IBPS PO IV Interview Experience from Chennai

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Hi Friends, I am Mohan from Cuddalore. I want to share my IBPS PO IV Interview Experience which was held on 21st January 2015 at Chennai. Hope it will be helpful for you people.

Name : Mohan Sivamani  

Venue : IOB Central Office, Anna Salai, Chennai, Tamilnadu

Date : 21st Jan 2015

Time : 1 PM Panel 1


I reached IOB Central office at 12:55 PM as I was stuck in heavy traffic for 30 minutes. Panel 1 candidates were interviewed at 4th floor and Panel 2 were interviewed seated at 6th floor. Even before I entered the interview hall, my name was called as 4th candidate just 1 minute back. I enquired with the calling officer that I am present. Then he asked me to take lunch and wait for sometime. Then I was called and 2 lady officers checked my certificates (both original and copies) and asked me to wait near Interview arena. Before myself, there were around 6 candidates waiting for interview. But I was called as 4th candidate.

Then the story began. :)

Me : May I come in?
M1 : Yes please come in.

There were 4 people in the interview panel. 1 Lady and 3 Men.

Me : Good morning mam (Always wish ladies first). Good morning sirs.

M2 : Good morning. Please take your seat.
Me: Thank you sir.

M1 : Please sit comfortably in your seat. Please relax.
Me : No sir I am comfortable (sat in the chair nicely).

M1: You look very neatly dressed.
Me : Thank you sir.

M2: So Mohan, Please tell about yourself and your background.

Me: I explained about my family, educational background and my IT job details.

M1: Did you go for coaching?
Me: Yes for 2 months in Pondicherry.

M1: Do you think you can't clear without coaching?
Me: I told PO was my first exam and I wanted to get an idea about how to equip myself.

M1: Ok. Where did you undergo coaching? How much fees?
Me: Told the details.

M3: How much salary you got last in IT?
Me: I told.

M3: You will not get even 50% of that salary in Bank job. Why did you resign? You could have brought FDI via your foreign company?
Me: I told the reasons - Job security as 1st reason and my passion and vision towards working for my country through financial inclusion activities especially.

M1: Ok good. So Mohan, as you have done MBA in finance, what investment you think is the best for 80C investment?
Me: I told about Life Insurance, Annuities.

M3: Don't you think mutual funds is better?
Me: I told yes it is a good option but all depends on the market situation and the fund manager.

But M3 argued that it is a good option.

Me : Ok sir I agree but the returns are very less in case of market worsening.
M3 : Ok.

M2 : Is depositing in bank for 5 years not a good option for 80C investment?
Me: I dont have an idea sir sorry.

M2: Ok no problem. As your dad worked in Indian Air Force, which places you have gone?
Me: I told all the places.

Then M1 told M2 that I know Hindi as well. M2 told oh ok good to M1.
Me: Mallom hai sir (Yes Sir I know) in Hindi.

M2 smiled.

M1 : Do you know about the persons employed by banks for financial inclusion activities for farmers in villages?
Me : I explained. (Bank correspondents or Bank Mitr)

M1: Good.

M3 : Can you tell about Make In India initiative?
Me: Explained with more focus on manufacturing sector as it contributes very less to GDP.

M3: Good. Do you know RBI governor told there are flaws in Make In India initiative?
Me: Sorry sir, I did not come across that article sir.
M3: Ok.

M1 asked Lady to see the 1st bank in the bank priority list in my application.
Me : Sir, PNB and BOB in the first two.

M1: Why did you choose these 2 banks?
Me: I did my R&D over the internet about careers aspirants banking priorities.

M1: Did you write IBPS clerk and clear it?
Me: Yes sir. I missed RBI assistant by 9 marks in OBC category.

M1: How much you secured?
Me : 141.

M1: Good.

Lady interrupted.

Lady : Are you preparing for any competitive exams? (They fear I will move out of bank if get selected)
Me: No mam only bank exams.

M1 asked Lady if any further questions. Lady told no more questions.

M1: Ok Mohan. Nice talking to you and you can leave. Thank you.
Me: Thank you sirs and mam.

Left the venue with a bright smile. I don't know why. :)

All the best for all of you. Do well.
Be confident. Have a smiling face always even if you do not know the answer.

Read more IBPS PO Interview Experiences  and Interview Preparation Tips from here

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