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December 10, 2014

Banking Awareness Quiz for IBPS Clerks IV Online Exam - Set 47

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  1. What is the full form of FTZ ?
    1. Free Trade Zone
    2. Food Trade Zone
    3. Finance TradeZonew
    4. Foreign Trade Zone
    5. Fiscal Trade Zone
  2. Bank Branches which can undertake foreign exchange business directly are known as ________ foreign exchange ?
    1. Foreign dealers 
    2. Overseas branches 
    3. Authorized dealers 
    4. Approved dealers 
    5. None of these 
  3. Insurance cover for bank deposits in our country is provided by _______ ?
    1. SBI 
    2. Government of India
    3. LIC
    4. DICGC
    5. None of these 
  4. Loans of very small amounts given to low income groups is called ___________
    1. Cash credit
    2. Microcredit
    3. Simple Overdraft
    4. No frills loans
    5. Daily Finance
  5. Expand the term ALM as used in Banking Sector ?
    1. Asset Liability Maturity 
    2. Asset Liability Mismatch 
    3. Asset Liability Money
    4. Asset Liability Management 
    5. Asset Liability Manpower
  6. Which of the following is not classified as a commercial bank ?
    1. Public Sector Bank
    2. Foreign Banks
    3. Private Sector Bank
    4. Urban Cooperative Bank
    5. None of these 
  7. Monetary Policy as an arm of the economic policy is administered by ?
    1. Government of India
    2. RBI
    3. SBI
    4. SEBI
    5. None of these 
  8. The Banking Ombudsman ?
    1. is incharge of bank loans for buses 
    2. fixes the rates of interest for loans 
    3. resolves complaints of customers 
    4. issues licenses for new bank branches 
    5. None of these 
  9. Which of the following is not a primary function of a Bank ?
    1. Granting Loans 
    2. Collecting Cheques / Drafts of Customers 
    3. Facilitating Imports of goods 
    4. Issuing Bank Drafts 
    5. None of these 
  10. Money Laundering means ?
    1. Hiding of income source mainly to avoid income tax 
    2. Money acquired through criminal source 
    3. Money acquired from undisclosed sources and deposited in foreign banks 
    4. Process of conversion of money obtained illegally to appear to have originated from legitimate sources 
    5. All of these 
  11. Interest below which a bank is not expected to lend to customers is known as ?
    1. Deposit Rate
    2. Base Rate
    3. Bank Limit Rate
    4. Prime Lending Rate
    5. Bank Lending Rate
    6. Bank Rate
  12. What does the Letter "C" denotes in the term CBS as used in Banking operations ?
    1. Central 
    2. Core
    3. Commercial 
    4. Capital 
    5. None of these 
  13. A money deposited at a bank that cannot be withdrawn for a fixed period of time is known as ?
    1. Term Deposit
    2. Checking Account 
    3. Savings Bank Deposits 
    4. Current Deposits 
    5. None of these 
  14. The term Smart Money refers to ?
    1. Credit Cards 
    2. US Dollars
    3. Internet Banking 
    4. Foreign Currency 
    5. None of these 
  15. What does the letter P denote in the term PAN as used in Financial transactions ?
    1. Primary 
    2. Partial 
    3. Provisional 
    4. Permanent 
    5. None of these 
  16. The economy in which there is a mixture of public and private sector both is called ?
    1. Closed economy 
    2. Mixed Economy 
    3. Open Economy 
    4. Public Economy 
    5. None of these 
  17. Which of the following is a retail banking product ?
    1. Home loans 
    2. Working capital finance 
    3. Corporate term loans 
    4. Export credit 
    5. None of these 
  18. A segment of the financial market in which financial instruments with high liquidity and very short maturities are traded is known as ?
    1. Money Market 
    2. Stock Market 
    3. Derivative Market 
    4. Equity Market 
    5. None of these 
  19. The system of Cheque clearing and settlement between Banks based on electronic data / images or both without physical exchange of instruments is known as ?  
    1. Cheque Embossing 
    2. Cheque Standardization 
    3. Cheque Digitalization 
    4. Cheque truncation
    5. None of these 
  20. As per guidelines issued by the Reserve Bank of India, how much will a customer have to pay for the checking account balance at a White Label ATM ? 
    1. Rs. 1
    2. Rs. 2
    3. Rs. 5
    4. Rs. 10
    5. Rs. 20

Read more Banking Awareness Expected Questions from below

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34 comments:

  1. Gud n8 gr8 team members and its readers

    ReplyDelete
  2. plz can anyone help me !!!!
    maine prathma ka challan bhra h but online apply krte waqt AMOUNT PAID me rs 100 nhi arha ..ye block khali arhaa h ......
    now what should i do ??????

    ReplyDelete
  3. Six software tech park establish in.?

    ReplyDelete
  4. tanks team,,,,gudni8

    ReplyDelete
  5. kahan se neha ap

    ReplyDelete
  6. main bhi bhar rha hn for officer scale-1 ke liye

    ReplyDelete
  7. odisha (orissa) state

    ReplyDelete
  8. Have there any from up
    If yes, call me 9878440339
    I need help
    Please

    ReplyDelete
  9. Where can i refer books and authors

    ReplyDelete
  10. 19/20 THANK U

    ReplyDelete
  11. 10/20 is't good...?

    ReplyDelete
  12. 17/20........... All time max..... :D :D

    ReplyDelete
  13. konsi branch main bhara hai bhai.. moradabad station ke pass hai kya koi

    ReplyDelete
  14. han bhai thodi hi distance hai

    i

    ReplyDelete

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