IBPS PO IV Interview Experience of 20th January 2015

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Hi, my name is Pori Teronpi, today I had my IBPS PO IV Interview at UBI Staff Training Centre in Guwahati. Here is my Interview Experience.

Name : Pori Teronpi 

Qualification : MA in Economics

Interview Date : 20th January 2015

Interview Venue : UBI Staff Training Centre, Guwahati

I faced panel 2. Reporting time was 8.30 am. I reached there at 8 am and at sharp 8.30, they let us enter and document verification started. Interview started at around 9.45 am. I was 4th to be interviewed.

There were 5 interviewers (4 men, 1 lady) inside the room.

M1: Tell us about yourself?

Me: I answered about myself and mentioned some of my achievements in literature and my good quality of communication skill and its benefit for my banking career. I also mentioned about my computer skill in E-office. (they seemed quite impressed)

M1: who is the founder of Cotton College? (as I was a Cotton pass out)

Me: Henry Cotton

M1: How old is the institution?

Me: I don't know exactly, but it was established in 1901

They asked 2 more questions About my college

M2: What is deficit financing?

Me: It is the excess of government expenditure over its total receipts.

M2: In  budget, why government cannot make the correct estimation of distribution of income resulting in deficit financing?

Me: Sir, our economy is a developing one and hence, certain unpredictable circumstance comes to surface which needs to be settled to stabilise the overall economy. Apart from that, we have to borrow loans from abroad like the World bank and IMF which results in repayment gaps, resulting in deficit financing. (they were satisfied, but M1 explained some more)

M3: what newspapers do you read?

Me: the telegraph, the Assam tribune and some Assamese papers.

M3: Have you heard about the common people?

Me: Aam aadmi, its related to Aam Aadmi party of Mr. Arvind Kejriwal (they laughed aloud at this, they were expecting another answer, but they talked about it saying that my answer is also a correct alternative to the expected one)

M4: What is your qualification?

Me: MA in economics (M4 replied that Economics is a good subject)

M1 than asked the lady if she wanted to ask anything, she said that it was okay and she didn't ask.

Overall the panel was very friendly, i felt like talking to my friends...now all is in the hands of God...lets hope for the best. And all the best to you!!

Read more IBPS PO Interview Experiences  and Interview Preparation Tips from here

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