IBPS PO III Interview Experience - Deepthi Jyothis (Trivandrum)

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Name : Deepthi Jyothis

Venue : Canara Bank, Trivandrum

Interview Date : 05-01-13

Time : 8.30 AM

Panel : 1

Qualification : B.Tech, ECE (2012)

I reached the venue at 8.30 am and the document verification process completed by 9.30 am.I was the 3rd person to be interviewed in my panel and they called my name at 9.45am.

Me: May I come in sir?

M1: Yes please come in

There were 3 gents and a lady in the panel.So I wished the lady 1st and then the gents.They all greeted back.

M1:Please be seated
Me: Thank you sir

M1:In which year you passed out?
Me: 2012 sir

M1: What ur fathers occupation?
Me: He is an advocate sir

M1: What is ur mother?
Me: She is working as an executive engineer in the irrigation dept of Kerala

M1: Nature of her job
Me: Design of dams and canals also site inspections.

M1: You have a very good percentage and also distinction in your subject.So why didnt u try for PG?
Me: ECE has never been my field of interest sir.I got the sub based on merit in the allotment process.Then I was not mature enough to make my own decision.Also there is a general trend in Kerala which makes students choose between either engg or medicine.I was good at maths so I chose engg sir.

M1: If u weren't interested in the sub u could have dropped out and joined another course rite?
Me: Sir that was a big step and in fact my parents wanted me to do a professional course.There wasn't any other choices other than B.Tech left in front of me.

M1: Usually when a person doesn't like his sub then he wont study anything.How did u get such good marks?
Me: Sir I felt that the sub was difficult in the beginning so I took it as a challenge and worked hard.

M1: very good

M2: What are ur strengths ?
Me: As I have said I am a hard working person sir.I am also very optimistic and always keep a smile on my face.I am friendly,outgoing and have good interpersonal skills sir.I am quite adaptable and I can easily deal with any difficult situations.

M2:You left infosys because of health probs,what happened?
Me: I caught chicken pox and I had to take leave for about 2-3 weeks.Then the HR informed me that I missed a couple of tests so I could join along with the next batch that means I have to repeat the entire training.I asked about other options and I decided to quit because I had an SBI Interview coming up then.I was already interested in banking and decided that it was the right time to take a proper decision.

M2: And what happened to that interview?
Me: I got full marks for interview sir but unfortunately got eliminated because of low marks in the marketing section.

M2: How did you know about the mark distribution?
Me: They have given detailed mark lists sir. I could show you now.

M2: no need. ok so unlike others who didn't have other options you are genuinely interested in banking field.That's good

Me: Thank you sir

M3: How important is a customer in a bank?
Me: Customer is considered as the king in banking.Customer satisfaction is the most important criteria which defines the sucess of a bank.As a PO we will be dealing with the complaints of the customers often.So it should be taken in a positive manner and always interact with the customers putting on a pleasant face.

M3: Where did you go for coaching?
Me: I havent been to any institutes sir. Prepared by myself.

M3: So have you cleared any exams other than SBI and ibps?
Me: Yes sir.SSC CGL tier 1 and ibps clerical sir.

M3: smiled and said very good

M4: what is SHG?
Me : SHG is a village based intermediary composed of women from the same family or neighborhood.The pool money and lend each other at low rates of interest.They are entitled to get loans from nabard and rrbs.

M4: u have a bank account? which bank?
Me: ICICI and SBI maam.

M4: which bank is more efficient?
Me: I no longer use icici bank acc mam as it was my salary acc in infosys.Icici is a private bank so the readiness to open an acc ,transactions are easier and faster when compared to SBI.But as the largest bank in India the trustworthiness provided by SBI cannot be compared to any other banks.

M4: ok good

M1: Miss Deepthi u may leave now. And all the best.
 And they offered chocolates. I took one and thanked all of them and left the room.

My Suggestions : Try to be calm and never use difficult terms which may get you in trouble.All they check is ur communication skills and ur way of presenting your opinion.

Thank you all and best of luck !!!

Thanks to Deepti on behalf of our readers and team members for her valuable review. We wish her great success in this interview.

Gr8AmbitionZ Team

Read more Interview Experiences of IBPS PO III from here

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