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August 25, 2015

General & Banking Awareness Quiz for IBPS RRB Officers & Office Assistants - Set 13

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Note : Before reading these questions, read Important Points about Payment Banks from here
  1. How many entities got permission from RBI to start non-lending payment banks including the Department of Posts, Reliance Industries and Bharti Airtel as declared on 19 August 2015?
    1. 18
    2. 7
    3. 11
    4. 15
    5. 50 
  2. The 11 entities were given how much time to comply with all the conditions laid out by the RBI to start Payment Banks?
    1. 24 months
    2. 8 months
    3. 12 months
    4. 15 months
    5. 18 months 
  3. Which of the following giants did not get permission to launch Payment Banks announced on 19 August 2015?
    1. Vodafone
    2. Cholamandalam Distribution Services
    3. Videocon d2h
    4. Aditya Birla Nuvo
    5. Rno Paylech 
  4. Which of the following banking service can-not be offered by payment banks as per present rules?
    1. accept deposits
    2. internal banking
    3. issue credit cards
    4. issue debit cards
    5. provide ATM services 
  5. The payment banks, while offering both savings and current accounts cannot accept
    deposits more than  ____________
    1. Rs.2 Lakhs
    2. Rs.12 Lakhs
    3. Rs.4 Lakhs
    4. Rs.5 Lakhs
    5. Rs.1 Lakh 
  6. NSDL also got permission to open the payment bank. NSDL stands for  ___________
    1. National Stock Depository Limited
    2. National Securities Documentary Limited
    3. National Share Depository Limited
    4. National Securities Depository Limited
    5. None
  7. Largest depository in India NSDL established in  _____________
    1. 2013
    2. 1996
    3. 1990
    4. 1935
    5. 1982 
  8. The NSDL provides various services to investors and other participants in the capital market like clearing members, stock exchanges, banks and issuers of securities. Which of the following service not provide by NSDL?
    1. Dematerialization
    2. Account maintenance
    3. Settlement of trades through market transfers
    4. None of above services provide by NSDL
    5. All above services offered by NSDL 
  9. IDeAS is a facility available on the SPEED-e website of NSDL for viewing balances and transactions in demat accounts. IDeAS stand for  
    1. Idea based Demat Account Statement
    2. Internet based Demat Adopted Statement
    3. Internet biased Demat Account Statement
    4. Internet based Demat Account Statement
    5. None of above 
  10. Which bank had raised Rs.315 crore through the issue of Green Infrastructure Bonds to International Finance Corporation (IFC), Washington, on a private placement basis, for a tenure of 10 years?
    1. ICIC1 Bank
    2. SBI
    3. YES Bank
    4. Corporation Bank
    5. Punjab National Bank 
  11. Smart Humsafar, a unique plan which offers multiple benefits of savings and insurance cover for husband and wife under a single policy launched by   
    1. ICICI  Prudential
    2. LIC
    3. United Insurance Company
    4. SBI Life
    5. HDFC ERGO 
  12. RBI relaxed Branch Authorization Policy to allow banks  ____________
    1. to merge or close branches in rural areas
    2. to merge Small private banks with big private banks
    3. to merge or close branches in urban areas
    4. to close any branch in rural area where the village population is less than 1000
    5. All of above options correct
  13. Which board will be setup as a super authority for public sector unit lenders to recommend board level appointments and advise on strategies for raising funds as well as mergers and acquisitions?
    1. Banking Selection Committee (BSC)
    2. RBI Appointments Board (RAB)
    3. Banks Board Bureau (BBB)
    4. Banks Core Committee (BCC)
    5. None of above 
  14. Third Bi-monthly Monetary Policy Review (BMPR) recently announced by RBI on  __________
    1. 7 April 2015
    2. 2 June 2015
    3. 14 May 2015
    4. 20 June 2015
    5. 4 August 2015 
  15. In the RBI Monetary Policy Review, the Policy Repo Rate under the Liquidity Adjustment Facility (LAF) unchanged at ______________
    1. 4.0%
    2. 6.25%
    3. 21.5%
    4. 7.25 %
    5. 8.25% 
  16. Present Reverse Repo Rate stands at  _______________
    1. 6.25%
    2. 21.5%
    3. 8.25%
    4. 4.0%
    5. None 
  17. CRP (Cash Reserve Ratio) unchanged at   _____________ of net demand and time liability (NDTL) in the recent RBI Monetary Policy Review.
    1. 3.5%
    2. 3.75%
    3. 4.0%
    4. 4.25%
    5. 4.5% 
  18. The highlights of Third Bi-monthly Monetary Policy Review of RBI given. The correct statement is  ____________
    1. Banks have passed on an average 0.3 % interest rate cut as against RBI's 0.75 % rate cut since January 2015
    2. Weak global demand conditions restrained exports
    3. Most worrisome is sustained hardening of inflation except food and fuel
    4. New investment demand emanating from private sector and government remains subdued
    5. All of above 
  19. Present SLR (Statutory liquidity ratio)_____________
    1. 21.5%
    2. 20.5%
    3. 14.5%
    4. 7.5%
    5. 12.5% 
  20. RBI provides liquidity under overnight repos at 0.25 percent of bank-wise NDTL at the LAF repo rate and liquidity under 14-day term repos as well as longer term repos of up to _____________ of NDTL of the banking system through auctions.
    1. 0.25%
    2. 0.50%
    3. 0.75%
    4. 1.00%
    5. 4.00% 
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