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November 08, 2015

Banking Awareness Quiz for IBPS Clerks Exam 2015 - Set 68

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Hi friends, I am Shravan again. Here I am sharing Banking Awareness quiz taken from news papers. Happy Reading :)
  1. Under Sukanya Samridhi Acc-ount (SSA) , the current rate of interest on deposits is __________ which is the highest amongst all other Govt. Saving Schemes.
    1.  9.50%
    2.  9.20%
    3.  9.30%
    4.  9.40%
    5.  9.10%
  2. Which of the following banks launched `Saral-Rural Housing Loan' at base rate of 9.70% for borrowers from the rural areas ?
    1.  HDFC
    2.  SBI
    3.  ICICI
    4.  PNB
    5.  None of these
  3. The Govt has launched MUDRA Bank. Which of the following is not true about the MUDRA Bank ?
    1.  It will provide credit of up to Rs.10 lac to small entrepreneurs.
    2.  It will act as a regulator for mi-cro finance institutions (MFIs).
    3.  It will have a corpus of Rs. 20,000 cr.
    4.  It will have a Credit Guarantee corpus of Rs. 3,000 cr.
    5.  None of these 
  4. According to Project Tatkalr launched by SBI 'home loan' application will be processed within __________
    1.  10 days
    2.  15 days
    3.  5 days
    4.  7 days
    5.  13 days
  5. NBFC with assets size of  __________ and registered with RBI can take action under SARFAESI :
    1.  Rs. 100 Crore
    2.  Rs.200 Crore
    3.  Rs.500 Crore
    4.  Rs. 300 Crore
    5.  Its 400 Crore
  6. The term "Insider Trading" is related to __________
    1.  Share market
    2.  Horse racing
    3.  Taxation
    4.  Public expenditure
    5.  None of these
  7. Which one is not a fund based service ?
    1.  Short term finance
    2.  Letter of Credit
    3.  Bill discounting
    4.  Export credit
    5.  None of these 
  8. Which of the following is an Indian domestic card scheme which is conceived and launched by NPCI ?
    1.  Rupay card
    2.  Diners Club card
    3.  Citi Card
    4.  Visa Card
    5.  Master card
  9. Which is the first bank to launch Multi currency Contactless card in partnership with VISA ?
    1.  HDFC Bank
    2.  ICICI Bank
    3.  SBI
    4.  Axis Bank
    5.  None of these 
  10. __________  % of small enterprises advances should go to micro enterprises in case of domestic banks.
    1.  20
    2.  40
    3.  60
    4. 80
    5. 70 
  11. With a view to reduce the risk of ATM-related crime, a facial reco-gnition technology has been developed in  __________
    1.  Canada
    2.  China
    3.  France
    4.  Russia
    5.  India 
  12. Who is the new Managing Dire-ctor and CEO of Andhra Bank who took charge on 2nd November 2015?
    1.  M.V.Nair
    2.  Rajendran
    3.  Suresh N Patel
    4.  HR Khan
    5.  S.K.Kalra
  13. The initial capital requirement for the small banks to be opened has been set at __________ by RBI.
    1.  Rs. 250 crore
    2.  Rs. 200 crore
    3.  Rs. 300 crore
    4.  Rs. 500 crore
    5.  Rs. 100 crore 
  14. On the recommendations of which of the following committees, the process of reforms of financial system in India started?
    1.  Gadgil
    2.  YV Reddy
    3.  Narsimham
    4.  Khannan
    5.  None of the above 
  15. The quantum of farm loan to be provided under the Pradhan Ma-ntri Krishi Sinchai Yojana (PM-KSY) over the next five years is estimated to be:
    1.  Rs. 40,000 Crore
    2.  Rs. 35,000 Crore
    3.  Rs. 45,000 Crore
    4.  Rs. 30,000 Crore
    5.  Rs. 50,000 Crore 
  16. Under Banking Ombudsman scheme, the authority for appeal is:
    1.  Deputy Governor, RBI
    2.  Any Director of RBI
    3.  Governor, RBI
    4.  Any CMD of any Nationalized Bank may be appointed by RBI
    5.  None of the above 
  17. RBI acts as bankers to State Govt. on __________ basis. (i) Mandatory (ii) Agreement
    1.  Only (i)
    2.  Only (ii)
    3.  Both (i) and (ii)
    4.  Either (i) or (ii)
    5.  Neither (i) nor (ii) 
  18. Against which type of following security, the banks can sanction loans:
    1.  Commercial paper
    2.  Certificate of deposit
    3.  FDR issued by other bank
    4.  All of the above
    5.  None of above
  19. 'Speed pay' service, which is a prepaid card linked to mobile wallet has been launched recently by
    1.  BSNL
    2.  State Bank of India
    3.  MTNL
    4.  HDFC Bank
    5.  ICICI Bank 
  20. To be eligible for Jeevan Suraksha Deposit scheme, Term Deposit holder should be in the age of 18 to __________ years.
    1.  60
    2.  55
    3.  50
    4. 65
    5.  45

Read more Banking Awareness Expected Questions from below

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