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Name : Nishant Sharma
Interview Date : 22.1.2015
Interview Time : 8:30 AM
Location : Residential Staff College, PNB, Sector 6 Panchkula
Panel : 6
I Reached at 8 30 am, document verification started at 9 am.
I had been allotted panel 6 and my name was 4th on the list which meant my documents were checked as well as interview taken as the 4th candidate.
Interview began almost at 10 30am.
Panel : 4 men and 1 lady
Me : may I come in sir?
Them : yes
Me : Good morning ma,am, good morning sirs.
M1 : (he was sitting in the middle and seemed to be the chairing the panel) What is your name?
Me : Sir my name is XYZ.
I sit and thank him.
M1 : What are here for today?
Me : Sir I am here to give an interview
M1(smiling pleased with himself) - Then give it to us. How will you give?
Me: *confused* Sir through my words, my presence...
M1: will you be present all day? No you have come to "appear" in an interview, not "give"...you give things...blah blah...
Me : Ok sir, I'm sorry.
M1 : No need for sorry....
(he smiled looked at other members and continued) Today's generation has this habit of using language as they fell like and don't care for spellings, grammar.
*I was caught off guard with this. Don't remember if I was smiling or looking flushed.*
M1 : (reading my application and documents) What have you done?
Told but I said BE instead of simply engineering.
M1 : What is the difference between BE and B.Tech?
Me : Sir there is only the difference of name, a person becomes engineer after both.
M1 : But then why are they called differently, there has to be some difference!
Me : Sorry sir I'm not aware of any other distinction.
M1: What do parents do?
Told
M1:Year of birth?
Told
M1: Don't you think you are too young for this job?
Me : Sir I think my being young is my positive point...INTERRUPTED
M1 : I did not say that it was not your positive point.
Me: yes sir...I...so I am young but willing to gain experience by working instead of getting more education.
Lady was handed over charge of questioning now.
Lady : Where are you originally from?
Told about my native place but that I have always lived in Chandigarh.
Lady: Ok so tell us about Chandigarh?
Told...I kept going as they didn't stop me I paused twice but they were just staring.
Lady : Ok.
M2 : Who is the adviser to the Administrator of Chandigarh?
*I had prepared Mayor, Governors, MP , even knew a new adviser has been appointed but didn't know his name.JUST MY LUCK*
Me : Sir he has been appointed recently and it was in the news that he was touring the city but I cant recall his name. I'm sorry.
M2 : Did you sit for any Campus Placements?
Told that I was placed but didnt join.
M2 : Don't you think you would contribute better in your own field? Why banking?
Told him my interest is in banking, government job , stability and security.
M2 : Who is the CEO of Infosys? Why was he in news recently?
Told but both of us had different pieces of news in mind.
M3 : What is lobby banking?
Me: Lobby is a group that tries to influence in politics...
M3 : no tell me about banking!
Me: sorry sir I dont know.
M3 : What is bank guarantee?
Me : I don not know sir and I dont wanna guess.
M4 : (he seemed to be the psychologist) What is the difference between RAM and ROM?
Told
M4: What is balance sheet?
Told
M4: Give the names of 4 assets.
Me : Loans,,,
M4:Yes thats one..3 more.
Me:Sir I only know that Loans are assets and Deposits are liabilities for a bank.
M4: Do you read the newspaper?
YES
M4:Give headlines.
GAVE
M4: What is disinvestment?
Told
(What came next was a very clever question)
M4: If the government privatizes the PSBs, will you quit because you have said that you want a government job?
Me: I will not quit and there would be some safeguards for the old employees.
M4: I'm done.
M1: Thank you.
Me: Thank you sirs, maam. Have a nice day!
Came out feeling like a grilled sandwich!!
Another thing, all the panelists were writing something down in between.
I did get very nervous at times, so it was not a cake walk but all said and done it was a fine learning experience that I need to get over nervousness.
Update : Guys, here are answers to questions I found tricky.
1. This one explains the concept of Lobby banking:
http://www.hindustantimes.com/businessbankinginsurance/now-branches-without-bankers/article1-689608.aspx
http://www.cxotoday.com/story/lobby-banking-with-ubi/
2. This explains the differences between BE and BTECH(actually there is none):
http://www.quora.com/What-is-the-difference-between-B-Tech-and-B-E-courses-referring-to-the-Indian-context
3. What is bank guarantee? :
http://www.investinganswers.com/financial-dictionary/debt-bankruptcy/bank-guarantee-4864
http://www.investopedia.com/ask/answers/06/202005.asp
Update : Guys, here are answers to questions I found tricky.
1. This one explains the concept of Lobby banking:
http://www.hindustantimes.com/businessbankinginsurance/now-branches-without-bankers/article1-689608.aspx
http://www.cxotoday.com/story/lobby-banking-with-ubi/
2. This explains the differences between BE and BTECH(actually there is none):
http://www.quora.com/What-is-the-difference-between-B-Tech-and-B-E-courses-referring-to-the-Indian-context
3. What is bank guarantee? :
http://www.investinganswers.com/financial-dictionary/debt-bankruptcy/bank-guarantee-4864
http://www.investopedia.com/ask/answers/06/202005.asp
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It's scary! And u have done absolutely well
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ReplyDeleteInterview date: 22-1-2015
Place: Dena bank, Ahmedabad
Panel : ||
Timing: 1:00 PM
I reached there by 1 P.M. They stared document verification after half an hour. And I got my turn on 5 P.M
As I entered I wished them good evening.
There were 5 interviewers, 4M and 1F.
M1: Why you chose banking after IT?
Me: Explained. But not satisfied.
M1: What is Balance sheet?
Me: Sir, I don’t’ know.
M1: What is revenue loss?
Me: I don’t know.
M1: ok, what is your father?
Me: He is civil engineer. (M1 told M2 to ask question)
M2: what is NPA? Its types?
Me: told
M2: how bank generate income?
Me: told (M2 passed to F1)
F1: What is India’s highest civilian award?
Me: Bharat ratna
F2: who recently got? And 1 question about them.
Me: explain
M5: What is personality development? How to talk with customers?
Me: Explained
M4 was not asking eny question.
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Priority Sector Lending
What changes u want to c in a bank?
How will u sell products at ur own?
Swachhta Abhiyaan
News from today and tomm
Sarfesi Act 2002
Non performing Asset
Inflation
Rbi monetary policies
Regional rural banks
Ur native place history
About ur degree
PAHAL DBTL Scheme
Lok Sabha/Raj Sabha Speaker
Central Cabinet ministers...they asked Railways/Law/Health etc etc.
Punjab Cabinet ministry....mainly education/revenue/finance etc.
RBI functions/Governors
Go thru questions asked to me listed above in my post.
Thats all I can recall from my day of interview. But nothing outside above mentioned question was asked in my batch.
If you do not get degree till now then you make provisional certificate
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