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Sample Questions of Banking Awareness for IBPS Clerks Exam
1.
As
we all know Banks in India are required to maintain a portion of their demand
and time liabilities with the Reserve Bank of India. This portion is called ?
a.
Statutory
Liquidity Ratio
b.
Cash Reserve Ratio
c.
Bank
Deposit
d.
Reverse
Repo
a.
Growth
of Livestock population
b.
Volume
of foreign trade
c.
Quality
of agro products in a country
d.
Industrial
Development of a nation
e.
Global warming
3.
Which
of the following in India is implemented in all the districts of the country
for providing 100 days employment to those willing to do manual jobs in rural
areas ?
a.
Pradhan
Mantri Gram Sadak Y.ojana
b.
Bharat
Nirman
c.
Mahatma Gandhi National Rural Employment Guarantee
Act
d.
Swarn
Jayanti Gram Swarojgar Yojana
e.
All
of these
4.
Which
of the following is a Social Development programme launched by the Govt. of
India for school children?
a.
Bharat
Nirman
b.
ASHA
c.
Kutir Jyoti
d.
Mid Day Meal Scheme
e.
Aadhar
Yojana
5.
In
India, the National Income is measured on the basis of:
a.
Flow
of goods only
b.
Number
of employed youth only
c.
Volume
of tax collected per annum
d.
Earning of people working in PSUs and Govt, jobs
e.
All
of these
6.
Which
one of the following a measure of Fiscal "Reforms, has Govt. of India
adopted ?
a.
Bringing down fiscal deficit to a particular level
by an Act of Law
b.
Fixing
higher rate of growth
c.
Allocation
of more funds to job oriented schemes
d.
Allocation
of more funds to provide education to children who are 6-14 years of age
e.
None
of these
7.
Which
of the following economic concept is categorized on the basis of Current
Account or Capital Account or both ?
a.
Balance of payment
b.
Value
of the foodgrain stock of a country
c.
Gross
National Product (GNP)
d.
Gross
National Income (GNI)
e.
Total
collection of Direct Taxes in a year
8.
Which
of the following acts is/was introduced for the purpose of sustainable growth ?
a.
Water
(Prevention and Control of Pollution) Act
b.
Narcotics
and Psychotropic Substance Act
c.
Foreign Exchange Management Act
d.
Banking
Regulation Act
e.
Prevention
of Money Laundering Act
9.
Some
time we see a reference of "Least Developed country" in the economic
journals/papers etc. Which among the following is one of the parameters on the
basis of which a country in economic parlance, is labelled "Least
Developed" ?
a.
Frequent
changes in monetary/fiscal policies
b.
No
change in
c.
the Government in last ten years as general
elections did not take place
d.
Low
Per Capita income of a specified level and instability in
agricultural/industrial production
e.
Huge
losses due to natural disasters resulting in displacement of people in majority
10.
Which
of the following is one of the indicators of Human Development Index (HDI) ?
a.
Life expectancy at birth
b.
Total
cost of the agricultural land with a family
c.
Total
area of the agricultural land with a family
d.
Availability
of perennial source of water for irrigation
e.
Nature
of employment, casual/permanent or semi-permanent
11.
Which
of the following is one of the measures of economic growth of a country ?
a.
Volume
of Direct Investment made by Foreign countries
b.
Number
of companies listed on the Stock Exchanges
c.
Gross Domestic product of the nation
d.
Number
of Foreign nationals working in a country
e.
All
of these
12.
What
is the contribution of Agricultural sector in total GDP of India? About-
a.
17.2%
b.
.24%
c.
38%
d.
40%
e.
60%
13.
What
is the contribution of Service Sector in total GDP of India?
a.
10%
b.
14%
c.
18%
d.
(4)26%
e.
None of these
14.
'IAEA'
is an organization which functions in the area of
a.
Prevention
of Money Laundering
b.
Control
of Foreign Direct Investment
c.
Nuclear Energy
d.
World
Trade
e.
Promoting
International understanding among the nations.
15.
Which
of the following is the purpose of introducing 'Know Your Customer' norms by
the banks ?
a.
To
bring more and more people under the banking net
b.
Identifying
people who do not pay Income Tax
c.
To ensure that the money deposited in banks has come
from genuine sources
d.
To
ensure whether the money deposited in the bank is of an Indian or a foreign
national
e.
None
of these
16.
Which
of the following organisations is established mainly to promote Micro, Small
& Medium industrial sector in India ?
a.
(l)NABARD
b.
(2)SIDBI
c.
(3)IDBIBank
d.
(4)EXIMBank
e.
All
of these
17.
What
does the term 'AAY' denote which is the short form of a Social Scheme launched
by the Govt. of India ?
a.
Antodaya
A was Yojana
b.
Asian
Awas Yojana
c.
Antodaya Anna Yojana
d.
Area
Antodaya Yojana
e.
None
of these
18.
Which
of the following organizations of women in India will be arisen out of the
confluence of three movements-labour movement, cooperative movement and women's
movement based on Gandhian Philosophy?
a.
TISCO
b.
SHG
c.
AMUL
d.
SEWA
e.
Gramin
Bank
19.
The
Second Green Revolution being planned in India will be launched basically in
Eastern/North Eastern states and will be based on production of :
a. Sugarcane
b. Jute
c. Bamboo
d. Vegetables
e. Paddy
20.
Which
of the following Acts helps a bank in its day today activities ?
a. Competition
Act
b. Negotiable
Instruments Act
c. Hindu
Marriage Act
d. Hindu
Succession Act
check 14 Q
ReplyDeleteVinodhini
Sorry for the inconvenience friend. Updated Plz check. Thanks for the comment :)
DeleteHello mam
ReplyDeleteplease tell about the Rough work in IBPS clerk exam
kya hme rough calulation ke liye paper provide kiya jayega
please tell me
Yep,
Deleteyou should take a pencil and pen with you. They will provide you with White sheets for rough work. You should handover to them along with your hall ticket after completion of the exam.
mam from now ibps po exam will also online?
ReplyDeleteCant say now Manoj, if IBPS gets possitive results this time (for IBPS Clerks), it'll surely conduct online exams for POs too.... as it'll reduce IBPS's work
Deletebut it will increase candidates work mam as paper is paper and computer is computer because in paper we can mark our answer as also in eng comprehension passage but online exam will increase time
ReplyDeleteYep exactly. But we dont have any second option Manoj. you might have header the word MONOPOLY. The same thing is happening now with IBPS :(
Deleteme too has the same doubt in my mind as how to save time in comprehension passage..
DeleteTry to develop quick reading habbits Harika. Try reading english news papers as fast you can as possible. It will surely help you improving your speed in solving comprehension passages.
DeleteAll The Best
Hey Shivani..ur doin a great job here.. plzz add more objective questions to this banking awareness section.
ReplyDeleteKeep up the good work!
Mam,First of all thanks for providing the bank aspirants a good website.My name is manoj.I want to know currently are u conducting any online grand tests for ibps practice tests as that of the ibps,which will be a ground work for us.Thank You.
ReplyDeleteInitially we planned to conduct Model Grand Tests for IBPS Clerks from 14th November friend. But due to the server failure we were off to work for 3 weeks. So we will try to upload the grand tests by 25th of this month... Good Day.
Deletesorry - i think Question no. 9 ans is doubtful . (http://www.un.org/en/development/desa/policy/cdp/ldc/ldc_criteria.shtml)
ReplyDeletepls recheck answer for qsn no 9 as per desa (united nations) the criterion for least developed countries mentioned doesn't include ur option,
ReplyDeleteam doubtful too pls recheck qsn no 9 and update from desa (united nations) official website
ReplyDelete