who prescribed few targets for banks for lending to the Micro and Small Enterprise (MSE) sector ?
- T K A Nair
- Pradhyamna Kumar
- Lakdawala
- S Ganesan
- None of these
- Non-bank entities must have net worth of at least how much to be eligible for operating White Label ATMs ?
- 100 Cr
- 200 Cr
- 300 Cr
- 400 Cr
- 500 Cr
- As per RBI guidelines, when a counterfeit note is detected at the branch, it should be ?
- Branded with a stamp "COUNTERFEIT BANK NOTE"
- Recorded in a separate register under authentication
- Acknowledge in the prescribed format of RBI and issued to the tenderer
- All of the above
- None of the above
- Indicash is India's first White Label ATM unveiled by _________________
- Muthoot finance company Ltd
- Manappuram finance company Ltd
- Punjan National Housing finance Ltd
- Tata Communications Payment Solutions
- Shri Ram Finance Ltd
- At what stage of opening of bank account is the checking of Politically Exposed Persons (PEP) carried out.
- At the first point of customer interaction
- At the Account Services Level
- At the Central Account Services Level
- One month after the account is opened
- None of these
- Fixed Deposit (FC) in a commercial bank can be done for a maximum period of ___________
- 10 years
- 15 years
- 20 years
- 25 years
- None of these
- What is the relationship between a bank and customer when a locker is rented out by a bank to a person :
- Bailor and Bailee
- Bailee and Bailor
- Principal and Agent
- Leasee and Leasor
- Leasor and Leasee
- RBI had introduced Advanced Approaches for Basel II Framework in India. Accordingly, the three approaches are ?
- Standardized Approach
- Basic Indicator Approach
- Standardized Duration Approach
- All of the above
- None of these
- In Bank,s loans and advances are considered as ___________
- assets
- liabilities
- resources
- cause of expenditure
- None of these
- In today's changing banking scenario, aggressive promotion of business is necessary where the competition exists on _______________
- branch up - keep
- expeditious service
- use of advanced digital technology
- delightful customer service
- all of these
Read more Banking Awareness Expected Questions from below
- Set 1
- Set 2
- Set 3
- Set 4
- Set 5
- Set 6
- Set 7
- Set 8
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- Set 49
- Set 50
- Set 51
- Set 52
- Set 53
- Set 54
- Set 55
- Set 56
- Set 57
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