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December 13, 2014

Banking Awareness Quiz - Set 50

376 comments

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  1. Kisan Credit Cards are an effective way of reaching out to the farmers by the banks. What assistance does the farmer receive in this way ?
    1. Credit facility for crops etc against an approved limit
    2. Short term credit facility against value of his crops
    3. Long term credit is provided against his land holdings
    4. Loan is permissible against crops sold but payment yet to be received by the farmer 
    5. All of these
  2. Why are interest rates charged by Micro Finance Institutions higher than lending rates in banks ?
    1. MFIs are allowed co source deposits from public 
    2. Banks have the benefit of cheaper funds 
    3. MFIs borrow bulk of their funds from banks
    4. MFIs borrow funds from banks at high cost and also their administrative expenses are more 
    5. None of these
  3. Which nationalized bank was the first to sponsor a regional rural bank in India ?
    1. Syndicate Bank
    2. Bank of India
    3. Union Bank of India
    4. Central Bank of India
    5. State Bank of India
  4. Which of the following is the most important component of the liabilities of Commercial Bank ?
    1. Time deposits 
    2. Demand deposits 
    3. Inter - Bank liabilities 
    4. Other borrowings 
    5. None of these
  5. The Regulatory Authority for Regional Rural Banks is ?
    1. Sponsor Bank
    2. Central Government 
    3. State Government 
    4. RBI and NABARD 
    5. None of these
  6. Which of the following is / are the right (s) of customer towards his banker ?
    1. To receive a statement of his account from banker 
    2. to sue the bank for any loss / damages
    3. To sue the banker for not maintaining the secrecy of his account 
    4. All of these 
    5. None of these
  7. What does EBT stands for ?
    1. Electronic Belated Transfer
    2. Electric Beginners Transaction 
    3. Electronic Benefit Transfer 
    4. Electronic Beginning Transaction 
    5. None of these
  8. Banks are authorized to sell third party products. Which are these products ?
    1. Mutual Funds
    2. Term deposits 
    3. Debit cards 
    4. Gift cheques 
    5. None of these
  9. Which of the following instruments cannot be presented for payment in a clearing house ?
    1. Demand draft 
    2. Dividends 
    3. Fixed Deposit Receipt 
    4. None of these
    5. All of these
  10. Which one of the following is not a "Money Market Instrument" ?
    1. Treasury Bill
    2. Commercial Paper 
    3. Certificate of Deposit 
    4. Equity Shares 
    5. None of these
  11. Which one of the following is a retail banking product ?
    1. Home Loans 
    2. Working Capital Finance 
    3. Corporate Term Loans 
    4. Infrastructure Financing 
    5. None of these
  12. When there is a difference between all receipts and expenditure of the Govt of India, both capital and revenue, it is called _______________
    1. Revenue Deficit
    2. Budgetary Deficit 
    3. Zero Budgeting 
    4. Trade Gap 
    5. None of these
  13. Which of the following is NOT a function of the Reserve Bank of India ?
    1. Exchange Control Functions 
    2. Issuance, Exchange and destruction of currency notes 
    3. Monetary Authority Functions 
    4. Fiscal Policy Functions 
    5. None of these
  14. With reference to a cheque which of the following is the "Drawer Bank" ?
    1. The bank that collects the cheque 
    2. The payee's bank 
    3. The endorsee's bank 
    4. The endorser's bank 
    5. None of these
  15. In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction ?
    1. NEFT
    2. TT
    3. RTGS
    4. EFT
    5. None of these
  16. Banking Ombudsman Scheme is applicable to the business of  __________________
    1. All scheduled commercial banks excluding RRBs
    2. All scheduled commercial banks including RRBs
    3. Only Public Sector Banks
    4. All Banking Companies 
    5. None of these
  17. Nationalization of banks aimed at all of the following except _______________
    1. Provision of adequate credit for agriculture, SME & exports 
    2. Removal of control by a few capitalists 
    3. Provision of credit to big industries only 
    4. Access of banking to masses 
    5. None of these
  18. Base Rate is the rate below which no Bank can allow their lending to anyone. Who sets up this "Base Rate" for Banks ?
    1. Individual Banks' Board
    2. Ministry of Commerce
    3. Ministry of Finance
    4. RBI
    5. None of these
  19. What is a "Debit Card" ?
    1. Its a card issued by a Rating Agency 
    2. It is a card which can be used for withdrawing cash or making payment even in the absence of any balance in the account 
    3. It is a card which can be used for withdrawing cash or making payment if there is balance in the account 
    4. It is a card which carries prepaid balance
    5. None of these
  20. Bharatiya Mahila Bank Ltd (BMB) on 19th November 2014 launched its internet Banking facility. Name it ?
    1. BMB Online
    2. BMB Banking
    3. Online BMB
    4. BMB Smartbanking
    5. None of these

Read more Banking Awareness Expected Questions from below

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376 comments:

  1. qn no 18 ans individual bank

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  2. hi raj as per my knowledge the base rate is fixed by RBI and the banks can change their rates below the base rate ...

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  3. Please post the detailed syllubus of the upcoming exam and also previous papers. Thanks

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  4. I didn't get the mail regarding the training program of NIA till now. Did anyone got? I'm from Kerala.

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  5. Base rate is common Rate of interest that mean FD,LOANS And savings also fixed by only individual banks ...!

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  6. Genral k Liye cuttoff hai 201 out of 200

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  7. Friends if anybody going to SBI perambur venue via train detrain at Vysarpadi Jeeva Station And walk towards perambur station on the track

    aftre 50 meters you can see an subway below the track take left turn and walk 200 meters straightly you will reach perambur highroad

    take left turn that is Stephenson Road with in 50 feet you can reach the venue with in 5 mins from the vysarpadi station.

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  8. anyone having interview dated on 18th noon at perambur

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  9. wanna tell u smtng........................

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  10. k. Frnd, you need to get recent one better go to ur school and get character certificate... better get from ur close staff also...

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  11. .................................
    kuch nai

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  12. Kyun.kya hua bol.o.

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  13. kuch mat pucho, mujhe ab frn ki zaroorat hai, tum rahoge na....................

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  14. Friend I think still u didnt understand I am asking two certificates are mandatory one I can show TC from colge/school and one I can show character certificate from gazetted officer right?

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  15. thik hai jao, gd bye...........................

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  16. paapa mare liye ek proposal laaya hai, ghar me sab ko pasand bhi hai, aue unhe bhi...................................

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  17. kitni ja skti h?

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  18. Congrats.padhoo gee nai toh yhe hoga...

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  19. ................................. tumbhi daanto ab:-((

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  20. aap baar baar bye kyu keh rahe ho, aapko sach me jaana hai ya mujhse picha churana hai..............................

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  21. WTF with 171 no calll

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  22. vimannn.....................................

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  23. Dil me chupa hai kuch dard,
    ankho me hai aansu,
    kismat me to kuch aur likha hai,
    bye viman tnx fr being such a nice frn.......................

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  24. kaha ho ek baar bye to keh ke jaao plz...............................

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  25. viman ji aap online ho ya nahi ye to baat sakte plz............................

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  26. achcha thik hai apni mail id do mai mail karleti hu..................

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  27. I hv passd grad in 2012 bt i dont hav orgnl degree so provsnl degree wil wrk?

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  28. aap nai aaoge online ? mujhse baat nai karoge, inti bhi kya ruth jaaana hai?

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  29. tell me the no of attemts plz in ur sbi clerk

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  30. selected canditates tell me ur no of attempts and give me ur advice for sbh clerical

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  31. Captain Jack SparrowDecember 13, 2014 at 12:13 PM

    khoon pee gaye saara bank wale !!

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  32. bye viman ji, i tnk ab wait karne ka koi matlab nahi hai, mujhe bhi jaana hoga waise mai aaj online phir se nahi aapaungi, kismat ho to, aur aap ko baat karne ki ichcha ho to phir milenge, till dn c u, take care, love you(as bst frn), ok love you tata......................

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  33. pata nahi mera kya hoga.........145 hai gen up se...very disappointed

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  34. ab to aaa sakte ho naa, kitne sataoge, plz aajao jaanuuuuuuuuuu, really am waiting dea......................................

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  35. 2 gante se wait kar rahi hu bus ek hi keliye, kyu ki aaj jiju aaye to mai online nai aapati phir se, plz aao aur ek hi hellow bolke wapus jaaa skte ho mai rokungi nai..................

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  36. yar mere to 146 mark the...................................no chance in banking............its require more n more compt.............................

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  37. i thnk ab bank normal educated logo ke liye nahi rahi..sb MBA, B.tech M.tech,b.pharma in sb ke liye ho gai hai..
    pta hahi kaha se le kr aa jate hai etne no..hm Garib No. walo ka kya hoga

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  38. ok am signing out, kam se kam msg dekh to lo, bye c u tk ce, love you frn.............................................

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  39. i put my marks 72.80 instead 72.40 in graduation..... is there any issue while document verification in SBI clerk?

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  40. wt was ur answer fr first question bro?? as i also wrked fr an IT company, i want to knw ur answer

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  41. have u fill prathma bank forms??? where u pay challan ??? plz help me if u can...

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  42. apna thumb impresion aur sign phle kr ke uski photo copy leni hai ya thumb impresion aur sign wahan ja k krna hai

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  43. call me for prathama challan...waise sorry to say first list mei 168 marks wale hi aapayenge...second list ka wait karo ...............my father is in prathama bank as a scale 3 manager so i have idea abt it..,regards mani sharma mob no-09411857037

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  44. If u can't get it any where give ur me mail id I will send u the format

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  45. Do they call for the interview number wise in descending order.

    ie guys who scored more marks are called first and rest in the later dates

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  46. bhai i got 149 GEN UP..mera bhi koi chance nahi hai :((

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  47. i also think same as Raj Unique...Individual bank sure

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  48. yahan bhi ye chakkar hoga?? but toppers to jyadatar haryana ke liye apply kr chuke honge na...and in that case i request to all the high marks holder not to fill in prathma bank.....
    and thanks for ur concern mene challan ke liye Ravi ko bol diya hai....
    and do u know what will be the cutoff for officer scale 2 IT I hv filled for it too ...what are the chances...my marks are 89 SC category

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  49. UR max is 191 and min is 172

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  50. base rate never decide RBI..it is concerned to bank matter,,banks are free to choice decide what would be base rate

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  51. correct yar

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  52. dont worry have faith....dont loose hope..keep trying..there are other exams also u all must have filled those ....uiic, nia ib,ps clerks ,sbi asso clerks etc... keep practicing one day ull all succeed dont stop trying....

    if u stop at this point of time all u did until now will go waste ......so keep trying

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  53. No Idea par bahut neeche jayega...

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  54. Friends plz help me to fill, Eductional qualification in BIO DATA FORM

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  55. mp se kab tak ayegi vacancies rrb ki ???

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  56. My interview was over they asked more questions about my academics and some banking terms center hyd

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  57. what is the percentage of interview marks in SBI clerk please tell me anybody 80:20 is right?

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  58. here's my analysis...
    agar 160 jati h....to 1 no pe maximum 20 students h....to 240 candidates call ho skte h for 80 seats....
    and this will happen for sure...155-160 ja skti h

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  59. dear yeh aur bata do if u knw ki interview hone ke kitne dino baad waiting list aati h??n kya is waiting list me cutoff down jati h

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  60. what hav u filled in school/college column, plz help me bro

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  61. (y) juss for website.... supb....

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  62. i saw 1 person with 158 sc catagory in list

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  63. Fill ur puc and degree..which u have completed if u did any pg that also mention and. If u did any project work mention that also

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  64. number of attends has nothing to do with how much marks one get , accuracy matters ., I attended only 140 but I am in and I know people who attended 170+ and still out., I think for general cut off will be 130 .,

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  65. I think you need original degree certificate., document verification is strict .,

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  66. kya 127 se bhi niche jayegi

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  67. Hey all d best..narasimhulu

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  68. one thing I want to know that are they also asking for 10th and 12th class Pass certificates along with the marksheet???

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  69. i have seen one general student having 191 marks

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  70. yeh second list tab hi niklegi na agar first list me sab ko job lag jaye???plz explain

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  71. itni to last year bi nhi thi
    155 se niche nhi jayegi
    or kya pta 165 se bi niche n jaye

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  72. friend jinke agar interview me nahi name aata toh kya woh reserve categories me aayenge?

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  73. hii raj..how was the interview...?

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  74. what are the documents have u submitted...?

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  75. i had my interview on 11th dec. OBC category. Chennai.

    Questions were:

    after greeting everyone. it was tell us about youself.

    1. why banking? where do you have accounts. which one is better HDFC or SBI.

    2. why did you leave your IT job? [medical reasons]

    3. my co curricular and hobby list. explain blogging.

    4. Tell me about lok sabha.

    5. How do you deal with a customer who wants to open an account.

    6. tell me wat you know about SBI.

    7. Talk about women education. [Talk in tamil]

    8. your co curricular says you are a master of ceremonies[MC].

    Do MC for SBI bank branch opening.

    9. why did you not start your event management company, when you are good at it?

    thats it.

    The panel was very friendly. Hope this helps others.

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  76. Kya..aisa kaise ho skta. ..uska naam roll no.btana

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  77. 1310005200 JAI BHAGWAN SC-EXS 5-Nov-74

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  78. Arre yar ye to ex service man h

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  79. i hope aisa ho n aisa hi hona chahiye..

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  80. matlab phase 2 recruitment hoga lagta h apko???kyunki mjhe ni lagta seats bachengi bhi

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  81. yar ap kyu tension le rahe ho up me toh kitne rrb hain khn na khn ho jaega...

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  82. Hum pe reham karo baba...hum kya kisi aur planet se padai karke aaye hai kya....:(

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  83. Dont worry after all the eligibility criteria is 60% I think so it wont be a issue you hav originals to show so no prblm be calm and prepare for interview all the best.....

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  84. seat to bachegi bcz 172 se 190 jiske h wo or bi exam me select h
    ...jab mai 163 wala hi 3 exam me qualify hu...you can imagine...and
    seats add bi hogi...
    "they applied bcz of job security only"

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  85. Then should i fill in (FACULTY: ARTS,SCIENCE, COMMERCE) column. I am a BE grad... help me

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  86. what i should fill in FACULTY column

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  87. seats add hungi matlab??n phase 2 ka kya scene hota h as in job bach jati hain unhi vacancy pe hota h??n cutoff bi down kar dete hn kya???mere bi 169 h but koi fayda ni

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  88. can u send me a copy of filled bio data form ... this is my mail id keerthicivil19@gmail.com

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  89. No. They are asking degree certificate if you have cleared during 2013 or earlier.. Only 2014 passedouts are given exception for not possessing degree certificate.. Try to get your degree certificate.

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  90. po ki cut off kitni h serva hariyana me...

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  91. ap kisi bhi planet se hon but we deserve to be there first..thats it..ye hum commerce wale hi smjh skte hain jb us field ke hote hue bi bank me select nai ho pate..only we undstand tht..

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  92. Dont say u r the first sabki ichcha hothi hai ek acha job mile.....let us think +ve sabka acha hi hoga....agar engg kari hothi tho samaj me ajatha sabki apni apni prblm hothi...no one deserves anything until they work hard for it....

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  93. 2 bro .... mail me your contact no : chrisjoy33@gmail.com

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  94. april k bad fayda hoga....

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  95. well i dnt wana fight wid u bt mehnat hum bhi krte hain par bht dukh hota hai jb itne age jakr wapas lautna padta hai..n adhiktar selection engg wale students ka hota dekhkr aisa lgta hai yeh field hmari hai hi nai..

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  96. mere 162 hai..pure saal interview ka koi chance nhi dikh rha...10 number kbhi kam hui hai cutoff aajtk

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  97. me yahi chahti hun that commerce walon ka selection toh ho jo ki na ke barabar ho raha hai...hum toh apni hi field me job chahte hain na..

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  98. and me apse koi fight nai chati hun bs mene apni bat rakhi hai jo galat nai hai..wish u all d best.

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  99. this i know...

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  100. ho skti h ....kyuki ye sab toppers h...

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  101. lets see...but i have lost all the hope

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  102. dont...itna hard work kiya h...job to milegi

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  103. haan yaar lekin kb milegi ..thats the point na...

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  104. mine also 163...shatterred..and batterred...disappointed

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  105. yaar ek bat batao...shgb ki list me 200 aise students hai jinke marks 172 exact hai...hows its possible that most of them get the same marks.

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  106. r u on wtsapp..i want someone to help me in the exams...can u share ur cell no

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  107. unfortunately not...cell khrab ho gya recently

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  108. on fb i can help...

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  109. no prblm gd nt

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  110. next day actually..all the bestr..where's your center??

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  111. Arey bath fight ki nahi hai pls calm down now hum jab hamare field me job search karthe hai thab hame bhi utna hi disappoint hona padtha hai jaise abhi aap ho rahe ho u vl surely get a job dont worry hum sabhi hard work kar rahe hai field chahe kaunsa bhi ho bus hard work karo aur fhal pao this is wat our vision all the best and thank u......

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  112. Aap khamo kha pareshan ho rahe ho dont think abt others u will be surely rewarded for the efforts u hav taken bath fight ki nahi hai sorry kuch bura laga tho All the best and next year 2015 will be yours....advance happy new year :)

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  113. Is it ok to submit character certificate given by my higher sec school back in 2007? Or my college TC which shows good conduct? Original Conduct certificate shud be submitted or its photocopy?

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  114. Yeahh... 9627402193

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  115. thnks for replying but yeh toh batao fresh vacancy hogi ya bachi hui seats pe..n waiting list ka kya scene hota h?

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  116. Most candidates submitted original copies of gazetted officer cc n college/school cc. My plan is to submit ly school cc with gazt. cc..
    Dont ever think to submit ur college TC, its not that cheap

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  117. hope so..but ppl have got 191..kya kha ke paper dene jaate hai log :|

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  118. School/university from where u have passed ..no need to panic abt form filling, they'll guide u there over the counter... Main thing is u should have all d documents with photocopies...10,12,graduation, document showing ur age(10th certificate would work), 2 character certificates and identity proof form in the biodata should be attested by gazzeted officer..

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  119. When is your interview? See u need to bring ur resume every bank has its own resume format u have to just fill that one and also they will guide u in this regard.. only u have to make sure that u posses all the document they asked for and u should very carefull when filling the resume bcoz many questions will be based on ur resume u must ready to answer all the cross questions..

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  120. When is ur interview ? U no need to bring ur resume every bank has its own resume format u have to just fill that one and also they will u in this regard.. only u have to make. sure that u possess all the documents they asked for.
    U have to fill the resume very carefully bcoz most of the questions will be based. on ur resume u must ready to answer all the cross questions. All the best for ur interview ..

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  121. i know u can hear me, nly fr two min viman ji

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  122. if we gv ready made cc filled by gazetted officer with his seal it is ok for the intervw???

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  123. we hv 2 gv cc in gazetted officers pad only or in format available in net.plz tel

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  124. see viman am going to delete my discuss account, n wanna share mail adress nly with u, if u want u can replay me in 15 min, after that i will delete the account

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  125. ..............................
    idiot stupid damed.................................................

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  126. kaha thi kalse, kyu nahi aayi

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  127. km tha.email batoo..

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  128. kaha the kal kyu nahi aaye aap, aap abhi bhi naraaz ho kya?

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  129. no.yr bt toh kr rha hu,email batoo.

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  130. sr viman mai new id creat karne ki koshish me thi bt it is asking for ph no for conformation kya karu?

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  131. email nahi batayi to aap baat nahi karoge kya?

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  132. aap itne naaraaz kyu ho e to batao

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  133. cell no kaha se doo meri pass nahi hai, really meri kasam, yakhin karo

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  134. lol.kaun anzaz hai.

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  135. cell no nai lgta..ok.

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  136. really................................

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  137. really ya its asking no for conformation

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  138. ok, e batao kaise creat karna, i sware i dnt know, jab maine google kiya, it shone me a page there i filled all info, then in nxt page its asking fr no

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  139. hmm, kal ka msg dekhi kya aap

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  140. wats the use to become frnd wen i dont knw ur name..no email id no....so y we talk if u dont hav faith on me.u go ur way and me go my way .

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  141. wats the use to become frnd wen i dont knw ur name no e mail id no so y we talk if u dont hav faith on me.u go ur way and me go my way

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  142. wats the use to become frnd wen i dont knw ur name ...

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  143. kal se aap online the ya nai?

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  144. full name and city

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  145. kyu aap create kar rahe ho kya account?

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  146. nai bs aise suno

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  147. tum mujhe itni kamzoor kyu bana rahe ho?

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  148. aap ko har baat zoot kyu lagta hai, ab mujhe zhoot bolna padega aapko yakin dilane keliye, my real name is aisiri which means propery, asset, daulat

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  149. chahe to google karke dekh sakte ho

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  150. i love u darling.........................................

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  151. r u dr ur nt, r u hearing me or not

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  152. muuuhaaaaaa.........................................

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  153. ok bye, love u madly, love you loads darling viman, muha muhaaaa muuuuhhhhaaaaaaaaaaaa.................................

    ReplyDelete

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