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September 11, 2015

General & Banking Awareness Quiz for IBPS Bank Exams - Set 17

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  1. Real Time Gross Settlement (RTGS) details given. The wrong option is _______________
    1.  RIGS allows real time transfer of large funds, will not be operated on second and fourth Saturdays as banks observing public holiday on that days.
    2.  It will operate for full days on other working Saturdays of a month.
    3.  IFSC code not necessary for RTGS transactions.
    4.  Processing of future value dated transactions with value date falling on second and fourth Saturdays will not be under-taken under RIGS.
    5.  None of these 
  2. RBI changed RTGS time window. The wrong option is ______________ 
    1.  RIGS business opening would be at 08:00 hours while initial cut off (customer transactions) would be 18:30 hours.
    2.  The final cut-off (inter-bank transactions) will be at 19:45 hours and IOL reversal between 19:45 - 20:00 hours.
    3.  An account holder can do only one RTGS transaction per day in a week as per RBI rules.
    4.  Minimum amount to be remitted through RIGS is Rs.2 lakhs.
    5.  There is no upper ceiling for RIGS trans-actions. 
  3. RBI named which two banks as Domestic Systemically Important Banks (D-SIBS) on 31 August 2015 due to their size and significant presence across the financial sector ?
    1.  HDFC and SBI
    2.  Axis Bank and Bank of Baroda
    3.  SBI and ICICI
    4.  Union Bank of India and YES Bank
    5.  Punjab National Bank and Kotak Mahindra Bank 
  4. D-SIBS will be plotted into four different buckets and will be required to have additional Common Equity Tier 1 (CETI) capital requirement ranging from ___________  of risk weighted assets depending upon the bucket they are plotted into.
    1.  0.2 percent to 10.0 percent
    2.  0.4 percent to 0.8 percent
    3.  0.8 percent to 0.8 percent
    4.  0.2 percent to 0.8 percent
    5.  None of above 
  5. Additional Common Equity "nor I (CET1) requirements applicable to D-SIBs will be applicable from April 1, 2016 in a phased manner and would become fully effective from ________ 
    1.  1 April 2019
    2.  1 April 2018
    3.  1 April 2020
    4.  1 April 2016
    5.  1 April 2017 
  6. As RBI said, additional CETI requirement as a percentage of Risk Weighted Assets (RWAs) for SBI is 0.6 percent and That of 10101 Bank is ____________ 
    1.  0.2 percent
    2.  0.6 percent
    3.  1.2 percent
    4.  0.8 percent
    5.  2.2 percent 
  7. As per RBI order on 16 July 2015, the banks will now report past dues and levy any late payment charges On credit card holders only if the payment has been due for more than _____________
    1.  three days
    2.  seven days
    3.  thirty days
    4.  ninety days
    5.  forty five days
  8. Minimum amount due is not paid fully within _____________ from the payment due date then the credit card account is treated as Non-Performing Assets (NPAs) as per the present rules.
    1.  365 days
    2.  180 days
    3.  90 days
    4.  45 days
    5.  7 days 
  9. On the eve of teachers day, the Prime Minister Narendra Modi released a commemorative coin of Rs.125/- denomination and a circulation coin of Rs.10/- denomination in honour of former President ___________
    1.  Babu Rajendra Prasad
    2.  Zakir Husain
    3.  V.V. Giri
    4.  A.P.J. Abdul Kalam
    5.  Sarvepalli Radhakrishnan 
  10. RBI has constituted a committee to work out a medium term (five year) measurable action plan for financial inclusion headed by ____________
    1.  H.R. Khan
    2.  Urijith Patel
    3.  Deepak Mohanty
    4.  R. Gandhi
    5. S.S. Mundra 
  11. World Bank's latest estimates on India's par capita income and GDP given. Locate the wrong option.
    1.  India's per capita income rose 9.7 per-cent to $1,631 in 2014 from $1,487 in the previous year.
    2.  India was 169th in terms of per capita income in the world.
    3.  India's GDP crossed $3 trillion in 2014, compared to $1.86 trillion in 2013.
    4.  In terms of official dollar-rupee rate, the Indian economy was ninth in terms of GDP size.
    5.  India remained a tow-middle income economy, as per the World Bank's latest estimates on per capita income and GDP. 
  12. Project Talker launched by which bank to provide doorstep services and expedite home loan application process ?
    1.  SBI
    2.  HDFC
    3.  Bank of Baroda
    4.  ICICI
    5.  Axis 
  13. Options relating to The State of Social Safety Nets 2015' released by World Bank given. Pick the wrong option.
    1.  India Is among the five middle-income countries running the world's largest social safety net programmes.
    2.  MNREGA has been ranked as the world's largest public works programme having 182 million beneficiaries or 15 percent of India's population.
    3. Janani Suraksha Yojna with 78 million beneficiaries as the top-most social security programme with conditional cash transfers.
    4.  Indira Gandhi National Old Age Pension Scheme is the second-largest unconditional cash transfer social security programme in the world.
    5.  None of the above 
  14. NABARD said on its 34th foundation day that it has set a target of providing Rs.30,000 crore as credit to farmers for irrigation over the next three years. NABARD foundation day is ____________ 
    1.  1 April
    2.  2 April
    3.  9 July
    4.  12 July
    5.  1 Jan
  15. Reserve Bank of India proposed to make Net Stable Funding Ratio (NSFR) applicable to banks in India from ___________
    1.  January 1, 2016
    2.  January 1, 2017
    3.  January 1, 2018
    4.  January 1, 2019
    5.  January 1, 2020 
  16. New Home secretary of India is ____________
    1.  Jaishankar
    2.  G. MohanRao
    3.  P.K. Sinha
    4.  Rajiv Mehrishi
    5.  Nripendra Mishra 
  17. Mrs.Vassiliki Thanou, has been appointed as the caretaker Prime Minister of _____________ 
    1.  Brazil
    2.  Argentina
    3.  Greece
    4.  Bangladesh
    5.  South Korea 
  18. Ratan P Watal is the __________ 
    1.  New Chairman of the Indian Trade Promotion Organization (ITP0).
    2.  New Chairman of the Public Enterprises Selection Board (PESB).
    3.  New finance secretary
    4.  New Vice-Chief of the Indian Army
    5.  New TRAI Chairman 
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