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February 19, 2015

Detailed IBPS Clerk IV Interview Experience by Koustubh Patil

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First, I would like to thank entire team of Gr8AmbitionZ without you guys it was not possible for me to reach here. This is my detailed interview experience especially for the PWD Candidates as I saw that there are not many interview experiences on internet from our category.

Name : Koustubh Patil

State - Maharashtra

Venue - BANK OF MAHARASHTRA STAFF TRAINING COLLEGE PUNE

Date - Time - 11/Feb/2015 - 8.30 a.m.

Qualification - BCA

Category - PWD General (OC)

   
I approached venue a bit late (8.40 am) where the process already started. They gave us a bio-data form and a blank sheet asking to write on any topic in local language and started taking roll call, my number was last (24th). I quickly arranged my docs in given order and went to have tea to refresh my mind (all snacks n refreshments provided by them). Then started writing about myself from my birth till current time and in it introduced my family, my educational details, my hobbies, and about my disease n how it affected my life. My doc verification completed at 12.15 pm while doing so the person who was verifying my docs become exited about me creating a game and asked me to specially mention this at the panel. They asked us to move to the interview panel room. There we were four candidates left at last and each one of us tried to speak to one another and take the tension down in the hall by lifting each other up for interview. Fortunately, as I was last i tried to overhear each of the candidates interviews b4 me and found that each of them had at least a question on either of Cheque, DD, Bank Function, and RBI Function. So I brushed up those points again as a caution.

Finally, my turn came my heart was pounding like a Royal Enfield Engine. I was mumbling may I come in, good afternoon mam, sir; and the buzzer rung exactly at 1.05 pm.

I pushed door and asked for permission to come in, they all said yes plz come in. I greeted them as I thought of b4, they asked me to take the seat. There were five panel members one was a lady (let’s say they r sitting in this manner M3 F1 M1 M2 M4). M1 who was reading my bio-data form started firing questions from his Gatling gun.

Q1- So Koustubh, from where you are?
Me- Gadhinglaj taluka district Kolhapur

Q2- You have mentioned here that you like to do digital illustration and drawing manga. What is this manga?
Me- It is a Japanese Style Comic (M2 & M4 shook heads like getting to know something new I guess). Suddenly M2 interrupted and asked.

Q3- Your Father is a Retired Principal. How did he managed to take care of your family all by himself? (Actually, he was referring my written sheet where I mentioned about my mothers death in my early childhood)
Me- Answered it. Again M1 started.

Q4- So you completed your BCA degree in? (I said 2009) So what did you do after that? (I already mentioned this in written sheet)
Me- Told him I took treatment on my disease after graduation as it was affecting my academic performance (and also I was diagnosed with it after my 10th). After 2 years stopped treatment cuz its useless n went on to work with my friends to design programs for local vendors n sell them and created a game. Interrupting me

Q5- What kind of Game ?
Me- It is an Android game of Tower Defense called Asuri TD, which we have uploaded on Google app store. Even told him how we uploaded it in short.

Q6- What have you prepared for Interview?
Me- Answered it and while elaborating my answer intentionally mentioned Cheque and DD. Interrupting he asked

Q7- What is the difference between Cheque and DD? (Bingo that’s what I wanted)
Me- Told main differences but he did not look too satisfied but M2 and M4 shook heads in agreeing me.

Q8- Have you seen DD?
Me- Said no Sir not recently (Dumb me)

Q9- What is the main function of Bank?
Me- Answered

Q10- What is the max period for FD?
Me- Answered 10 yrs (M2 & M4 again shook heads in agreement)

Q11- How much interest rate banks give on Savings account?
Me- Answered.

Q12- And on Current account?
Me- Answered (thinking a bit)

M1 was out of ammo now M2 Started (He had my written sheet)
Q13- Asked about my Sisters Job profile who works at Symbiosis?

Me- Answered.
Q14- You mentioned here about selling games on Google app store as it involves foreign currency tell me does banks provide you your money in foreign currency?

Me- Smiling No Sir they convert it to our currency.
Q15- How you connected your groups bank account to Google?

Me- I told him that it was my friends account so I don’t know much about it and we did it to get experience.
(Dumb me, actually we were four members in our team and one was from Holland who created the Google account with his money and connected it to his bank account in his country as its easy there than here in our country, but because of tension I was not able to recall all of it) He smiled and passed to F1.

Q16- She asked me what are you suffering from?
Me- It is a very rare Neuromuscular Disease called Myotonia Congenita, which affects the proper working of body muscles. Though I look completely a normal person from outside it is not that way. (Google Fainting Goat you will get a glimpse of it but do not take it as a joke its serious condition for a human)

Q17- As you like digital illustration, game design n animation then tell me the name of a famous person who started his carrier in same industry and went on to build a world renown technological company?
Me- I took a bit and said no I don’t know.

Q18- Have You heard of Silicon Valley? Me- yes mam. What is it, is it a Valley?
Me- No it not a Valley, its an area in US where world renown technological companies are based (she looked satisfied)

Q19- Which city is known as Silicon Valley of India?
Me- (Quickly) Bangalore (she nodded)

Q20- Who is the Founder of Apple?
Me- Taking some time I said I know him but I cant recall his name mam. She smiled and said I know you know him its impossible that a person from computer field don’t know him just take your time. After a bit I smiled and said sorry I don’t recall his name (Dumb me probably the easiest question of the interview and I missed it cuz of tension, embarrassing man)

Q21- How is your studies useful in banking area?
Me- Answered (She looked satisfied as I mentioned CBS in it)
She pointed to M3 who was sitting next to her (and was looking at my mark sheets or certificates)

Q22- How your skills will be useful in banking?
Me- (I thought he was relating it to my digital illustration skills) Answered it mentioning about CTS n image processing of cheques. (I didn’t get his expression as he was looking down whole time)

Q23- What are different kinds of posts in banks?
Me- answered 3-4 posts n paused a bit (another simple question but tension made it hard n another embarrassing moment). He tried to hint me by asking

Q24- Have you applied for Specialist Officers?
Me- Said no I am not eligible for it its requires PG but I applied for PO (I was Crazy)

Q25-How much you scored in PO?
Me- Answered.

Q26- What you would suggest in making Banking Transactions more Secure?
Me- (Wow I never expected this kind of question for clerk level but still) I took my time and said all the transactions should be highly encrypted (F1 looked amazed n satisfied nodding) and carried out through https platform. (That’s all that came to my mind n just gave it a try) Interrupting me M3 asked

Q27- https?
Me- Answered it (Both M3 and F1 looked satisfied)
   
    He then said that’s it you may leave now. I thanked all of them and slowly tried to leave the room as my muscles were froze (sitting still for too long) I took about a min or two to get going. In the meantime, the lady panel member answered the questions that I missed (Q17 n Q20). Its Steve Jobs founder of Apple (watching her I smiled), you should read his biography its inspiring story especially for you because he started his carrier in game design, animation and illustration. I said I watched his movie but I will read his book as well. (I was still stiff in my legs)

Do you know Stephen Hawking? I said yes mam. Then you know how he lives his life even though he is in such a condition (I nodded smiling). You should keep smiling like this always. I said I will and thanked her again. While I was about to reach the door M3 who was sitting close to door came and pulled the door for me and wished me luck and always be brave. Thanking him, I left the room.

    Overall, my interview was in both Marathi and English and took about 15 to 20 mins or more I don’t know exactly. I tried to talk in Hindi for questions in Hindi but was not comfortable with it so switched to English or Marathi. M4 acted as a silent watcher hinting at times. The panel members were really co-operative and friendly and tried to comfort me the whole time (as I was wobbling n sweating for first five mins). It was my first interview ever and one to remember for the lifetime. Thanks to you guys from Gr8AmbitionZ team and to the readers, your interview experiences were very useful for me. Now I am desperate for the results and hoping to crack this exam.

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113 comments:

  1. Thank you Koustubh. All the Best

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  2. Supperb :)

    All the best

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  3. hi guyzzz.. can u please guide me fr wt all i shud cover for gk section in sbi associate clerk exam... i hv my exam on 21 feb :) r d current affairs for january n feb month enuf??

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  4. Hi how did u prepared n how many u

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  5. does the interview panel know our written marks??

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  6. ne interview eppudu bro?

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  7. 25th 11 am, r u from vizag?

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  8. No Bro Engg studied in vizag a

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  9. can u give me ur no? so that i can contact after ur interview

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  10. Well done Koustubh.. ALL the best for a positive result.

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  11. I also was asked d same questions in coimbatore.

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  12. here any one fill biodata form fully

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  13. hi hello i am d new one nd hw to join d discussion pls tel me anyone

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  14. Metu ....wen u attended??..at Salem?

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  15. Good & nice interview
    All the best :)

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  16. oh mine in koti.. any way all the best..:-)

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  17. share u r experience after interview.. atleast gd topic..

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  18. Nice one dear..hope u ll get through..

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  19. hi umesh.in the bio data form there is a column of nationality and after that father and mother is writen,does tht mean their nationality?

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  20. Thanks for the support all of you n good luck to you too

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  21. Maybe yes but they may judge us on the basis of our certificates n results as well

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  22. join the fb group its there at the bottom

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  23. prepared well for both test and interview...Attempt 174...hoping for the best...

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  24. Attempt 174...hoping for the best...

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  25. what should we write in 5th column after nationality they given father mother is it name or is it nationality

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  26. I too completed ibps clerk 4 interview today at ANDROID BANK APPEX COLLEGE, GACHIBOWLI,HYDERABAD

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  27. Any idea, When l the interview s getting over??

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  28. i attended panel 2(on 17th) @salem, i got nothing new type of questions to share but they made me jus to talk with so many cross questions of least importance to remember.. all the best :)

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  29. I also want to share my interview experience..venue-panchkula at 8.30.ma gd topic was 'is india turning into intolerant society'.n it goes welL.at11 interview started.i was first 1 to go n dey stard the interview by asking about my bcm honors subjct ecmrce I answrd den dey gave me one situatn n one questn relatd to drug awareness as I was member of drug society in clg n 2nd member askd me about intangble asset n example ,n about fictitious asset in wic I got cnfusd.den 4th membr askd me 1 ga questn i.e recntly govt made changes in gdp n I answrd dat I have no idea:| 5th member askd me about ma subjcts in final year n in wic I got highest marx n den I made a gues luckily I was rite .n askd me how u get about motivated n wic dish u cook best as ma hobby was cookng ..it was ok interview no questn reltd to bnkng .

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  30. where in hyderabad, and panel number is what...? Please share your experience after your interview. Thank you

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  31. where in hyderabad, and panel number is what...? Please share your experience after your interview. Thank you.

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  32. where in hyderabad, and panel number is what...? Please share your experience after your interview. Thank you. all the best

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  33. head office koti.. 4th panel.. k i'l share.. wen is ur's..

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  34. hey what to fill in stream in every semester??? branch or any subjects

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  35. Subjects it seems..im commerce grad

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  36. but we are having 6 to 8 subjects in every semester in b tech.....what to write there???

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  37. plz tel me.wt to write in column no-9.as they given 2 rows for 12th std.can i write same information for both d rows.plz reply

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  38. share ur experience...how was it????

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  39. Write main subjects..or one which you know very well

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  40. gd was good . they gave a general topic women empowerment. pi was a nightmare... plz prepare your subjects well and go.

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  41. was thr any person in panel who had french beared

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  42. how thy r taking gd??pattern and sitting??

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  43. dnt worry they will allot number to u and everyone will be given a chance to speak on the topic

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  44. sorry i didnt notice him might be their

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  45. ur interview would hv held on upper floor

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  46. was thr any person in panel old french beard man??

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  47. i am worried about topic and whether would be able to speak thr

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  48. yes it was on 2nd floor

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  49. god i can never ever forget yesterday's day.

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  50. what happen??thy asked many questions in interview??no bank question??

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  51. that u dnt worry g.d topic will be very easy.even i was worried abt it but i was able to speak a lot.

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  52. how many members in a panel??

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  53. 4 male and one female

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  54. they didnt ask me a single bank question, everything related to subjects that too very deep.. :(

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  55. now u would be feeling free...big hurdle is over..waiting for my turn...

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  56. prepare your subjects well

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  57. u r frm engineering background??

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  58. hahaha yeah free but really worried abt results.

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  59. it is difficult to prepare evrything...my subject is very wide and only theory..

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  60. i have done b.com

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  61. ok than they might ask u which is your favourite subject and u can prepare that.. they might ask u questions on that subject.

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  62. no i have done b.com finance

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  63. i vl banking is my fav subject:-P

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  64. hey yes there was a french beard man in panel

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  65. he only asked me the most difficult questions.. do u knw him ??

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  66. ohh nice...gonna face him again....faced him in previous sbi clerk interview

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  67. hahaha i too said the same thing

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  68. he vl b head of the panel in suit??

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  69. u must b from engineering background!!

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  70. yes he was the head but not in suit.

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  71. ok than dnt worry u are familier with him

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  72. in my last interview thr...thr was person in french white beard may be he is again in panel...then he is gonna ask more questions to me.

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  73. he asks very unusual questions...

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  74. okk anyways all the best. which is your panel ??

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  75. no yar am b.com finance

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  76. same panel one , plz dnt mind if i ask u are u disable person ??

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  77. noo yaar...y r u asking this??

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  78. core subject...thts y thy asked u soo many questions...bcz completly related to bank

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  79. god grace...till now my every parts is functioning properly:D

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  80. actually i asked u this because that day most of them were disabled candidates..

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  81. identity certificate alag se banani ki zaroot nahi hai na???

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  82. hey umesh who should we write in respectable referees ?

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  83. Hello, did you come to know what to fill in those spaces? I am also confused about the same thing.

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  84. dne with the interview?

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  85. No, mine on 27th. What about you?

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  86. yea mine was yesterday

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  87. so what did u filled in those places? Nationality. How was your GD?

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  88. u have to fill nationality there.n mine wasnt that good.

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  89. hey how was your interview ??

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