Banking Awareness Quiz for IBPS Bank Exams 2015 - Set 63

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1. What is the retirement age of RBI Governor ?
1. 58 years
2. 60 years
3. 62 years
4. 65 years
5. None of these
2. Which among the following is a qualitative tool of monetary policy ?
1. Bank Rate
2. Credit Ceiling 
3. Credit Rationing
4. Cash Reserve Ratio  
5. None of these
3. The Reserve Bank of India has power to print currency notes of up to Rs _________ ?
1. 1,000
2. 5,000
3. 10,000
4. 15,000
5. None of these
4. Which among the following is NOT a subsidiary of RBI ?
1. National Housing Bank 
2. NABARD
3. Bharatiya Reserve Bank Note Mudran Private Ltd 
4. SIDBI
5. None of these 
5. In India, the Chit funds are governed / regulated by ________ ?
1. Central Government 
2. State Governments 
3. Local Bodies 
   
4. RBI
5. None of these
6. Which organization regulates Mutual funds in India ?
1. RBI
2. SEBI
3. Finance Ministry 
4. SBM
5. IRDA
7. Which one of the following is the new sub-category of the Commercial Real Estate sector (CRE) as per the latest RBI directive ?
1. Residential Projects 
2. Commercial Projects 
3. Industrial Projects 
4. SEZ Projects 
5. None of these 
8. Which of the following are the measures aimed at greater "Financial Inclusion" ?
1. No Frills Accounts 
2. Simple KYC (Know Your Customer) norms 
3. Reasonable Bank Charges 
4. 1, 2 & 3 of the above 
5. None of the above 
9. Which of the following is NOT a valid document for opening new accounts with banks as per RBI Anti-money Laundering standards and KYC norms ?
1. Passports 
2. eKYC
3. Pan Card 
4. NREGA (National Rural Employment Guarantee Act)  Job card
5. None of the above 
10. At present which two Private Sector Banks are the last ones that were given Bank Licenses by RBI ?
1. Karur Vysya Bnak & Lakshmi Vilas Bank 
2. Axis Bank & Lord Krishna Bank
3. Kotak Mahindra Bank & Yes Bank 
4. IDBI Bank & HDFC Bank 
5. Bandhan & IDFC
11. As per RBI guidelines, Photos are not insisted up on by Banks while opening a Time Deposit below ?
1. Rs. 50,000
2. Rs. 10,000
3. Rs. 20,000
4. Rs. 25,000
5. None of these
12. Which of the following pair of Country - Stock Exchange is NOT matched ?
1. India - NIFTY
2. USA - NASDAQ
3. Germany - DAX
4. Singapore - SGX
5. Japan - KOSPI
13. Prime Minister Narendra Modi inaugurated MUDRA Bank, to help which sector ?
1. MSME (Micro, Small and Medium Enterprises)
2. Public Sector Industries 
3. Joint Sector Industries
4. Agriculture Sector
5. None of these 
14. Who among the following has been named as the "Governor of the Year" in the Central Banking Awards for 2015 ?
1. Jacques de Larosiere
2. Claudio Borio
3. Raghuram Rajan
4. Narasimhan
5. Christopher Jeffey
15. According to RBI circular, demand draft for ________ and above should be issued by banks only by debit to the customer's account. 
1. Rs. 10,000 or above 
2. Up to Rs. 20,000
3. Up to Rs. 50,000
4. Up to Rs. 1 lakh
5. Rs. 50,000 or above 
16. Which among the following banks has bagged the "MSME Excellence Awards 2014" ?
1. Corporation Bank 
2. Canara Bank
3. Axis Bank
4. Vijaya Bank
5. SBI
17. When a bank dishonours cheque ?
1. It is called settlement of the cheque 
2. It is called withdrawing of the cheque 
3. It is called nullifying the cheque 
4. It is called truncating of the cheque 
5. It is called return of the cheque unpaid
18. Mobile banking requires
1. Account with mobile post office
2. Account with bank along with mobile phone linked to international mobile payment service
3. Account with bank and mobile phone linked to interstate mobile payment service 
4. Account with bank along with mobile phone linked to inter-district mobile payment service
5. Account with a bank with mobile phone linked to interbank mobile payment

Read more Banking Awareness Expected Questions from below

• Set 1
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• Set 58 
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• Set 60 
• Set 61 
• Set 62

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