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January 23, 2015

IBPS PO/MT – IV Interview Experience shared by Gaurav (Bangalore)


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Name – Gaurav Kumar Baliyan

Qualification – B.E. (Computer Science)

Interview Date – 23rd January 2015

Location – Syndicate Bank Training Centre, Bangalore

Time – 08.30 AM

Interview Panel – I

I reached at the venue at 08.00 a.m. All candidates were allowed to enter only after 08.30 a.m., and all the proceedings started by 08.45 a.m.

1st Stage – Document Verification
They had a list of all the candidate’s names, and so they allotted a serial number to every candidate as per the list. Then the candidates were supposed to go according to the numbers allotted to them, to document verification first and then for the interview.

The number allotted to me was 7. My Document Verification was over by 09.30 a.m.

The Document Verification Officer was very friendly. Even if a person forgot any of their documents, he was giving them time to bring documents from their home. Also he provided a PC with internet connection for those who need to download any of their documents from internet or from their e-mail Id. A Fax Machine was also present there for those who can get their documents through Fax. In addition to all these, a Xerox machine was also there to help those who forgot to bring Xerox of any of their documents.

For those who had confusions regarding validity of OBC certificate, all OBC certificates issued after 12-08-2013 will be accepted, including those which were issued after the last online registration date i.e. 11-08-2014 (contrary to what was mentioned in the notification). Many of the candidates had OBC certificates issued after last online registration date, and even one of the student brought his OBC certificate of today’s date only, means his certificate was issued today morning and he brought the same.

2nd Stage – Interview
I was called for the interview at 09.30 a.m. It was my first interview and it was not at all good. I didn’t feel that I made any impression.

There was a panel of 5 members, consisting of 4 Gentlemen (G1, G2, G3 and G4) and 1 Lady (L1).
All the five were very friendly, the four men were continuously smiling throughout the interview, but the lady had a strict expression on her face.

As I entered,

Me: May I come in sir?
All of them: Yes, come in.

G1: Please have the seat, and be comfortable.

I smiled and sat down. Then I realized that I didn’t wish them Good Morning (So, started on a bad note).

G3(while looking in the some documents with him): So you are a native of New Delhi and completed engineering in computer science with 69.9 % last year. OK?
Me: Yes sir.

G4: So why banking, as your background suggests you to enter into IT sector?
Me: Yes sir I did engineering but still I didn’t join IT sector because I was never interested in it, instead I wanted to serve in government sector. So, I didn’t join any company and started preparing for government exams and banking is the one to which I focussed.

G4: If you were never interested in IT sector, then why you opted for computer science?
Me: When I had to make a choice regarding my future career after my schooling, I opted for computer science as I felt that in today’s era when the world is going digital, the knowledge of computer is a must.

G4: Whatever you learnt in your degree, how it will be useful in banking sector?
Me: In engineering, we were not taught only about computer languages, but also about how to solve real life problems using various algorithms. It helped us in developing an innovative and rational mind, and also kept us updated with new technological stuffs. All the things which we learnt can be utilised in any field, even if the field is banking sector.
G4: Ok.

G1: So tell me what is the importance of 26 January?
(I started thinking and trying to recollect anything about 26 January, and suddenly realised, Oh damn, that why am I thinking too much, its Republic Day yaar.)
Me: Sir, its Republic Day.

G1: Tell me whatever you know about Republic Day.
Me: Sir, our constitution was enforced on this date in 1950. Even if we became independent on 15 August 1947, but still we needed a constitution to take the country forward. The framing of constitution was completed in November 1949, but still the leaders decided to bring the constitution into force only on 26 January, 1950. Because this date, 26 January, has significance in history. On 26 January 1929, the Indian National Congress passed the resolution declaring complete independence of India.

G3: Wait, when India became independent?
Me: On 15 August, 1947.

G3: Then why you are saying 1929?
Me: No sir, I am not saying that India became independent in 1929, I am saying that Indian National Congress, which was a political party, they passed a resolution declaring complete independence on 26 January 1929, after which the freedom struggle became more intense politically. That’s why this date, 26 January, was chosen to enforce the constitution. (I felt as if my voice also became a little bit more intense like an argumentative tone while justifying my point, I realised it at the same time, but what was done was done). 

G3: Ok, ok… I got it. But why the constitution was needed?
Me: Because constitution defines the points on which the country is governed. To decide on the type of administration we need, and also to decide on various laws on which the country will move forward, the constitution was needed.
G3: Ok, good.

G1: Is there anything special about this upcoming 26 January?
Me: Yes Sir. Barack Obama will be the chief guest.

G1: Any special preparations regarding it?
Me: Yes sir, there is a lot of controversy between Indian Intelligence Agencies and American Intelligence Agencies regarding security of Mr Barack Obama. As per their protocol, the president of America never spends more than 15 minutes in open, but here he has to stay in open for more than 2 hours during parade. Also as per the protocol followed by India, the chief guest always arrives in our President’s Car, but American Intelligence Agencies want their president to travel in his own car.

G1: What is the name of his car?
Me(After thinking a little bit): I know but I can’t remember now. (1st time I denied for an answer in this interview as I didn’t know)

G1: The car is called ‘The Beast’.
Me: Ok sir.

G1: Can you name any two movies which won more than 11 Oscars?
Me: Titanic and Lord of the Rings.

G1: Right. Name one more movie?
Me: Slumdog Millionaire.

G1: No, try to remember.
Silence for 30 seconds from my side, I was acting as if I am thinking. (2nd time I didn’t know the answer)
G1: It was Ben-Hur.

G3: You did your SSC and SSLC from Vadodara?
Me; Yes sir, as my father works in Indian Air Force, so we have been to various places due to transferable nature of his job, and therefore I did my schooling from various different schools.

G4: Which places you have been to?
Me: We have been to Leh, Shillong, Guwahati, Jamnagar, Vadodara and Nagpur.

G4: So how you come in Bangalore?
Me: I got admission here in engineering college, so I came to pursue my graduation.

G1: There is a famous lake in Leh. Can you tell the name?
Me: I completely forgot the name sir. (I just remembered that the name is some Chinese kind of name, so very tough to remember).

G1: The same lake is also shown in the movie 3 Idiots. Try to remember.
Me: Sorry sir, I don’t remember the name. (3rd time I don’t know the answer)

G1:  Pangong Tso Lake. It was also in news when there were Chinese army’s incursions on Indian land in Leh.
Me: Yes sir.

G1: Who was the founder of Apple Computers?
Me: Steve Jobs.

G1: Is he alive?
Me: No sir.

G4: When the tsunami struck Andaman and Nicobar Islands?
Me: On 26 December, 2004.

G4: What is the capital of Nicobar Islands?
Me: Car Nicobar.

G4: Except the tribal people who are native of the island, is it possible for any other person to go and settle down there on Car Nicobar Island?
Me: No sir, people can visit there only as tourists, but they are not allowed to settle down.

G4: But when tsunami struck, there were many shopkeepers and retailers on the island who lost their everything in tsunami, were they legal?
Me: Yes sir, they might have taken permission from government to do their business there.

G4: No, they were illegally doing their business, and that’s why they didn’t get any compensation from the government.
Me: Ok sir. (4th time I didn’t know the answer)

L1(remember the strict lady): Who decides the monetary policy?
Me: RBI governs the monetary policy in our country.

L1: Tell me something about monetary policy?
I was thinking to answer about the CRR, SLR, open market operations etc which are used by RBI to control credit in market, but I was not sure, so better opted to quit in this question also.
Me: Sorry ma’am, I don’t know specifics of monetary policy. (5th time, it’s happening more than expected)

L1: Tell me types of deposit accounts?
Me: Fixed Deposits, Recurring Deposits, Current Account and Savings Account.

L1: What is CASA?
Me: CASA stands for Current and Savings Account.

L1: What do you know about KYC?
Me: KYC stands for Know Your Customer. It is a guideline by RBI so that the banks can have complete information about their customers. The documents required in KYC are identity proof, address proof and photographs. It is a step to prevent illegal practices such as money laundering.

L1: What is money laundering?
Me: In money laundering, the money travels through so many bank accounts and undergoes so many transactions such that it becomes very complex and difficult to trace the original source of the money. (They all reacted as either I was wrong or they were not satisfied with my answer)

G4: Which kind of money it is?
Me: Black Money.

G4: What is Black Money?
Me: The money which is illegally earned.

L1: What is Aadhar Card ?
Me: It is a unique identification card issued to the citizens of India. It is different from other identity cards because it uses biometric verification as an identification tool.

L1: How many digits are there in Aadhar Number?
Me: Sorry ma’am , I never noticed the number of digits. (6th time, and now I am like “are they interviewers or barristers, why so many questions”)

G4: Do you have an Aadhar Card ?
Me: No sir. (7th time, and I know what the next question will be)

G4: Why? You should apply for it being a responsible citizen.
Me: Yes sir, but I don’t have any fixed address from last 3 years, therefore I don’t have even an authentic address proof also, which is required while applying for Aadhar card.

G3: You have been here for last 4 years, do you know kannada?
Me: No Sir. (8th time, God why me?)

G3: You should have learnt it as you are staying here from last 4 years.
Me(now in Damage Control Mode): Its because I spent most of the time in college hostel, and there were no students there with mother tongue as kannada, all the students were from outside Karnataka, so I never got the chance to interact with many of the kannadiga students, and the kannadiga students with whom I interacted in my college were very good in speaking hindi, so we managed our communication in hindi or sometimes in English as well. So they never gave me a chance to learn kannada.

G3: Ok, have the chocolate and you may go now.
Me: Thank you sir. (yeh ehsaan mai kabi nai bhuluga sir, thanks a lot for letting me go)

I took one chocolate and came out of the room.

While asking all the questions, they all were continuously smiling towards me, even I answered everything with a smile, even while denying for the answers also, I maintained a smile on my face.

The interview went up to 25-30 minutes.

But as I analysed my interview, I was not happy and felt it was one of the worst interviews as my answer was “No” or “Don’t know” for 8 times, which is too much I feel.

But I learnt a few things and will try to get better from here, as the popular adage says, “The show must go on”

Hope it will help you in your preparations. Kindly give your reviews also.

Thank You.

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  1. Totally fake...I can't believe about asking so many questions

  2. bapre itna sara questions?? interview to max to max 10-12 min ka ho raha he... issme itna sara question puch liye unn logon ne?? sahi me damm he... all the best....

  3. Good one this is the toughest one of all I have gone thru may prayers to god for you to be in you deserve it

  4. Mera cmnt kyu delete kiya
    Fake interview

  5. wow!! its good..lot of quss

  6. Got 27th... U in niacl AO

  7. i got intvw n 23/2/15....anybody here ????

  8. I had my interview at bhubaneswar today.. As working as clerk in BOI.. Many questions r from banking sector..
    And it's gone Lil bit tough 4 me.. Some of the questions asked by them..
    1. Who is Surendra Sai? (a freedom fighter of odisha)
    2. Why Kalahandi famous for?
    3. Which software used in BOI and it's developed by whom
    4. Share of BOI in BSE. Why it's decreasing?
    5. What is NPA and when an account become NPA?
    6. How to control NPA and bad loans.
    7. Difference between KCC and CC
    8. SARFAESI act.
    9. Will u finance a senior citizen of 70 years.
    10. What is demand loan and what is term loan.
    11. What do u mean by collateral securities..
    12. Why a smiling face is important at Bank?
    All the interviewers were very cordial.

  9. Dai xam ey finish aagala.
    . Petrer vidatha..

  10. Telugu typing super annayya

  11. i think they did't ask dis much questions

  12. Your interview was tough but if you maintained confidence then hopefully result would be good. You showed good knowledge and the things that you did not answer for actually tough. So it was balanced. All the best and thank you for sharing.

  13. nadi kuda panel 1 brother..thanks for sharing

  14. What was the medium of conversation? N d venue?

  15. all the best

  16. just kidding. u got good score thats why told that.congzzzz

  17. Sadgurumurthy KandulaJanuary 23, 2015 at 10:16 PM

    Documents xerox pi attestation ani undhi...adi self or gazetate ...its for rrb clerk

  18. Gowri Priya KollisettiJanuary 23, 2015 at 10:20 PM

    what is the meaning of first one

  19. Max Telugu......essay kuda rayamantaranta Telugu lo

  20. They mentioned in notification.about..e receipt

  21. Sadgurumurthy KandulaJanuary 23, 2015 at 10:24 PM pi gazetate attastation avvasarama??? Or self attestation is is asked for rrb clerks

  22. E receipt also necessary....if its not with just download application that fee details are there..means fee paid..600 is one of the can convince them

  23. Gowri Priya KollisettiJanuary 23, 2015 at 10:28 PM

    k thank u

  24. Any idea about final cutoff of ibps po (interview+written) out of 100???? This year

  25. I think either this guy is SUPERMAN as he answered exact date 26 dec 2004- tsunami date and 26 jan 1929- rsolution passed date exactly ( even though he is telling it a worst interview ) . Or he is adding MIRCH MASALA to make the post interesting

  26. Please provide detail syllabus of nicl ao exam and how to prepare for it. please :)

  27. thank you for sharing your experience

  28. Hi Gowri, actually i paid in offline mode so confused!!!!.. e-receipt will be generated after the successful completion of online payment while applying for IBPS RRB. I think u haven't saved it.. U can manage with your application as it has a fee status as "PAID".. So don't worry..

  29. All the very best and thanks.

  30. Thanks and all the best.

  31. bhai you were great and....answers were perfect..i personally feel will be surely called to join.....

  32. Mera cast certificate 2007 ka hai?..chalega kyaa?

  33. Interview on 23.1.2015
    Morning 8 30am

    I went to the interview around 9 am. I reached the different floor after enquiring the security about the interview..I was waiting without knowing that i doesnt belong to that panel..Half an hour got over.The time was exactly 9 30 am and interview started.... Then i had a mild doubt as i was not called for verification.So i approached them and asked " If my name is present there ?".They told me i should be in 6th floor for diff panel.. I felt WTF... Then i went to 6th floor and asked them about the panel. They Enquired my name and i replied...That bank guy told im the first person...WTF again...Then he told me to arrange the docs for verification..meantime he sent 3 applications to the interview room, as my docs werent verified and it was getting late...

    Finally my turn came as 4th

    I entered the room and greeted.
    Three gents and 1 Lady..The lady is cute looking :)

    M1 : u r from?

    Me : replied

    M4 (Lady) : About ur schooling and college?

    Me : Replied

    M1 : So u got an experience of 2.6years ..Why did u leave the job?

    Me : Some rubbish answers but they looked convinced

    M1 : y did u choose banking after u quit?

    Me : I told interested.

    M1: They saw my application and told that u are the only one person who hav opted for allahabad bank for first priority.. I appreciate u

    Me : Actually i randomly selected the banks... (I was smiling inside)...Then i answered something.
    M3: How much salary u wer drawing?

    Me : Replied 33k in hand

    M3 : U ll get lesser salary it ok?

    Me : yes no probs

    M1 : Ok seeya , have a nice day :)

    Me : Thankyou too

    Well this was an ultimate interview which lasted for 5mins i think....I thot o god im lucky thanks for giving me an interview like this....

  34. While applying the IBPS , I mentioned the year of passing which is different from the original marks memo, no problem kada, they just check percentage anthe kada,
    plz clear my doubt frnds!

  35. PO ka interview tha ya UPSC ka !!!But still you managed it so well what i feel.Hatz off man for being patient there putting a smile during the torture.I must say you should be selected !All the very best !!!

  36. superb interview Gaurav.. nd baar re itna lamba interview.. u answered really well..

  37. Somebody pls tell me how many num of photo copies we have to take for IBPS clerk interview...

  38. Kindly share ur experience in details Bhai..we r from odisha,badly waiting for some useful reviews..

  39. Medium of conversation was both English n odia..

  40. My interview was in UCO bank. BHUBANESWAR.. Panel IV.

  41. Arun bhai..they can ask anything.. They r very cordial.. Also keep all the documents in tact. It's time taking.. All the candidates been asked abt their area, districts.. If u r from banking background.. Collect information abt ur banks. They are also asking about ur background, present work. Keep cool n chill.. U will rock there.. All the best.

  42. brother do you know how much is the cut for obc for repco clerk i score 143 in obc category

  43. Maximum they will focus weather the degree completed before the date which mentioned in notification , they ll check only that, if it is ok from ur side, not at all a problem

  44. I think you have mentioned Various Government Job ,and you are been through several place so they asked you question from several area. And the time 25-30 min itself a certificate for your selection . thanx bro for sharing this kind of experience.

  45. hi friends i think here all r tamilnadu

    if anyone RIGHT RRB OS1 EXAM

    comment ur score here

  46. From Tamilnadu
    OBC Category
    Obtained 137 in clerk

  47. u did well in the interview dont worry u shorely get selected....................all the best

  48. excellent buddy.. good kep up

  49. Suren Upgraded VersionJanuary 24, 2015 at 10:29 AM

    when will come selected candidate list

  50. You just take one photocopies of all the required documents.

  51. thanks..i scored 18/20..

  52. All the best Gaurav Kumar.

  53. 7(1/3)*3(3/5)%3(3/4)
    ((7*3)+1)/3 * ((3*5)+3)/5 % ((3*4)+3)/4
    (21+1)/3 *(15+3)/5 % (12+3)/4
    (22/3) *(18/5) % (15/4)
    and next process is same..

  54. Great interview by the way.... And me too had the similar experience on 22nd in Vijayawada... And asked me mostly about the work in banks for different situations... And I was like dumb struck...

  55. Interview capsule forUIIC Exam how to prepare it

  56. is any chace for that mark me to the same 131

  57. dil, i got 139 repco clerk,AP

  58. please AP state candidates repco bank clerk marks

  59. my marks 78 PO obc any chance frm tamilnadu

  60. Hi hara.. Even naku kuda e receipt ledhu. What to do ? Help me

  61. Hi raj ...naku kuda e receipt ledhu. What to do ? Help me

  62. What abt OA candidates list? when will they release?

  63. maine ibps clerk ke online application me scribe ke liye opt kiya tha lekin actual exam me scribe nahi liya....... will it create problem during interview as i have written 'yes' in online application form for question do you intend to use services of scribe?

  64. e-receipt is generated along with application form..I think it vl work fr us

  65. i got 110 (obc) from there any chance?

  66. apgb office assistant list epudu pedtaru ?

  67. Mee daggara undha separate ga receipt ?? Ledha ?

  68. Regulagedda SivakumarJanuary 24, 2015 at 5:56 PM

    which state u applied for?

  69. Regulagedda SivakumarJanuary 24, 2015 at 5:56 PM


  70. ledhu!!!!Dnt wry v can convince them by showing our application where e-receipt is also present..

  71. Regulagedda SivakumarJanuary 24, 2015 at 5:57 PM

    depend n state? which state u applied for?

  72. Regulagedda SivakumarJanuary 24, 2015 at 6:01 PM

    plz share ur repco bank asst xam marks with state applied for...

  73. i have ibps payment receipt but don't have any receipt for payment made to andra pragathi since I made online payment. What should I do now?

  74. 106 in clerk and OBC i have a chance..???

  75. REPCO cutoff eppo varum

  76. Oh OK... Mana application lo oka field undi kada... Fee paid ani adi chalu kadha ??? Dhanni vanka Petri Valli aaparu kadha manalni ???

  77. When was the office assistants interviews dates releases

  78. i think its enough!!!!!

  79. hi repco clerk do have any idea about cut off

  80. Generalist or Specialist? Didnt attend niacl exams

  81. Where from? Name? Specialist?

  82. i have 100 marks in repco clerk. Is I selected for interview

  83. Generalist.... Wer r u frm

  84. Hi Gaurav..!

    I too had interview at the same place same panel. (Syndicate Bank Training Center)
    8.30 Panel 1
    I thought that I am the only one who got screwed. I guess after going through all the interview experiences I can conclude that ours was the toughest. I think the person who was to our extreme right was posing damn difficult questions. Probably they were easy but we couldn't remember them suddenly..!!

    Ufffffff ... All the best anyway

  85. i dnt knw....may b or may not be........

  86. My repco po score is 95...any chance???i am frm general.

  87. yes ,we need little complex probs.. to solve

  88. Thanks and All The Best for results......:)

  89. Regulagedda SivakumarJanuary 25, 2015 at 3:45 PM

    wat s the highest mark in repco bank clerk xam? fr andhra?

  90. I got 170 marks ...what's ur marks

  91. Regulagedda SivakumarJanuary 25, 2015 at 4:00 PM


  92. DIFFERENCESNITI AAYOGPLANNING COMMISSIONConstitutionGoverning Council has state chief ministers and lieutenant governors.The commission reported to National Development Council that had state chief ministers and lieutenant governors.OrganizationNew posts of CEO, of secretary rank, and Vice-Chairperson. Will also have five full-time members and two part-time members. Four cabinet ministers will serve as ex-officio members.Had deputy chairperson, a member secretary and full-time members.ParticipationConsulting states while making policy and deciding on funds allocation. Final policy would be a result of that.Policy was formed by the commission and states were then consulted about allocation of funds.AllocationNo power to allocate fundsHad power to decide allocation of government funds for various programmes at national and state levels.NatureNITI is a think-tank and does not have the power to impose policies.Imposed policies on states and tied allocation of funds with projects it approved.

  93. UIIC assistant interviews would be after 2nd March or will UIIC conduct it together with the AO interviews?

  94. I got 134 OBC any chance

  95. I don't know man...from which state u r??

  96. Tamilnadu Repco Clerk OBC 134 is there chance to attend interview ?

  97. is there gd for syndicate bank po

  98. Any one from karnataka?

  99. As per the notification they have mentioned that there s gd i think v have but not very sure about it.....Its better to be prepared for gd also..

  100. kk thank u ,when is ur interview ans frm which state r u

  101. My interview s on feb 9th (Tamilnadu) what about u?

  102. Bro!! Did they released the results??

  103. No do u hve any idea wen tey ill release

  104. No..! Neenga the romba active so oly asked u :P

  105. Naan activea thanks boss naraya interview clash ayurum so ly.. i think they didnt publish i checked in last year pdf they mentioned name with interview date so i thibk its late

  106. Yes but i am not like you.. I cleared oly RRB PO and i scored 103 in Repco PO

  107. Boss neenga gen r obc.. don wry 103 i think they ill call.. ibps cleek pass ayutengala

  108. OBC Boss.. I didnt write clerk!!

  109. K boss no problem.. they will put d post n careers page along with bio data form soon within this week

  110. Good Standard Team GAZ. Thank you for your efforts.

  111. got any update bro regarding the application reprint??

  112. 9th questn

    11th questn
    total value=23x

  113. no there is no mistake in the 9th qutestion.....for 11th the difference of the ratio between B&C is 2 .... then 2x=860 so 11x+5x+7x=23x x=860/2=430 then 23x430=9890

  114. For the question 14..ans is 27

  115. i got a answr 28/15 for the 1st ques ?? can u explain >?


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