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September 30, 2014

Banking Awareness Quiz 2014 - Set 37


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  1. Beneficiary bank has to credit the beneficiary's account within ___________ hours of receiving the funds transfer message as per the order of RBI ?
    1. Three
    2. Two
    3. Four
    4. Five
    5. Six
  2. In the both cases of RTGs and NEFT the charges are decided by ?
    1. Collecting banker
    2. Transferor
    3. Transferee
    4. Paying Banker
    5. None of these
  3. In online transactions, IFSC code given. Pick the wrong option related to it ?
    1. IFSC is an alphanumeric code that uniquely identifies a bank-branch participating in te NEFT system and RTGS system.
    2. IFSC means Indian Financial System Code
    3. It will have 11 digits
    4. First 4 digits tell where is the bank's head office
    5. 5th digit is always zero and the last 6 digits tell about the branch code
  4. SWIFT is an internationally recognized identification code for banks around the world, which has 8 or 11 alphanumeric characters. SWIFT means ?
    1. Stand for Worldwide Interbank Financial Telecommunication
    2. Society for Worldwide Internal Bank Financial Telecommunication
    3. Society for World Interbank Financial Telecommunication
    4. Society for Worldwide Interbank Financial Telecommunication
    5. None of these
  5. Usually No Frill Accounts are ?
    1. Savings Account
    2. Corporate Account
    3. Fixed Deposit
    4. Kiddy Account
    5. Salary Account
  6. From which date, the No Frill Accounts to be treated as BSBDA as per the order of RBI ?
    1. 10th August 2012
    2. 15th April 2013
    3. 25th May 2014
    4. 18th April 2015
    5. 10 December 2016
  7. One individual can have how many BABDA accounts in one bank as per the order of RBI ?
    1. three
    2. two
    3. four
    4. five
    5. one
  8. The Basic Savings Bank Deposit Account (BSBDA) scheme of RBI to be opened in which of the following banks ?
    1. Public Sector Banks
    2. Private Sector Banks
    3. Foreign Banks Operating in India
    4. Foreign Banks Operating in Foreign Countries 
    5. All of above
  9. The balance to be maintained by the Customer in the BSBDA is ?
    1. Rs. 1000
    2. Rs. 500
    3. Rs. 250
    4. Rs. 50
    5. No minimum balance required
  10. To open the BSBDA, the initial deposit to open the account must be ?
    1. Rs. 100
    2. Rs. 500
    3. Rs. 1000
    4. Rs. 5000
    5. No initial deposit needed
  11. The facility not available in the BSBDA is ?
    1. deposit amount
    2. withdrawing of cash
    3. ATM Card
    4. withdrawal form facility
    5. All above facilities available
  12. Total credits in the BSBDA should not exceed ?
    1. 2 Lakh per year
    2. 5 Lakh per year
    3. 10 Lakh per year
    4. 8 Lakh per year
    5. 1 Lakh per year
  13. The maximum balance in the BSBDA is ____________ at any time ?
    1. should not exceed Rs. 1 Lakh
    2. should not exceed Rs. 2 Lakh
    3. should not exceed Rs. 10,000
    4. should not exceed Rs. 3 Lakh
    5. should not exceed Rs. 50,000
  14. In the current account, the facility given is ?
    1. No restriction on number of deposits
    2. No restriction on number of withdrawals
    3. No restriction on use of cheques
    4. All of above
    5. None of above
  15. The formal way of lending includes lending from ?
    1. Private Sector Banks
    2. Co-operative Banks
    3. Public Sector Banks
    4. RRB
    5. All of the above
  16. The Village people take more loans from non-institutional sources (informal route). It includes ?
    1. Scheduled Loans
    2. Public Sector Banks
    3. Co-Operative Banks
    4. Rural Banks
    5. Money Lenders
  17. The Loan taken for the purpose of doing business is called _____________
    1. Non-Commercial Loan
    2. Anti-Personal Loan
    3. Business Loss Loan
    4. Enterprise Gold Loan
    5. Commercial Loan
  18. Loan taken for not doing of the business, usually called ?
    1. Commercial Loan
    2. Non-Commercial Loan
    3. Individual Group Loan
    4. Virtual Loan
    5. Business Torn Loan
  19. Example for Non-commercial Loan is ?
    1. Agricultural Loan
    2. Loans to BPL families
    3. Loans to SHG
    4. Loans to SC and ST communities
    5. All the above
  20. Loan taken by the person, not telling the purpose of taking loan is called ?
    1. Impersonal Loan
    2. Personal Loan
    3. Concealed Loan
    4. Hidden Loan
    5. Go and Apply Loan
 Read more Banking Awareness Model Practice Sets from below
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  1. admin please provide some ibps po standard model papers

  2. plz provide quick gk guide for ibps po4

  3. plss provide some comp sets too.....

  4. plz provide some computer sets...

  5. Admin pls provide IBPS PO gk capsule

  6. And IBPS PO computer capsule also...pls

  7. Admin when u will provide current affairs .kindly provide us computer selected questionss also if would be ur kindness

  8. Hello Sir,
    I have completed B.Tech in Computer Science in year 2011 , After that i have 3 years of professional experience in System Testing , Manual Testing Field till July 2014 and worked with Aon Hewitt.

    Aon Hewitt is not pure IT Company.Its an Outsourcing Firm. I didnt worked in Technical field , I was in Manual Testing Department. I am interested in SO officer Scale 2 examination. Am I eligible ?

    Can I apply for IBPS Specialist officer (Scale 1 and Scale 2) . Waiting for your Response. Please Reply.

    Thanks and Regards
    Manvi Mittal
    Age -24 years , Category-GEN.

  9. 19 :::missed 10 th August 2012

  10. mam.. pls provide ibps po quick reference guide

  11. Great. Thankyou for Sharing your Experience.

  12. 19/20.
    Where is the prize now?

  13. when will u provide us IBPS PO 4 GK capsule?

  14. mam pls say when can u provide capsule for ibps po

  15. 20/20

    but ye jo bsbda ki bate btai h v small bsbda account ke liye h plz correct it

  16. gk capsule for ibps po ?

  17. Hi Mam., Please provide some High level DI set questions as quiz..

  18. congro bro..
    it was one of the toughest exam..
    superb job.. Keep it up !!

  19. Thank you Gr8 Ambitionz :)) 19/20 means 18.75/20

  20. thank u so much....!!! Good blog _/\_

  21. thank for this post . I have a doubt in Factorization plz help me

    in that 5th option (if x <= y or no relationship can be established between

    x and y.) when it to be select plz say with any one example

  22. Excellent gr88888888 ambitionz...


  24. when will score cards get

  25. pls anyone send the Po-13 paper at my email as Im not able to download the email id

  26. Is marketing not a part of ibps 4?

  27. How to download interview call letter . . . ?

  28. how to know cut off of sidbi result?

  29. plz help.... when would the application form download link be reactivated... my app form saved document has some portions cut out due to some technical error....shall i ask ibps or it will be reactivated just like in ibps po?

  30. thnku sir....

    plz provide a compilation of the new heads of banks ,CEOs and various new appoitnments done in economic and financial sector recently.
    And sir can plz give some guidance regarding gneral banking terms and from which topics in this area questions can b asked as i m in a dilemma whther it read it from some bank guide or shoul just go through MCQs provided by you.

  31. Mumbai n Nagpur center ki exam postpone ho gai hai that's y its showing me error.. Otherwise I kW how to download call later

  32. sir...from january to september i read your current affairs this enough for general

  33. I Dont have application form how to get application form to attend interview....

  34. me too same problem ,I also dont have application form.

  35. please kindly activate link to download application form....

  36. mam....can u plz tell me the difficulty level of ibps IT so exam?is it difficult than po exam or not?

  37. Kindly provide Quick Reference Guide for IBPS PO, we r running out of time

  38. hi mam.. how to solve this type of questions??? plzz help me.. thanks inadvance..

    In a group of 100 students each one is studying in an institute with one or more of the subjects Psychology Philosophy. Economics and Sociology. 18% of the students study only Psychology, 12% study only Philosophy, 10% study only Economics and 6% study only Sociology. 15 students study only Psychology and Philosophy. 8 students study only Psychology and Economics and 9 students study only Economics and Sociology. 6 students study only Sociology, Psychology & Economics. 7 students study only Economics, Philosophy & Psychology and 6 students study only Economics, Sociology & Philosophy. Remaining students study all four subjects.

  39. ssc and ibps po are on the same day how can we manage?

  40. thank you so much god bless you

  41. You have to use Venn Diagram to solve this question.

  42. Friends,did anyone solve 2013 paper..?

  43. Hey Hi ! any pointers on how to solve the inequality problems ? :)

  44. Are you sure this was the difficulty in IBPS PO III ?? I gave exam last year and found it very difficult that time.. Also had 5 difficult type series in quant.. This question paper seems not the real one..

  45. this quiz is easy....attempted 19/20 :)

  46. Anbarasu SundararajanOctober 24, 2014 at 9:11 AM

    TANK U SO MUCH....

  47. Hello , can anyone tell me what banks should I opt for IT Officer,

    I want to get posting in chandigarh .

    and also do these banks have any kind of bond ???

  48. hi all in ibps advertisment for specilist office we dont have separate like technical officer only it is IT officer

  49. Maninder Singh SainiNovember 21, 2014 at 9:15 PM

    mam plz tell us which book can follow for computer professional education... reply must

  50. which post will be good foe btech ece

  51. are Electrical Engg can apply this job?

  52. MAM, Please Please post the review of IT officer scale-1 2014. We are in great need of them please upload the analysis as that we can focus of some professional knowledge topic.
    and kindly upload the MAths, Reasoning and English analysis as well. plz plz plz......

  53. Wow! Great Naveen.

  54. What is expected no. Of vacancy in I.T officer

  55. Sir/Mam i have completed a regular degree in comp sc (B.Sc comp sc from pune university) and completed my M.Sc. from Sikkim manipal university distance learning , so please tell me about my eligibility for the post of IT Officer post...i m eligible or not??

  56. Very motivational article for bank job seekers, thanks dude for publishing this article, IBPS coaching center in Chennai provide marvelous training by experts

  57. Only daughter of Neetu father = Neetu only How..?
    Neetu gender we don't know...
    Neetu can be a male also....?

  58. A Tip: always start from right most of the sentence and make ladder accordingly, for example "She is the only daugher of the only son of the wife of the father-in-law of my wife". here person's(my) wife => father-in-law of my wife => wife of the father-in-law of my wife => only son of the wife of the father-in-law of my wife => only daugher of the only son of the wife of the father-in-law of my wife

  59. Ur article inspired me to succeed in many banking exams. Now i'm seleted for SBI Clerk. Kudos u.

  60. Thanks for your informative blog,

  61. We are one of the leading bank exam training centers in Chennai, we offers best training among others.

  62. please mam send some question of federal bank
    clerk exam plz


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