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Name of the Bank : Yes Bank
Name of the Posts : Officers
Educational Qualification :
- Minimum Graduate or equivalent degree
- Excellent flair of English Language
Experience :
- 1 to 3 years of experience in sales & / or relationship role( Preferable)
- Freshers with excellent communication skill will be considered
Desired Candidate Profile
- Graduate Significant experience in a sales department with a good sensibility regarding customer acquisition and portfolio management
- Ability to negotiate, convince clients and increase clients accounts
- Feel at ease with numbers and MS Excel and generally very comfortable with IT
- Proven track record in sales
Duties and Responsibilities
- Portfolio Management for Bank’s NRI Customers
- Engage with assigned portfolio of Bank customers for service and deepening relationship
- Customer interactions to be duly updated in Bank system for audit trail and reference to future interactions
- Deepening of customer portfolio level benchmarks
- Manage Issues and Maintain complete relationship record for assigned customer accounts
- Enhancing customer wallet size
- Profiling Customer to increase wallet share – Engaging to capture customer banking habits and inducing to make Yes Bank as primary relationship
- Ensuring customer scoping being done with need based products suggested as hooks for deepening relationship Ensuring that customer scope is done and products targeted accordingly
- Service to Sales approach established for deepening relationship with family members and associates which have been grouped together
- Acquisition of New To Bank Customers
- To acquire new to bank customers from leads generated through marketing channel and various campaigns
- Referrals generated from existing customers
- Penetration of products across family groups
- Customer Query and Complaint resolution:
- Ensure query resolution of the customers by coordinating with service and operations team
- Resolving all complaints received from preferred customers within the stipulated TAT’s
- Fulfilment of other objectives:
- To actively participate and contribute in fulfilment of other time bound objectives that department or organisation may initiate from time to time.
Competencies / Skill set required
- Verbal and written communication skill / listening skills.
- Customer service orientation
- Interpersonal Effectiveness
- Ability to work accurately, under high pressure within fixed and short timeframes
- Result and quality oriented
- Resilience / Persuasiveness
- Negotiation / Conviction skills
- High energy level and Self motivation
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