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December 29, 2016

General & Banking Awareness Model Test for IBPS Clerks VI Main Online Exam

Thursday, December 29, 2016 Leave a Comment

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  1. The setup of RBI was based on the recommendation of which of the following committees ?
    1. Narsimham Committee
    2. Hilton Young Commission
    3. Mahal nobis Committee
    4. Fazal Ali Commission
    5. None 
  2.  The following bank was one of the presidency banks
    1. The Bank of Bengal
    2. Bank of Bombay
    3. Bank of Madras
    4. All of the above
    5. None of the above 
  3. In India, public sector is most dominant in ?
    1. Transport
    2. Steel production
    3. Commercial banking
    4. Organized team lending financial institution
    5. Mining 
  4. Which of the following unit is known as 'paper gold'? 
    1. Euro dollars
    2. Special drawing rights
    3. Global depository receipts
    4. Petro dollars
    5. None of the above 
  5. NPA in banking terminology stands for__________
    1. New Para-banking Assets
    2. Net Profitable Assets
    3. Net Performing Assets
    4. Non-Performing Assets
    5. New Pension Act 
  6. A bank 'Axed Deposit' is also referred to as a
    1. Term Deposit
    2. Savings Bank Deposit
    3. Current Deposit
    4. Demand Deposit
    5. Home Savings Deposit 
  7. The arrangement under which banks sell insurance products acting as the agents of the respective companies is called the
    1. Insurance Joint Venture
    2. Bancassurance Model
    3. Hybrid Insurance Model
    4. Insurance Broking
    5. Integrated Modal 
  8. Kuchipudi is an Indian classical dance originating in which of the following states ?
    1. Kerala
    2. Bihar
    3. Tamil Nadu
    4. Maharashtra
    5. Andhra Pradesh 
  9. At which one of the following rate, the central Bank (RBI) lends to banks against government securities?
    1. Repo Rate
    2. SLR
    3. CRR
    4. Reverse Repo Rate
    5. Bank Rate
  10. Ten rupee notes contain the signature of __________
    1. Finance Secretary, COI
    2. Chairman, State Bank of India
    3. Governor, Reserve Bank of India
    4. Finance Minister, COI
    5. Prime Minister
  11. Which of the following is/ are functions of the RBI ?
      • I) Acts as the currency authority 
      • II) Controls money supply and credit 
      • III) Manages foreign exchange 
      • IV) Serves as a banker to the government
    1. I and III
    2. II and III
    3. I, II and Ill
    4. All of the above
    5. None
  12. A saving Bank Deposit account is one where __________
    1. amounts are deposited and are withdrawn as per requirement of the customers.
    2. the deposits are made only once in a year
    3. periodical fixed amount are deposited month wise and withdrawals are allowed after a fixed period.
    4. All of the above
    5. None of the above 
  13. RTGS stands for __________
    1. Real Time Gross Settlements
    2. Reduced Time Gross Settlements
    3. Relative Time Gross Settlements
    4. Real Total Gross Securities
    5. None 
  14. An IPO is __________
    1. initial price offered by a private limited company to its shareholders
    2. an offer by an unlisted company for sale of its shares for the first time to the public
    3. used to increase the share capital of an unlisted company
    4. a book building process
    5. None
  15. Which one of the following organization has launched guidebook on standards for exporters?
    1. RBI
    2. SEBI
    3. IBA
    4. UNIDO
    5. UNESCO 
  16. Which of the following nation is considered the originator of the concept of Micro Rnance ?
    1. India
    2. Bangladesh
    3. South Africa
    4. USA
    5. None
  17. The main function of IMF is to  __________
    1. finance investment loans to developing countries
    2. act as a private sector lending arm of the World Bank
    3. help to solve balance of payment problems of member countries
    4. arrange international deposits from banks
    5. None of the above
  18. The Reserve Bank of India, for the benefit of the persons with disabilities, instructed that banks should make all new ATMs installed from which date as talking ATMs with Braille keypads?
    1. June 1, 2014
    2. July 1, 2014
    3. August 1, 2014
    4. July 31, 2014
    5. None of the above 
  19. A company is deemed as Non-Banking Financial Company (NBFC) if  __________
    1. if its financial assets are more than 50% of its total tangible assets.
    2. if its income from financial assets is more than 50% of the gross income of the company .
    3. 1 and 2
    4. financial assets are more than 411% of its total assets.
    5. None of these 
  20. Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are terms most closely related to which of the following industries / Markets ?
    1. Capital Market
    2. Banking Industry
    3. Commodities Market
    4. Money Market
    5. Mutual Fund Industry
  21. The parliament in which of the following countries voted overwhelmingly to impeach President Park Geun-hye recently over an influence-peddling scandal ?
    1. Vietnam
    2. Philippines
    3. Thailand
    4. South Korea
    5. Cambodia 
  22. The High Court in which of the following states recently scrapped the Special Backward Classes (SBC) Reservation Act 2015 that provisioned for 5% quota to five Communities, including Cutlers ?
    1. Haryana
    2. Rajasthan
    3. Madhya Pradesh
    4. Uttar Pradesh
    5. Punjab
  23. India signed a civil nuclear cooperation agreement with which of the following countries In New Delhi recently ?
    1. Mauritius
    2. Maldives
    3. Suriname
    4. Vietnam
    5. Japan
  24. The Human Rights Day is celebrated every year to commemorate the Universal Declaration of Human Rights on __________
    1. 1 Dec 
    2. 4 Dec 
    3. 6 Dec
    4. 8 Dec
    5. 10 Dec
  25. Capital of Austria is __________
    1. Tehran
    2. Vienna
    3. Canberra
    4. Thimphu
    5. Brussels 
  26. India has decided to set up a center of Excellence in Information Technology at the AI-Azhar University which is the oldest and most prestigious University of __________
    1. Egypt
    2. Kenya
    3. Jordan
    4. Yemen
    5. Iraq 
  27. The SBI board approved sale of 3.9% stake in the life insurance arm for Rs.1,794 cr. The SBI Life Insurance is a joint venture between SBI and __________
    1. American International Group
    2. AXA
    3. BNP Paribas Cardif
    4. Prudential Financial
    5. Metlife
  28. What is the Currency of Morocco? 
    1. Maluti
    2. Franc
    3. Dirham
    4. Ruble
    5. Ulangeni 
  29. Nana Akufo-Addo recently won the presidential election in which of the following countries?
    1. Ghana
    2. Nigeria
    3. Kenya
    4. Sudan
    5. Tanzania
  30. The board of directors of IDFC Bank has approved the appointment of Veena Mankar as Non-Executive Chairperson. IDFC Bank is headquartered at ___________
    1. New Delhi
    2. Mumbai
    3. Kolkata
    4. Pune
    5. Chennai 
  31. A very severe cyclonic storm hit Chennai recently. The cyclone was named___________
    1. Vardah
    2. Phailin 
    3. Yemyin
    4. Sidr
    5. Aila 
  32. The Kerala govt launched the applications - 'Arising Kerala' and Whistle Now' - on the occasion of International Anti-Corruption Day on ___________
    1. 5 Dec
    2. 7 Dec
    3. 9 Dec
    4. 11 Dec
    5. 12 Dec
  33. The Ministry of Electronics and Information Technology (Meity) recently launched a new 24-hour TV channel for cashless transaction lessons. The channel is named ?
    1. DigiDarshan
    2. Diglesson
    3. DigiShala
    4. DigiShiksha
    5. DigiSalah
  34. Silent Valley National Park is situated in which of the following Indian states ?
    1. Tamil Nadu
    2. Kerala
    3. West Bengal
    4. Assam
    5. Meghalaya
  35. Indian documentary Raising the Bar' won the 'Award of Recognition' at the Hollywood International Independent Documentary Awards recently. The documentary is directed by ___________
    1. Bikas Mishra
    2. Juhi Chawla
    3. Sanjay Suri
    4. Onir
    5. Nandita Das
  36. Headquarter of Indian Ocean Commission is in which of the following city?
    1. Port Louis, Mauritius
    2. Lima, Peru
    3. Athens, Greece
    4. The Hague, Netherlands
    5. Budapest, Hungary 
  37. ___________  recently launched a rocket carrying the unmanned cargo spaceship Kounotori 6 to deliver supplies for astronauts living in the International Space Station (ISS).
    1. France
    2. Germany
    3. Japan
    4. Sweden
    5. US
  38. Who among the following won the 2016 IBSF World Billiards Long Up title ?
    1. Sourav Kothari
    2. Peter Gilchrist
    3. Geet Sethi
    4. Aditya Mehta
    5. Pankaj Advani
  39. Larsen & Turbo (L&T) has bagged a contract to make Sardar Patel Cricket Stadium the world's biggest cricket stadium in terms of seating capacity. The stadium is situated in ___________
    1. Maharashtra
    2. Gujarat
    3. Rajasthan
    4. Madhya Pradesh
    5. Chhatfisgarh
  40. India and which country held a conference on Ease of Doing Business in New Delhi recently to enhance the strategic bilateral partnership between the two nations ?
    1. US
    2. China
    3. Japan
    4. UK
    5. Germany

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