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- In case of default in repayment of consortium/multiple banking facilities extended to a borrower, it will be in order to proceed under SARFAESI Act only when the consent of at least ________________ of creditors by value is obtained.
- 20%
- 30%
- 40%
- 50%
- 60%
- A Micro or Small Enterprise may be said to have become Sick, if any of the borrowal account of the enterprise remains NPA for ________________ months or more.
- 3
- 4
- 2
- 5
- None of these
- Loans to individuals for educational purposes including vocational courses up to ________________ irrespective of the sanctioned amount are eligible for classification under priority sector.
- Rs. 5 lakh
- Rs. 10 lakh
- Rs. 15 lakh
- Rs. 20 lakh
- Rs. 11 lakh
- CP can be issued for maturities between a minimum of ________________ days and a maximum of up to ________________ from the date of issue.
- 8 days and 2 years
- 7 days and 1 year
- 6 days and 2 years
- 5 days and 1 year
- None of these
- Which of the following deficiencies arising out of sale of investment products and adherence to instructions are addressed by Banking Ombudsman ?
- Loans to individuals up to ________________ in metropolitan centres (with the population of ten lakh and above) falls under priority sector.
- Rs. 25 lakh
- Rs. 18 lakh
- Rs. 15 lakh
- Rs. 28 lakh
- Rs. 10 lakh
- What is the rate applicable under GST to the services by the Reserve Bank of India ?
- 12%
- 28%
- 5%
- 18%
- No GST
- Some NBFC are classified as Systematically Important NBFCs with a rationale that such NBFCs will have a bearing on the financial stability of the overall economy. In this connection NBFCs whose asset size is of ________________ or more as per last audited balance sheet are considered as systemically important NBFCs :
- Rs. 100 cr
- Rs. 200 cr
- Rs. 500 cr
- Rs. 400cr
- Rs. 600 cr
- Which of the following organization provides credit history of the borrowers ?
- CIBIL
- ARCIL
- SEBI
- RBI
- CCIL
- As a part of financial inclusion normally a Banking outlets with its own staff or Banking Correspondents provide delivery of service for a minimum of 4 hours per day and for at least 5 days a week. If this type of services are not provided as per the said schedule it is called as ________________
- Extended Banking Outlet
- Full time Banking Outlet
- Rural Banking Outlet
- Off site Banking Outlet
- Part-time Banking Outlet
- Which of the following is the apex institution which handles refinance for agriculture and rural development in India ?
- RBI
- SIDBI
- NABARD
- SEBI
- NIRD
- Regional Rural Banks are sponsored by :
- Nationalised Commercial Banks
- Reserve Bank of India
- Any Private Bank
- Government of India
- NABARD
- All agency banks are advised to record the PPO numbers on the passbook of pensioners/family pensioners. PPO stands for.
- Pension Payment Order
- Pension Provision Order
- Previous Pension Order
- Post Pension Order
- None of the above
- New Rs. 500 note is printed in stony grey colour. The base colour of Rs. 2000 rupee note is ________________
- Light Orange
- Red and light Yellow
- Orange - Violet
- Magenta
- Red - Orange
- The revised notification amending the Banking Ombudsman Scheme 2006 came into force from :
- July 1, 2017
- October 1, 2017
- January 1, 2018
- April 1, 2018
- October 2, 2017
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