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Real Time Banking Interview Experiences

29 comments

__________________________________________________Real time SBI and IBPS Common Interview Experiences | Banking Interview Tips for IBPS Common Interview and SBI Interview____________________________________________________

29 comments:

  1. it helped me a lottttttt.....thans for this website...

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  2. thank you very much..

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  3. Hai madam..! My name is Kumar.
    Recently I have attended SBI clerical interview.
    In that I faced the Interview with lot of enjoyment and curiosity(there is no tension).
    I answered all the questions confidently with smile.
    But I made 2 mistakes those are one wrong answer(which is almost similar to actual answer) and second is I licked my lips little bit *not highly*(2-3 times as I was thirsty and to say answers clearly) as Interview was held at 5PM from actual time 12PM. Is it Correct that what I did..?

    and I will give my interview experience Very soon.

    Thank you..!

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    Replies
    1. Licking lips while answering is not such a bad gesture Kumar (unless you repeatedly do this)... but arguing with interviewer may lead to some negative impacts.. there are chances that the interviewers may think that you are trying to confuse them or bluffing them... Anyways, in your case these two mistakes wont be considerable.. All the best

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  4. That wrong answer also I said Confidently ( as I know that it was 100% correct).

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  5. i think ibps interview is easy but many question ask in your subject

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  6. plz upload rrb scale 1 officer exam paper helod on september

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  7. i m recently faced ibps po interview at patna 16-01-2013 in centralbank zonal office.there 4 member in interview pannel.
    1st interviewer some controvarcy in veer kunwar singh university few month
    earlier what is that tell me (i done my pg in v.k.s.u ara)
    2nd interviewer what is couse of flood describe (my pg subject is geography)
    2nd int what is north pole and south pole
    2nd int what is equater
    2nd int describe coatal area of india
    2nd int how many state in india
    2nd int how many union teritory in india
    3rd int what is bank
    3rd int what is product of bank
    3rd int what is use of geography in bank
    i answer all the question the pannel is very supportive my interview finished after 12 minute

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    Replies
    1. Thank you so much for the update Rajiv... If possible mail us your interview experience with the basic details (your full name, qualification, interview venue) with your pic to "Gr8AmbitionZ@gmail.com" we will publish it :)

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  8. i did interview on 18.1.2013 @ IOB in Chennai.

    In my panel 4 members....

    Directly asked my qualification... i told BE, MBA (BANKING & INSURANCE)...
    they asking u did banking & insurance... i told yes sir... repeatedly other interviewer ask me u did this course for 2 years.... i told yes sir... he ask me what u studied... i told my subject in banking....

    then started with
    1. CAR means? i answered... he ask me detail explanation... i told only the definition but he ask me depth... i told i dont know... after he told what did u studied....
    2. retail banking - i answered
    3. prioritization - i answered bank priority (Agricultural & loans/advances for SME & LSI.
    4. insurance regulatory - i told IRDA
    5. Explain the function of IRDA? - just i explained 2 points?
    6. Asking Compliance regarding bank - who are the authority to get compliance? i told no.....
    7. another one ask me... who is ombudsman? i told he/she is an authority of any compliance from the customer regarding bank...
    8. then he told me pervious question was asked this only then y should u didnt answer? just i kept silent... then he told thank you. all the best..

    M.Karthik Prakash
    Dharmapuri
    TamilNadu.

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    Replies
    1. Thank you so much for the update Karthik. If possible please do mail to us at Gr8AmbitionZ@Gmail.com

      with your Pic.. we will post it..

      All the best :)

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  9. my cut off is 137, SC category, 28 yrs, unmarried female,B.Sc., M.Sc biochemistry 2006 completed first class, no working experience or other certificates
    venue : IOB regional ofice, on 18th 4.30pm
    i entered the room, i said good evening sir's,there are 4 male in panel, offered me to sit,i said thank you sir
    M1 (50yrs): he not even looked at my face, looking at some papers from my entry upto exit
    M4 (25-28yrs): he always smiled at me, watching me, never raised any question, silent smiling observer
    M2 (50-55yrs): he asked me, when you completed your PG,what major
    ME: sir, M.Sc in 2006, biochemistry major, (as soon as i said this, his face turned like why these people are coming for interview, fit for nothing it seems, "because i haven't worked anywhere, completed in 2006, now 2013, nearly 5 yrs gap,ideal in home other than preparing for exams"
    M2: what your father doing?
    ME: dentist in Indian air force, retired
    M3 (58-60yrs) : is this your first time appearing for interview?
    ME: yes sir, ( because i haven't submitted the OBC certificate and in verification they commanded as " not submitted" from this they get to know that it is my first interview attempt
    M2: have you passed any exam before
    ME: yes sir, last year clerical
    M2: then why not attended any interview
    ME : my cut off is less sir (before completing my answer)
    M2: what was your last score and now
    ME :last year 127 in clerical and now 137 in PO sir (again he looked at me like no hope, definitely you will be not selected so on )
    M3 : what book you go through for banking interview
    ME : sir ( immediately)
    M3 : you people studing in google and other sites just preparing for upto the interview level and not from any economics books
    M2: ( HE ASKED ME LIKE OK TELL ME LET CHECK ATLEAST WHAT ELSE YOU STUDIED LIKE )he said what are all you studied in google and other site you used
    ME : sir, banking terminologies, updates, budgets, new projects, GK and interest rates ( before completing the list)
    M2 : interest rate means?
    ME : sir, repo, reverse repo, slr, crr ( immediately)
    M3 : what is present CRR rate?
    ME : sir, 4.25, previously it was 4.75
    M3 : what is meant by CRR?
    ME : Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with the RBI. If the RBI decides to increase the CRR, the available amount with the banks comes down. The RBI uses the CRR to drain out excessive money from the bank.
    M2 : how they calculated this percentage?
    ME : sir, i don't now much about that sir
    M2 : you people are thinking that these questions only we are going to ask and appearing for the interview
    M3 : you don't know how to calculate then how we select you as a PO officer
    M2 : appearing for PO interview you suppose to know everything about it, you don't know means, then how we select you as a officer, how you manage as a officer
    M2 : you just gone through some bank terminologies and rates in some net sites, but this is not enough to select a PO officer, you must have to know about it
    ME : (i really feel so bad) i said sorry sir, definitely i join and learn about all these things before my joining if i get selected
    M3 : all the best and you may go now
    ME : i leaved the room ( i lost hope, not have faith that i will be selected for even 1%)
    pls friends reply whether its a chance or not

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    Replies
    1. No need to loose hope friend. Infact its just one of their tactics to check your efficiencies and problem handling abilities ... Not observing you from start to end (M1), Smiling at you (M4), Irritating you with questions and blaming you for no reason.. all these are in the part of mind game... It seems you've succeeded handling them. Because during the entire interview you kept on carrying same emotional levels and dint lie or argue with them at any point... So still you have chances. Infact.. Good Chances. So no need to be tensed.. All the best :)

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    2. What happened after this? did u get selected?

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  10. friends i don’t know how far PO-II will get the job, because still PO-1 recruitment is going on, , 21 jan, allahabad bank recruited nearly some 200 candidates from PO-I list as 4th list, if each bank do the same then how PO-II will get the vacancy i don’t know, because ibps not published the number of vacancy for PO-II and said PO-II cut of valid from jan 2013 only, so that no body applied for the existing vacancy published by respectable bank upto dec 2012, ibps suppose to inform that all the banks should complete their recruitment process before Dec 2012 and by the next jan 2013 is only for PO-II candidates, if still some bank recruiting PO-I and filling up all the vacancies , then PO-II will get very very less number of vacancy only from each bank , it’s really pathetic for succeeded PO-II candidates

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  11. I have gone through many of the interview experiences shared by the candidates over here...and now i feel why the culture of the bank is deteriorating.

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  12. mam,
    my interview is on 4th jan 2014. while filling the form i had given my permanent address same as my present address as since my birth i’ve been living here. but in my obc certificate my permanent address is mentioned. i m not sure what they will do. weather they will reject my candidature or accept?

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  13. Hi, I am Srikar.
    Right now I'm working with Karur Vysya Bank as a Prob.Officer.
    Now I got shortlisted for Interview in IBPS PO 2013.
    I am very confident in all the aspects except one.
    I would face the following question anyway.
    And that is...

    "Already you are working as a PO in a bank, then why do you want to get into this again as a PO?"

    The only thing is that, these are Public Sector Banks and KVB is a Private Bank.
    But that doesn't make a correct answer in the interview.

    So, I need your help in this regard.

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  14. Hi Admin Sir,

    I need 1 help.I attended ibps po interview on 5th jan,2014.it was good.my score was 80.i had submitted obc certificate issued recenlty on jan 3rd,2014.But, while submitting this, doc verifier saw the obc certificate which was issued on 2012.That was not having community name mentioned in the certificate.He was asking like how come they issue obc without mentioning obc comunity..Even i did noy notice that as this certificate was issued long back on 2012.So, this old certificate copy he took it along with latest obc certificate.I attended interview..Now, m scared a bit.is it there anything going 2 be risky here? but i have submitted latest issued obc certificate also which is proper.Plzzzzz, do let me know as i m in great tension due to this incident....................

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  15. Name : Vijita Srivastava
    B.Tech (IT) 2012 PASS OUT
    Venue : Bank of Baroda (Zonal Office), Lucknow
    Panel : 5
    Date : 08-01-2014
    Time : 1.00 PM
    Hi, I would like to share my Interview Experience with you. It is my First Interview Experience with IBPS.
    By 02.45 p.m. My certificate verification was completed. Some of the candidates were rejected as many candidates were not having their degree along with their mark sheets.(Especially those candidates who were B. Tech, DEGREE IS VERY IMPORTANT)
    Then my interview came at 3:30 p.m. The staff of BOB were very supportive and were raising our confidence every moment.
    Then As usual I knock the door and asked “may I come in sir”…
    There were 4 members in the panel (ALL WERE MALES)
    Interviewers m1,m2,m3,m4- Yes come In(I entered the room by saying “good after noon sir”).
    M1- he saw me from top to bottom (as I was wearing a business suit) he greeted me very well and gave me a complement “Ms. Vijita you are dressed very well n luking very smart as if u r cuming for an executive meeting.. (everybody laughed and I smiled and & replied )
    Me-“thank you sir”.
    M1- ok.. Ms. Vijita how much %age u scored in 10 n 12?
    Me-“sir in class 10 I scored 70% marks n in 12th I scored 76% marks.”
    M1- he said- “good”
    M2-You are B.tech ?
    Me-“Yes sir.. From Information Technology(IT) branch”.
    M2-What is the name your father n what he does?
    Me-“Sir. My father name is Mr. V.N. Srivastava n he is Deputy manager in Sahara India.”
    M2-ok. Do u know who is the foreign minister of India?
    Me-:”Yes sir.” Mr. salman khurshid
    M2-Yes correct.. (then he started rapid fire)
    Who is the lok sabha speaker
    Me- Mrs. Meira kumar
    M2- who is the speaker in rajya sabha?
    Me- mr. Hamid ansari (our vice-president of India)
    M2- good. Then who is deputy speaker?
    Me- Mr.P.J. Kurein
    M3- do u know the name of the prime minister of Pakistan who was shot dead in its own office?
    Me-I replied.. “yes sir.. Lt. Mrs. Benazeer Bhutto (as no other PM was shot dead in Pakistan yet)
    M1-Please tell me the functions of NABARD
    Me- “I got blank for a moment I don’t know how as it slipped out of my mind then I said “ sir can u give me 1 min to recall my self?”

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  16. M1- yes..!! ofcourse u have the time n u can have the tym as much u required..
    Me- then I thought for a moment n replied.. “ sir NABARD is an institution which finances agriculture n rural sectors by assisting RRB’s and provide credit both short term n long term..” (HE LOOKED CONVINCED)

    M3-Do u know who r agricultural labourers in technical terms?”
    Me-I said “sorry sir I have no idea”
    M1-Apart from banks regular activities what will they do?
    Me-Funds Trasfer,Locker Facility,Bancassurance.
    M1-what is Bancassurance?
    Me-selling of Insurance products through bank (bank act as brokers).
    M2-What is RAM?
    ME- RANDOM ACCESS MEMORY
    M2- If u want to increase the speed of RAM what will u do?
    Me- sir we will use cache memory
    M2- motherboard is hardware or a s/w?
    Me- sir it is a hardware.
    M2- can u tell me the basic diff b/w h/w n s/w?
    Me- sir. Hardware u can see n touch and have a lifespan like- keyboard, mouse etc. but s/w is virtual u can see but cannot touch and there is no such issue of lifespan like ms-word, antivirus ,DB
    Etc.
    M3- have u heard about Indira noori?
    Me-sorry sir I have heard her name but I am not aware of that.
    M3-U have an experience of 1 yr.. as u r 2012 passed out. Then u have left ur job recently. Why?
    Me-sir, because private jobs are very much tedious and less reliable whereas, govt job such as banking is very intense and flexible. More over we can devote a gud balance of tym to our family n work that’s why I left the job so as to prepare myself for the govt. services.
    M3-ok.. gud.
    Me-“thank u sir..
    M3-ok.. Vijita thank u very much beta.. now u may leave now…
    Finally they all said (all the very best)
    Me-thank you very much sir. Have a nice day. (then I left very quietly from the room)

    All the panel members were very friendly. They are making us to feel comfortable.
    The interview lasted about 8-10 mins. And the 4th member of the panel havn’t asked any questions he was just sitting and monitoring my body language and the way I was speaking.

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  17. Name : Vijita Srivastava
    B.Tech (IT) 2012 PASS OUT
    Venue : Bank of Baroda (Zonal Office), Lucknow
    Panel : 5
    Date : 08-01-2014
    Time : 1.00 PM
    Hi, I would like to share my Interview Experience with you. It is my First Interview Experience with IBPS.
    By 02.45 p.m. My certificate verification was completed. Some of the candidates were rejected as many candidates were not having their degree along with their mark sheets.(Especially those candidates who were B. Tech, DEGREE IS VERY IMPORTANT)
    Then my interview came at 3:30 p.m. The staff of BOB were very supportive and were raising our confidence every moment.
    Then As usual I knock the door and asked “may I come in sir”…
    There were 4 members in the panel (ALL WERE MALES)
    Interviewers m1,m2,m3,m4- Yes come In(I entered the room by saying “good after noon sir”).
    M1- he saw me from top to bottom (as I was wearing a business suit) he greeted me very well and gave me a complement “Ms. Vijita you are dressed very well n luking very smart as if u r cuming for an executive meeting.. (everybody laughed and I smiled and & replied )
    Me-“thank you sir”.
    M1- ok.. Ms. Vijita how much %age u scored in 10 n 12?
    Me-“sir in class 10 I scored 70% marks n in 12th I scored 76% marks.”
    M1- he said- “good”
    M2-You are B.tech ?
    Me-“Yes sir.. From Information Technology(IT) branch”.
    M2-What is the name your father n what he does?
    Me-“Sir. My father name is Mr. V.N. Srivastava n he is Deputy manager in Sahara India.”
    M2-ok. Do u know who is the foreign minister of India?
    Me-:”Yes sir.” Mr. salman khurshid
    M2-Yes correct.. (then he started rapid fire)
    Who is the lok sabha speaker
    Me- Mrs. Meira kumar
    M2- who is the speaker in rajya sabha?
    Me- mr. Hamid ansari (our vice-president of India)
    M2- good. Then who is deputy speaker?
    Me- Mr.P.J. Kurein
    M3- do u know the name of the prime minister of Pakistan who was shot dead in its own office?
    Me-I replied.. “yes sir.. Lt. Mrs. Benazeer Bhutto (as no other PM was shot dead in Pakistan yet)
    M1-Please tell me the functions of NABARD
    Me- “I got blank for a moment I don’t know how as it slipped out of my mind then I said “ sir can u give me 1 min to recall my self?”

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    Replies
    1. This comment has been removed by the author.

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  18. Hey Vijita, What was ur PO score, I am also Btech CSE so want to know what did they enquired about being ER. and entering Banking sector, what appropriate reason shall we give them to convience them. I have my interview on 13.

    Regards Ayush

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  19. Hi Vijita, what was ur score in PO, i am also Btech CSE so what appropriate reason should i give them to convince for an Er. joining Banking sector . Mine is on 13th :)

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  20. Interview Experience: Raipur
    Panel 4, Time:5:00-5:15
    Name: Amit
    Score:123

    Questions answered by me:

    1. RBI, itz formation act and nationalisation year.
    2. Diff between nationalisation and PSU bank. Advantage of nationalisation?
    3. SBI's formation year, old name, formation, nationalisation, associates and HQ.
    4. NPA
    5. What if your superior would be less qualified than you (12th pass)? (Since two years back clerk eligibility was 12th pass)
    6. What distinguished you can contribute to a bank than other candidates?
    7. Which newspaper do you follow?
    8. RBI deputy Governer. Who has been retired recently?
    9. Female Banker chiefs in India?
    10. What is current rank of BOB in terms of Business?

    Questions couldn’t answered by me:

    1. In CG From where Arundhati Bhattacharya done her studies?
    2. When n for what did Raghuram visited CG?
    3. What current problem does banking industry facing currently regarding liquidity?
    4. Current business n profit of PNB?

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  21. Any good book for ibps po interview preparation??

    ReplyDelete

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