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January 22, 2015

IBPS PO IV Interview Experience from Chennai

57 comments

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Hi Friends, I am Mohan from Cuddalore. I want to share my IBPS PO IV Interview Experience which was held on 21st January 2015 at Chennai. Hope it will be helpful for you people.

Name : Mohan Sivamani  

Venue : IOB Central Office, Anna Salai, Chennai, Tamilnadu

Date : 21st Jan 2015

Time : 1 PM Panel 1


I reached IOB Central office at 12:55 PM as I was stuck in heavy traffic for 30 minutes. Panel 1 candidates were interviewed at 4th floor and Panel 2 were interviewed seated at 6th floor. Even before I entered the interview hall, my name was called as 4th candidate just 1 minute back. I enquired with the calling officer that I am present. Then he asked me to take lunch and wait for sometime. Then I was called and 2 lady officers checked my certificates (both original and copies) and asked me to wait near Interview arena. Before myself, there were around 6 candidates waiting for interview. But I was called as 4th candidate.

Then the story began. :)

Me : May I come in?
M1 : Yes please come in.

There were 4 people in the interview panel. 1 Lady and 3 Men.

Me : Good morning mam (Always wish ladies first). Good morning sirs.

M2 : Good morning. Please take your seat.
Me: Thank you sir.

M1 : Please sit comfortably in your seat. Please relax.
Me : No sir I am comfortable (sat in the chair nicely).

M1: You look very neatly dressed.
Me : Thank you sir.

M2: So Mohan, Please tell about yourself and your background.

Me: I explained about my family, educational background and my IT job details.

M1: Did you go for coaching?
Me: Yes for 2 months in Pondicherry.

M1: Do you think you can't clear without coaching?
Me: I told PO was my first exam and I wanted to get an idea about how to equip myself.

M1: Ok. Where did you undergo coaching? How much fees?
Me: Told the details.

M3: How much salary you got last in IT?
Me: I told.

M3: You will not get even 50% of that salary in Bank job. Why did you resign? You could have brought FDI via your foreign company?
Me: I told the reasons - Job security as 1st reason and my passion and vision towards working for my country through financial inclusion activities especially.

M1: Ok good. So Mohan, as you have done MBA in finance, what investment you think is the best for 80C investment?
Me: I told about Life Insurance, Annuities.

M3: Don't you think mutual funds is better?
Me: I told yes it is a good option but all depends on the market situation and the fund manager.

But M3 argued that it is a good option.

Me : Ok sir I agree but the returns are very less in case of market worsening.
M3 : Ok.

M2 : Is depositing in bank for 5 years not a good option for 80C investment?
Me: I dont have an idea sir sorry.

M2: Ok no problem. As your dad worked in Indian Air Force, which places you have gone?
Me: I told all the places.

Then M1 told M2 that I know Hindi as well. M2 told oh ok good to M1.
Me: Mallom hai sir (Yes Sir I know) in Hindi.

M2 smiled.

M1 : Do you know about the persons employed by banks for financial inclusion activities for farmers in villages?
Me : I explained. (Bank correspondents or Bank Mitr)

M1: Good.

M3 : Can you tell about Make In India initiative?
Me: Explained with more focus on manufacturing sector as it contributes very less to GDP.

M3: Good. Do you know RBI governor told there are flaws in Make In India initiative?
Me: Sorry sir, I did not come across that article sir.
M3: Ok.

M1 asked Lady to see the 1st bank in the bank priority list in my application.
Me : Sir, PNB and BOB in the first two.

M1: Why did you choose these 2 banks?
Me: I did my R&D over the internet about careers aspirants banking priorities.

M1: Did you write IBPS clerk and clear it?
Me: Yes sir. I missed RBI assistant by 9 marks in OBC category.

M1: How much you secured?
Me : 141.

M1: Good.

Lady interrupted.

Lady : Are you preparing for any competitive exams? (They fear I will move out of bank if get selected)
Me: No mam only bank exams.

M1 asked Lady if any further questions. Lady told no more questions.

M1: Ok Mohan. Nice talking to you and you can leave. Thank you.
Me: Thank you sirs and mam.

Left the venue with a bright smile. I don't know why. :)

All the best for all of you. Do well.
Be confident. Have a smiling face always even if you do not know the answer.


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57 comments:

  1. Hi, do they ask 12th certificate? i only have 12th marksheet....

    ReplyDelete
  2. Ma'am , is it necessary to bring NOC from previous bank as i was working in bank for 15 days then left due to certain reason now they are telling that you won't get noc as you did wrong way. Now i soon join other bank. Does it cause concern ?

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  3. bhai r they allowing the new obc certificate ,,,my certificate dated 15th dec 2014 plz tell mee@mohan sivamani

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  4. Super Mohan... All the best

    ReplyDelete
  5. are they accept new obc certificates?

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  6. Frd they asked experience letters and payslip anything ???

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  7. They asked in English r Tamil??

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  8. is resume necessary for interview

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  9. All the best Mohan Sivamani.

    ReplyDelete
  10. Looks like a good interview.. I think you made it. .
    All the best

    ReplyDelete
  11. Bhai computer certificate bhi maang rhe hain kya?

    ReplyDelete
  12. all the very best mohan anna...

    ReplyDelete
  13. Hi Mohan... All the best
    In which coaching centre did u study in pondicherry???

    ReplyDelete
  14. For PO interview will be in english 90% for CLERICAL will be in local language 90% .

    ReplyDelete
  15. Thanku and all the vrry best.

    ReplyDelete
  16. Ya I am from tamilnadu. Having interview on Jan 24 in chennai

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  17. anybody explain ..wat is insider trading???

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  18. Nice interview.. All d best frnd..

    ReplyDelete
  19. i am also a pharma graduate bt struggling to get a proper answer for the
    same que? mine is on 24 th hyd! can any one explain how to stisfy them ??

    ReplyDelete
  20. I have the interview in 24th Jan as well. Panel 1 8 30 am . In IOB Chennai.

    ReplyDelete
  21. Bhai computer certificate jaroori hai ntech walon k liye?

    ReplyDelete
  22. Me too have the same prob.. Some one please help us!!!

    ReplyDelete
  23. Whether dey are accepting the new OBC Certificate? . Plz tell me.

    ReplyDelete
  24. am having the same problem.

    ReplyDelete
  25. I hv cmplted my graduate in 2012 but nt hving degree certificate yet for ibps clerk intervw. I hv provisional degree certificate dated 16.8.2014. Is it ok?

    ReplyDelete
  26. in my provsnl certfct d mnth nd yr f pasng s specifically mentnd as may, 2014. but d certfct s issued on 25-8-2014. am i elgble to attnd d intrvw??

    ReplyDelete
  27. Mohan All the best which venue u attended the exam either pondy or tamilnadu...??

    ReplyDelete
  28. tommorrow is mine at the same vanue

    ReplyDelete
  29. it is a fight of a soldier to the bank lets face this finance with weapon

    ReplyDelete
  30. thanks subaa

    ReplyDelete
  31. 1. Can we buy any kind of product from bank?
    A. Yes we can. Any kind of loan, insurance or account that bank offers is nothing but a product.
    In case of a bank, we can use term 'product' and 'services' interchangeably.

    2. Can we buy gold from bank?
    A. Yes we can.
    Source :
    1. http://www.icicibank.com/Personal-Banking/investments/icici-bank-pure-gold/index.page
    2. http://www.unionbankofindia.co.in/personal_insurance_goldcoin.aspx
    3. http://www.allbankingsolutions.com/banking-tutor/gold-coin-rates-best-lowest-in-india.shtml

    3. Can we buy railway ticket from bank?
    A. No, we can't.

    4.

    ReplyDelete
  32. 4. Can we donate money to a temple from a bank?
    A. Obviously we can.

    ReplyDelete
  33. 1. Can we buy any kind of product from bank?
    A. Yes we can. Any kind of loan, insurance or account that bank offers is nothing but a product.
    In case of a bank, we can use term 'product' and 'services' interchangeably.

    2. Can we buy gold from bank?
    A. Yes we can.
    Source :
    1. [ah tee tee p]://www.icicibank.com/Perso...
    2. [ah tee tee p]://www.unionbankofindia.co...
    3. [ah tee tee p]://www.allbankingsolutions...

    3. Can we buy railway ticket from bank?
    A. No, we can't.

    ReplyDelete
  34. Please guide me, i shortlisted for IBPS clerk Interview, but my educational qualification is M.Sc(Organic Chemistry), and i have 2 years teaching experience and 4 years Research & Development (R&D) experience, So how to convince the panel, to entering into Banking sector,i interested to do job in Govt.Sector especially in Banking. So please give me suggestions.

    ReplyDelete
  35. hello guyzz, can u plz suggest me fr a que....
    I have worked in ICICI bank at Beas( near amritsar) for 9 months, but den i left that as i ws having living problem dere as beas is a very small town n moreover at bank i ws sent to work at different location branches after evry 15 days or a month without any notice..... i got pressurised under a private bank n left.... BUT, nw if i have been asked in an interview (IBPS clerk-4) fr y i left ICICI, a private bank n wnted to join public banks? what appropriate reply shud i give..... plzzz help....

    ReplyDelete
  36. Ya I did it perfectly

    ReplyDelete
  37. frnz can u tell me
    in ibps interview is any form candidates hv to fill up in interview center

    ReplyDelete
  38. when are the results of interview going to be released

    ReplyDelete
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    ReplyDelete
  40. Do you want to crack your competitive exam on your first attempt. Then we will tell you how. Kindly register with us for FREE at www.uniqueguys.com or give us missed call at 1800-137-4565

    ReplyDelete
  41. Do you want to crack your competitive exam on your first attempt, Then we will tell you how. Kindly register with us for FREE at www.uniqueguys.com or give us missed call at 1800-137-4565

    ReplyDelete
  42. Do you want to crack your competitive exams on your first attempt. Then we will tell you how. Kindly register with us for FREE at www.uniqueguys.com or give us missed call at 1800-137-4565

    ReplyDelete
  43. Do you want 2 know crack your competitive exam on your first attempt. Then we will tell you how. Kindly register with us for FREE at www.uniqueguys.com or give us missed call at 1800-137-4565

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