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- Kisan Credit Cards are an effective way of reaching out to the farmers by the banks. What assistance does the farmer receive in this way ?
- Credit facility for crops etc against an approved limit
- Short term credit facility against value of his crops
- Long term credit is provided against his land holdings
- Loan is permissible against crops sold but payment yet to be received by the farmer
- All of these
- Why are interest rates charged by Micro Finance Institutions higher than lending rates in banks ?
- MFIs are allowed co source deposits from public
- Banks have the benefit of cheaper funds
- MFIs borrow bulk of their funds from banks
- MFIs borrow funds from banks at high cost and also their administrative expenses are more
- None of these
- Which nationalized bank was the first to sponsor a regional rural bank in India ?
- Which of the following is the most important component of the liabilities of Commercial Bank ?
- Time deposits
- Demand deposits
- Inter - Bank liabilities
- Other borrowings
- None of these
- The Regulatory Authority for Regional Rural Banks is ?
- Sponsor Bank
- Central Government
- State Government
- RBI and NABARD
- None of these
- Which of the following is / are the right (s) of customer towards his banker ?
- To receive a statement of his account from banker
- to sue the bank for any loss / damages
- To sue the banker for not maintaining the secrecy of his account
- All of these
- None of these
- What does EBT stands for ?
- Electronic Belated Transfer
- Electric Beginners Transaction
- Electronic Benefit Transfer
- Electronic Beginning Transaction
- None of these
- Banks are authorized to sell third party products. Which are these products ?
- Mutual Funds
- Term deposits
- Debit cards
- Gift cheques
- None of these
- Which of the following instruments cannot be presented for payment in a clearing house ?
- Demand draft
- Dividends
- Fixed Deposit Receipt
- None of these
- All of these
- Which one of the following is not a "Money Market Instrument" ?
- Treasury Bill
- Commercial Paper
- Certificate of Deposit
- Equity Shares
- None of these
- Which one of the following is a retail banking product ?
- Home Loans
- Working Capital Finance
- Corporate Term Loans
- Infrastructure Financing
- None of these
- When there is a difference between all receipts and expenditure of the Govt of India, both capital and revenue, it is called _______________
- Revenue Deficit
- Budgetary Deficit
- Zero Budgeting
- Trade Gap
- None of these
- Which of the following is NOT a function of the Reserve Bank of India ?
- Exchange Control Functions
- Issuance, Exchange and destruction of currency notes
- Monetary Authority Functions
- Fiscal Policy Functions
- None of these
- With reference to a cheque which of the following is the "Drawer Bank" ?
- The bank that collects the cheque
- The payee's bank
- The endorsee's bank
- The endorser's bank
- None of these
- In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction ?
- NEFT
- TT
- RTGS
- EFT
- None of these
- Banking Ombudsman Scheme is applicable to the business of __________________
- All scheduled commercial banks excluding RRBs
- All scheduled commercial banks including RRBs
- Only Public Sector Banks
- All Banking Companies
- None of these
- Nationalization of banks aimed at all of the following except _______________
- Provision of adequate credit for agriculture, SME & exports
- Removal of control by a few capitalists
- Provision of credit to big industries only
- Access of banking to masses
- None of these
- Base Rate is the rate below which no Bank can allow their lending to anyone. Who sets up this "Base Rate" for Banks ?
- Individual Banks' Board
- Ministry of Commerce
- Ministry of Finance
- RBI
- None of these
- What is a "Debit Card" ?
- Its a card issued by a Rating Agency
- It is a card which can be used for withdrawing cash or making payment even in the absence of any balance in the account
- It is a card which can be used for withdrawing cash or making payment if there is balance in the account
- It is a card which carries prepaid balance
- None of these
- Bharatiya Mahila Bank Ltd (BMB) on 19th November 2014 launched its internet Banking facility. Name it ?
- BMB Online
- BMB Banking
- Online BMB
- BMB Smartbanking
- None of these
Read more Banking Awareness Expected Questions from below
- Set 1
- Set 2
- Set 3
- Set 4
- Set 5
- Set 6
- Set 7
- Set 8
- Set 9
- Set 10
- Set 11
- Set 12
- Set 13
- Set 14
- Set 15
- Set 16
- Set 17
- Set 18
- Set 19
- Set 20
- Set 21
- Set 22
- Set 23
- Set 24
- Set 25
- Set 26
- Set 27
- Set 28
- Set 29
- Set 30
- Set 31
- Set 32
- Set 33
- Set 34
- Set 35
- Set 36
- Set 37
- Set 38
- Set 39
- Set 40
- Set 41
- Set 42
- Set 43
- Set 44
- Set 45
- Set 46
- Set 47
- Set 48
- Set 49
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qn no 18 ans individual bank
ReplyDeletehi raj as per my knowledge the base rate is fixed by RBI and the banks can change their rates below the base rate ...
ReplyDeletegot 18/20
ReplyDeletePlease post the detailed syllubus of the upcoming exam and also previous papers. Thanks
ReplyDeleteI didn't get the mail regarding the training program of NIA till now. Did anyone got? I'm from Kerala.
ReplyDeleteBase rate is common Rate of interest that mean FD,LOANS And savings also fixed by only individual banks ...!
ReplyDeleteGenral k Liye cuttoff hai 201 out of 200
ReplyDeleteLol..email pls.
ReplyDeleteplz ya samjha karo
ReplyDeleteFriends if anybody going to SBI perambur venue via train detrain at Vysarpadi Jeeva Station And walk towards perambur station on the track
ReplyDeleteaftre 50 meters you can see an subway below the track take left turn and walk 200 meters straightly you will reach perambur highroad
take left turn that is Stephenson Road with in 50 feet you can reach the venue with in 5 mins from the vysarpadi station.
Byee.
ReplyDeleteanyone having interview dated on 18th noon at perambur
ReplyDeletewanna tell u smtng........................
ReplyDeleteHaan.bolol..
ReplyDeletek. Frnd, you need to get recent one better go to ur school and get character certificate... better get from ur close staff also...
ReplyDelete.................................
ReplyDeletekuch nai
Kyun.kya hua bol.o.
ReplyDelete172 TAK AYA HAI
ReplyDeletekuch mat pucho, mujhe ab frn ki zaroorat hai, tum rahoge na....................
ReplyDeleteEmail ho den.
ReplyDeleteplzzz yaa
ReplyDeleteFriend I think still u didnt understand I am asking two certificates are mandatory one I can show TC from colge/school and one I can show character certificate from gazetted officer right?
ReplyDeleteThanx Gr8...
ReplyDeleteBye.
ReplyDeletethik hai jao, gd bye...........................
ReplyDeletepaapa mare liye ek proposal laaya hai, ghar me sab ko pasand bhi hai, aue unhe bhi...................................
ReplyDeleteByeee...ee.
ReplyDelete5 min plz....
ReplyDeletekitni ja skti h?
ReplyDeleteCongrats.padhoo gee nai toh yhe hoga...
ReplyDeleteOk.say.
ReplyDelete................................. tumbhi daanto ab:-((
ReplyDeleteOk.bye.
ReplyDeleteaap baar baar bye kyu keh rahe ho, aapko sach me jaana hai ya mujhse picha churana hai..............................
ReplyDeleteWTF with 171 no calll
ReplyDeletevimannn.....................................
ReplyDeleteDil me chupa hai kuch dard,
ReplyDeleteankho me hai aansu,
kismat me to kuch aur likha hai,
bye viman tnx fr being such a nice frn.......................
kaha ho ek baar bye to keh ke jaao plz...............................
ReplyDelete13/20
ReplyDeleteviman ji aap online ho ya nahi ye to baat sakte plz............................
ReplyDeleteachcha thik hai apni mail id do mai mail karleti hu..................
ReplyDeleteI hv passd grad in 2012 bt i dont hav orgnl degree so provsnl degree wil wrk?
ReplyDeleteaap nai aaoge online ? mujhse baat nai karoge, inti bhi kya ruth jaaana hai?
ReplyDeletetell me the no of attemts plz in ur sbi clerk
ReplyDeleteselected canditates tell me ur no of attempts and give me ur advice for sbh clerical
ReplyDeletekhoon pee gaye saara bank wale !!
ReplyDeletebye viman ji, i tnk ab wait karne ka koi matlab nahi hai, mujhe bhi jaana hoga waise mai aaj online phir se nahi aapaungi, kismat ho to, aur aap ko baat karne ki ichcha ho to phir milenge, till dn c u, take care, love you(as bst frn), ok love you tata......................
ReplyDeletecut off is 172
ReplyDeleteme to yr...
ReplyDeletepata nahi mera kya hoga.........145 hai gen up se...very disappointed
ReplyDeleteab to aaa sakte ho naa, kitne sataoge, plz aajao jaanuuuuuuuuuu, really am waiting dea......................................
ReplyDelete2 gante se wait kar rahi hu bus ek hi keliye, kyu ki aaj jiju aaye to mai online nai aapati phir se, plz aao aur ek hi hellow bolke wapus jaaa skte ho mai rokungi nai..................
ReplyDeleteyar mere to 146 mark the...................................no chance in banking............its require more n more compt.............................
ReplyDeletei thnk ab bank normal educated logo ke liye nahi rahi..sb MBA, B.tech M.tech,b.pharma in sb ke liye ho gai hai..
ReplyDeletepta hahi kaha se le kr aa jate hai etne no..hm Garib No. walo ka kya hoga
ok am signing out, kam se kam msg dekh to lo, bye c u tk ce, love you frn.............................................
ReplyDeletei put my marks 72.80 instead 72.40 in graduation..... is there any issue while document verification in SBI clerk?
ReplyDeletewt was ur answer fr first question bro?? as i also wrked fr an IT company, i want to knw ur answer
ReplyDeletehave u fill prathma bank forms??? where u pay challan ??? plz help me if u can...
ReplyDeleteapna thumb impresion aur sign phle kr ke uski photo copy leni hai ya thumb impresion aur sign wahan ja k krna hai
ReplyDeletecall me for prathama challan...waise sorry to say first list mei 168 marks wale hi aapayenge...second list ka wait karo ...............my father is in prathama bank as a scale 3 manager so i have idea abt it..,regards mani sharma mob no-09411857037
ReplyDeleteIf u can't get it any where give ur me mail id I will send u the format
ReplyDeleteDo they call for the interview number wise in descending order.
ReplyDeleteie guys who scored more marks are called first and rest in the later dates
bhai i got 149 GEN UP..mera bhi koi chance nahi hai :((
ReplyDeletei also think same as Raj Unique...Individual bank sure
ReplyDeleteyahan bhi ye chakkar hoga?? but toppers to jyadatar haryana ke liye apply kr chuke honge na...and in that case i request to all the high marks holder not to fill in prathma bank.....
ReplyDeleteand thanks for ur concern mene challan ke liye Ravi ko bol diya hai....
and do u know what will be the cutoff for officer scale 2 IT I hv filled for it too ...what are the chances...my marks are 89 SC category
UR max is 191 and min is 172
ReplyDeletebase rate never decide RBI..it is concerned to bank matter,,banks are free to choice decide what would be base rate
ReplyDeletecorrect yar
ReplyDeletedont worry have faith....dont loose hope..keep trying..there are other exams also u all must have filled those ....uiic, nia ib,ps clerks ,sbi asso clerks etc... keep practicing one day ull all succeed dont stop trying....
ReplyDeleteif u stop at this point of time all u did until now will go waste ......so keep trying
No Idea par bahut neeche jayega...
ReplyDeleteFriends plz help me to fill, Eductional qualification in BIO DATA FORM
ReplyDeletemp se kab tak ayegi vacancies rrb ki ???
ReplyDeleteMy interview was over they asked more questions about my academics and some banking terms center hyd
ReplyDeletewhat is the percentage of interview marks in SBI clerk please tell me anybody 80:20 is right?
ReplyDeletehere's my analysis...
ReplyDeleteagar 160 jati h....to 1 no pe maximum 20 students h....to 240 candidates call ho skte h for 80 seats....
and this will happen for sure...155-160 ja skti h
dear yeh aur bata do if u knw ki interview hone ke kitne dino baad waiting list aati h??n kya is waiting list me cutoff down jati h
ReplyDeletewhat hav u filled in school/college column, plz help me bro
ReplyDelete(y) juss for website.... supb....
ReplyDeletei saw 1 person with 158 sc catagory in list
ReplyDeleteFill ur puc and degree..which u have completed if u did any pg that also mention and. If u did any project work mention that also
ReplyDeletenumber of attends has nothing to do with how much marks one get , accuracy matters ., I attended only 140 but I am in and I know people who attended 170+ and still out., I think for general cut off will be 130 .,
ReplyDeleteI think you need original degree certificate., document verification is strict .,
ReplyDeletekya 127 se bhi niche jayegi
ReplyDeleteHey all d best..narasimhulu
ReplyDeleteone thing I want to know that are they also asking for 10th and 12th class Pass certificates along with the marksheet???
ReplyDeletei have seen one general student having 191 marks
ReplyDeleteyeh second list tab hi niklegi na agar first list me sab ko job lag jaye???plz explain
ReplyDeleteitni to last year bi nhi thi
ReplyDelete155 se niche nhi jayegi
or kya pta 165 se bi niche n jaye
friend jinke agar interview me nahi name aata toh kya woh reserve categories me aayenge?
ReplyDeletehii raj..how was the interview...?
ReplyDeletewhat are the documents have u submitted...?
ReplyDeletei had my interview on 11th dec. OBC category. Chennai.
ReplyDeleteQuestions were:
after greeting everyone. it was tell us about youself.
1. why banking? where do you have accounts. which one is better HDFC or SBI.
2. why did you leave your IT job? [medical reasons]
3. my co curricular and hobby list. explain blogging.
4. Tell me about lok sabha.
5. How do you deal with a customer who wants to open an account.
6. tell me wat you know about SBI.
7. Talk about women education. [Talk in tamil]
8. your co curricular says you are a master of ceremonies[MC].
Do MC for SBI bank branch opening.
9. why did you not start your event management company, when you are good at it?
thats it.
The panel was very friendly. Hope this helps others.
Kya..aisa kaise ho skta. ..uska naam roll no.btana
ReplyDelete1310005200 JAI BHAGWAN SC-EXS 5-Nov-74
ReplyDeleteArre yar ye to ex service man h
ReplyDeletei hope aisa ho n aisa hi hona chahiye..
ReplyDeletematlab phase 2 recruitment hoga lagta h apko???kyunki mjhe ni lagta seats bachengi bhi
ReplyDeleteyar ap kyu tension le rahe ho up me toh kitne rrb hain khn na khn ho jaega...
ReplyDeleteHum pe reham karo baba...hum kya kisi aur planet se padai karke aaye hai kya....:(
ReplyDeleteDont worry after all the eligibility criteria is 60% I think so it wont be a issue you hav originals to show so no prblm be calm and prepare for interview all the best.....
ReplyDeleteseat to bachegi bcz 172 se 190 jiske h wo or bi exam me select h
ReplyDelete...jab mai 163 wala hi 3 exam me qualify hu...you can imagine...and
seats add bi hogi...
"they applied bcz of job security only"
Then should i fill in (FACULTY: ARTS,SCIENCE, COMMERCE) column. I am a BE grad... help me
ReplyDeletewhat i should fill in FACULTY column
ReplyDeleteseats add hungi matlab??n phase 2 ka kya scene hota h as in job bach jati hain unhi vacancy pe hota h??n cutoff bi down kar dete hn kya???mere bi 169 h but koi fayda ni
ReplyDeletecan u send me a copy of filled bio data form ... this is my mail id keerthicivil19@gmail.com
ReplyDeleteNo. They are asking degree certificate if you have cleared during 2013 or earlier.. Only 2014 passedouts are given exception for not possessing degree certificate.. Try to get your degree certificate.
ReplyDeletepanel bro
ReplyDeletepo ki cut off kitni h serva hariyana me...
ReplyDeleteap kisi bhi planet se hon but we deserve to be there first..thats it..ye hum commerce wale hi smjh skte hain jb us field ke hote hue bi bank me select nai ho pate..only we undstand tht..
ReplyDeleteDont say u r the first sabki ichcha hothi hai ek acha job mile.....let us think +ve sabka acha hi hoga....agar engg kari hothi tho samaj me ajatha sabki apni apni prblm hothi...no one deserves anything until they work hard for it....
ReplyDelete2 bro .... mail me your contact no : chrisjoy33@gmail.com
ReplyDeleteapril k bad fayda hoga....
ReplyDeleteoff-course
ReplyDeletewell i dnt wana fight wid u bt mehnat hum bhi krte hain par bht dukh hota hai jb itne age jakr wapas lautna padta hai..n adhiktar selection engg wale students ka hota dekhkr aisa lgta hai yeh field hmari hai hi nai..
ReplyDeletemere 162 hai..pure saal interview ka koi chance nhi dikh rha...10 number kbhi kam hui hai cutoff aajtk
ReplyDeleteme yahi chahti hun that commerce walon ka selection toh ho jo ki na ke barabar ho raha hai...hum toh apni hi field me job chahte hain na..
ReplyDeleteand me apse koi fight nai chati hun bs mene apni bat rakhi hai jo galat nai hai..wish u all d best.
ReplyDeletethis i know...
ReplyDeleteho skti h ....kyuki ye sab toppers h...
ReplyDeletelets see...but i have lost all the hope
ReplyDeletedont...itna hard work kiya h...job to milegi
ReplyDeletehaan yaar lekin kb milegi ..thats the point na...
ReplyDeletemine also 163...shatterred..and batterred...disappointed
ReplyDeleteyaar ek bat batao...shgb ki list me 200 aise students hai jinke marks 172 exact hai...hows its possible that most of them get the same marks.
ReplyDeleter u on wtsapp..i want someone to help me in the exams...can u share ur cell no
ReplyDeleteunfortunately not...cell khrab ho gya recently
ReplyDeleteon fb i can help...
ReplyDeleteno prblm gd nt
ReplyDeletenext day actually..all the bestr..where's your center??
ReplyDeleteArey bath fight ki nahi hai pls calm down now hum jab hamare field me job search karthe hai thab hame bhi utna hi disappoint hona padtha hai jaise abhi aap ho rahe ho u vl surely get a job dont worry hum sabhi hard work kar rahe hai field chahe kaunsa bhi ho bus hard work karo aur fhal pao this is wat our vision all the best and thank u......
ReplyDeleteAap khamo kha pareshan ho rahe ho dont think abt others u will be surely rewarded for the efforts u hav taken bath fight ki nahi hai sorry kuch bura laga tho All the best and next year 2015 will be yours....advance happy new year :)
ReplyDeleteIs it ok to submit character certificate given by my higher sec school back in 2007? Or my college TC which shows good conduct? Original Conduct certificate shud be submitted or its photocopy?
ReplyDeleteYeahh... 9627402193
ReplyDelete9627402193
ReplyDeletethnks for replying but yeh toh batao fresh vacancy hogi ya bachi hui seats pe..n waiting list ka kya scene hota h?
ReplyDeleteMost candidates submitted original copies of gazetted officer cc n college/school cc. My plan is to submit ly school cc with gazt. cc..
ReplyDeleteDont ever think to submit ur college TC, its not that cheap
hope so..but ppl have got 191..kya kha ke paper dene jaate hai log :|
ReplyDeleteSchool/university from where u have passed ..no need to panic abt form filling, they'll guide u there over the counter... Main thing is u should have all d documents with photocopies...10,12,graduation, document showing ur age(10th certificate would work), 2 character certificates and identity proof form in the biodata should be attested by gazzeted officer..
ReplyDeleteWhen is your interview? See u need to bring ur resume every bank has its own resume format u have to just fill that one and also they will guide u in this regard.. only u have to make sure that u posses all the document they asked for and u should very carefull when filling the resume bcoz many questions will be based on ur resume u must ready to answer all the cross questions..
ReplyDeleteWhen is ur interview ? U no need to bring ur resume every bank has its own resume format u have to just fill that one and also they will u in this regard.. only u have to make. sure that u possess all the documents they asked for.
ReplyDeleteU have to fill the resume very carefully bcoz most of the questions will be based. on ur resume u must ready to answer all the cross questions. All the best for ur interview ..
r u there online?
ReplyDeletei know u can hear me, nly fr two min viman ji
ReplyDeleteif we gv ready made cc filled by gazetted officer with his seal it is ok for the intervw???
ReplyDeletewe hv 2 gv cc in gazetted officers pad only or in format available in net.plz tel
ReplyDeletesee viman am going to delete my discuss account, n wanna share mail adress nly with u, if u want u can replay me in 15 min, after that i will delete the account
ReplyDeleter u dere..
ReplyDelete..............................
ReplyDeleteidiot stupid damed.................................................
kaha thi kalse, kyu nahi aayi
ReplyDeletekm tha.email batoo..
ReplyDeletegaye kya aap phir se
ReplyDeletebolo.
ReplyDeletekaha the kal kyu nahi aaye aap, aap abhi bhi naraaz ho kya?
ReplyDeleteno.yr bt toh kr rha hu,email batoo.
ReplyDeletesr viman mai new id creat karne ki koshish me thi bt it is asking for ph no for conformation kya karu?
ReplyDeletechalo byee..
ReplyDeleteemail nahi batayi to aap baat nahi karoge kya?
ReplyDeleteexactlyy..
ReplyDeleteaap itne naaraaz kyu ho e to batao
ReplyDeletecell no kaha se doo meri pass nahi hai, really meri kasam, yakhin karo
ReplyDeletelol.kaun anzaz hai.
ReplyDeletecell no nai lgta..ok.
ReplyDeletereally................................
ReplyDeletereally ya its asking no for conformation
ReplyDeleteno.
ReplyDeletehi.
ReplyDeleter u dere.
ReplyDeleteok, e batao kaise creat karna, i sware i dnt know, jab maine google kiya, it shone me a page there i filled all info, then in nxt page its asking fr no
ReplyDeleteyr .suno.
ReplyDeletehmm, kal ka msg dekhi kya aap
ReplyDeletehmm
ReplyDeletewats the use to become frnd wen i dont knw ur name..no email id no....so y we talk if u dont hav faith on me.u go ur way and me go my way .
ReplyDeletewats the use to become frnd wen i dont knw ur name no e mail id no so y we talk if u dont hav faith on me.u go ur way and me go my way
ReplyDeletewats the use to become frnd wen i dont knw ur name ...
ReplyDeleter u dr?
ReplyDeleteya.
ReplyDeleteaap ka naam.
ReplyDeletekal se aap online the ya nai?
ReplyDeletesiri
ReplyDeleteno ur name pls.
ReplyDeletefull name and city
ReplyDeletekyu aap create kar rahe ho kya account?
ReplyDeletenai bs aise suno
ReplyDeletekyu baatayiye na plz
ReplyDeletebyee..
ReplyDeleteok ok ruko
ReplyDeletejldi bolo
ReplyDeleteaisiri
ReplyDeletebye
ReplyDeletetum mujhe itni kamzoor kyu bana rahe ho?
ReplyDeletelol bye.
ReplyDeleteaap ko har baat zoot kyu lagta hai, ab mujhe zhoot bolna padega aapko yakin dilane keliye, my real name is aisiri which means propery, asset, daulat
ReplyDeletechahe to google karke dekh sakte ho
ReplyDeletehav sme wrk bye
ReplyDeleter u dr
ReplyDeletei love u darling.........................................
ReplyDeleter u dr ur nt, r u hearing me or not
ReplyDeletemuuuhaaaaaa.........................................
ReplyDeleteok bye, love u madly, love you loads darling viman, muha muhaaaa muuuuhhhhaaaaaaaaaaaa.................................
ReplyDeleteI don't know about ready made gazzeted officers pad.
ReplyDeleteThe Charachter Certificate should say something like this
Certified that ___Candidate's name___ , son of ________, living at _____/_____(village/po), is of good moral charachter. I have known him for ______years and there is no antecedent against him. According to my knowledge he/she is elligible for employment.
I certify that ____candidate's name_______ is not related to me.
Place:
Date:
Sign
Designation
Seal/Stamp
If it is close to this format then its fine.
thanks veer.......
ReplyDelete