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January 04, 2014

IBPS PO 3 Interview Experiences - Sagar Kadam

48 comments

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Hi Friends, Myself Sagar Kadam (B.E. - IT) and I had my interview on 2nd January 2014 in Bank of Maharashtra (Mumbai) at 1 PM panel 4... I would like to share my interview experience...

Entered the interview room by asking permission "May I come in Sir??" which was answered by an "Yes" followed by asking me to take a seat which I responded by saying "Thank you Sir"....Very important to be confident n hide ur nervousness which is normal to happen....Believe that d panel is there to select u and not to reject...

Three Sirs and a Madam consisted of ma panel....

As soon as I entered, I wished them Good Afternoon and took my seat with a Thanks and smile on ma face....
1st Member - Observer...dint hear his voice at all as he never asked me a question..probably he was just observing me thruout and giving marks for ma confidence, way of talking and  eye contact etc.....
2nd Member (Started the interview) : Which year did u pass ur BE??
Me : May 2007...
2nd Member : So u have experience of 5 years in IT den y did u want to get in Bank?
Me : Sir, I have an exp. of 5 years but not in IT only....I have worked in IT field for just 1 and a half year and den moved to non technical profile of Marketing and Business Development....After d recession struck on 2009 I moved to Dubai in a non technical profile and carried it till now...
2nd Member: So y u wana join banks???
Me: it is definitely one of d fastest growing sectors and it has job security and a high prestige job...
2nd Member: So it is a fast growing sector....can u tell me d statistics abt d growth??
Me: I said I sorry don't know d statistics but I know dat its higher than d previous year for sure...
2nd Member: Wat is d difference between credit n debit card??
Me: Explained properly with xample.....
2nd Member: Do we need to enter Pin for d transactions?
Me.: Yes Sir...RBI has mandate to enter pin frm dec 1st 2013.....
3rd Member (Jumped in and started in Marathi Language): How can an illiterate person use card if he doesnt know how to use it and enter d pin....
Me: He can approach d bank and definitely banking personals can help him understand how to use it and how to enter d pin n all...
2nd member(interrupted): Is there ant ATM withot a PIN??
Me: No Sir...Every ATM needs PIN to be entered...
3rd Member (Smiling as if to make me feel nervous and loose my confidence): What abt d ppl in rural areas who are illiterate and how will dey be able to use cards n all....
Me: Awareness and training is required.....I told dem abt financial inclusion which aims dat every citizen of India shud be able to use banking...today we have a big part of ur population who have never seen a bank and never heard abt cards n all...so to make financial inclusion a succes it is important to create awareness amongst such ppl in rural areas....hold campaigns and teach dem abt banking....its important to gain deir trust and faith in banking and for dat banking has to go out explore such places and traing ppl to use banking...after all dat is d goal of financial inclusion...I concluded by saying dat it requires a lot of patience and genuine efforts to make dis possible...
3rd Member (I think he was definitely impressed but still tried to play games wid me): He said its very easy to say all dese...have u ever seen a village??? I am not talkin abt places like panvel n beyond...(I reside in Panvel)..but places with are very much rural...where der is no water no electricity...
Me: Yes Sir...in fact I belong to one of such villages in Konkan...where there is no school no hospital in d vicinity of 20 kms... it is located in middle of mountains and we need to go to oder part of the village to even buy groceries...however now d condition has bettered over past few years....
2nd Member: How often do u visit ur village??
Me: Used to visit every year during my schooling time in Summer vacations...n in last 5 years 3-4 times.....
 (now d 2nd member asked the only lady interviewer if she wants to ask me anythng)

Lady Member: What is d economy of Dubai?
Me: First I said Dirhams (Suddenly I realized she is asking abt economy n not currency)....and the economy is basically business...Dubai doesnt produce anythng of its own...its a business hub..(den i explained with an example..) like if u want to buy 2 different products from 2 different countries which they specialize in...den u dnt need to go to dose 2 different countries,,instead u can go to dubai and find both the products in one place...so basically its a business hub where business people dump their products and buyers buy it..so tourism...business..and hotel industry is deir main economy...(i think she was quite impressed as i explained with an example..)
2nd Member: so anybody else wants to ask anything...he pointed to the 1st member who dint utter a word till den and continued to do d same by just shaking his head in refusal.....I was asked to leave den...
 I thanked them all for the interview and left d room wid a smile....
(It seems to be a long interview as i have explained in very detail but d total duration was around 8-10 mins only..)

Ur comments would be appreciated about my interview....  All the Best to all :)

Thanks to Sagar Kadam on behalf of our readers and team members for his valuable review. We wish him great success in his interview.
Gr8AmbitionZ Team

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48 comments:

  1. Thanks for the post friend. Especially the way you explained how to convince them :) Its very helpful...


    God Bless...

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  2. Nothng to say dude.. . Its jst perfect. You got the job.

    ReplyDelete
    Replies
    1. Thanks Manya...hope i get it...:)

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    2. YOU ARE A P.O. DONT WORRY READY TO WORK 24*7 IN BANK...ALL THE BEST

      Delete
  3. Very helpful bro:) Thank U and good luck for ur results:)

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  4. thanks...Your answers were well-defined...

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  5. Thanks. Good luvk for results

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  6. Hi sagar
    first I want to say thanks to u for sharing ur experience wit us.. U really did well.. I hope Ur answers are really impressed by the interviewer.. Definitely u ll get job.. All d best for ur bright future.

    ReplyDelete
  7. All d best..! explained very well.

    ReplyDelete
  8. U did it very well sagar....
    Thanks for sharing it so nicely.
    Are they asking for resume?

    ReplyDelete
    Replies
    1. nope....u dnt need to carry ur resume....

      Delete
  9. hello everyone i wanna share something...as a question was to asked to sagar that how can an illiterate person use ATM if he dont know how enter pin....hope evryone of u have experienced and used ATM once..today ATM's are equipped with speakers and as like our mobile phone a port is given where u can put ur ear/head phone and listen to instructions even in ur local language and also their is scanner installed which scans impression of ur thumbs in case u dont know how to enter pin...hope it will help u better.

    ReplyDelete
    Replies
    1. Is it Biometric ATM???????

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    2. hi.. all the best sagar... as per bank norms illiterate can not avail the atm cards.

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    3. No my frnd..any one can avail atm even a minor too..

      Delete
  10. thanks bro i can sure say that you have impressed interviewers with your credentials and answers good luck

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  11. what about biometric ATM?

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  12. first of all i thaks to u for sharing ur exeperience. definetly u get the job. u r ansewers are perfect.

    ReplyDelete
  13. i had my degree certificate in a working organisation.whether provisional certificate works since im a 2008 passed out batch please reply

    ReplyDelete
    Replies
    1. i am not sure about this....please if anyone has correct info regarding dis issue kindly reply our frnd....

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    2. No it wont work because a provisional degree or certificate is valid only for 6 months. get an affidavit made to that effect and get your original issued asap!

      My doubt - I have 68.9% in my grads but mistakenly entered 69.8%. Will this be a problem??? What should I do??

      Delete
  14. i have a question brother..... i have got my all semester mark sheets and provisional also but no where is it mentioned that my result was declared before 1/07/13 .....my result was declared before 1-07-13.....so can i show them the printout of my result showing the date of declearation of result....is it applicable?????

    ReplyDelete
    Replies
    1. please reply.........anyone

      Delete
    2. yes it wud b applicable...however dont u have ur certificate??? coz on certificate d date is mentioned...

      Delete
  15. hii...myself is saurabh....i m also shortlisted for ibps po interview...i want to asked u 1 ques......while filling my ibps online application for po....they have asked whether i have appeared earlier in ibps exam in 2011 and 2012....i have filled NO there,but actually i have giving the po exam in 2011 and 2012....i filled it by mistake....can u tell me this will effect my candidature for po interview for not.....i m very tensed abt it....pls reply

    ReplyDelete
    Replies
    1. Hi bro...any wrong information is strictly considered, however, i am not sure if dey will even bother about cross checking it as it does not make any difference to ur identity...but i am not very much sure so cant give u a guaranteed answer..

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    2. also would like to tell u dat dey only chck d document mentioned in d call letter....so 99% according to me it wont affect ur interview eligibility....

      Delete
  16. This comment has been removed by the author.

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  17. Very nice interview bro.....I like the way u explained that why u want to go for banking sector after exp of 5 years in IT...I am also BTech and have 3 years industry exp as engineer....I am not sure what to say if they ask me the same question....an I am sure I will be asked this question....Please guide me to answer it

    ReplyDelete
    Replies
    1. tell dem hw nationalized bank jobs are secure...n d growth is prominent...u cn reach to d topmost level....private jobs are uncertain...u r looking for job security rather dan money....

      Delete
  18. thank you for sharing..hope u will be selected.

    ReplyDelete
  19. very good explanation...and the way of answering is very convincing.all the very best...

    ReplyDelete
  20. hi, anybody know when are p.o interviews going to end,is it 12th jan or beyond

    ReplyDelete
    Replies
    1. ending on 12th jan all over India.

      Delete
  21. which is better.... bank p.o or rbi assistant?

    ReplyDelete
    Replies
    1. ThanQ for sharing.. You will be definitely selected.. All the best..

      Delete
  22. You are very over confident, You r frm rural background and u dont know about biometric ATMs???
    some of ur answers were incorrect

    ReplyDelete
    Replies
    1. Dear Frnd...dats ma native...i dnt stay der...use to visit ma native once a year...n have been in Dubai for 3 years....so I wasnt aware of biometric ATM's...n i agree dat...and i dnt believe i was over confident...d answer which I dint know i said directly dat I dont know...just hoping for d best....n thanks for ur different view...really appreciated..

      Delete
  23. hi sagar... all the best... its for other as per bank norms illiterate can not avail both cheque book and atm card

    ReplyDelete
  24. admin plz help..
    my interview was on 3 jan..
    there was some problem with my caste certificate so they made me signed an undertaking.
    but they are not sure about where the new caste certificate to b sent,,some are sayng send it to IBPS bt some are sayng send it to the bank u get in future..
    nobdy is sure,,i called IBPS and they said "yahn toh nai bhejna ,..baaki aapki marzi"..
    plz help m tensed
    ..
    .
    .
    .

    ReplyDelete
    Replies
    1. me too same prblm yaar what to do??

      Delete
  25. 84 gen in clerk . cut off is 67.. assam
    any chance ?

    ReplyDelete

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