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January 22, 2015

Today's IBPS PO IV Interview Experience shared by Nishant Sharma

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Name : Nishant Sharma

Interview Date : 22.1.2015

Interview Time : 8:30 AM

Location : Residential Staff College, PNB, Sector 6 Panchkula

Panel : 6

I Reached at 8 30 am, document verification started at 9 am.

I had been allotted panel 6 and my name was 4th on the list which meant my documents were checked as well as interview taken as the 4th candidate.

Interview began almost at 10 30am.

Panel : 4 men and 1 lady

Me  : may I come in sir?
Them : yes
Me : Good morning ma,am, good morning sirs.
M1 : (he was sitting in the middle and seemed to be the chairing the panel) What is your name?
Me : Sir my name is XYZ.
M1: OK sit down.
I sit and thank him.
M1 : What are here for today?
Me : Sir I am here to give an interview
M1(smiling pleased with himself) - Then give it to us. How will you give?
Me: *confused* Sir through my words, my presence...
M1: will you be present all day? No you have come to "appear" in an interview, not "give"...you give things...blah blah...
Me : Ok sir, I'm sorry.
M1 : No need for sorry....
(he smiled looked at other members and continued) Today's generation has this habit of using language as they fell like and don't care for spellings, grammar.
*I was caught off guard with this. Don't remember if I was smiling or looking flushed.*
M1 : (reading my application and documents) What have you done?
Told but I said BE instead of simply engineering.
M1 : What is the difference between BE and B.Tech?
Me : Sir there is only the difference of name, a person becomes engineer after both.
M1 : But then why are they called differently, there has to be some difference!
Me : Sorry sir I'm not aware of any other distinction.
M1: What do parents do?
Told
M1:Year of birth?
Told
M1: Don't you think you are too young for this job?
Me : Sir I think my being young is my positive point...INTERRUPTED
M1 : I did not say that it was not your positive point.
Me: yes sir...I...so I am young but willing to gain experience by working instead of getting more education.
Lady was handed over charge of questioning now.

Lady : Where are you originally from?
Told about my native place but that I have always lived in Chandigarh.
Lady: Ok so tell us about Chandigarh?
Told...I kept going as they didn't stop me I paused twice but they were just staring.
Lady : Ok.
M2  : Who is the adviser to the Administrator of Chandigarh?
*I had prepared Mayor, Governors, MP , even knew a new adviser has been appointed but didn't know his name.JUST MY LUCK*
Me : Sir he has been appointed recently and it was in the news that he was touring the city but I cant recall his name. I'm sorry.
M2 : Did you sit for any Campus Placements?
Told that I was placed but didnt join.
M2 : Don't you think you would contribute better in your own field? Why banking?
Told him my interest is in banking, government job , stability and security.
M2 : Who is the CEO of Infosys? Why was he in news recently?
Told but both of us had different pieces of news in mind.
M3 : What is lobby banking?
Me: Lobby is a group that tries to influence in politics...
M3 : no tell me about banking!
Me: sorry sir I dont know.
M3 : What is bank guarantee?
Me : I don not know sir and I dont wanna guess.
M4 : (he seemed to be the psychologist) What is the difference between RAM and ROM?
Told
M4: What is balance sheet?
Told
M4: Give the names of 4 assets.
Me : Loans,,,
M4:Yes thats one..3 more.
Me:Sir I only know that Loans are assets and Deposits are liabilities for a bank.
M4: Do you read the newspaper?
YES
M4:Give headlines.
GAVE
M4: What is disinvestment?
Told
(What  came next was a very clever question)
M4: If the government privatizes the PSBs, will you quit because you have said that you want a government job?
Me: I will not quit and there would be some safeguards for the old employees.
M4: I'm done.
M1: Thank you.
Me: Thank you sirs, maam. Have a nice day!
Came out feeling like a grilled sandwich!!
Another thing, all the panelists were writing something down in between.
I did get very nervous at times, so it was not a cake walk but all said and done it was a fine learning experience that I need to get over nervousness.

Update : Guys, here are answers to questions I found tricky.
1. This one explains the concept of Lobby banking:
http://www.hindustantimes.com/businessbankinginsurance/now-branches-without-bankers/article1-689608.aspx
http://www.cxotoday.com/story/lobby-banking-with-ubi/
2. This explains the differences between BE and BTECH(actually there is none):
http://www.quora.com/What-is-the-difference-between-B-Tech-and-B-E-courses-referring-to-the-Indian-context
3. What is bank guarantee? :
http://www.investinganswers.com/financial-dictionary/debt-bankruptcy/bank-guarantee-4864
http://www.investopedia.com/ask/answers/06/202005.asp 



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64 comments:

  1. It's scary! And u have done absolutely well

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  2. Thanxxxx 4r sharing

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  3. What is provisional certificate???? Is it college leaving certificate issued by our college saying that graduation is completed?????

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  4. it is issued by uni.before giving final degree certificate.

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  5. Which pannel...and all the very best for your result.

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  6. obc ka sc se kam cutoff...:????!!!!!!!!!

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  7. i forgot to wish the lady and wished good evening instead of good afternoon and then corrected it
    "good afternoon sirs" will i be rejected?????

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  8. Thanks and all the very best

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  9. ֆɨɖɖɦåʀҬɦJanuary 22, 2015 at 8:12 PM

    True ... Kya hoga humhum jaise UP k garib bachcho ka :P

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  10. ֆɨɖɖɦåʀҬɦJanuary 22, 2015 at 8:13 PM

    Yeah. .. Sounds unusual

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  11. Dude your English is superb....:)

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  12. all the best bro....

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  13. Wait wo din b ayega...wats ur score in os1

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  14. Hi..i have my interview tomorrow same venue same panel plz tell me what should i prepare!! I hve done b.tech in IT

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  15. Guju marks share.....os & clk with cat

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  16. tq and all the best

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  17. dont worry...u done good jb...

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  18. if last sem marksheet is the final marksheet that is you dont have any reappear result of previous sem came out after that.. then it is ok..

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  19. Hello, I am Arpan Prajapati from Gujarat. I am computer engineer.

    Interview date: 22-1-2015

    Place: Dena bank, Ahmedabad

    Panel : ||

    Timing: 1:00 PM



    I reached there by 1 P.M. They stared document verification after half an hour. And I got my turn on 5 P.M

    As I entered I wished them good evening.

    There were 5 interviewers, 4M and 1F.

    M1: Why you chose banking after IT?

    Me: Explained. But not satisfied.

    M1: What is Balance sheet?

    Me: Sir, I don’t’ know.

    M1: What is revenue loss?

    Me: I don’t know.

    M1: ok, what is your father?

    Me: He is civil engineer. (M1 told M2 to ask question)

    M2: what is NPA? Its types?

    Me: told

    M2: how bank generate income?

    Me: told (M2 passed to F1)

    F1: What is India’s highest civilian award?

    Me: Bharat ratna

    F2: who recently got? And 1 question about them.

    Me: explain

    M5: What is personality development? How to talk with customers?

    Me: Explained

    M4 was not asking eny question.

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  20. Dude wait Karo west Bengal is special they will release soon u will be in:-)

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  21. Jan Dhan Yojna
    Kisan Credit Card
    Priority Sector Lending
    What changes u want to c in a bank?
    How will u sell products at ur own?
    Swachhta Abhiyaan
    News from today and tomm
    Sarfesi Act 2002
    Non performing Asset
    Inflation
    Rbi monetary policies
    Regional rural banks
    Ur native place history
    About ur degree
    PAHAL DBTL Scheme
    Lok Sabha/Raj Sabha Speaker
    Central Cabinet ministers...they asked Railways/Law/Health etc etc.
    Punjab Cabinet ministry....mainly education/revenue/finance etc.
    RBI functions/Governors
    Go thru questions asked to me listed above in my post.


    Thats all I can recall from my day of interview. But nothing outside above mentioned question was asked in my batch.

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  22. If you do not get degree till now then you make provisional certificate

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  23. What is no...

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  24. is it necessary to submit T.C too... at the time of interview for certificate verification?

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  25. pls tell me ke sarv up gramin bank ka cut off kab tak aegaaa?

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  26. aryavart bank ki cuy off kitni jati hai????????

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  27. All the best... very nice experience

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  28. kya kabhi hindi state ke cutoff bhi ayege etne

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  29. office assitnt (MP) mtlb? whts meng of mp?

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  30. Dummy candidates kum ho jaege tab.. :)

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  31. mp means multipurpose.

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  32. PLEASE TELL ABOUT THE PATTERN OF THE IB EXAM....

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  33. WHAT WAS THE LAST YEAR CUT OFF FOR IB EXAM..PLEASE TELL

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  34. stability and growth. That's what I am betting on

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  35. Yah you rocked

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  36. thanks neha for sharing such a gud info.

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  37. Hi this is meet neethu I have got 144 do I have any chance to get inter is call (obc)office assistant

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  38. Brother can you please clarify about when we are supposed to submit the certificates later if we dont have them right now. You mentioned that if certificates were not in proper order they were asked to submit later. Can you please tell by when?

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  39. HOW TO SELECT CENTER OPTION IT IS NOT AVAILABLE

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  40. hey im frm AP.,OC category:office assistants - 157 my score.,any chances ?

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  41. Hey.. what did u answer? did it create any problems later?

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  42. link is not working it is showing some error like band width limit exceeded please any one help me hw can i apply now?

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  43. me too hve on the same date

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  44. me too have the same date wht to do

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  45. what to do,, me too have on the same date,,feeling disappointment,,help us

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  46. hi, i got 153 AP gen oa have any chance in fst phase?

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  47. i checked just now.it's working fine .try again

    http://ibpsregistration.nic.in/ibps_apgvbn/

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  48. My score is 150 in OA from OBC. Any chance.....

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  49. what are the cutoffs for APGVB in RRB-II??

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  50. r u sure about apgvb cutoff for officer assitants

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  51. what r the cutoffs of rrb-IIfor apgvb? plz reply

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  52. Dey said don't u think ur experience will be helpful in banking sector..but I replied politely dat every experience in life do count sir but now I want fresh start and it is completely different sector i.e. service based so dint mentioned...
    Sorry for d late reply..i think which u gonna understand after clearing IBPS

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  53. HIII EVERY ONE I HAVE GOT 141 MARKS IN RRB CWE - III AND I AM (OC ) IS THERE ANY CHANCES TO GT INTERVIEW CALL?

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  54. i have attempted 183 questions with 90% accurate for SBI ASSOCIATE CLERKS AND I AM OC IS THERE ANY IDEA ABOUT CUTOFF....? PLEASE ASSESS ME

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  55. IAM FROM A.P got 146 in off asst.cat s.c.is there any chance .please tell me ??????

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  56. hai....iam from a.p.i got 146 in off asst cat-SC.please tell any chance???????

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  57. Pls provide study material for paper2.wat to prepare for descriptive?

    ReplyDelete

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