Search your Topic HERE....

Loading...

Thursday, October 24, 2013

Banking Awareness Online Practice Sets - Set 11

2 comments

sponsored links

A type of cheque which is more than six months old is a _____________
  1. Mutilated Cheque
  2. Crossed Cheque
  3. Stale Cheque
  4. Post-dated Cheque
  5. None of these



An increase in foreign exchange assets of Reserve Bank of India will mean
A) Fall in MI
B) Increase in Interest Rate
C) Increase in high powered money

  1. Only C
  2. Both A and C
  3. Only B
  4. Only A
  5. None of these




Which of the following person is NOT a RBI Deputy Governor ?

  1. Subir Gokaran
  2. H. P. Khan
  3. Maneesh Trivedi
  4. K. C. Chakravarthy
  5. All of these




For which one of the folllowing reasons Basel II norms are to be folllwed by Commercial Banks ?

  1. Risk Management
  2. Adoptoin of International accounting standards
  3. Restriction on bonus payments to bank executives
  4. Transparancey in disclosures
  5. None of these




The most appropriate measure of a country's economic growth is ?

  1. Net National Product
  2. Net domestic Product
  3. Gross domestic product
  4. Per Capita Real Income
  5. Total Foreignb Investment in a year




The term NOT related to Economics is ?

  1. Diminishing Marginal Utility
  2. Demand and Supply
  3. National Income
  4. Consumer Surplus
  5. Law of Motion




The Central Banking functions in India are performed by the

  1. State Bank of India
  2. RBI
  3. Central Bank
  4. Both 2 and 3
  5. Both 1 and 2




Fixed deposits and recurring deposits are _________

  1. not repayable
  2. repayable on demand
  3. repayable after an agreed period
  4. repayable after dath of depositors
  5. repayable on demand or after an agreed period as per bank's choice




Which of the folllwing would be the most correct description of the Finance Commission ?

  1. Recommending agency
  2. Coordinating Agency
  3. Distributing Agency
  4. Mobilizing Agency
  5. None of these




In India all external payments are chanelled through the

  1. State Bank of India
  2. Reserve Bank of India
  3. Export-Import Bank
  4. Government
  5. None of tehse




Various Govt. Agencies / organizations are given responsibilities for implementing various policies / decisions of the Govt. of India. Policies about credit flow to the agricultural / prioty sector are framed / implemented through which of the followign apex bodies ?

  1. ECGC
  2. NABARD
  3. UTI
  4. IDIB
  5. None of these




SEBI decided to given an exemption to some companies from the requirement of the minimum 25 percent public share holding. Companies exempted from such requirement should fulfill which of the following norms ?
A) They should have market Capitalization of Rs. 1,000 Crore
B) They should have 20 millions shares listed
C) They should have a turnover of Rs. 400 Crore per annum

  1. Only A
  2. Only B
  3. Only C
  4. A and C both
  5. A and B both




Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means _____________

  1. Sale or purchase of Govt. securities
  2. Issurance of different tpes of bonds
  3. Auciotn of gold
  4. To make available direct finance to borrowers
  5. None of these




Which of the following is NOT the part of the structure of the Financial System in India ?

  1. Industrial Finance
  2. Agricultural Finance
  3. Govt Finance
  4. Development Finance
  5. Personal Finance




Which of the following statements about the NABARD is / are true ?
A) NABARD has a dual role to play as it is an apex body and a refinance institution
B) NABARD services as a refinance institution for all kids of production and investment credit to agriculture and cottage and village industries
C) NABARD accepts short term deposits from the public like any other bank to improve its capital base

  1. Only A
  2. Only B
  3. Only C
  4. Only A and B
  5. All A, B and C




Industrial exit policy means ______________

  1. Forcing foreign companies to leave India
  2. Forcing business units to move out of congested localities
  3. Allowing manufacturers to shift their line of products
  4. Allowing business units to close down
  5. None of these




Savers from the household sector prefer
A) Assured Income
B) Liquidity
C) Safety of Funds

  1. Only A
  2. Only B
  3. Only C
  4. All A, B and C
  5. None of these





In terms of section 5 (l)(e) of the Banking Regulation Act, 1949, a 'banking company' means any company which

  1. accepts deposits from the public
  2. undertakes lending of money
  3. transacts the business of banking in India
  4. accepts deposits from public and invests the same in trade and industry
  5. All of these




The Reserve Bnak directives required USBs to set up of Audit Committee at the Board (ACB) level. The ACB shoudl provide direction and over see the operations of the total audit function in the bank and shoudl specially focus on the follow-up of

  1. arrears in balancing of books at various branches
  2. Inter-branch adjustment accounts and unreconciled long outstanding entries in inter branch accounts
  3. Frauds, and all other major areas of house keeping
  4. All of these
  5. None of these




Which of the folllwing is true about Rajiv Gandhi Grameen Vidhyutikaran Yojana of the Govt. of India ?
A) Its objective is electrification of all unelectrified villiages
B) IT was launched to provide free electricity to the farmers during the harvesting season
C) Each family covered under the scheme is eligible to get one free connection for a period of five years

  1. Only A
  2. Only B
  3. Only C
  4. Only A and C
  5. All A, B and C


sponsored links

2 comments:

  1. Hello friends,
    i wrote my ibps po exam today morning session in trichy:
    i attnded 112 questions.i think this year ibps po was the toughest compared to the previous years ,but if you are talented in time management means the paper will be moderate .

    the standard of the question paper was same as that of the previous week(19th and 20th),
    very very time consuming ,

    reasoning: the statement and conclusion,assertion type of sums alone are around 25 questions,
    arrangement problems are confusing and time consuming

    quantitative aptitude:the toughest session compared to other sessions, the data intepretation all long process .this session takes more than 40mins to complete minimum of 20 questions for me even if applied speed maths techq.

    computer :this session is a standard one, we have to study deeply.,if we go through all the concepts ,terms means it will be easy.

    general awareness:not so tough but if we are aware about banking and current affairs fully it will be ok to do.

    english: two passages are asked,no error corrections,for me no time to read the passage even once.but this session is easy compare to other

    so friends overall time management is very very important we have to do with full speed using various speed maths techniques
    all the best....


    ReplyDelete
  2. thanks for this effort. please give more like this

    ReplyDelete

Related Posts Plugin for WordPress, Blogger...