General & Banking Awareness Quiz for IBPS Bank Exams - Set 21

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1. On 16 September 2015, RBI in-principle granted licenses to how many applicants among 72 applicants to set up small finances banks that are all mainly microfinance and small finance companies?
1. 27
2. 19
3. 14
4. 6
5. 10
2. Which among the following entities did not get license to start the small finance banks?
1. Au Financiers (India) Ltd - Jaipur
2. Capital Local Area Bank - Jalandhar
3. SKS Micro Finance
4. Disha Microfin Private Ltd - Ahmedabad
5. Equitas Holdings - Chennai
3. Which among the following entities did not get license to start the small finance banks?
1. ESAF Microfinance and Investments Private Ltd - Chennai
2. Janalakshmi Financial Services Private Limited - Bengaluru
3. Suryoday Micro Finance Private Ltd - Navi Mumbai
   
4. Ujjivan Financial Services Private Ltd - Bengaluru
5. All of the above entities got permission to start small finance banks
4. Which of the following activities cannot be done by the new small finance banks as per RBI order?
1. Take small deposits and provide loans
2. Distribute mutual funds and other simple third-party financial products
3. Can be a business correspondent of any other bank
4. Distribute insurance products
5. All of the activities can be done by Small Finance Banks
5. Small Finance Banks must disburse _______________ of their total adjusted net bank credit to priority sector.
1. 35%
2. 25%
3. 50%
4. 75%
5. 45%
6. The Small Finance Banks maximum loan size would be _______________ of capital funds to single borrower and 15% to a group as per the present RBI rules.
1. 20%
2. 25%
3. 40%
4. 50%
5. 10%
7. Minimum 50% total loans of Small Finance Banks should be up to Rs. _______________
1. 10 lakh
2. 75 lakh
3. 25 lakh
4. 5 lakh
5. 15 lakh
8. Which of the following activity the Small Finance Bank cannot do?
1. They can't lend to big corporate houses.
2. They can't lend to big groups.
3. Cannot set up subsidiaries to undertake non-banking financial services activities.
4. Other financial activities of the promoter must not mingle with the bank.
5. All of the above activities cannot be done by Small Finance Banks.
9. In the Small Finance Banks, promoter's minimum initial contribution to the paid-up equity capital shall be at least _______________
1. 10%
2. 20%
3. 25%
4. 40%
5. 74%
10. Small Finance Banks minimum paid-up capital would be _______________
1. Rs.200 cr
2. Rs.50 cr
3. Rs.10 cr
4. Rs.100 cr
5. Rs.1000 cr
11. For the Small Finance Banks, capital adequacy ratio should be _______________ of risk weighted assets where as Tier-I should be 7.5% of the risk weighted assets.
1. 15%
2. 10%
3. 11.5%
4. 17%
5. 20%
12. Foreign shareholding capped at _______________ of paid capital of the Small Finance Banks.
1. 74%
2. 25%
3. 40%
4. 49%
5. 29%
13. Foreign Portfolio Investment (FPI) in the Small Finance Banks must not be more than _______________
1. 24%
2. 14%
3. 29%
4. 74%
5. 49%
14. Which of the following entity did not get license to start Small Finance Bank?
1. Dewan Housing
2. IIFL Holdings
3. SKS Microfinance
4. UAE Exchange
5. All of the above did not get license
15. Which bank is planning to launch 'green bonds' this year to enable fund raising for investments in projects with environmental benefits?
1. SBI
2. HDFC
3. HSBC India
4. YES Bank
5. Kotak Mahindra Bank
16. RBI launched a module for reporting Foreign FCTRS on eBiz portal of the Ministry of Commerce & Industry on 24 Aug 2015. FCTRS stands for _______________
1. Foreign Currency Truncation of Shares
2. Foreign Custodian Transfer of Shares
3. Foreign Currency Transfer of Shares
4. First Currency Transfer of Shares
5. None
17. Indian Railways developed a HVT toilet design that combines the advantages of Vacuum toilets and Bio-toilets. HVT stands for _______________
1. Hit Travel Toilet
2. Hybrid Variety Toilet
3. High Vacuum Toilet
4. Hybrid Vacuum Toilet
5. Hybrid Value Toilet
18. International Toilet Day is on _______________
1. 4 October
2. 5 December
3. 21 March
4. 19 November
5. 9 November
19. None of the above (NOTA) Option symbol in EVM is _______________
1. a small ballot paper having BIG Words 'NO' on it
2. a small ballot paper having RED LIGHT mark
3. a small ballot paper with a green cross on it
4. a small ballot paper with a black cross on it
5. a small ballot paper with a Red cross on it
20. NOTA symbol for EVMs designed by Prof. Tarun Deep Girdher of NID of Ahmadabad. NID stands for _______________
1. National Initiation of Design
2. National Institute of Disaster
3. Neonatal Institute of Design
4. National Institute of Design
5. None of above

• Read Set 17 from here
• Read Set 16 from here  
• Read Set 15 from here 
• Read Set 14 from here
• Read Set 13 from here
• Read Set 12 from here
• Read Set 11 from here
• Read Set 10 from here
• Read Set 9 from here 
• Read Set 8 from here  
• Read Set 7 from here 
• Read Set 6 from here 
• Read Set 5 from here 
• Read Set 4 from here 
• Read Set 3 from here 
• Read Set 2 from here 
• Read Set 1 from here 

Shared by Shravan Varma Gadhiraju

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