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- Co-operative Banks come under the control of RBI by virtue of certain provisions of:
- Reserve Bank of India Act 1934
- Banking Laws (Application to Co-operative Societies) Act 1965
- Banking Regulation Act 1949
- Negotiable Instruments act 1881
- All the above
- Which among the following is part of the banking business under the provisions of section 6(1) of B R Act:
- Collecting and transmitting of money
- Negotiating loans and advance
- Acquiring and holding the investments
- All the above
- None of the above
- Which one of the following is not Appropriate:
- A Commercial bank is prohibit-ed in selling insurance products
- An urban co-operative bank can sell mutual fund products
- A Private Sector bank can issue a Credit card
- A Nationalized bank is permit-ted to accept articles under safe custody
- None of the above
- Which kind of assistance is provided by EXIM Bank to Indian companies?
- Direct loans to exporters
- Technology services
- Consultancy services
- Credit for export of capital goods
- All the above
- Banks in India can be classified under _________ categories:
- A body corporate constituted under a special statute
- Company registered under the companies act
- Foreign company
- 1, 2 only
- All 1, 2 and 3
- Central government can exempt a particular bank from the pro-visions of banking regulation act:
- On the recommendations of the RBI.
- If the central government is satisfied with the case
- If requested by the board of directors of the bank
- If unanimous resolution pass-ed by shareholders of the bank
- All the above
- Other than the Governor, Deputy Governors of RBI, the other directors are :
- Appointed
- Nominated
- Selected
- Elected
- Any of the above
- Which of the following statements is not correct regarding nominations?
- Two or more persons can be nominated by a depositor or group of depositors. A Bank will have a full discharge of its liability if it makes the payment to the nominee.
- Bank is not obliged to receive any notice of claim from any other person other than the depositor
- The Bank will take due notice of any order or certificate from competent jurisdiction relating to deposits where nominee is appointed.
- Nominee should be individual and not an institution.
- Only 1 & 2
- Which of the following statements is correct ?
- RBI approval is required for appointment of a chairman of a Bank.
- RBI is empowered to remove top managerial personnel of a Bank.
- RBI may appoint suitable person in place of the person so removed.
- Only 2 & 3
- All the above
- If RBI cancels the license of a bank, the bank has the remedy option of:
- Filling a review application before governor of RBI
- Filling an appeal with RBI after passing a general body resolution
- Appealing to central government
- Appeal after recommendations of general body and governor to central government
- Any of the above
- Which of the following statements is correct ?
- The RBI may decide the maximum amount of advance which a Bank may provide to one company or firm or individual.
- RBI may advice the Bank for which maximum amount of guarantee may be given to any one company or firm
- RBI is empowered to determine other terms and conditions to be followed by a Banking company while considering the loans and advances.
- Only 2 & 4
- All the above
- A bank has refused to open the account without any valid reasons. When the matter was referred to the Bank's Regional Office, no response received even after two months. Then:
- The person can refer the matter to Banking Ombudsman.
- Even though he is yet to be-come the customer of the bank, he can refer the matter to Banking Ombudsman.
- Since he is the non customer he loses the right to refer the matter to Banking Ombudsman
- The person can refer the matter to the Head Office/ Corporate Office of the Bank and then only can approach Banking Ombudsman
- None of the above
- Most of the banks have established _________ for giving focused attention to a particular aspect of banking:
- Specialized branches
- Large branches
- Medium branches
- Overseas branches
- None of the above
- If a co-operative bank fails, the depositors of such a bank is protected up to Rs.1 lakh subject to the provision that:
- The depositor is not having more than Rs.1 lac at the time of failure of the bank
- The bank has registered with the DICGC
- The depositor has is not having more than one deposit account
- The depositor has opted for insurance coverage specifically
- If the bank is paying Insurance Premium to LIC regularly
- Which of the following statements not correct?
- The Nationalized Banks may go to public to raise capital
- Public Sector Banks can raise foreign equity up to 49 per cent
- Private Sector Banks can raise capital from the public
- Regional Rural Banks cannot raise capital from the public
- None of the above
- Which of the following is correct regarding Capital Adequacy Ratio?
- The objective of Capital adequacy is to strengthen the financial stability of banks
- Capital is divided into two tiers, tier I and tier II
- Assets are assigned risk weight from 0-100 based on intensity of risk
- Only 2 is correct
- All the above
- What are the implications of moral suasion ?
- It has only psychological advantage
- It has no legal sanction
- It may or may not be an effective tool
- It is only a trial of RBI to exercise its function to control the economic system
- All the above
- The limits for FPI investment in govt. securities (G-sec) will be raised in phases (by March 2018) to what per cent of the outstanding stock as per RBI?
- 2 %
- 3%
- 4%
- 5%
- 6%
- Which of the following agencies maintain RIDF (Rural Infrastru-cture Development Fund) ?
- Ministry of Rural Development
- Reserve Bank of India
- NABARD
- SIDBI
- None of the above
- RBI announced in its fourth policy review on 29th September that India's GDP growth for 2015-16 can be estimated as:
- 7.6 %
- 7.4%
- 7.2%
- 7.1%
- 6.9%
Read more Banking Awareness Expected Questions from below
- Set 66
- Set 65
- Set 64
- Set 63
- Set 62
- Set 61
- Set 60
- Set 59
- Set 58
- Set 57
- Set 56
- Set 55
- Set 54
- Set 53
- Set 52
- Set 51
- Set 50
- Set 49
- Set 48
- Set 47
- Set 46
- Set 45
- Set 44
- Set 43
- Set 42
- Set 41
- Set 40
- Set 39
- Set 38
- Set 37
- Set 36
- Set 35
- Set 34
- Set 33
- Set 32
- Set 31
- Set 30
- Set 29
- Set 28
- Set 27
- Set 26
- Set 25
- Set 24
- Set 23
- Set 22
- Set 21
- Set 20
- Set 19
- Set 18
- Set 17
- Set 16
- Set 15
- Set 14
- Set 13
- Set 12
- Set 11
- Set 10
- Set 9
- Set 8
- Set 7
- Set 6
- Set 5
- Set 4
- Set 3
- Set 2
- Set 1
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