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January 29, 2015

Detailed IBPS PO IV Interview Experience shared by Siddharth (Mumbai)


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Hello friends. Below is my detailed Interview experience.

Name : Siddharth Jain

Venue : Bank of Maharashtra( Fort, Mumbai)

Interview Date : 28-01-2015

Time : 01:00 PM

Panel : I

Document Verification : The first stage is document verification stage. Please carry all your documents including extra-curricular activities certificates original as well as Xerox.

Interview : I was second candidate for interview. There were around 20-25 candidates in my panel. So, my turn came up within 20 minutes after document verification stage. I dint even get time to think something. I entered into the room. There were 4 males (M1, M2, M3, M4) and 1 female(F5) panellists.

M1 was the main panellist. He asked most of the questions. As soon as I entered, he started asking me about me and about my MBA project.

M1: Tell us something about yourself and your project.
Me: Answered. I told my achievement of IIM-A invitation in this so cross questioning on that.

M1: Why did you go to IIM-A?
Me: I explained how I went through an Essay writing competition and spent two days with PGP students.
M1: So you wrote essay on Sanitation in India? Why?
Me: I explained. Then he mockingly said he want to read my essay.
M2: What is IFSC code?
Me: Explained well.

M2: Then what is MICR code? (To give me stress)
Me: I simply said I can’t recollect.
M3: What are Banking products other than Accepting deposits and giving loans?
Me: Explained well.

M1: Tell us more related to Rural Banking products.
Me: Explained Microfinance, Kisan Vikas patra.
M1: What is Kisan credit card?
Me: I explained Kisan Vikas patra but he was expecting Kisan Card. I said I don’t have an idea.
M2: So you are MBA(Finance). Do u know Ratio Analysis?
Me: Explained.

M2: What is Current Ratio? What is Ideal Current Ratio?
Me: Explained.
M2: If Current Ratio is 5:1. Is it good or not?
Me: Explained. I said good. Some cross-questions on this.
M2: Components of Current Assets?
Me: Explained.
M1: If Bills Receivables is 80% of current Assets, then Is 5:1 ratio good for company?
Me: I said in that case it is not good and explained. They were satisfied with answer.
M2: What is DSCR?
Me: Debt- Service Coverage Ratio. Couldn’t explain.
M2: He said its o.k but tell us is it used for short term or long term?
Me: Explained well. Long term. He was satisfied.

Overall, it was a good Interview from my side. All panellists were satisfied with my answers. One female member and 1 male member din’t ask anything. They were just observing. I was confident throughout the Interview which helped me a lot. Because of my confidence they didn’t do much cross questioning with me.
Last but not the least, My Interview was a bit different from general ones. They din’t ask any question on Why Banking? Why PO? They asked questions more on my subjects(finance) and my extra curricular activities.

1. Be confident.
2. Don’t be nervous.
3. Keep yourself cool.
4. Believe in yourself.
5. Read general Banking questions.
6. Prepare questions on your own profile.

I would like to thank to provide me an overall Interview experience as well as helped me to crack written test. I would like to encourage everyone to help, promote and participate more on this website to make it successful as much as we can.

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  1. New india assurance company ao exam me koi written examination clear hua hai kya yaha please reply to do yaro

  2. General and Generalist :)

  3. Anyone got appointment letters from Karnataka Vikas Grameen bank's foroffice assistants post in karnataka

  4. when the po interview is getting finished?

  5. Thanks for your reply Bro, aap ne kitna questions attempt kiye plzzzz batao

  6. Ha mera Hua hai. 9 march Ko interview h

  7. Mera interview 25 Jan KO rohtak m hua
    They asked only 5 basis que like
    Haryana m metro kha h
    CBS kya hota h
    Do u HV voter card
    Pakistan m kis school m blast hua
    SAARC based que
    That's all about my short interview .

  8. Category and generalist k liye na

  9. Thank you for the detailed analysis. All the best

  10. Thank you Deepthi.

  11. Deepthi, did you appeared for new india assurance company ao exam???

  12. Okk aapka interview kab hai, aur aapka hisab se cut off kitna gaya hoga

  13. 156, i might have got 135+

  14. i hav cleared

  15. Aap ne new india insurance company ao exam me kitna questions attempt kiye plzzzz batao

  16. Saurabh, aapne new india insurance company ao exam appeared huye the kya

  17. When did you get the post?

  18. Yes, I have. Cut off should be around 120

  19. Today only. Now the interview process of IBPS PO IV is over

  20. No..I have qualified po..nd nowy age is over

  21. 161 attempted..Accuracy ka pata nahi but it wasn't as good as UIIC AO..Expecting 130+. You?

  22. First of all, All The Best for the results...:)

    But could you please tell me how would you answer the question If current ratio is 5:1, is it good or not??

    If Bill receivables is 80% of current assets, then 5:1 ratio is good for the company?

    Thanks in advance...:)

  23. Vivek aapka new india assurance company ao exam me kitna questions attempt kiye and accuracy kya thi please batao

  24. category-SC
    attempt 127 with 100% accuracy

  25. ibps po ke interview ka result kab tak aayega


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