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November 09, 2013

Online Model Practice Tests for IBPS Clerks - Banking Awareness - Set 15


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Identify the mismatched pair from the following ?
  1. ACCOCHAM - Rana Kapoor
  2. FICCI - Naina Lal Kidwai
  3. CII -  S Gopalakrishnan
  4. NASSCOM - Som Mittal
  5. All are correctly matched

RBI has asked banks to make a plan to provide banking services to all villages having a population upto 2000. This directive issued by the RBI will fall in which of the following categories ?
  1. Plan for Financial Inclusion
  2. Efforts to meet the targets of Priority Sector Lending
  3. Extension of Relief Packages to the Formers
  4. Plan for opening more rural branches
  5. None of these

Which is the first Indian company to be listed in NASDAQ ?
  1. Reliance
  2. TCS
  3. HCL
  4. Infosys
  5. None of these

As we all know, the major source of income of the banks is lending money (providing credit) and earning interest on it. In normal circumstances, teh demand of the credit comes mainly from which of the following sectors ?
A. Personal Loans
B. Priority Sector Lending and Bailout Packages
C. Project Finance
  1. Only A
  2. Only B
  3. Only C
  4. All A, B and C
  5. None of these

As we all know, when we doposit a cheque issued in oru name in the bank, the bank always checks if the cheque has been crossed or not. Why is this done?
  1. It ensures that the money is deposited only in the account of the person in whose name the cheque has been drawn.
  2. It is a process by which the person who has issued the cheque comes to know whether the cheque is encashed or not.
  3. The bank insists on it only when the party wants the payment immediately and that too in cash only.
  4. This is the instruction of RBI that all the cheques of the amount of Rs. 10,000 should be accepted only if they are crossed.
  5. None of these

Foreign Exchange Reserves of India are kept in the custody of which of the following ?
  1. International Bank for Reconstruction and Development
  2. Internatinal Monetary Fund
  3. Goverment Treasury
  4. RBI
  5. SBI

On 29th August 2011, RBI revealed its draft guidlines for licencing of new banks in the private sector. It insisted that the new private banks need Rs. __________crores capital to initiate a bank.
  1. 100
  2. 200
  3. 300
  4. 400
  5. 500

We use PIN number in the transaction of bank ATM. PIN Means ?
  1. Personal Identification Numeral
  2. Personal Identity Number
  3. Personal Identification Number
  4. Preferential Identification Number
  5. Personal Indian Number

NABARD (National Bank for Agriculture and Rural Development) established JLG to extract the productive capability from rural population. JLG stands for ?
  1. Junior Link Group
  2. Join Life Group
  3. Joint Line Group
  4. Joint Liability Group
  5. None of these

Which among the following has the function of recommending Minimum Support Prices for various commodities to teh Government ?
  1. National Farmers Commission
  2. Agriculture Cost & Price Commission
  3. Central Statistical Organization
  4. Department of Agricultur
  5. None of these

Which public sector bank has become only the second bank in the world who have above 10,000 branches ?
  1. Punjab National Bank
  2. State Bank of India
  3. Bank of Baroda
  4. Bank of India
  5. Syndicate Bank

"The set of directive principles issued by the central Bank of a country or process adopted by it to control the supply of money, availablity of money, cost of money and rate of interest, etc. in order to bring stability and growth of the economy" are commonly knwon as ___________
  1. Monetary Policy of the Central Bank of the country
  2. Budget of the Government
  3. Profit and Loss Account
  4. Business Policy of the Bank
  5. None of these

Which bank(s) was / were awarded Nobel Prize for doing commendable work in the field of micro-finance?
  2. Gramin Bank of Bangladesh
  3. Both 1 and 2
  4. State Bank of india
  5. SEBI

WHich of the following has asked all the banks to form customer service panels at branch levels ?
  1. SEBI
  2. IBA
  3. RBI
  4. FICCI
  5. None of these

Which of the following is NOT considered a money market instrument ?
  1. Treasury bills
  2. Repurchase Agreement
  3. Commercial Paper
  4. Certificate of Deposit
  5. Shares and bonds

As per the guidelines issued by Department of Industrial Policy and Promotion (DIPP) in February 2009, any company with more than what fraction of foreign equity should be considered as a foreign company ?
  1. 51%
  2. 59%
  3. 61%
  4. 71%
  5. 75%

Which book was written by Dadabhai Nauroji on Indian Poverty and Economic order before Independence ?
  1. Notes on Poverty in British Rule in India
  2. Indian Economy in British India
  3. Poverty and Un-British Rule in India
  4. Poverty in British India
  5. None of these

To curb inflation one of the methods is
  1. Bank rate must be made equal to long term lending rates
  2. Bank rate must be kept even
  3. Bank rate must be lowered
  4. Bank rate must be raised
  5. None of these

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  1. natarajan is nasscom chairman, president is chandrasekaran

    1. who said chandrasekaran is president , he is just an wise chairman,
      SOM MITTAL is an President ,

  2. hey please help me how to qualify in upcoming ibps clerk exam

  3. Hemant kashyap: Thank you gr8ambitionz... you are doing great job. Keep working... god bless you :)


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