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Name : SHATHIKA BANU S
Qualification : MCA
IBPS Score : 91
Qualification : MCA
IBPS Score : 91
Category : OBC
Interview Venue : IOB Regional Office, Chennai
Date : 14.02.2014
Time : 1 p. m
Panel : IV
Hi friends I am glad to share my experience here. I reached there around 12.30 and they took attendance than document verification started at 2.45, when my turn came. My interview started at 3.15 p.m.
There were four panel members comprising 1lady and 3 gentlemen. (F1, M1, M2, M3)
M2: TELL ABOUT YORSELF?
ME: answered well.
M2: ASKED ABOUT ROTARY CLUB AS I SPECIFIED IT IN MY ACHIEVEMENTS AND SAID GOOD.
M2: ASKED WHY DO YOU CHOOSE BANKING?
ME: answered, they were convinced after answering to their cross questions.
M2: WHAT IS INFLATION?
ME: answered.
M2: WHAT IS SUSPICIOUS TRANSACTION?
ME: explained.
ME: DID YOU CLEAR PO?
ME: I said no.
M2: WHY PNB AS FIRST PREFERENCE?
ME: answered by saying its struggle as a swadeshi bank which was started by Lala Lajpat Rai.
M2: WHAT IS SUSPICIOUS TRANSACTION?
ME: explained.
M2: WHICH IS YOUR HOMETOWN?
ME: answered.
M3: Asked a situation based indirect question, saying “I am having a/c in IOB & I want to transfer amount to Canara bank, how will I do this”?
ME: I said through RTGS & NEFT.
F1: What do you know about cybercrime?
ME: I said, I will say related to banking and said about BIT COINS & problems related to it. They were quite impressed.
M1: WHICH IS YOUR HOMETOWN?
ME: answered
M1: do you know Tamil?? Gave me Tamil newspaper and told to read.
ME: read.
M1: Gave me a blank paper and told to write about myself in Tamil.
ME: Wrote. They said no mistakes Good.
They said Good, Thank you and I left saying thank you and they said ALL THE BEST!!! In chorus.
I was tensed at the beginning but luckily I sat before a beautiful fish tank!! Looking at it made me calm & relaxed. The whole interview went on for around 15mins. Panelists were not in a threatening manner. The whole interview was in English. They actually made me feel that they were impressed, with their reactions. This made me more confident.
Thanks to Shatika Banu for sharing her interview experience with us. We wish her great success in this interview.
Gr8AmbitionZ Team
good interview. can you say what is suspicious transaction??
ReplyDeleteMam please guide me.i m from a very poor family.my family depends upon me.i have got 119 in clerk in gen category.cut off in our state is110. What r my chances.how much should i score in interview to get an allotment.plz help.as i have no one to guide me n no resources to prepare.
ReplyDeleteDont worry about chances. Beacause You dont know what will be the final cut off and others marks.
DeleteJust read abot basic banking question. You can get it from this site. ok. Best off luck.
Don't worry friend, in this website there are lot of pdfs available regarding RBI, banking, and banking related definitions. You just download and go through them as much as you can. Besides go through more and more number of interview experiences available here and this is more than enough for you to give a best shot in the interview. Moreover learn little about your home town and home state since most of us will be asked this kind of questions. As you are a GENERAL category candidate, you need to score more than 60 out of 100 in interview because you have just scored 09 marks extra to the cut-off. Don't be tensed during the interview, be cool and give your best. All the best to you.
DeleteThanks all of you for giving all these valuable advice. I will try my best friends. Only tensed due to my family.what will happen if i can't make it this time.thanks all of u again for listening to this poor person.
DeleteHi.
ReplyDeleteDnt think that it is ur main chance. If u think so,u wil get tensed,u
wil frgt the answer or u wil not expres it properly. Just refer this
website... I wil pray for u.
I am vasanth
ReplyDeleteOBC
MARKS : 104
INTERVIEW DATE: 15/02/2014
TIME : 8:30 AM
M1,M2,M3,F1,
Asked permission enter into the room
wished all of them
they asked me to sit
they are friendly
m2: asked about me and my family
me: answered
m1: why banking ?
aswered
f1: new banking opened for women what is that?
me: BMB
f1: asked full detail about BMB opened date, why that date ,CAPITAL ,who can open account,
answered
m3: SLR,CRR WHAT IS THAT?
ANSWERED
M3: where bank is getting money?
rate of interest from lending lones.
m3: they asked other than interest how they getting?
diidnt remember in tension. i said no.
f1: asked to read tamil news paper
read
f1: she read tamil news paper side by side i have to write.
written but two mistake i said sorry.
f1: they said its k?
f1: asked about metro rail from yesterday newspaper.
i said . i dont know.
m2: interview is over you may go
said all the best.
m1: gave me sweet asked me to eat..
I did that and said thankyou for all and came ..
is there any possible to clear....reply me plss
even i don't know this.. as i didn't even hear this term b4 interview..jus wit presence of mind.. split those words n got t meaning..i ll say as i said.. suspicious transaction is the transaction being made without proper identity and without showing the source of income for the amount being transacted.
ReplyDeletebrother dont worry.. jus read interview experiences from ur state note down t q's find out t answers.. practise little before mirror.. be cool n confident.. have an attitude tat u dont need tis job.. !! tis wil help u... oly during ur interview.. tis will keep u cool.but prepare well.. all the best
ReplyDeleteThank u munni. I will definitely obey ur advice.
DeleteBEST OF LUCK.....PREY 4 ALMIGHTY'S GRACE
ReplyDeleteI finished my interview today. It was ok. Not too good nor too bad. I have a doubt. Panel members didn't ask me to read tamil newspaper and didn't instruct me to write also. I am confused. Why they didn't? Did they forgot? Is it compulsory for everyone?
ReplyDeleteI had my interview at Chennai IOB. It was ok. They didn't ask me to read or write in tamil. Did they forgot? Is it compulsory for everyone?
ReplyDeletewhats ur mark saraswathi?? bcz they didnt ask me also to read or write in tamil
ReplyDelete