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January 03, 2014

A Detailed Review of IBPS PO III Interviews - Shweta Singh

123 comments

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Name : Shweta

Interview Date :  2nd Jan, 2014 (1 PM)

Venue : Bank of India, Noida

Panel : VII

Document Verification took 15-20 min. They will verify the following documents (one set of self attested Xerox and originals):
a)  D.O.B proof
b) Graduation certificates- Original degree (if u don’t have degree, provisional will also work), consolidate marksheet, semester   marksheets
c) 10th & 12th marksheets
d) Identity proof (same as u attached with your admit card at the time of written exam)
e) Caste Certificate (if any)
f) Experience Certificate (if any)
Apart from these, they will ask for those documents that u have mentioned in the application form.

My interview turn came around 5 PM and went on for 10-12 min. There were 4 members- Chairman (CM), P2, P3, P4, all male and in their 50s. I entered the room & wished them- Good evening to all of you. They said good evening and offered me sit. I said Thank you sir.

CM: What have you done in your graduation?
Me: Sir B.Tech in IT
CM: Passed out in which year?
Me: 2012 sir
CM: Then what u did after 2012
Me: I answered well
CM: Tell me about your father’s profession
Me: I answered well
CM:  Who regulates insurance sector?
Me: IRDA (Insurance Regulatory & Development Authority)
CM: Where is it’s headquarter?
Me: I don’t know sir
CM: It is in Hyderabad
Me: Thank u sir
CM: Who regulates share market?
Me: Sir SEBI
CM: Where is its HQ & who is chairman?  Me: Sir in Mumbai & Mr. U K Sinha
CM: What is difference between Primary & Secondary market?
Me: Sir in Primary market, new IPOs of companies are offered and in secondary market we buy and sell shares of already listed companies.
Now CM was looking quite impressed
CM: What is IPO?
Me: Sir it is Initial Public Offer issued by new companies
CM: What is Follow up IPO? If IPO has already issued then what is the need of it?
Me: Sir I don’t know
CM: He told me that Follow up IPO is offered when company has not made profit by offering IPO.
Me: Ok sir
CM: What is RBI?
Me: Sir RBI is central bank of India. It regulates all banks in India and also regulates inflation & monetary policy by managing some rates.
CM: does it regulate cooperative banks also?
Me: Yes sir (I was not sure about this while answering, but after seeing his expression I think ans was correct)
CM: Do u have any bank account?
Me: Yes sir in Axis bank & SBI
CM: Who is head of SBI?
Me: Madam Arundhati Bhattacharya
Then he directed others to ask.
P2: He asked me about one term which I was hearing first time (and even don’t remember what the term was).
Me: I don’t know sir
P2: Have you heard about CSR?
Me: Yes sir it is Corporate Social Responsibility, in it companies have to spend 1% of their profit for social improvement and social uplifting
P2: Is it 1% or 2%?
Me: Sir 1 %, I have read somewhere.
CM: Where have u read?
Me: Sir in some magazine
CM: Smiled and said it is 2%
Me: Thank u sir
P2: Tell me 2 companies which are following CSR?
Me: Infosys, TCS
Then P2 directed others to ask
P3: Tell me 2 names of public & pvt banks who’s head is a woman
Me: I answered well
Public - SBI (Arundhati Bhattacharya)
                        BMB (Usha Anantasubramaniam)
                Pvt- Axis Bank (Shikha Sharma)
                      ICICI (Chanda Kochar)
P3: Earlier u said that RBI controls monetary policy, when govt. passes the budget then what is the need of monetary policy?
Me: (With some hesitation) Sir with monetary policy RBI control money supply in market by managing some rates like- CRR, SLR, Repo, reverse repo rate
P3: what is reverse repo rate?
Me: sir the rate at which RBI borrow loan from banks
P3: current reverse repo rate is?
Me: 6.75%
P3: when RBI borrows from other banks, then money in market increases or decreases?
Me: Sir it decreases
Then P3 said ok
P4 didn’t ask any question, he was watching and smiling in between the interview. I think he was there to observe the candidates.
Then CM wished me all the best.  I said thank you sir and went out.
When I came out of the interview room I came to know that CM and one member among the panel were retired managers of PNB.

Suggestion : Don’t get nervous, be confident and say without hesitation when u don’t know something. Make eye contact with everyone while answering. Before going for interview look all banking terms and don’t forget any document. Give your best shot.

Analysis : The board was very cordial and humble. I gave my best and I m pretty much satisfied with my interview. Your analysis and reviews are welcomed in comment section.

All the best to everyone.


Thanks to Shweta for her detailed analysis and review of IBPS PO III Interview. We wish her great success in her Interview. 
Gr8AmbitionZ Team

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123 comments:

  1. I liked the way you explained it. Thanks Swetha ji :)

    ReplyDelete
    Replies
    1. You had given a brief discription..
      Thanku Shewta:)

      Delete
    2. How much of score you got in written exam Ms.Shewta.

      Delete
    3. hi shweta..
      i have my interview with the same panel...
      can u please tell me how to reach the place,,
      which metro station i should get down???

      Delete
    4. @ Anu- you need to get down at Botanical Garden Metro station (Noida City Centre Route).from there you can hire an auto or walk for 10 mins towards Noida sector 37 where shared autos are available for travelling towards Noida Sec-62.

      -Bharat

      Delete
    5. thank you so much .... bharat.
      :)

      Delete
    6. better route is get down at noida city centre (the last metro stn on the route) and u will get the shared auto outside this metro stn for sec-82

      Delete
    7. @ Anu- Service with a smile Maam.All the best for your interview.

      Delete
  2. NICE INTERVIEW SWETHA....WISH U ALL THE BEST..

    ReplyDelete
  3. This is the most detailed interview review till now i have read, Shweta has some great chances of making it though. Best of luck.
    TARUN

    ReplyDelete
  4. Sweta You Rock friend. Best wishes you will definately get through from this.

    ReplyDelete
    Replies
    1. Thanks Pankaj...Fingers crossed hoping for the best
      Shweta

      Delete
  5. mine was also 7th panel, 1 pm,noida,
    mine too went well !

    ReplyDelete
    Replies
    1. pl share ur interview exp..it'l b useful for us....

      Delete
  6. Pl help..my interview is on 7th Jan'14. I hv exp in private bank bt didn't mentioned d same while filling-up form for IBPS PO. Should I mention in interview abt my exp?
    My second ques is : wat cud b d ans for "how ur technical knowledge (I am a BE in EC branch) help us"
    Pl help...

    ReplyDelete
    Replies
    1. i am also b.tech in EC. Please explain your 2nd question little properly as I am not able to understand it.

      Delete
    2. from BE and B.tech candidate they are asking how your technical knowledge will contribute to banking ?????

      Delete
    3. If u didn't mentioned in application form then u can tell abt ur experience at the time of interview, then they will ask u for the NOC... If u have NOC u can tell them. If u dont hav NOC then it would be better not to tell that u r working....And for ur second ques I would say that u can ans it as- as I m technically aware about new technological innovations (like CBS) in banking sector it would be easy for me to adjust in banking environment and there is always scope to learn new things..
      Shweta

      Delete
    4. did thy asked you NOC for 6 mnths working ................!

      Delete
    5. fro where i'l get NOC ?????? NOC is needed for govt. employees i guess & i worked in Private Bank....pl guide.....

      (Kritika)

      Delete
    6. I worked for 6 months so I have experience certificate for the same.

      Delete
    7. I too hv exp certificate...then also I'l need NOC ???????

      (Kritika)

      Delete
    8. @Kritika...No need of NOC if u have exp certificate

      Delete
    9. hi shweta..
      i have my interview with the same panel...
      can u please tell me how to reach the place .
      which metro station i should get down??

      Delete
    10. @Anonymous...Frd I too missed out mentioning Experience Details in Application Form.....Please help with your answer after completion of your interview.....mine is on 11th...Pls.Pls....Frd.

      Delete
    11. @Anonymous...Please share your interview experience....about mistake of missing Experience Details in Appl From to mukkuavinash@gmail.com.......Please dont forget..Because I too have done same mistake....

      Delete
  7. gud u performed well.

    ReplyDelete
  8. u hv gr8 chances of selection Shweta. Wats ur score n category ??????

    ReplyDelete
    Replies
    1. Thanks.. 54 SC
      Shweta

      Delete
    2. shweta what was the medium of interview (hindi/english )

      Delete
    3. I started in English, but in between I faced 2-3 ques in hindi too, so I answered them in hindi...If interviewer asks in hindi u should also ans in hindi...and medium does not matter too much. Choose the language in which u r comfortable and confident.

      Delete
    4. Hey admin && frnds, help me out with the dress format.
      I am a bit confused with the formal dress colour.

      Delete
  9. You did it well and nice explanation for us..thank u so much shweta
    what u said for the q'n..what u did after 2012??
    are you working??

    ReplyDelete
    Replies
    1. No currently i m not working but worked for 6 months.. so I explained abt it when they asked me abt wat u did after graduation

      Shweta

      Delete
    2. plz shweta clarify me tht did you mention tht 6 mnths working in online application of ibps po 3 application plz plz plz do rply ...................!

      Delete
    3. I also want to know....can we mention our exp in interview if we haven't showed in online application ??????????????

      Delete
    4. Yes u can mention at the time of interview

      Delete
    5. yes I mentioned abt my experience in the application form.

      Delete
  10. shweta out of 50 u scored 40 in according to me nice interview u ll definetly be selected dnt worry in top 5 list of ur preference.............!

    ReplyDelete
    Replies
    1. Oh my god..I will be lucky if I get 40 out of 50. Anyways thanks anonymous

      Delete
  11. each and every point of your interview was explained very well. Thank you swetha ji.....I`m also btech 2012 passed out. And from IT only.(from AP(TELANGANA)). I wish you all the very best for bright future.

    ReplyDelete
  12. hi sweta... nice interview u gave..very well prepared...must say can u tell me which book u r following for banking awareness ??? all the qestions seemed a bit tough...plz plz plz reply!!

    ReplyDelete
    Replies
    1. Thank u....I followed gr8ambitionz, mrunal, banking awareness sites for current affairs...

      Delete
    2. u didnot study any book for banking awareness?? please reply. i am actually stuck.. it seems like a vast ocean

      Delete
    3. plz plz plzzzz reply !!

      Delete
  13. @ Shweta : Have same background, Jst one question How did u satisfy interviewer for the question
    What did u do after competed your B.Tech. ?? ll be helpful for us...
    All d Bst !!

    ReplyDelete
    Replies
    1. I told them abt my experience and after that I was preparing for IBPS

      Delete
    2. Thxx.. for replying..
      Can suggest what to say as I don't have experience ?
      Can't say directly was preparing for IBPS
      Shashank

      Delete
  14. Hi Shwetha i read all the experiences gave in this and i feel among those experiences u faced the toughest and answered brilliantly. definitely u selected i was very impressed with your answers. All the best

    ReplyDelete
  15. my certificates are dated after 01-07-2013.will it lead to the rejection of my candidature?

    ReplyDelete
  16. Hello Sweta, U answered all very well. all d best. I want to knw tht U mentioned documents among them I have not consolidated marksheet. Is thr any problem?

    ReplyDelete
    Replies
    1. Thank u Tejal....Yes it may be coz consolidated marksheet is necessary..it would be better if u carry it with u..All the best

      Delete
  17. hii shwete u did quite well i m sure u will be selected...just wanted to ask aint cosoldatd marksheet enough instead of all sems marksheet??

    ReplyDelete
    Replies
    1. Thanks Aviral..Well consolidated marksheet is necessary, I am not sure abt all sem marksheets..In my case they asked for both, so its better to carry all of them...All the best

      Delete
  18. Hi Shweta,
    You did it very well ! No doubt about it.. Wish you good luck..

    ReplyDelete
  19. Hi Shweta,
    Ur answers are very good and brilliant,my best wishes.. I hv no doubt abt ur selection.. I am shortlisted for the interview and i am a B.Tech IT graduate I hv applied for IBPS Specialist Officer exam too if I was asked abt tat wat can be my answer.. ie If they ask if u clear SO exam then which will be ur choice like tat sort of ques then wat can i answer..

    ReplyDelete
    Replies
    1. I would ans this ques as- At present my focus is on PO and also right now I don't have job in my hand. So my first priority is PO and I am working hard for it. But if it happens that I get select in SO too then I will weigh the opportunity at that time and will choose the best option accordingly.

      Delete
    2. Thanks a lot for ur rply Shweta:-) Wishing u a happy and great new year...

      Delete
  20. Friends, plz help me. Is it mandatory to bring all the graduation mark-sheets year-wise? I have final mark-sheet and certificate of my graduation along with 1st and 3rd year mark-sheets .But, I lost 2nd year mark-sheet. will they allow me to go for interview?
    I have completed my graduation on 2010 and I am from Kolkata.My interview date is on 7th January.

    ReplyDelete
  21. friends plz help me,

    i lost my cmm,but i have my O.D and all semester mark sheets,cmm xerox with gazeted sign.is there in problem . plz reply

    ReplyDelete
    Replies
    1. wat's CMM and OD ?

      Delete
    2. CMM-CONSOLIDATED MARKS MEMO.

      OD-ORIGINAL DEGREE CERTIFICATE

      Delete
    3. CMM is necessary to carry, without it you may face problem

      Delete
  22. my first preference in application form is PNB and second is Union Bank of India which I chose randomly. If they ask for reason, wat wud I say??????

    ReplyDelete
    Replies
    1. @ Swetha.....Please .reply for this question.....Pls.

      Delete
    2. u can say that sir all public sector banks are good...But I selected PNB on top coz it is the oldest (since 1895) & one of the top 5 big bank and has around 6000 branches..Also u should know about its headquarter (Delhi)..All the best

      Delete
  23. what is the difference between PO and MT ? what's the role of a PO ? what's the hierarchical growth line after PO ? where will you see yourself in next 5 years ????

    ReplyDelete
  24. Hii sweta,thanks for sharing you experience.I wil pray for you.you will be defintely selected for sure.

    ReplyDelete
    Replies
    1. So sweet of u Jayanta..Thanks..and I will pray for u too..All the best :)

      Delete
  25. So far the best i have Read..I mean the way u have presented the entire conversations, and trust me u did well, i m not telling this just becoz u r a girl :) genuine comment..My rating ****(4 star out of 5). All the best. You R IN friend
    Regards
    Ronnie

    ReplyDelete
    Replies
    1. Thank u so much Ronnie..Hoping for the best..All the best for ur interview... :)

      Delete
    2. I cudnt make last year for PO, Clerk Yes. But sure gonna make this time IBPS PO IV. last time it was my first attempt for both. But still thanks :)
      Best Regards
      Ronnie

      Delete
  26. Thank god sm1 from North India........if there is any1 whose interview is in jaipur please give me your email id.....or just mail me your enterview experience plzzzzzzzz.....mine is vpsingh1590@gmail.com

    ReplyDelete
  27. do i need to take birth certificate too??? as it's mentioned to take std x/ std xii with dob or birth certificate in the call letter. thanx in advance

    ReplyDelete
    Replies
    1. Your Xth certificate will serve as birth certificate

      Delete
  28. mam... interview hindi me tha ya english me??

    ReplyDelete
    Replies
    1. Maine eng m start kia tha..lekin bich bich mein 2-3 ques hindi me puche mujhse, unka ans maine hindi mein dia...baaki sbka eng mein

      Delete
  29. Hi mam I don't have OD for my UG and I am 2006 passed out

    ReplyDelete
  30. Hi sweta,
    thanks to posting so nice and managed interviews experience. Really a nice post for those whose interviews is later. all the best and good luck for final selection.

    ReplyDelete
  31. All the best to all

    ReplyDelete
  32. Happy to read this.Well explained and well done.All the best and Thank you,Swetha.

    ReplyDelete
  33. Thank U Shwetha ............It's really good and nice explanation about your experience in the Interview................I think it will be help to my IBPS Clerk-III Interview.....................by Suji

    ReplyDelete
  34. Thank u sooo much swetha

    ReplyDelete
  35. i m saurav .....i m also shortlisted for po interview.....i want to asked u one question.....while filling my ibps online application for po.....they have asked whether i have appeared earlier in ibps examination in 2011 and 2012......i fill NO there. but actually i have giving the po exam for 2011 and 2012.....i filled it by mistake.....can u tell me while checking my document if it find so....my candidature is liable to be rejected by it or not?
    pls reply.....

    ReplyDelete
    Replies
    1. Please reply for this question.........

      Delete
    2. @Saurabh..sorry no idea about this Saurabh...don't take tension about this, its not a big problem I think..Focus on ur interview...All the best :)

      Delete
  36. They asked these questions in English or Hindi?? and if they ask it in hindi then can v answer in english??

    ReplyDelete
  37. Hai swetha.. nice review.. I have a doubt, Is it necessary to submit the same ID PROOF submitted at the time of written test.. Please reply....

    ReplyDelete
  38. Hi Shweta,

    Good experience share with us it will help us a lot....... best wishes............

    ReplyDelete
  39. i also passed b.tech in 2012, bt i didnt get any job, so can you suggest me how to answer if i asked what did you did these days after b.tech??????plz reply mam.......

    ReplyDelete
  40. PLS HELP!! I mistakenly filled computer literacy as "Degree in Computer Operations" while I actually have BE in Electronics and Communication Engineering.
    So Would They consider it, or I will face any problem?? What can I do in that case?
    [P.S. : According to their corrigendum, computer literacy is not mendatory]

    ReplyDelete
    Replies
    1. hi indian boy,
      Am also do the same mistake...when ur interview date?plz replay me to msv88@live.com

      Delete
  41. Thanku Swetha jiiii...and Gr8ambition Team....this info very useful for banking aspirants..MBP

    ReplyDelete
  42. dear sir or madam,
    plz help,i wrongly select computer knowledge "in degree" and also 'studied in higher secondary/college'. But,i have no degree in computer course,i only studied database paper in Engg.what i do

    ReplyDelete
    Replies
    1. Dear Friend,
      Am also do same mistake,,,what we do ,,,u have any idea,,,when u have interview. plz replay to msv88@live.com

      Delete
  43. sweta ji one query
    when panel asked cmd name of any bank(SEBI)..then which answer is better?
    1- mr. uk sinha
    2- mr uk sinha ji
    and can we use mixing language(hindi +english)..

    ReplyDelete
    Replies
    1. @ Gagan..Mr. UK Sinha is better..Adding ji looks too formal...Thats my personal opinion, rest depends on u...Yes u can use hindi+eng, but use with confidence...All the best

      Delete
  44. Excellent Shweta
    Can you tell us what book did you follow for banking awareness and terms?
    PS: I am asking for clerk interview :d

    ReplyDelete
  45. Dear friends,
    where i want to download OBC certificate in ibps website i can't get it,plz put URL for that certificate.I have OBC certificate but it have 19 govt act.its enough for me?...

    ReplyDelete
    Replies
    1. bhai jo advertisement hain http://ibps.in/career_pdf/CWE_PO_MT_III_Advt_08_07_2013.pdf
      isme Page 23 pe OBC ke certificate ka format hain

      Delete
  46. Thanks for sharing your experiance shwetha

    ReplyDelete
  47. Hi Swetha....Really ur way of explanation is very clear...and it will be very useful for us....
    and also ur performance is too good....
    thanx for ur explanation... thanq vry much

    ReplyDelete
  48. Hello Ma'am,
    Pls start articles on SSC GK from now onwards. Some websites hv already started. I'd also really like to esp. see ur articles. ;)
    Thanking You

    ReplyDelete
  49. hi sweta thanks for the description can you tell me whether to take resume or not as it is not mentioned in the call letter pls reply

    ReplyDelete
  50. hi swetha can you tell me whether to take resume or not

    ReplyDelete
  51. thanks for sharing...all the best..

    ReplyDelete
  52. thanks for sharing ,, all the best...

    ReplyDelete
  53. if i m working sumwhere n dnt hav experience certificate den would dey not alow me to sit in interview....actualy my company provides d same only at resignation..do help me

    ReplyDelete
  54. I am selected in Canara Bank as PO and in Bank of Baroda as clerk... very happy :) ..thank u god and mumma-papa :)

    ReplyDelete

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