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January 25, 2015

IBPS PO-IV Interview Experience Hyderabad

18 comments

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NAME            T. SHIVAKUMAR (WORKING AS A CLERK IN BANK OF INDIA)

VENUE          ANDHRA BANK APEX COLEGE, GACHIBOWLI(Panel VIII)

DATE             24-01-2015

CITY              HYDERABAD

TIME              : 8:30AM


Hi friends I am T.Shivakumar, working as a Clerk in Bank Of India. I would like to share my interview experience with you people. 

I reached the interview venue by at 8:15AM.  And around at 10:00 AM they called me for document verification. Within 10minutes my certificates verification completed. Finally at 11:30 they called me for interview.
There were 4 members in my interview panel (3 male, 1 female). So M1,M2,M3 & F1. M1 leading the panel.
I opened the door and greeted them with a smile and they offered me to sit. Sat and said thanks.
Now the interview starts
M1: Mr.shiva tell me about yourself except your ssc & intermediate details.
Me: Explained shortly in 1 min and I told him that I am working for Bank Of India.
M1: what your parents do?
Me: Explained about my parents.
M1: what are you doing in BOI as a clerk all the day?
Me: I explained my working knowledge and I told him that I have been going to clearing  house to participate in cheque clearing.
M1: What is clearing house?
Me: Explained in a good manner
M1: What you do in clearing house?
Me: Explained.
M1: what is CTS ?
Me : Explained, he was eagerly listening to me.
M1: What is cash management?
Me: Actually I don’t know the correct answer but he helped me by giving some hints  and finally I answered it.
M1: Does idle cash earns interest?
Me: No sir, Idle cash never earns interest. That cash should be given as loans to get some returns. He convinced.
M1: Why banks need profit?
Me: I explained that profits are necessary to give salaries to employees and for operational expenditure.
M1: Why the bank’s profits   falling down?
Me: I told NPA as one of the reasons. He convinced
M1: Tell me the advances and amount of NPA in your branch
Me: I explained him and he impressed.
Now  it is M2 turn
M2: Abbreviation of VIRUS?
Me: I Explained
M2: what is clean note policy ?
Me: I explained with examples.
M2: what is the impact of NPA on bank’s profit?
Me: I Explained
M2: what is bate money?
Me: I answered this question by giving some examples and he said “ The answer you have given is a right one”. I said Thank you.
Now it is M3’s turn
M3: tell me about CTS.
Me: I have repeated the same answer without any hesitation as they asked it for 2nd time.
M3: Advantages of CTS
Me: I Explained

The female member is just observing and she didn’t ask any questions.
Finally they asked me to leave. They took around 20minutes. I wished them once again and left.
That’s all friends, I did it well and hoping for the best.

I wish you all the best. 



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18 comments:

  1. all the best.nice review
    which place r u working?

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  2. Meri age 22 agust 87 hai.kay abi jo naye vacancies ayege usme exam de sakti hu

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  3. Is it bate or bait money?

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  4. Thanks and all the best.

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  5. Is it necessary a clerk has to write PO exam to get promotion in bank

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  6. is it necessary to have NOC if i'm wrking as a clerk. i have joined recently and don't have noc

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  7. S. if u r working in public sector u'll need it

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  8. what is bait money..@shivakumar..
    what u answerd...

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  9. NICE AND THANK YOU
    WILL YOU PLEASE SEND ME YOUR ANSWERS TO MY EMAIL: nedurusudhakar@gmail.com

    ReplyDelete
  10. Hello ritika. . .How are you and How's your preparation going?

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  11. dont knw...whr to start..sunil..
    daily i was jst reading experinces..only..
    nd updating with currenet affairs..

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  12. Ok..listen to me carefully now...
    "This exam is your LIFE yr...so don't even try to think about -ve thoughts"
    Well that's great if you are reading the "Experience" but you also have to prepare for yourself now. You have the basic IDEA about the question (from the "experiences") so sit aside in your room, ask those question from yourself, and try to give +ve answer.
    Ask question from yourself that "Am I worthy enough to be a banker or did I lack something behind" or what kind of improvements do i have to made so that the Interviewer got Impressed....
    Ask from yourself that if "You are not going-through the Current-Affairs parts then will you be able to selected" then you got the REAL Answer...
    Ask everything from "YOURSELF" and you will get the EXACT answer B'koz you can't lie to yourself. Try to LIE to yourself and you will get the response that you are wrong..

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  13. very impressive..
    thank u so much ...for ur motivation..:-):-)@sunil...

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  14. hmm..good night..:-)
    jii................

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  15. Seriously I was thinking about you, and boom there your reply are...
    So glad to see your comment yr
    And no need to thank me,.,.It's my pleasure to help each one of my Friends.

    ReplyDelete
  16. hahaha.....uuu tooo..;-);-)

    ReplyDelete

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