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Name : Sudha
Interview Date : 15th January 2013
Interview Venue : Tirupathi
Interview Panel : 4 Members (All were men)
Me : May I get in Sir!
Panel : Yes, come in.
Me : Good Afternoon Sirs.
Panel : Good Afternoon, Take your seat.
Me : Thank you sir. ( while sitting)
Panel : What are your parents?
Me : I answered .
Panel : Ok. In which department your father worked?
Me : I answered.
Panel : ok.
Panel : What is a Bank?
Me : I said, “ Bank is a financial institution where people
deposit their money to keep it safe & get some rate of interest. Banks will
channels those deposits in the form of loans at certain rate of interest”.
Panel : Being a B.Tech graduate, why banking job?
Me : I said, “ I’m interested in banking and it is a vast
industry . Also there is growth in career opportunities, so I have chosen
banking industry sir”.
Panel : Ok, you have chosen banking industry, then can you
work anywhere?
Me : Definitely sir.
Panel : Anywhere! (with smile)
Me : Yes sir. (with smile)
Panel : In Gujarat? ( with smile)
Me : Yes sir.
Panel : Ok. Do you know about something called RBI?
Me : Yes sir.
Panel : Tell about its functions.
Me : I said, “ 1. RBI is the central bank of India, 2. It
issues currency notes, 3. It controls inflation by controlling CRR,SLR rates “.
( I know this answer very well but I forgot everything at that moment. I
searched for words and didn’t answered well , I felt flurry).
Panel : Tell any other functions.
Me : I said, “ 1.RBI acts as a banker to banks, 2.RBI acts
as banker to Central government”.
Panel : Yes ( They looked satisfied now with these points)
and corrected me “Not only for central govt but also for state govt”.
Me : Yes sir.
Panel : Asked some bank related question ( I do not remember
question now).
Me : I said, “ Sorry sir, I have no idea”.
Panel : The same person asked another bank related question
( I do not remember question now).
Me : I said, “ Sorry sir, I have no idea”.
Panel : What is deposit account?
Me : I Said, “ It is the account where people deposit their
money to keep it safe and can earn some interest”.
Panel : What is IMPS?
Me : I said, “ I know it but I couldn’t recollect now sir,
sorry”.
Panel : Do you want any clue?
Me : Yes sir.
Panel : “ Mobile” (he explained bit answer).
Me : I said, “ Yes sir, It is used for the transactions to
be done through mobiles.”
Panel : What is RTGS?
Me : I said, “ RTGS stands for Real Time Gross Settlement.
It is bit similar to NEFT but with some difference. It is used to transfer
amount from one account of one bank to another account of another bank. RTGS
starts its transaction with minimum of Rs.2Lakh”.
Panel : Will they charge for it?
Me : I Said, “ Yes sir, there will be certain amount as
commission”.
Panel : Did you attend for any other interview?
Me : No sir, this is my first banking interview.
Panel : Ok. All the Best.
Me : Thank you sir.
Then, I left….
thank u 4 share
ReplyDeleteHow many marks u got in po
ReplyDeleteThe best posted Interview Experience. Great work Sudha, the way you have posted this is truly nice. This is the way we should post the Experience rather than using SMS language/ Great work. Thanx
ReplyDeleteThank you a lot sudha you are update with answers is superb it is useful for us too much....
ReplyDeleteGreat experience.
ReplyDeleteThanks Sudha for spending time in posting this. It helps bank aspirants very much from Manoj murali.
ReplyDelete1 doubt... u got selected?? pls tell how many marks u got in written? and final % of marks??? pls post them
ReplyDeleteDid you got posted sudha???
ReplyDeletedid you got selected?
ReplyDeletethanks for sharing nd all the best for further
ReplyDelete