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Interview Place : IOB, Chennai
Interview Time : 8:30 AM
Document Verification Process started at sharply 8:50am; First person attended the interview sharply at 9am.
My document verification was done at 10:50am. Interview Started at 11:15 am.

Me : I have asked excuse me and opened the door,
G: they asked me to come in and asked me to sit down.
Me : I have said thank you and good morning to all.
G4: when did you completed your college and which year and which college?
Me: I have replied for it.
G1 & G2& G4: After college what you are doint till now?
Me: I have explained about my working experiences in different companies.
G4: Then they asked me about demand deposit.
Me : Since its first question i said i am nervous and i not able to recollect it.
G2: He gave me water and gave sometime to calm down.
G4: What are the accounts are there in the bank.
Me : I have replied.
G4: What is Balance Sheet, what is the balance sheet does?
Me: I have replied.
G4: What is Deprecitation? and is there any methods to calculate the same?
Me: I have replied.
G2: If i have to apply for credit card? how i have to get it? and whether the bank will directly allot it to customers are there any procedures?
Me: I have said the criteria to get the credit card. I have said it was based on the cibil rating.
G2: What is cibil?
Me: I have explained it.
G2: Expansion of cibil?
Me: Sorry sir, not able to recollect it.
G4: Whether you have attended any interview(only banking) before?
Me: No sir, last time i was cleared the written exam but i am short of two marks for cut-off, so i not able to attend in any of the banking interview last time.
Me: I Said yes sir G1 (Lady): You have mentioned your mother tongue as Marathi, Are you know tamil?
Me: I said yes mam.
G2: Given one Tamil news paper to read it.
Me: I have read it accurately with the speed.
G1: Will you able to write Tamil?
Me: I said yes mam.
G2: Has dictated few lines from Tamil newspaper and asked me to write down in a paper?
Me: I have written it.
G1 & G2: G1 asked to G1 he written perfectly or not? G1 said yes its perfect.
G1: Asked about is there any difference between education loan and term loan?
Me: I replied as to be frank i don't know mam.
G2 & G4 has said my performance was satisfied them but rest of them not commented and they said thank you and you can leave now.
Me: Thank you all. Have a nice day!
Thanks to Prasanna Kumar for sharing his interview experience with us. We wish him great success in this interview.
Gr8AmbitionZ Team
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Which panel u r from plz tell
ReplyDeletewhich panel..bcoz for me its 5th..
ReplyDeleteAll the best! Wats ur Score?
ReplyDeleteU r interview was nice prasanna kumar and plz tell they gave which paper to read u dina thanthi or dina karan because I am some what poor in Tamil plz tell
ReplyDeletethey want tamil people only frnd so talk only in tamil.all interview goes only tamil language in tamilnadu.me finished interview in12th.
DeleteThanx a lot frnd
Deletearey bhai ... dnt keep d cmnts as replied ... if u answered for those ques plz write dat ... so dat aders will get .. aftr ur intrvw is cmpltd no one wil regret u
ReplyDeleteYes please give the replies also friend
ReplyDeletewhats ur graduation ? Coz they ve asked abt balance sheet, depreciation n all .. !
ReplyDeleteHello Prasanna Kumar What was you subject in graduation?
ReplyDelete