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February 20, 2014

My Interview Experience, IBPS Clerk III - Sudhir Shinde

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Name : Sudhir Shinde

Education : B.Com (Banking & Ins.)

Date : 11th Feb 2014.

Place : Bank of Maharashtra, Fort, Mumbai, Maharashtra.

Friends...

After Document Verification my turn comes at around 12 Noon.

I knock the door.. asked for Come inside..4 Members was there out of them one was female. Greeted them with Good Afternoon..

M1: Introduce your Self, Your Family Background..?

-          Answered Well

M2: What are you doing right now, as you have complete your graduation in 2011
-          Currently working as Assistant to Director.

He then asked my work profile, Salary..
-          I answered Drafting Letters, Sending Mails, Fixing Appointments Etc..

M3: What you know about Banking..?
-          I gave information about Types of Bank, Regulator, NABARD,

He then asked Share capital of RRB’S
-          I replied,  in the ratio of 50:35:15, central govt 50%, Sponsored Bank 35% & Remaining State Govt 15%, respectively.

M2: What is Insurable Interest, Moral Hazard, in insurance..??
-          I replied him for Insurable Interest,  whatever i recollect as I had learn that terms in my S.Y, but couldn’t give answer for Moral Hazard, so I simply said, I heard that term but couldn’t recollect it right now, (M3, Gave me information for both terms in detail)

M1: Is it your first attempt for Bank Exam..?
-          I said No sir, Its my Third Term as in both last two Terms, couldn’t got enough marks required for final allotment.
-           He then continued, OK..suppose, if we select you, then where do you want to be or upto what level would you like to go..?
-          I replied, sir, after becoming Clerk, My focus will be,  P.O..
(All members were start Laughing, one of them, said just become a P.O. that’s it your Goal, I said, Yes Sir, Currently I will try to become P.O after Clerk & then will think more than that.)

F1: Ok, So Becoming P.O is, his short term goal..
She asked, What is NPA..?
-          When bank unable to get its Loan amount back along with Interest within 90 Days it become, NPA.
F1: Are you sure 90 Days..?
-          Yes Mam..
M1: Thank you..that's it.

I greeted them with thanks & wished them nice day..


My suggestions for Friends :

Friends.. Panelist were very cooperative.. and they may ask more questions on Subject you studied in your Graduation, so well prepared for the same as maximum candidates from my panel face the same question.

If you are working somewhere, then prepare well for questions regarding your current working profile, & terms related to your work .

For commerce Friends, Be Prepare with Basic Accounting Related Terms & Ratios.

Questions were asked in Both the English & in Marathi Language..

And don't forget to keep with you, all semesters Mark sheet & every page, (if any) of  document.

All the very best to all of you.. :)

Thanks to Sudhir Shinde for sharing his interview experience with us. We wish him great success in this interview. 
Gr8AmbitionZ Team


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2 comments:

  1. Dear admin pls upload my ibps clerk-3 interview experience,,,,I have sent u so many mails,,,,plssssssssssssssssssssssssssssssssssssss do the needfull ...My name is nilesh khandarkar

    ReplyDelete
  2. Dear admin pls upload my ibps clerk-3 interview experience,,,,I have sent u so many mails,,,,plssssssssssssssssssssssssssssssssssssss do the needfull ...My name is nilesh khandarkar

    ReplyDelete

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