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November 17, 2015

Banking Awareness Quiz for IBPS Clerks & RBI Exams 2015 - Set 72

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  1. A bank can purchase NP A from another bank, if in the books of selling bank, the account was NPA for 
    1. 2 years
    2. 5 years
    3. 3 years
    4. 7 years
    5. 18 months 
  2. Minimum Bank Rate is 
    1. 3%
    2. 4%
    3. 5%
    4. 6.5%
    5. None 
  3. Which is not a major promoter of CIBIL ?
    1. HDFC
    2. SBI
    3. RBI
    4. Trans Union International Inc.
    5. None of the above 
  4. Which one is not a fund based service ?
    1. Short term finance
    2. Letter of Credit
    3. Bill discounting
    4. Export credit
    5. Housing Loan 
  5. Which of the following is / are correct regarding Bharatiya Re-serve Bank Note Mudran Private Limited?
    1. It is one of the subsidiaries of Reserve Bank of India
    2. It prints bank notes (Indian rupees) for Reserve Bank of India (RN).
    3. It was established in 1995 to address the demand for bank notes.
    4. Only 1 & 2
    5. All 1, 2 & 3 
  6. In strategic Alliance, the alliance partners :
    1. Merge with each other
    2. One partner acquires the other
    3. Remain separate entities
    4. Loses its name and identify
    5. None of the above 
  7. In Manufacturing sector , small enterprises investment in plant and machinery is :
    1. Less than 25 lakhs
    2. 10 Lakhs to 2 Crores
    3. 25 Lakhs to 5 Crores
    4. 5 Crores to 10 Crores
    5. Less than 50 lakhs 
  8. Banks undertake to pay electricity bills, insurance premium for the customer regularly . Here the bank acts as
    1. Debtor
    2. Principle
    3. Creditor
    4. Agent
    5. None of the above 
  9. In the online world of electronic commerce, what do the initials CEM stands for?
    1. Costly E-Commerce Marketing
    2. Customer Experience Management
    3. Customer Experience Misleading
    4. Cost Estimates are Mind Boggling
    5. None of the above 
  10. Cash payment of Term deposits is possible, if the amount doesn't exceed:
    1. Rs. 20000
    2. Rs. 40000
    3. Rs. 10,000
    4. Rs. 25000
    5. Rs. 50000 
  11. BCSBI has been set up as a / an
    1. Autonomous Body
    2. Society
    3. Company
    4. Trust
    5. Customer Service Club 
  12. Hypothecation is applicable in the case of
    1. Movable goods
    2. Immovable property
    3. Book debts
    4. Corporate guarantee
    5. Staff loans 
  13. A stop payment instruction of a cheque can be issued by:
    1. The payee
    2. The endorsee
    3. The drawer
    4. The drawee
    5. The collecting Bank 
  14. FIMMDA stands for:
    1. Foreign Exchange Money Markets and Derivatives Association of India
    2. Fixed Income Money Markets and Derivatives Association of India
    3. Foreign Income Money Markets and Derivatives Association of India
    4. Fixed Income Money Market Development Authority
    5. None of the above 
  15. Creator of Trust is referred as:
    1. Trustee
    2. Beneficiary
    3. Settlor
    4. Garnishee
    5. Registrar of trusts 
  16. Sale or purchase of Government Securities by RBI in open market is called as:
    1. Credit Planning
    2. SCC(Selective credit Control)
    3. OMO(Open Market Operations)
    4. CAS (Credit Authorization Scheme
    5. FPO(Follow on Public Offer) 
  17. How many types are T- bills (Treasury Bills) are issued?
    1. 2
    2. 3
    3. 4
    4. 5
  18. The bank that makes payment to the beneficiary on receipt of documents as per terms of Letter of Credit is:
    1. Advising Bank
    2. Negotiating Bank
    3. Confirming Bank
    4. Opening Bank
    5. Prudential Bank 
  19. The deposit of cash under CRR requirement with RBI is  requirement.
    1. Voluntary
    2. Discretionary
    3. Mandatory
    4. As per Negotiable Instruments Act
    5. None of the above
  20. Credit card is a small plastic card of around cm.
    1. 7.0 x 5.5
    2. 8.5 x 5.0
    3. 7.5 x 5.0
    4. 8.5 x 5.5
    5. 6.0 x 4.5 

Shared by Shravan Varma Gadhiraju 

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