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November 27, 2014

Banking Awareness MCQs for IBPS Clerks Online Exam - Set 43


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  1. The Reserve Bank of India does NOT decide the __________
    1. Rate of Repo and Reverse Repo
    2. Marginal Standing Facility Rates
    3. Bank Rate
    4. Rate of Dearness Allowance to Govt Employees
    5. Statutory Liquidity Ratio
  2. What does the letter "P" denote in the term "PAN" as used in financial transactions ?
    1. Primary
    2. Partial
    3. Permanent
    4. Property 
    5. Provisional
  3. Several Public Sector Organizations like ONGC, SAIL and NTPC received "Scope Award". The award is given for which of the following ?
    1. Earning the highest profit amongst all PSUs
    2. For creating the maximum number of jobs in an year
    3. For donating the maximum amount in pradhan mantri rahat kosh in an year
    4. for Best Corporate Governance
    5. for Cutting down expenditure by 50% or more in an year to wipe out losses made in the previous year 
  4. Teaser Rates are related to which of the following types of loans ?
    1. Home Loans
    2. Personal Loans
    3. Auto Loans
    4. Reverse Mortgage Loans
    5. Crop Loans
  5. The Green Revolution in India was the outcome of the efforts of who amongst the following ?
    1. Dr. Verghese kurien
    2. Dr. M. S. Swaminathan
    3. Dr. C. Rangarajan
    4. Dr. K. V. Kamath
    5. Dr. Rakesh Mohan Prasad
  6. Which of the the following document is / are considered as officially valid documents to satisfy KYC norms for opening a bank account ?
    1. Passport
    2. PAN
    3. Aadhar Number issued by Unique Identification Authority of India
    4. Only 1 and 2
    5. Only 2 and 3
  7. Which of the following is NOT a Govt sponsored organization ?
    1. SIDBI
    2. NABARD
    3. NHB
    4. Karnataka Bank
    5. Dena Bank
  8. Bharat Nirman Yojana is associated with the development of which of the following ?
    1. Urban Infrastructure
    2. Rural Infrastructure
    3. Bridges and Roads
    4. Information Technology
    5. None of these 
  9. Which of the following is the apex institution which handles refinance for agriculture and rural development in India ?
    1. RBI
    2. SIDBI
    3. NABARD
    4. SEBI
    5. None of these
  10. Foreign Exchange Reserves of India are kept in the custody of which of the following ?
    1. International Bank for Reconstruction and Development 
    2. International Monetary Fund
    3. Government Treasury 
    4. Reserve Bank of India
    5. State Bank of India
  11. The basis of determining dearness allowance to employees in India is ?
    1. Consumer Price Index
    2. Whole Sale Price Index
    3. Retail Price Index
    4. Retail Price Index
    5. Demand Price Index
  12. Smart Money is a term used fo ?
    1. Debit Card
    2. Credit Card
    3. Chip Card
    4. Online Account 
    5. Green Card
  13. Recommendations of the 13th Finance Commission have become operational for the period ?
    1. 2005-10
    2. 2007-12
    3. 2010-15
    4. 2012-17
    5. 2014-19
  14. Which of the following is an employment generation programme in India ?
    1. NREGP
    2. AABY
    3. SSA
    4. MDM
    5. ASHA
  15. Which of the following is NOT a food crop ?
    1. Rice
    2. Maize 
    3. Wheat
    4. Moong
    5. None of these
  16. Which one of the following is not a subsidiary Organization ?
    1. UNESCO
    2. UNICEF
    3. WHO
    4. ADB
    5. None  of these
  17. Warren Buffet is a ____________
    1. Scientist
    2. Investment Specialist
    3. Industrialist
    4. Police Adviser
    5. Motivational Speaker 
  18. M3 currency is also called as ________________
    1. Narrow Money
    2. Smart Money
    3. Broad Money
    4. Hard Money
    5. Plastic MOney
  19. Banks undertake financial services such as insurance business, underwriting, equipment leasing, hire purchase business is called 
    1. Traditional Banking
    2. Narrow Banking
    3. PARA-Banking
    4. CASA-Banking
    5. None of these
  20. The Union Cabinet, headed by Prime Ministers Narendra Moidi, on May 27, 2014, has constituted a Special Investigation Team (SIT) to unearth illicit money. Who is appointed as the Chairman of the SIT ?
    1. C. B. Bhave
    2. Amar Pratap SInha
    3. Sudharshan Nayak
    4. M. B. Shah
    5. Raghuram Rajan
Read more Banking Awareness Model Practice Sets from below
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  1. Very nice updates......nice stuff.

  2. Guys what do u think will be the safe score for IBPS PO 4 ??

  3. Reading Gr8ambitionz daily updates are like reading tomorrow's newspaper in one day Advance

  4. All of you note this: 19 th SAARC summit to be held in Islamabad, Pakistan

  5. someone please answer my querry..while filling IBPS clerk form in
    address I made a spelling address is Dhadwal Hospital
    colony and instead of Hospital I wrote Hopital....
    will this be a problem in future...will my candidature gt cancelled because of this? I am very worried
    please anybody answer....

  6. Bobcards kis kis ne diya......aur kitne questions attempt kiye

  7. Nice updates.
    Guys I have a doubt and I'm sure I ll get help here.
    I have completed and currently working in private company.I want to move to banking sector.
    I have applied for IBPS clerk 2014. If I qualify and join as clerk,Can I write IBPS PO next year ? what should I keep in mind before joining as clerk?

  8. yes you can join as clerk and write PO exam.. just confirm that your bachelors degree is affiliated from a recognized university. that's it.

  9. there is no bond in ibps exams..:)

  10. how many attempts will be on safe side for ibps clerks....plz help me frns...

  11. agar 50 question bhi galat hote hai tho bhi u score 127.25 marks..:)

  12. no you don't have to worry about it...they will cancel your candidature for this silly mistake..

  13. i dont think so..concentrate on ur xam..dont worry :)

  14. depends on accuracy :)

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  16. can anyone tell me about the GA portion in SBI ASS PO exam...
    i mean they have asked more question from basic banking term or current affairs...??
    plzzz tell me in numbers...

  17. in my all marksheets my name is shruthi but in gdaduation it is like km.shruthi as this is the format of college like kumari and mr. sowill it cause any problem in sbi interview

  18. lol..I heard that we need to have NOC to attempt any PSU interviews after joining as clerk? is it true?

  19. great so it I get selected in PO, can I resign clerk and join as PO?

  20. Done in marketing specialisation. Em I eligible for ibps so marketing field??????

  21. Jagadeeswari
    In my I'd proof my name s mentioned as jagadeeswari .R but in ibps clerk hall tkt its jagadeeswaei Raja.
    Will it create problem for appearing exam?
    Plez reply I'm very scared..My husband name s raja moreover his name is not there in my I'd proof..

  22. lol.. lol...!! haan sahi bola..

  23. Sharad Chandrika VaddadiNovember 28, 2014 at 2:20 PM

    sir what will be the expected cut off for ibps clerk 2014 exam,i got 106 marks last year from TELENGANA,and my exam is on DEC6th i am in tension will you provide quick reference soo

  24. cut off we be 100-110...not more than that...all d best

  25. i had made a mistake in IBPSPO form regarding my college completion date but year is ok ,is there any problem in interview


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