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Name : Uday Kumar. N
Qualification – M.Sc. Mathematics
Date of Interview – 24/01/2015
Venue – United Bank Head Office, Kolkata
Panel – III
Time – 13:00
Panel : M1, M2, M3, M4, F1
Date of Interview – 24/01/2015
Venue – United Bank Head Office, Kolkata
Panel – III
Time – 13:00
Panel : M1, M2, M3, M4, F1
M1 (seems to be the head) : You have done your M.Sc. in 2010 then what have you been doing till now?
Me : I said all the jobs I have been doing and last year resigned my full time job for preparing Bank exams.
M1 : Ok, where are you basically from and how you got here in West Bengal?
Me : Basically from TN but grandfather was in railways so transferred and settled here.
M1: Ok, so do you know about Priority Sector Lending, what percentage is fixed for it?
Me : Yes, sir 40% and 18% for agriculture sub-target.
M1 : 40% of what?
Me : I answered something else (then suddenly F1 jumped NO he is asking 40% of what??)
Me : 40% of NDTL (uufff they seemed to be relaxed now)
M1 signals M2 (M2 questions related to my subject and work ex. A rapid fire round)
M2 : What is a random variable?
Me : Explained with an example
M2 : What is standard deviation?
ME : answered
M2 : What is Dispersion?
Me : Answered
M2 : What is Fuzzy theory?
M2 : What is Simulations?
Me : Answered with example
M2 : What is Confidence interval?
Me : sorry sir don’t know (M2 smiled L I knew the answer but forgot)
M2 signals F1
F1 : What is reverse mortgage loan?
Me : Mam this loan is only for senior citizens.
F1 : Tell me more?
Me : Mam I don’t know but I will guess (she said ok) and then what I pretty badly messed up L
F1 signals M3
M3 : When did economic reforms start in India?
Me : I said after independence with RBI and all crap.
M3 : No, but economic reform started a long later in 1991 when Manmohan Singh was the FM, can you tell anything about what changes the govt. did to bring reforms in the country?
Me : Sir, by banking and doing business but friends this is not correct answer lots of important things were done you can read online like Liberalisation, Privatisation, Globalisation.
M3 signals to M4
M4 : What is Non-interest income of banks?
Me : Sorry sir don’t know
M4 : one more banking term?
Me : Sorry sir don’t know
M4 : What is the difference b/w Drafts and Checks?
Me : explained
M4 : How banks make money through drafts?
Me : There is a processing charge to make it, through that.
M4: Yes, that is called Non-interest income.
M4 : Is there any charges on checkbook facility?
Me : I said first it is given freely with the opening of account, after the leaves are over to issue new one bank charges some charges (don’t know I am correct or wrong ??)
Everyone look each other faces, and suddenly M2 asks….
M2 : You are applying for PO post then why first preference given to ECGC?
Me : Sir, ECGC specializes in export credit I wish to work in specialized filed.
M2 : ok.
M1, M2 okay you can leave……
Me : Thank you everyone with a smile.
Friends don’t think I answered all the questions, I stammered a lot in between, because even you know the answer while answering them at that instant we get stuck, so be cool and answer slowly.
All the Best !!
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Of course a good certification program should teach most or all of these topics, and it's common for schools to give an orientation before teaching starts. The most critical piece of advice, I think, is that teachers need to research EXHAUSTIVLY so that they understand the ins and outs of teaching ESL students abroad
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