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For this, the bank has partnered with 60 e-commerce players, including Amazon, Flipkart, Swiggy, Ola and BYJU’s. Offline companies such as Thomas Cook, Shoppers Stop and Cox and Kings are also part of the SBI partnership.
SBI will also use the platform to sell its cards, life and general insurance and mutual funds among others. In future, the lender also plans to approve retail loans through the app as well.
Briefing about the app, the Chairman of SBI, Rajnish Kumar said that all financial service products from SBI and its subsidiaries-- SBI Life, SBI General, SBI Mutual Fund, SBI Caps and SBI Cards--will be integrated on the platform. Customers will also be able to make home loan and auto loan proposals from the app. With YONO, Kumar said that customers can open an SBI account in just five minutes, transfer funds in just four clicks, avail loans, get overdraft facility against FDs, and access chat bots for any assistance.
As of now, SBI has about 2.5 crore mobile users and 4.2 crore internet banking customers.
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