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May 22, 2017

Banking Awareness Quiz for SBI PO 2017 - Set 118

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  1. What is LTV ?
    1. Lending To Vehicle
    2. Liberalised total value
    3. Loan to Value
    4. Licensed to verify
    5. None of the above
  2. Which is the world's largest bourse (stock exchange) now?
    1. New York Stock Exchange
    2. National Stock Exchange
    3. Shanghai Stock Exchange
    4. Korea Exchange
    5. Mumbai Stock Exchange
  3. Which of the following is not money market instrument ?
    1. Certificate of deposit & commercial paper
    2. Global depository receipts & American depository Receipts
    3. Interbank participation certificates & Interbank term money & Call money
    4. Treasury bills & Bills discounting 
    5. None of the above 
  4. What is M 3 ?
    1. Currency with public, Current deposits, 15% of demand liabilities with banks & other deposits with RBI
    2. Time liability portion of 85% of SB deposits, certificate of deposits, Term deposits up to 9. one year (other with banks)
    3. Term deposits over one year (other than FCNR-B) with banks & call money from non-depository finanicial corporations by the banking system
    4. Only (1) & (2) 
    5. All of these
  5. What is sweat equity ?
    1. Shares allotted to hard working employees/ Directors
    2. Equity allotted to promoters who worked under strain to achieve turn around for the company/ helped bring out 11. from serious problems
    3. Equity allotted for consideration of providing knows how or intellectual property rights or other value additions of noncash nature
    4. Only (1) & (3)
    5. All (1), (2), (3)
  6. Which one of the following is not relevant to "Certificate of Deposit" ?
    1. Issued by Scheduled banks-SCBs for minimum Rs.1 lakh or multiples
    2. Investors- Individuals, Companies, Trusts, Funds, Associations, Corporation @ fixed or floating rate
    3. Loans freely are availed upto 80% against the security to the investor
    4. Maturity minimum 7 days: Maximum 1 year, in case of FIs 1 to 3 years
    5. None of the above
  7. Which one of the following is not a limitation under to "Commercial Paper" ?
    1. Issue by Companies with minimum Tangible Net worth of Rs.4 Cr - through Issuing & paying Agent for Rs.5 lakhs or multiples thereof
    2. Minimum rating P-2 of CRISIL or Equivalent Investors- Corporates, Individuals, Banks, NRIs
    3. Rating valid for one year and will have coupon rate not less than IPA bank's base rate
    4. Maturity minimum 7 days : Maximum 1 year & issuing/ paying agents to report by the 2nd Day under NDS
    5. Only (1) & (3)
  8. Capital market is a market for :
    1. Equity shares and short term loans
    2. Term loans and debentures
    3. Long term debt and equity shares
    4. Only preference Shares
    5. Only Non-convertible Debentures
  9. Credit risk may not arise in which of the following ?
    1. Loan for purchase of a house
    2. Loan granted to a staff member
    3. Loan allowed against deposit of the bank
    4. Loan given to senior citizens under Reverse Mortgage
    5. None of the above
  10. Third Pillar in Basel 2 relates to :
    1. Market discipline
    2. Supervisory review
    3. Minimum capital
    4. Risk management
    5. None of the above
  11. Which of the following is not a feature of a term deposit ?
    1. Minimum period is 7 days
    2. Maximum period can be up to 10 years except in court cases and cases relating to minors
    3. Interest on term deposits is fixed by RBI
    4. Loans against term deposits of other banks cannot be allowed
    5. None of the above
  12. X, a customer of popular Bank had deposited an amount of Rs.12,500 in his saving bank account which was credited by the bank in the account of Mr. Y. The relationship between the bank and Y is :
    1. Trustee- beneficiary
    2. Debtor- creditor
    3. Creditor-debtor
    4. Beneficiary- trustee
    5. None of the above
  13. The Reserve Bank of India has appointed Mr/Mrs  ___________   as its Executive Director in place of US Paliwal.
    1. R.K.Jain
    2. Jatinder Bir Singh
    3. Surekha Marandi
    4. Animesh Chouhan
    5. Kishore Kharat
  14. RBI was nationalized on ?
    1. 01.01.1949
    2. 01.04.1949
    3. 01.06.1949
    4. 31.03.1949
    5. 31.01.1949
  15. Who is the present Chief Executive Officer (CEO) of Indian Bank's Association(IBA) ?
    1. Suresh Marandi
    2. VG Kannan
    3. MV Tanksale
    4. RS Reddy
    5. Viral Acharya
  16. Mr. Kanungo who is appointed as Deputy Governor (who is presently Executive Director in the central bank) will replace Mr ___________ , Deputy Governor.
    1. Viral Acharya
    2. NS Vishwanathan
    3. R. Gandhi
    4. S.S. Mundra
    5. None of the above
  17. Who is the new chairman of SEBI ?
    1. Ajay Tyagi 
    2. UK Sinha
    3. TS Vijayan 
    4. G Srinivasan
    5. None of the above
  18. The quick and easy way transferring personal remittances from abroad to beneficiaries in India :
    1. Money Transfer Service Scheme
    2. National Electronic Funds Transfer
    3. Real Time Gross Settlement
    4. SWIFT
    5. None of the above
  19. Provisions of Insolvency and Bankruptcy code 2016 is applicable to :
    1. Individuals 
    2. LLPs
    3. Companies
    4. Partnership Firms
    5. All the above
  20. As many as 14 banks have tie up with IRCTC so far. Which Bank has tied up recently with IRCTC to buy Railway tickets through its Debit Card ?
    1. Bank of India
    2. Indian Bank
    3. United Bank of India
    4. Union Bank of India
    5. Dena Bank
  21. ICSID is one of the five organizations of the World Bank Group. What is the full form of ICSID ?
    1. International Centre for Settlement of Investment Disputes
    2. Indo-Nepal Centre for Settlement of Investment Disputes
    3. Intra-Nation Centre for Settlement of Investment Disputes
    4. Inter-Continental Centre for Settlement of Investmentnt Disputes
    5. None of the above
  22. NPCI has increased their authorized capital to Rs 137 crore. How much amount was the initial authorised capital of NPCI ?
    1. Rs 100 crore
    2. Rs 500 crore
    3. Rs 300 crore
    4. Rs 200 crore
    5. Rs 400 crore
  23. How much capital infusion will be done by Government to IDBI to maintain healthy Capital Adequacy Ratio ?
    1. Rs 1000 Cr
    2. Rs 2000 Cr
    3. Rs 3000 Cr
    4. Rs 4000 Cr
    5. Rs 5000 Cr
  24. NIBM was established in the year 1969 by the Reserve Bank of India, in consultation with the Government of India, as an autonomous apex institution for research, training, education and consultancy in bank management. NIBM is located at :
    1. Mumbai
    2. Chennai
    3. Hyderabad
    4. Bangalore
    5. Pune
  25. To boost the life insurance, particularly in rural areas, Life Insurance Corporation of India (LIC) was formed by an Act of Parliament (LIC Act, 1956) on September 1, 1956. Where is the headquarters of LIC ?
    1. Mumbai 
    2. Bangalore
    3. New Delhi 
    4. Bhopal
    5. Hyderabad
  26. What is the maximum amount for which the Banking Ombudsman can pass award ?
    1. Rs. 2 lac 
    2. Rs. 1 lac
    3. Rs. 5 lac
    4. Rs. 10 lac
    5. Rs. 20 lac
  27. What is "Hybrid Debt" ?
    1. Shares only
    2. Capital instrument which possesses certain characteristics of equity as well as of debt
    3. Bonds only
    4. Dividend
    5. None of the above
  28. Bond market is part of which market ? 
    1. Capital market
    2. Agriculture market
    3. Retail market
    4. Whole sale market
    5. None of these
  29. NABARD is an Apex Bank for Agriculture and provides refinance facility. Which of the following institutions can avail this facility ?
    1. State cooperative banks and Regional Rural Banks
    2. Commercial bank
    3. Foreign banks
    4. Only (1) & (2)
    5. All (1), (2), (3)
  30. When there is any deficiency in providing banking services be-fore approaching Banking Ombudsman, the aggrieved customer has to give a notice within  ___________  from the date of cause of action before approaching Banking Ombudsman.
    1. 10 days
    2. 15 days
    3. 20 days
    4. 25 days
    5. 30 days
  31. Where is the headquarter of Federal Bank ?
    1. Kochi
    2. Mumbai
    3. New Delhi
    4. Bangalore
    5. None of the above
  32. Layering under Money Laundering refers to :
    1. Disguising the origin of initial deposit through multiple transfers
    2. Disguising the origin of initial deposit through multiple transactions
    3. Opening different accounts through different persons
    4. Both (1) & (2)
    5. None of the above
  33. Placement under money laundering means :
    1. Smuggling bulk cash
    2. Mix illicit proceeds with legitimate deposits
    3. Deposit amounts in small denominations
    4. Investing money for providing placement to unemployed youth
    5. (1), (2) & (3)
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