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January 26, 2015

IBPS PO IV Interview Experience from Jaipur


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Name: Abhiraj Bhanu

Qualification : BA Economics + MBA (Finance) 

Work ex : 3 years as Senior Sales Officer in Asian Paints Ltd

Interview Centre : Tagore Public School Jaipur

Date & Time : 25th January 2015 at 1:00 pm 

Panel : 3rd

First of all heartfelt thanks to entire Gr8AmbitionZ team for doing fantastic work & also thanks to you all for posting your interview exp. Seriously it helps a lot while preparing. My interview was scheduled at 1Pm. I reached at 11:45 am at the centre. Document verification was done by 12:45 pm , Then started the waiting period . I was 15th no. in the list but as few candidates were late in reporting, my chance came at 5th no.

I entered the room; there were 5 members in all (4 male & 1 female). Middle one was the main person. I entered room & politely asked, May I come in? They said yes. I wished: Good Afternoon Madam & Good Afternoon Sirs.

M1: So you are Abhiraj Bhanu?
Me: yes sir , I am Abhiraj Bhanu. (They didn’t asked me to sit )
M4: apka no. 15th hai , aap pehle kaise aaye ?
Me : sir , baki bachey shayad late aaye honge. Mein jaldi pahunch gaya tha isliye mera verification jaldi ho gaya.

M1: okay , sit down.
Me : Thanks sir.
M1: please tell us about yourself & your family.
Me : I answered
M2 : so where you brother is working ?(as I told them about my brother who is an advocate.)
Me : answered
M4: from where did he completed education ?
Me: answered
M3: what was the course fee?
Me: answered
M1: how many cases he fought & won?
Me: answered
M1: why he also gone outside of Rajasthan? (My brother did it from Nirma gujrat)
Me: answered
then they were chatting within themselves regarding law prospects in country and I kept quiet with a smile on face.
Now they shifted their attention towards my work ex. They asked approx 10 question regarding my work ex.

Questions were:
Why you left Asian paints, why banking, what was your package over there, roles and responsibilities. I answered all with ease.

M1 : yaar tumhari company kaafi charge karti hai paint ka ( then all chatted among themselves and laughed)
Me: answered
Female : your package was good over there , bank mein kyun aana hai ?( I mentioned 42000 per month + petrol+mobile+bonus+incentive.)
Me: mam opportunity for growth bahut hai bank mein , mere sath ke colleagues kaam karte hain bank mein as po unhone kaafi kuch bataya hai aur sath mein exam pass karke I can go higher up the ladder ( gave example of SBI arundahti mam as she joined as PO but now chairperson of sbi)
M1: yaar exam paas karke 2 hi increment milega , chalega ?
Me: yes sir , after increment , My performance will speak for me sir.
Female : kitne log po se promote ho ke cmd bante hain ? kuch ek bante hai . baki sab nahi hote promote.
Me:  Mam mujhey vishwas hai ki agar mein select hua toh acchey kaam se bahut aagey tak jaunga .
Female : tumhein apne aap pe bahut confidence hai .
Me: mam mujhey apni mehnat pe vishwas hai , mehnat karunga toh kamyaab jarur ho paunga.
(All members smiled on this)
M1: beta ek advice dunga , agar ab bhi purani company bulaye toh chale jaana . yahan pe naukri karne se accha wahan wapis chale jao.
Me: nahin sir , ab bank mein hi jaana hai

M2: so kya padh ke aye ho ?
Me: sir , rbi and functions , balance sheet, balance of trade/payment, bank & functions etc.
M2: accha ye batao RBI banks ka inspection kyun karti hai ?
Me: isliye kyunki bank mein public ka paisa jama hai , public bharosa karke deposit karati hai , rbi check karta hai ki kahin koi galat kaam toh nahin ho raha , customer ke vishwas se khilwad toh nahi ho raha .
M2: abhi banks pe rbi ne penalty lagayi hai , bata sakte ho ?
Me: sir , pvt banks hai naam yaad nahi hai mujhey , padha tha maine and penalties is in lakhs.
M1: what is balance sheet .
Me: balance sheet is a financial statement of an organisation at a specific point of time which shows the assets, liabilities & shareholders’ equity. In simple words it shows what the organisation owns & what owes.
M1: contingent liabilities samajhte ho?
Me: sir aakasmik dendari kehte hai isey, jaise agar koi unplanned kharcha aa jaye toh .
M1: banks mein contingent liabilities ke liye paisa kahan se aata hai?
Me: sir jyada nahi pata par shayad profit mein se kuch hissa rakha jata hoga .
M1: money laundering kya hota hai ?
Me: galat tarike se kamaya hua paisa jaise galat sadhan se ya galat pehchan se kamaya hua paisa jisey kala dhan kehte hai usey safed mein conver karna, is poori process ko money laundering kaha jata hai .
M4: money laundering ki teeno layers batao.
Me: sorry sir, pata nahin .
Female: SLR and CRR batao
Me: answered with current rate.
M4: net and operating profit mein difference batao .
Me: sir jyada nahi pata par tax kaatne ke baad ke profit ko net profit kehte hain and bina tax kaate profit ko operating profit.

M1 to all members: aur kuch puchna hai?
They all said no.  Then I said thanks to all members and silently moved out from the room.
So this was my interview, friends be confident and have patience while answering. Answer in that language in which question is asked. Wish you all the very best, please pray for me too. :)

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  1. nice interview abhiraj .

  2. you have good communication skills abhiraj. all d best. thnx fr posting this.

  3. Abhiraj Singh GogawatJanuary 26, 2015 at 6:14 PM

    Thanks a ton , wish you all the very best :)

  4. Abhiraj Singh GogawatJanuary 26, 2015 at 6:15 PM

    thanks a lot mam , wish you all the very best for your interview :)


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