IBPS Clerk IV Interview Experience shared by Shalini (Chennai)

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Hi all, This is Shalini Suresh from Chennai. I share my interview experience with all of you. Hope it helps you.

Date :  14.02.2015

Qualification :  MBA (Finance)

Venue :  IOB Regional Office, Anna Salai, Mount Road, Chennai

Panel :  IV

Time : 1 PM

I reached the venue one hour ahead. We were asked to wait in the ground floor in the waiting room.  They called each panel candidates one by one by 12.30 pm. My panel was in third floor. By 1pm they took the attendance and gave each candidate their respective numbers. There were 25 candidates in my panel, I was the 24th person. Then they called for document verification. The documents (both original and photo copies) are to be arranged in the following order :

1. Interview Call Letter 
2. Application form 
3. Identity proof 
4. Birth certificate/X th mark sheet 
5. XII th mark sheet 
6. Provisional certificate (if you are a 2014 passed out and if you are not provided with degree certificate) 
7. Degree certificate (Semester wise) 
8. Consolidated mark sheet 
9. Caste certificate : (issued on or after 02.09.2013)

During document verification they gave us a white sheet and asked us to write a paragraph in tamil seeing a tamil magazine. Then signed it and gave it along with the documents. Once done with the verification we were asked to wait. Soon my turn came. Bell rang, I went in.

May I come in sir, They all said please come in with a smile .I entered the room and greeted them Good evening.  There were 4 members in my panel 3 male and 1 female. They asked me to take my seat. 

M1: Ok so you are Shalini Suresh. Tell us about yourself briefly.

I introduced myself.

M2: What is your qualification, which college you studied?

Sir my UG is B.Com and PG is MBA Finance

M3: Good you studied in Chennai' s popular schools and colleges.

M4: In which bank you have an account?

I said I have an account with SBT.

M3: Who decides the interests of savings account?

I said RBI has given the sole right to the individual banks to decide their own interest rates.

M3: Good, that’s right.

M2: Since you hold a bank account, you must be knowing what is a demand draft and a cheque? What is the difference between demand draft and a cheque?

In case of cheque, the drawer is the customer of the bank. In case of draft, the drawer is the bank itself. Draft is issued to anyone, even to non account holders. Cheques are used to make payments or to settle transactions. They were satisfied with my answer.

M3: Which institution sacked the planning commission recently?

I said Sir, it is NITI Aayog. National Institute for Transforming India.

M3: That’s right Shalini.

M2: Who is the Governor of RBI?

I said Sir, Sri. Raghuram Rajan.

M3: What was he earlier?

Sir, he was chief economist at the IMF.

M3: Yes you are right. He was also the economic advisor to India’s Ministry of finance.

M4: What are the prime functions of RBI and RBI can only do a prime thing which other banks cannot do what is that?

I said RBI is the banker’ bank. It is the central bank of India. RBI formulates the monetary policies of India. RBI has the sole right to issue currency notes in India which no other bank can do.

M4: This is what we expected.

M1: Today is Feb 14th, what are the two major events happening today?

I replied Shri. Arvind Kejriwal is sworn in as the CM of Delhi.

M1: Oh Good, What is the other one?

I said cricket world cup 2015 starts today sir.

M1: Laughing… I was fearing if you would say its valentine's day… Good thank god!!! You said these two. You like cricket? What's the tag line which is going viral now?

I said yes sir I like the sport. Sir, its WE WON'T GIVE IT BACK…

M3: Ha ha yes lets not give it back he said. Generally cricket is meant for guys, I think only a few girls follow cricket and you are one among them. Good good.

M1: Who are all playing today?

I said sir, Australia and England.

M2: Yes you are right. What about tomorrow? A great day I believe.

I said yes sir, tomorrow it is India Vs Pakistan.

M3: Yes yes, so you can enjoy the match after finishing your interview today.

I said yes sir.

M2: What are the technologies used in banks?

I explained about internet banking, NEFT, RTGS, ATM, Prepaid Mobiles top up, CBS.

M1: What is the difference between NEFT and RTGS?

I explained in detail. They said good who have prepared well I guess. I said yes sir.

M3: From when did you start preparing?

I said once I completed my exam, I started preparing.

M1: Oh! So, you were confident that you will clear the exam that time itself?

I said yes sir, I was confident.

M3: That's really good dear. Is this the first time you are giving your bank exam?

I said no ma'am last year I gave my IBPS clerical and I cleared my written exam but overall cut off was low, so I did not get placed.

M2: Oh! So this year what are your attempts this year?

I told them, how much you expect Shalini? I told them. If you get good score in written exam then you can easily make through.

M1: Good Shalini. Wish you good luck. May god bless. They all said Thank You Shalini.

I said thank you sir and thank you ma'am.

This was how my interview went on friends. Hope it was useful. Stay cool, panel members are so friendly. They will help you if you don't know the answers. Just feel comfortable and you will do it well for sure. Thanks to GR8AMBITIONZ for guiding us and giving an opportunity for everyone to post their exam and interview reviews which helped us a lot. Wish all of you GOOD LUCK…

Check more IBPS Clerks Interview Experiences and Interview Preparation Tips from here

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